Banco Santander Community

Catalysts Banco Santander is present in Europe (Germany, Austria, Belgium, Denmark, Spain, Finland, Isle of Man, Italy, Norway, Poland, Portugal and the UK); North America (USA, Mexico); South America (Argentina, Brazil, Chile, Uruguay) Active customer base: 103 million. ONE Transformatio Project: transformation to an integrated digital model for all markets.

Key Takeaways The One Transformation strategy and global platforms aim to boost revenue stability, customer growth, and profitability through cost efficiency and digital sales. Expansion in the U.S. and Europe, share buybacks, and geographical diversification enhance earnings and shareholder value while maintaining a strong capital base.