AFRM Share Price Performance
US$45.52
-2.23 (-4.67%)
47.1% undervalued intrinsic discount
US$86.00
Fair Value
Price US$45.52
AnalystConsensusTarget US$86.00
AnalystLowTarget US$53.00
AnalystHighTarget US$110.00
Fair ValueUS$86.00
Share Pricen/a
Affirm Holdings, Inc. Stock Price
- 3 Narratives written by author
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- 100 Fair Values set on narratives written by author
AFRM Community Narratives
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Fair Value US$86 47.0% undervalued intrinsic discount
Analysts Weigh Affirm Holdings Prospects Amid Slight Valuation Shift and Ongoing Growth Momentum
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AN
Fair Value US$53 14.1% undervalued intrinsic discount
Overvaluation And Tightening Regulation Will Hurt BNPL Prospects
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Fair Value US$110 58.6% undervalued intrinsic discount
Digital Commerce And Mobile Payments Will Expand BNPL Ecosystem
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Overvaluation And Tightening Regulation Will Hurt BNPL Prospects
Key Takeaways Intensifying competition, economic pressures, and consumer caution threaten to limit revenue growth and erode transaction-based margins in the core installment lending business. Regulatory scrutiny and reliance on key merchant partners present ongoing risks to profitability, expansion, and overall business stability.Read more
62
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AN
US$53
14.1% undervalued intrinsic discount
Fair Value
Revenue
22.65% p.a.
Profit Margin
9.31%
Future PE
38.56x
Price in 2029
US$67.1
Digital Commerce And Mobile Payments Will Expand BNPL Ecosystem
Key Takeaways AI-driven underwriting, merchant-funded promotions, and the Affirm Card could dramatically improve profitability and expand use beyond current analyst expectations. Deep integration with payment providers and offline adoption positions Affirm for structural growth, capturing a greater share of evolving consumer spending habits.Read more
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US$110
58.6% undervalued intrinsic discount
Fair Value
Revenue
30.68% p.a.
Profit Margin
15.56%
Future PE
39.48x
Price in 2029
US$138.89
Analysts Weigh Affirm Holdings Prospects Amid Slight Valuation Shift and Ongoing Growth Momentum
Key Takeaways Expansion into new markets, product innovation, and strategic partnerships position Affirm for increased market share and revenue diversification in both online and offline retail. Proprietary technology, strong risk management, and customer loyalty enhance margins, operational efficiency, and support long-term earnings growth.Read more
433
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AN
US$86
47.0% undervalued intrinsic discount
Fair Value
Revenue
24.15% p.a.
Profit Margin
16.79%
Future PE
34.77x
Price in 2029
US$113.18
Trending Discussion
Recently Updated Narratives
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AFRM: Future Returns Will Hinge On Embedded Payments Outweighing BNPL Credit Fears
Fair Value: US$53 14.1% undervalued intrinsic discount
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AN
AFRM: BNPL Partnerships And Sector Support Will Drive Future Upside Potential
Fair Value: US$110 58.6% undervalued intrinsic discount
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AFRM: Expanding Embedded Payment Partnerships Will Support Future Upside Potential
Fair Value: US$86 47.0% undervalued intrinsic discount
49 followersusers have followed this narrative
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Snowflake Analysis
Affirm Holdings, Inc. Key Details
About AFRM
- Founded
- 2012
- Employees
- 2206
- CEO
- WebsiteView website
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
