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UK Aging And Fintech Rivalry Will Erode Profitability
AN
AnalystLowTarget
Not Invested
Consensus Narrative from 14 Analysts
Published
14 Jun 25
Updated
16 Aug 25
4
Set Fair Value
0
votes
Share
AnalystLowTarget
's Fair Value
UK£2.00
31.3% overvalued
intrinsic discount
16 Aug
UK£2.63
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1Y
14.5%
7D
2.5%
Author's Valuation
UK£2.0
31.3% overvalued
intrinsic discount
AnalystLowTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystLowTarget Fair Value
UK£2.0
31.3% overvalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
0
22b
2014
2017
2020
2023
2025
2026
2028
Revenue UK£10.9b
Earnings UK£1.6b
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
-3.16%
Insurance revenue growth rate
0.29%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
6.82%
Calculation
UK£1.61b
Earnings '28
x
7.97x
PE Ratio '28
=
UK£12.86b
Market Cap '28
UK£12.86b
Market Cap '28
/
5.41b
No. shares '28
=
UK£2.38
Share Price '28
UK£2.38
Share Price '28
Discounted to 2025 @ 6.82% p.a.
=
UK£1.95
Fair Value '25