Southside Bancshares

Share Buybacks And Leadership Transition Will Drive Long-Term Shareholder Rewards

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

13 Feb 25

Updated

11 Dec 25

Views

43

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

-7.5%

7D

3.7%

Loading

1Y

-7.5%

7D

3.7%

You can edit this narrative until Dec 12 5:05 PM. Then, changes will post as Updates.

Author's Valuation

US$320.2% undervalued

AnalystConsensusTarget Fair Value

Shared on 11 Dec 25

SBSI: Leadership Transition And Buybacks Will Support Future Stability

Analysts have modestly fine tuned their price target for Southside Bancshares to reflect essentially unchanged fair value at approximately $32.00 per share. This view is supported by a slightly lower discount rate and a marginally softer projected future price to earnings multiple, which together point to a stable, fairly valued outlook.

Shared on 27 Nov 25

SBSI: Leadership Changes And Buybacks Will Guide Stability Amid Fair Valuation

Analysts have reaffirmed their price target for Southside Bancshares at $32.00, maintaining their valuation based on stable profit margin and revenue growth projections. What's in the News Net charge-offs were reported at $0.8 million for the quarter ending September 30, 2025, an increase compared to $0.4 million in the same period last year (Key Developments).

Shared on 13 Nov 25

Fair value Decreased 1.03%

SBSI: Leadership Transition And Share Buyback Plans Will Shape Outlook

Analysts have revised their price target for Southside Bancshares slightly downward from $32.33 to $32.00, citing modest adjustments in growth and profitability expectations. What's in the News Lee R.

Shared on 29 Oct 25

Fair value Decreased 4.90%

Analysts have lowered their price target for Southside Bancshares from $34.00 to $32.33. They cite improved profit margins and stronger revenue growth, along with a modest reduction in the discount rate and future price-to-earnings expectations.

Shared on 01 May 25

Fair value Increased 2.35%

AnalystConsensusTarget has increased revenue growth from 6.7% to 8.1%.

Shared on 23 Apr 25

Fair value Decreased 0.21%

AnalystConsensusTarget has increased shares outstanding growth rate from 0.0% to 0.0%.

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 7.30%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 0.70%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 13 Mar 25

Fair value Increased 6.98%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

AnalystConsensusTarget Fair Value

US$32

0.2% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

10.10%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

7.16%

Calculation

US$112.00m

Earnings '28

x

10.19x

PE Ratio '28

=

US$1.14b

Market Cap '28

US$1.14b

Market Cap '28

/

29.12m

No. shares '28

=

US$39.21

Share Price '28

US$39.21 Share Price '28

Discounted to 2025 @ 7.15% p.a.

=

US$31.87

Fair Value '25