Secure Trust Bank

Digital Upheaval Will Pressure UK Finance But Efficiency Will Persevere

AnalystLowTarget

Not Invested

Community Contributor

Published

23 Jul 25

AnalystLowTarget's Fair Value

UK£14.20

36.1% undervalued

04 Sep

UK£9.08

11.0%

-6.0%

11.0%

-6.0%

You can edit this narrative until Jul 23 10:15 PM. Then, changes will post as Updates.

Author's Valuation

UK£14.236.1% undervalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

UK£14.2

36.1% undervalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

13.17%

Banks revenue growth rate

0.23%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

8.41%

Calculation

UK£83.16m

Earnings '28

4.13x

PE Ratio '28

UK£343.06m

Market Cap '28

UK£343.06m

Market Cap '28

19.07m

No. shares '28

UK£17.99

Share Price '28

UK£17.99 Share Price '28

Discounted to 2025 @ 8.34% p.a.

UK£14.15

Fair Value '25