Real Time Data And Automation Will Reshape Digital Lending

Published
18 Sep 24
Updated
14 Aug 25
AnalystConsensusTarget's Fair Value
US$2.97
30.6% undervalued intrinsic discount
14 Aug
US$2.06
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1Y
-61.6%
7D
-7.6%

Author's Valuation

US$3.0

30.6% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on01 May 25
Fair value Increased 24%

Shared on23 Apr 25
Fair value Decreased 0.41%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on09 Apr 25
Fair value Decreased 37%

AnalystConsensusTarget has decreased revenue growth from 73.4% to 65.7%, decreased profit margin from 43.1% to 14.2% and increased future PE multiple from 15.2x to 33.8x.

Shared on02 Apr 25
Fair value Increased 128%

AnalystConsensusTarget has increased revenue growth from 16.5% to 73.4%, increased profit margin from 31.5% to 43.1%, decreased future PE multiple from 21.3x to 15.2x and increased discount rate from 8.0% to 9.3%.

Shared on26 Mar 25
Fair value Decreased 8.74%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on11 Mar 25
Fair value Decreased 36%

AnalystConsensusTarget has decreased revenue growth from 110.7% to 18.3%, increased profit margin from 19.0% to 32.1%, increased future PE multiple from 14.0x to 21.6x, decreased discount rate from 8.7% to 7.7% and decreased shares outstanding growth rate from 0.0% to 0.0%.