Columbia Banking System

COLB: Upgraded Ratings And Peer-Leading Returns Will Drive Outperformance

AN

AnalystConsensusTarget

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

30 Aug 24

Updated

15 Dec 25

Views

576

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n/a

AnalystConsensusTarget's Fair Value

n/a

1Y

7.2%

7D

-0.5%

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1Y

7.2%

7D

-0.5%

You can edit this narrative until Dec 16 4:10 AM. Then, changes will post as Updates.

Author's Valuation

US$29.622.0% undervalued

AnalystConsensusTarget Fair Value

Shared on 15 Dec 25

Fair value Increased 0.52%

COLB: Future Returns Will Reflect Buybacks And Dividend Increases Amid Mixed Earnings Outlook

Analysts have nudged their price target on Columbia Banking System modestly higher to about $29.62 from roughly $29.46. They cite a more attractive risk and reward profile supported by upgraded ratings, incremental price target increases across the Street, and expectations for improved earnings consistency and capital deployment despite tempered outer year EPS estimates.

Shared on 29 Nov 25

COLB: Future Returns Will Reflect Buyback Initiatives And Dividend Growth Balancing Cautious Outlook

The average analyst price target for Columbia Banking System has shifted modestly, with recent updates now ranging from $28 to $33. Analysts are weighing stable fundamentals, improved earnings visibility, and buyback potential against a slightly reduced outlook for future earnings growth.

Shared on 15 Nov 25

Fair value Increased 0.79%

COLB: Shareholder Returns Will Be Driven by Improved Earnings and Buybacks

Columbia Banking System's analyst price target has been modestly raised to $29.46 from $29.23, as analysts cite improved earnings visibility, buyback potential, and better net interest expense, which are offsetting a softer revenue outlook. Analyst Commentary Recent street research on Columbia Banking System reflects a mix of optimism and caution regarding the company's outlook, valuation, and execution.

Shared on 31 Oct 25

Columbia Banking System's analyst price target saw a modest increase, as it was raised to $29.23 per share. Analysts cited improved earnings visibility, solid growth fundamentals, and an attractive risk/reward profile as key drivers for the update.

Shared on 17 Oct 25

Fair value Increased 1.60%

Analysts have raised their price target for Columbia Banking System to approximately $29.23. This reflects a modest increase driven by perceived improved risk/reward dynamics, stronger earnings visibility, and ongoing sector momentum.

Shared on 03 Oct 25

Fair value Increased 1.54%

Columbia Banking System's analyst price target increased slightly from $28.33 to $28.77. Analysts cite steady loan and deposit growth, along with improved net interest margins, as factors supporting a positive outlook for the company.

Shared on 05 Sep 25

Fair value Increased 1.49%

Analysts remain cautious on Columbia Banking System, citing modest Q2 earnings expectations and a tepid lending outlook despite improving operating conditions and a healthier revenue stream, resulting in only a slight increase in the consensus price target from $27.92 to $28.33. Analyst Commentary Neutral to bearish sentiment is driven by cautious optimism, with expectations that capital-rich, higher-growth peers may benefit more from a potential commercial lending rebound in the second half of the year.

Shared on 07 May 25

Fair value Increased 2.41%

Shared on 30 Apr 25

Fair value Decreased 4.85%

AnalystConsensusTarget has increased revenue growth from 5.1% to 16.6%, increased profit margin from 26.6% to 34.2% and decreased future PE multiple from 13.0x to 7.0x.

Shared on 23 Apr 25

Fair value Decreased 0.66%

AnalystConsensusTarget has increased shares outstanding growth rate from 0.0% to 0.0%.

Shared on 17 Apr 25

Fair value Decreased 3.93%

AnalystConsensusTarget has decreased profit margin from 30.1% to 26.6%.

Shared on 09 Apr 25

Fair value Decreased 2.94%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Decreased 3.25%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 10 Mar 25

Fair value Increased 20%

AnalystConsensusTarget has decreased revenue growth from 6.1% to 5.2%.

AnalystConsensusTarget Fair Value

US$29.62

2.0% undervalued

Future estimation in

Growth p.a.

Growth p.a.

%

Decrease

Increase

Current revenue growth rate

15.56%

Banks revenue growth rate

0.27%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

%

0

Decrease

Increase

Current discount rate

6.96%

Calculation

US$1.15b

Earnings '28

x

11.53x

PE Ratio '28

=

US$13.26b

Market Cap '28

US$13.26b

Market Cap '28

/

366.44m

No. shares '28

=

US$36.19

Share Price '28

US$36.19 Share Price '28

Discounted to 2025 @ 6.96% p.a.

=

US$29.58

Fair Value '25