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Digital Banking And AI Will Define Future Banking Trends

Published
24 Sep 24
Updated
26 Sep 25
AnalystConsensusTarget's Fair Value
US$42.00
14.7% undervalued intrinsic discount
26 Sep
US$35.83
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1Y
-23.4%
7D
2.1%

Author's Valuation

US$4214.7% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on26 Sep 25
Fair value Increased 11%

Analysts have raised their price target for Live Oak Bancshares from $38 to $42, citing expectations for improved credit performance, accelerating loan growth in the second half of 2025, easing regulatory concerns, and potential M&A activity as key catalysts supporting a more favorable outlook. Analyst Commentary Bullish analysts expect credit performance to improve in the second half of 2025, which should alleviate prior investor concerns tied to the recent SBA credit cycle.

Shared on19 Aug 25
Fair value Increased 8.57%

Analysts have raised their outlook on Live Oak Bancshares due to improving SBA credit performance expectations and enhanced confidence in credit stability and earnings prospects, resulting in a higher consensus price target of $38.00. Analyst Commentary Bullish analysts anticipate a positive turnaround in SBA credit performance during the second half of 2025, which should alleviate ongoing investor concerns.

Shared on31 Jul 25

Live Oak Bancshares’ analyst price target and key valuation metrics, including future P/E and revenue growth forecasts, remained unchanged, supporting a fair value of $35.00. What's in the News Live Oak Bancshares added to Russell 2000 Value-Defensive Index.

Shared on30 Apr 25
Fair value Increased 8.23%

Shared on23 Apr 25
Fair value Decreased 0.19%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on09 Apr 25
Fair value Decreased 11%

AnalystConsensusTarget has decreased future PE multiple from 9.5x to 8.4x.

Shared on02 Apr 25
Fair value Decreased 11%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on26 Mar 25
Fair value Increased 2.16%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on19 Mar 25
Fair value Increased 22%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on11 Mar 25
Fair value Increased 3.17%