Civista Bancshares

Farmers Savings Bank Acquisition Will Open New Midwest Markets

AnalystConsensusTarget

Not Invested

Based on Analyst Price Targets

Published

26 Sep 24

Updated

01 May 25

Views

n/a

AnalystConsensusTarget's Fair Value

n/a

14.4%

0.8%

14.4%

0.8%

You can edit this narrative until May 12 6:00 AM. Then, changes will post as Updates.

Author's Valuation

US$252.9% undervalued

AnalystConsensusTarget Fair Value

Narrative

Updates8

Shared on 01 May 25

Fair value Increased 5.17%

Shared on 23 Apr 25

Fair value Decreased 6.78%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 17 Apr 25

Fair value Increased 6.47%

Shared on 09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 02 Apr 25

Fair value Increased 2.00%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 26 Mar 25

Fair value Decreased 0.63%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 19 Mar 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on 11 Mar 25

Fair value Decreased 7.94%

AnalystConsensusTarget has increased revenue growth from 8.1% to 9.2%, increased profit margin from 20.4% to 22.6% and decreased future PE multiple from 11.4x to 9.9x.

AnalystConsensusTarget Fair Value

US$25

2.9% undervalued

Future estimation in

Growth p.a.

Decrease

Increase

Current revenue growth rate

10.06%

Banks revenue growth rate

0.26%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

7.35%

Calculation

US$108.13m

Earnings '28

10.43x

PE Ratio '28

US$1.13b

Market Cap '28

US$1.13b

Market Cap '28

35.70m

No. shares '28

US$31.59

Share Price '28

US$31.59 Share Price '28

Discounted to 2025 @ 8.12% p.a.

US$25.00

Fair Value '25