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United Bank Community
KASE:UBL Community
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United Bank
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United Bank
AN
AnalystConsensusTarget
Consensus Narrative from 6 Analysts
Revenue Decline Expected, But Employee-Centric Approach Could Strengthen Customer Relations
Key Takeaways UBL's employee-centric shift and focus on low-cost deposits aim to enhance customer satisfaction and optimize capital structure, potentially boosting revenue and net margins. Strategic divestment and investments in treasury securities and investment-grade bonds aim for sustainable earnings growth and stability while reducing risk.
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PK₨325.15
FV
53.2% overvalued
intrinsic discount
-17.44%
Revenue growth p.a.
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Your Valuation for
UBL
UBL
United Bank
Your Fair Value
PK₨
Current Price
PK₨498.06
125.9% overvalued
intrinsic discount
Growth estimate over
Annual revenue growth rate
5 Years
time period
%/yr
Decrease
Increase
Past
Future
0
296b
2015
2018
2021
2024
2025
2027
2030
Revenue PK₨296.0b
Earnings PK₨94.3b
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