Update shared on 29 Oct 2025
Fair value Decreased 4.90%Analysts have lowered their price target for Southside Bancshares from $34.00 to $32.33. They cite improved profit margins and stronger revenue growth, along with a modest reduction in the discount rate and future price-to-earnings expectations.
What's in the News
- Net charge-offs totaled $0.8 million for the three months ended September 30, 2025. This compares to $0.4 million in the prior year and $0.9 million in the previous quarter (Key Developments).
- Between July 1 and October 24, 2025, Southside Bancshares repurchased 26,692 shares for $0.81 million. The company has completed buybacks of 868,061 shares for $24.69 million since July 2023 (Key Developments).
- On October 16, 2025, the company increased its equity buyback plan authorization by 1,000,000 shares, raising the total authorization to 2,000,000 shares (Key Developments).
- CEO Lee R. Gibson announced his retirement effective December 31, 2025. Keith Donahoe, the current President, will succeed him as CEO and President (Key Developments).
Valuation Changes
- Consensus Analyst Price Target has decreased from $34.00 to $32.33, reflecting a modest downward revision.
- Discount Rate has fallen from 7.38% to 7.10%, which indicates slightly lower expected risk.
- Revenue Growth assumption has increased significantly from 9.76% to 12.32%.
- Net Profit Margin has risen from 28.53% to 33.03%, suggesting improved profitability expectations.
- Future P/E multiple has declined meaningfully from 12.69x to 10.41x. This reflects lower anticipated valuation levels.
Disclaimer
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