Urbanization And Digital Banking Will Drive Future Efficiency

Published
20 Oct 24
Updated
07 Aug 25
AnalystConsensusTarget's Fair Value
US$62.25
18.7% undervalued intrinsic discount
07 Aug
US$50.62
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1Y
29.4%
7D
-2.4%

Author's Valuation

US$62.3

18.7% undervalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on31 Jul 25

With consensus forecasts for Home Bancorp’s revenue growth (-2.8% per annum) and net profit margin (33.47%) both essentially unchanged, the analyst price target remains stable at $62.25. What's in the News Net charge-offs for the second quarter were $335,000, down from $510,000 a year ago.

Shared on01 May 25
Fair value Increased 22%

Shared on23 Apr 25
Fair value Decreased 16%

AnalystConsensusTarget has increased revenue growth from 0.7% to 2.9% and decreased future PE multiple from 12.7x to 10.9x.

Shared on17 Apr 25
Fair value Increased 3.48%

AnalystConsensusTarget has decreased shares outstanding growth rate from -0.0% to -0.0%.

Shared on09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on02 Apr 25
Fair value Increased 6.19%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on19 Mar 25
Fair value Increased 12%

AnalystConsensusTarget has decreased revenue growth from 1.4% to 0.7% and increased future PE multiple from 11.5x to 13.1x.

Shared on11 Mar 25
Fair value Decreased 11%

AnalystConsensusTarget has decreased revenue growth from 3.7% to 1.4% and increased profit margin from 26.5% to 29.7%.