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Unicaja Banco
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Unicaja Banco
Digital Banking Shifts And Spain Demographics Will Erode Profit Margins
AN
AnalystLowTarget
Not Invested
Consensus Narrative from 17 Analysts
Published
07 Jul 25
Updated
16 Aug 25
0
Set Fair Value
0
votes
Share
AnalystLowTarget
's Fair Value
€1.60
50.6% overvalued
intrinsic discount
16 Aug
€2.41
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1Y
98.8%
7D
0.4%
Author's Valuation
€1.6
50.6% overvalued
intrinsic discount
AnalystLowTarget Fair Value
View Valuation
Narrative
Updates
0
Valuator
Company Info
Notes
AnalystLowTarget Fair Value
€1.6
50.6% overvalued
intrinsic discount
Future estimation in
3 Years
time period
Past
Future
0
2b
2014
2017
2020
2023
2025
2026
2028
Revenue €1.8b
Earnings €367.8m
Revenue
Profit Margin
Future PE
Revenue
% p.a.
0
Decrease
Increase
Current revenue growth rate
1.50%
Banks revenue growth rate
0.22%
Other Inputs & Calculation
Risk Level (Discount Rate)
Our default considers factors like the company's size, volatility, profitablity and country of operation.
Risk Level (Discount Rate)
%
0
Decrease
Increase
Current discount rate
9.38%
Calculation
€367.77m
Earnings '28
x
13.83x
PE Ratio '28
=
€5.09b
Market Cap '28
€5.09b
Market Cap '28
/
2.43b
No. shares '28
=
€2.09
Share Price '28
€2.09
Share Price '28
Discounted to 2025 @ 9.38% p.a.
=
€1.60
Fair Value '25