Update shared on 13 Nov 2025
Fair value Increased 1.00%Ameris Bancorp's analyst price target has been increased by $0.80 to $80.60. Analysts cite in-line Q3 results, resilient core earnings, and robust loan growth as key drivers of the updated valuation.
Analyst Commentary
Analysts have provided further insights regarding Ameris Bancorp's recent performance, highlighting factors influencing both positive sentiment and potential risks around the revised price target.
Bullish Takeaways- Strong core earnings have remained steady, demonstrating operational efficiency and consistent profitability.
- Solid loan growth suggests effective business development, supporting long-term revenue expansion.
- The company’s resilient financial profile is seen as advantageous in a challenging market environment, where similar stocks have faced pressure.
- Analysts expect that the robust performance and strategic execution will continue to be recognized and rewarded by investors.
- The earnings results, while strong, have only matched expectations, indicating limited surprise-driven upside in the near term.
- Ongoing market volatility may pose risks to valuation, especially if broader conditions worsen for deal stocks.
- Concerns remain regarding the sustainability of elevated loan growth rates amid changing economic dynamics.
What's in the News
- Ameris Bancorp reported net charge-offs of $7.45 million for Q3 2025, a decrease from $8.07 million reported in the same quarter last year (Key Developments).
- From July 1 to September 30, 2025, the company repurchased 125,900 shares for $8.87 million. This completes the repurchase of over 2.16 million shares totaling $100.76 million under the ongoing buyback program (Key Developments).
- On October 20, 2025, Ameris Bancorp announced an increase in its equity buyback plan authorization to $200 million and extended the plan through October 31, 2026 (Key Developments).
Valuation Changes
- Fair Value per Share has risen slightly to $80.60 from the previous $79.80.
- Discount Rate increased modestly to 6.96 percent, up from 6.78 percent, reflecting a higher risk premium.
- Revenue Growth projection has edged down to 8.25 percent from 8.37 percent.
- Net Profit Margin is marginally lower at 32.60 percent compared to the prior 32.82 percent.
- Future Price/Earnings (P/E) multiple has risen slightly to 13.71x from 13.58x.
Disclaimer
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