Update shared on19 Aug 2025
Fair value Increased 8.57%Analysts have raised their outlook on Live Oak Bancshares due to improving SBA credit performance expectations and enhanced confidence in credit stability and earnings prospects, resulting in a higher consensus price target of $38.00.
Analyst Commentary
- Bullish analysts anticipate a positive turnaround in SBA credit performance during the second half of 2025, which should alleviate ongoing investor concerns.
- Shares have experienced downward pressure following 3Q24 due to worries about the recent SBA credit cycle.
- Several potential positive catalysts are expected to drive share price higher for the remainder of 2025.
- Recent upgrades cite a shift in outlook from neutral to positive as fundamentals improve.
- Incremental price target increases reflect growing confidence in credit stability and future earnings prospects.
What's in the News
- Live Oak Bancshares added to Russell 2000 Growth-Defensive Index.
- Live Oak Bancshares added to Russell 2000 Value-Defensive Index.
- Live Oak Bancshares added to Russell 2000 Defensive Index.
Valuation Changes
Summary of Valuation Changes for Live Oak Bancshares
- The Consensus Analyst Price Target has risen from $35.00 to $38.00.
- The Future P/E for Live Oak Bancshares has significantly risen from 5.63x to 6.33x.
- The Net Profit Margin for Live Oak Bancshares has fallen slightly from 33.32% to 32.48%.
Disclaimer
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