Key Takeaways Expanding digitalization, bancassurance partnerships, and demographic trends fuel growth in premiums, customer base, and operating margin, especially in Central and Eastern Europe. Strengthened sustainability focus and improved capital flexibility enable differentiated offerings, enhanced brand value, and consistent revenue through long-term partnerships.Read more

Key Takeaways Overreliance on traditional distribution and regional markets heightens vulnerability to tech disruptors and local economic instability. Rising climate risks and stricter regulations threaten profitability and restrict future investment opportunities.Read more

Key Takeaways Strong premium growth and untapped market potential in Central and Eastern Europe position the company for sustained revenue and earnings expansion. Digital transformation, health ecosystem innovation, and ESG focus are driving margin improvements, operational leverage, and elevated long-term growth prospects.Read more
