Switch to Global Market

Insurance Community

Our community narratives are driven by numbers and valuation.

Insurance Investing Ideas

TWR logo
Tower

Benign Weather And Rising Climate Risks Will Shape A Cautious Outlook For This Insurer

Catalysts About Tower Tower is a New Zealand based general insurer focused on house, motor and related personal lines, supported by a growing network of bank and digital distribution partnerships. What are the underlying business or industry changes driving this perspective?Read more

View narrative
NZ$2.13
6.4% undervalued intrinsic discount
Fair Value
Revenue
6.38% p.a.
Profit Margin
9.75%
Future PE
12.36x
Price in 2029
NZ$2.61
TWR logo
Tower

Bank Alliances And Digital Expansion Will Transform This Insurer Over The Long Term

Catalysts About Tower Tower is a New Zealand based general insurer focused on house, motor and related personal insurance products. What are the underlying business or industry changes driving this perspective?Read more

View narrative
NZ$2.45
18.8% undervalued intrinsic discount
Fair Value
Revenue
6.9% p.a.
Profit Margin
9.53%
Future PE
14.37x
Price in 2029
NZ$3.01
TWR logo
Tower

Rising Climate And Compliance Costs Will Pressure Margins And Keep Shares Fairly Valued

Catalysts About Tower Tower is a New Zealand based general insurer focused on retail house and motor customers, underpinned by risk based pricing and a digital first operating model. What are the underlying business or industry changes driving this perspective?Read more

View narrative
NZ$1.8
10.6% overvalued intrinsic discount
Fair Value
Revenue
6.76% p.a.
Profit Margin
9.59%
Future PE
10.54x
Price in 2028
NZ$2.21