Banc of California

Analysts Boost Banc of California Price Target Amid Positive Outlook and Share Buybacks

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

27 May 25

Updated

17 Dec 25

Views

49

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

28.5%

7D

-1.1%

Loading

1Y

28.5%

7D

-1.1%

You can edit this narrative until Dec 18 4:04 PM. Then, changes will post as Updates.

Author's Valuation

US$20.956.0% undervalued

AnalystConsensusTarget Fair Value

Shared on 17 Dec 25

Fair value Increased 2.67%

BANC: Lower Funding Costs And 2025 Expansion Will Support Balanced Outlook

Analysts have raised their price target on Banc of California to about $20.95 from roughly $20.41 per share, citing expectations for lower funding costs with only modest pressure on asset yields, as well as potential upside to 2025 loan and deposit growth. Analyst Commentary Recent commentary from JPMorgan and other bullish analysts highlights a constructive shift in sentiment toward Banc of California, driven by expectations for improved funding dynamics and a more supportive growth outlook into 2025.

Shared on 03 Dec 25

Fair value Increased 0.90%

BANC: Fair Outlook Will Reflect Lower Funding Costs And 2025 Growth Potential

Analysts have nudged their fair value estimate for Banc of California slightly higher from $20.23 to $20.41 per share, citing expectations for lower funding costs with only modest pressure on earning asset yields and potential upside to 2025 loan and deposit growth. Analyst Commentary Bullish Takeaways Bullish analysts highlight that lower funding costs should provide a tailwind to net interest margins, supporting the modest increase in fair value.

Shared on 19 Nov 25

BANC: Shares Will Rise Following Overweight Upgrade And Positive Catalyst Watch

Analysts have raised their price target for Banc of California from $17 to $20. They cite expectations of reduced funding costs and potential upside in the company’s loan and deposit growth outlooks.

Shared on 05 Nov 25

Fair value Increased 3.97%

BANC: Shares Will Gain From Overweight Upgrade And Reduced Funding Costs

Analysts have raised their price target for Banc of California to $20.23 from $19.45, citing expectations for lower funding costs as well as stronger loan and deposit growth in the coming year. Analyst Commentary Banc of California’s recent price target increase has prompted a closer look at both the opportunities and potential challenges the bank may face in the coming year.

Shared on 22 Oct 25

Fair value Increased 3.38%

Narrative Update on Banc of California Analysts have raised their price target for Banc of California from $18.82 to $19.45, citing expectations for lower funding costs, stable asset yields, and improved prospects for loan and deposit growth. Analyst Commentary Analyst opinions on Banc of California's outlook continue to evolve as the bank demonstrates improved fundamentals and growth prospects.

Shared on 08 Oct 25

Fair value Increased 4.28%

The analyst price target for Banc of California has risen from $18.05 to $18.82 per share. This change reflects analysts' improved outlook based on anticipated reductions in funding costs as well as stronger loan and deposit growth projections for 2025.

Shared on 23 Sep 25

With both the discount rate and future P/E ratio showing only immaterial changes, the consensus analyst price target for Banc of California remains essentially unchanged at $18.05. What's in the News Completed $150 million share buyback, repurchasing 11,494,637 shares (6.89% of shares outstanding).

Shared on 08 Sep 25

Fair value Increased 1.53%

Banc of California's consensus analyst price target saw only a marginal increase from $17.77 to $18.05, as both the Future P/E and Discount Rate remained essentially unchanged. What's in the News Completed $150 million share repurchase program, retiring 11,494,637 shares (6.89% of shares outstanding).

Shared on 24 Aug 25

With no material changes observed in Banc of California's key valuation metrics—Future P/E and Discount Rate—the consensus analyst price target remains steady at $17.77. What's in the News Repurchased 8,809,814 shares for $111.44 million in Q2, completing the $150 million buyback program with a total of 11,494,637 shares retired (6.89% of shares outstanding).

Shared on 09 Aug 25

Fair value Increased 0.51%

With both the Discount Rate and Future P/E essentially unchanged, the fair value estimate for Banc of California remains stable at $17.68. What's in the News Net charge-offs for Q2 were $44.2 million, down from $55.7 million year-over-year.

Shared on 01 Aug 25

Fair value Increased 2.37%

The upward revision in Banc of California’s consensus price target is primarily driven by improved outlook in revenue growth and a modest increase in net profit margin, resulting in a new fair value estimate of $17.77. What's in the News Second quarter net charge-offs reported at $44.2 million, down from $55.7 million a year ago.

AnalystConsensusTarget Fair Value

US$20.95

6.0% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

10.41%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

7.75%

Calculation

US$372.16m

Earnings '28

x

8.81x

PE Ratio '28

=

US$3.28b

Market Cap '28

US$3.28b

Market Cap '28

/

125.03m

No. shares '28

=

US$26.21

Share Price '28

US$26.21 Share Price '28

Discounted to 2025 @ 7.76% p.a.

=

US$20.95

Fair Value '25