First Internet Bancorp

Credit Challenges Will Limit Digital Banking But Bring Hope

AnalystLowTarget

Not Invested

Community Contributor

Published

23 Jun 25

AnalystLowTarget's Fair Value

US$25.00

15.7% undervalued

10 Sep

US$21.08

-39.8%

-5.9%

-39.8%

-5.9%

You can edit this narrative until Jun 23 12:00 AM. Then, changes will post as Updates.

Author's Valuation

US$2515.7% undervalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

US$25

15.7% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

22.71%

Banks revenue growth rate

0.23%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.21%

Calculation

US$107.95m

Earnings '28

2.60x

PE Ratio '28

US$280.73m

Market Cap '28

US$280.73m

Market Cap '28

8.85m

No. shares '28

US$31.72

Share Price '28

US$31.72 Share Price '28

Discounted to 2025 @ 8.26% p.a.

US$25.00

Fair Value '25