Grenke

Subscription Shift And Fintech Disruption Will Erode Leasing Margins

AnalystLowTarget

Not Invested

Community Contributor

Published

24 Jul 25

Updated

15 Dec 25

Views

n/a

AnalystLowTarget's Fair Value

n/a

-5.4%

-2.0%

-5.4%

-2.0%

You can edit this narrative until Dec 16 5:10 PM. Then, changes will post as Updates.

Author's Valuation

€2026.6% undervalued

AnalystLowTarget Fair Value

Narrative

Updates1

Shared on 15 Dec 25

Fair value Increased 38%

GLJ: Earnings Guidance Will Support Higher Expected Returns Despite Margin Pressure

Analysts have raised their price target for Grenke from €14.50 to €20.00. This reflects higher anticipated revenue growth, despite lower projected profit margins and a modestly richer future P E multiple.

AnalystLowTarget Fair Value

€20

26.6% undervalued

Future estimation in

Growth p.a.

Decrease

Increase

Current revenue growth rate

14.77%

Diversified Financial revenue growth rate

0.29%

Risk Level (Discount Rate)

Our default considers factors like the company's size, volatility, profitablity and country of operation.

Decrease

Increase

Current discount rate

9.98%

Calculation

€130.13m

Earnings '28

9.00x

PE Ratio '28

€1.17b

Market Cap '28

€1.17b

Market Cap '28

44.18m

No. shares '28

€26.50

Share Price '28

€26.50 Share Price '28

Discounted to 2025 @ 9.98% p.a.

€19.92

Fair Value '25