Unicaja Banco

Digital Banking Shifts And Spain Demographics Will Erode Profit Margins

AnalystLowTarget

Not Invested

Community Contributor

Published

07 Jul 25

AnalystLowTarget's Fair Value

€1.60

47.6% overvalued

03 Sep

€2.36

119.7%

1.5%

119.7%

1.5%

You can edit this narrative until Jul 7 10:13 PM. Then, changes will post as Updates.

Author's Valuation

€1.647.6% overvalued

AnalystLowTarget Fair Value

Narrative

Updates0

AnalystLowTarget Fair Value

€1.6

47.6% overvalued

Future estimation in

% p.a.

Decrease

Increase

Current revenue growth rate

1.56%

Banks revenue growth rate

44.21%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

9.52%

Calculation

€388.02m

Earnings '28

13.88x

PE Ratio '28

€5.39b

Market Cap '28

€5.39b

Market Cap '28

2.57b

No. shares '28

€2.10

Share Price '28

€2.10 Share Price '28

Discounted to 2025 @ 9.44% p.a.

€1.60

Fair Value '25