Future Earnings Will Rely On Maintaining Strong Profit Margins And Loan Quality

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

02 Sep 24

Updated

11 Dec 25

Views

39

n/a

n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

20.2%

7D

-1.7%

Loading

1Y

20.2%

7D

-1.7%

You can edit this narrative until Dec 12 9:05 AM. Then, changes will post as Updates.

Author's Valuation

US$82.147.0% undervalued

AnalystConsensusTarget Fair Value

Shared on 11 Dec 25

ABCB: Core Earnings Strength And Buybacks Will Support Sentiment Amid Sector Uncertainty

Analysts have raised their price target on Ameris Bancorp by $4 to $84, citing in-line Q3 results with strong core earnings, solid loan growth, and impressive profitability that they expect investors to continue to reward. Analyst Commentary Analysts interpret the higher price target as a signal that Ameris Bancorp's current valuation still leaves room for upside, backed by consistent execution and resilient fundamentals.

Shared on 27 Nov 25

Fair value Increased 1.91%

ABCB: Core Earnings Momentum And Buybacks Will Sustain Confidence Despite Sector Risks

Analysts have increased their price target for Ameris Bancorp from $80.60 to $82.14. They cite strong core earnings, continued solid loan growth, and a resilient profitability outlook as key factors supporting the upward revision.

Shared on 13 Nov 25

Fair value Increased 1.00%

ABCB: Core Earnings Strength And Buybacks Will Offset Market Volatility Ahead

Ameris Bancorp's analyst price target has been increased by $0.80 to $80.60. Analysts cite in-line Q3 results, resilient core earnings, and robust loan growth as key drivers of the updated valuation.

Shared on 30 Oct 25

Fair value Increased 2.75%

Analysts have raised their price target for Ameris Bancorp by $2.13 to $79.80, citing continued strong core earnings, solid loan growth, and a robust profit margin outlook. Analyst Commentary Recent sentiment among analysts highlights Ameris Bancorp’s ongoing performance and the complex factors shaping its valuation outlook.

Shared on 31 Jul 25

Fair value Increased 1.53%

Ameris Bancorp's consensus analyst price target saw a marginal increase, supported by a slight improvement in net profit margin, with fair value rising from $76.50 to $77.33. What's in the News Repurchased 212,472 shares for $12.57 million from April to June 2025, representing 0.31% of shares.

Shared on 08 May 25

Fair value Increased 5.07%

Shared on 30 Apr 25

Fair value Decreased 1.62%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 23 Apr 25

Fair value Increased 0.69%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 09 Apr 25

Fair value Decreased 3.66%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 1.34%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 11 Mar 25

Fair value Increased 3.83%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

AnalystConsensusTarget Fair Value

US$82.14

7.0% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

7.04%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

6.96%

Calculation

US$467.16m

Earnings '28

x

13.98x

PE Ratio '28

=

US$6.53b

Market Cap '28

US$6.53b

Market Cap '28

/

65.83m

No. shares '28

=

US$99.23

Share Price '28

US$99.23 Share Price '28

Discounted to 2025 @ 6.96% p.a.

=

US$81.10

Fair Value '25