HabariPay And East Africa Expansion Will Bring Opportunities And Risks

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AnalystConsensusTarget
Consensus Narrative from 7 Analysts
Published
22 Feb 25
Updated
29 Jul 25
AnalystConsensusTarget's Fair Value
₦83.61
18.9% overvalued intrinsic discount
29 Jul
₦99.40
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1Y
120.9%
7D
-2.5%

Author's Valuation

₦83.6

18.9% overvalued intrinsic discount

AnalystConsensusTarget Fair Value

Shared on29 Jul 25
Fair value Increased 18%

The substantial upward revision in Guaranty Trust Holding’s price target reflects a sharp increase in consensus revenue growth forecasts despite a notable decline in net profit margin, with fair value rising from NGN70.58 to NGN83.61. What's in the News Guaranty Trust Holding plans to raise approximately USD 100 million via a new ordinary share listing on the London Stock Exchange to support GTBank Nigeria's recapitalisation and comply with new Central Bank of Nigeria capital requirements.

Shared on01 May 25
Fair value Increased 4.25%

AnalystConsensusTarget has increased profit margin from 54.0% to 64.6% and decreased future PE multiple from 3.5x to 3.0x.

Shared on23 Apr 25
Fair value Decreased 0.69%

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on17 Apr 25
Fair value Increased 4.52%

AnalystConsensusTarget has increased profit margin from 42.9% to 54.0% and decreased future PE multiple from 4.2x to 3.5x.

Shared on09 Apr 25

AnalystConsensusTarget made no meaningful changes to valuation assumptions.

Shared on02 Apr 25
Fair value Decreased 22%

AnalystConsensusTarget has decreased revenue growth from 20.1% to 11.2%, decreased profit margin from 53.8% to 42.9% and increased future PE multiple from 3.3x to 4.2x.