FirstRand (FSR) Hisse Özeti
FirstRand Limited, iştirakleriyle birlikte Güney Afrika'da, Afrika'nın geri kalanında, Birleşik Krallık'ta ve uluslararası alanda işlem, kredi, yatırım ve sigorta ürünleri ve hizmetleri sunmaktadır. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 2/6 |
| Gelecekteki Büyüme | 4/6 |
| Geçmiş Performans | 3/6 |
| Finansal Sağlık | 4/6 |
| Temettüler | 4/6 |
FSR Community Fair Values
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Analyst Price Targets
FirstRand Limited Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | R94.77 |
| 52 Haftanın En Yüksek Seviyesi | R100.84 |
| 52 Haftanın En Düşük Seviyesi | R71.80 |
| Beta | 0.55 |
| 1 Aylık Değişim | 4.66% |
| 3 Aylık Değişim | 9.38% |
| 1 Yıllık Değişim | 26.41% |
| 3 Yıllık Değişim | 37.85% |
| 5 Yıllık Değişim | 72.06% |
| Halka arzdan bu yana değişim | 26,977.14% |
Son Haberler & Güncellemeler
Anlatı Güncellemesi • Jun 23
FSR: Earnings Resilience And Citi Downgrade Will Shape Future Upside
Analysts have nudged their price target for FirstRand slightly higher, with fair value moving from ZAR104.41 to ZAR105.13. This reflects updated views on the discount rate, revenue growth, profit margin and future P/E assumptions following recent research that included a downgrade from Citi.Anlatı Güncellemesi • Jun 07
FSR: Earnings Resilience And Discount Rate Shift Will Support Future Upside
Analysts have made a small upward tweak to their ZAR price target for FirstRand, reflecting slightly adjusted assumptions for fair value, discount rate, revenue growth, profit margin and future P/E following recent research that included a downgrade at Citi. What's in the News Analysts have revised fair value, discount rate, revenue growth assumptions, profit margin and future P/E inputs for FirstRand following recent research updates.Anlatı Güncellemesi • May 22
FSR: Earnings Quality And Resilient Positioning Will Support Future Upside
Analysts have trimmed their ZAR fair value estimate for FirstRand slightly to ZAR104.33 from ZAR104.45, reflecting updated assumptions around discount rates and earnings quality following recent research, including a downgrade highlighted by Citi. Analyst Commentary Recent commentary around FirstRand reflects a mix of confidence in the group’s long term positioning and a more cautious stance on how much of that quality is already captured in the share price, especially following the recent downgrade referenced in street research.Analiz Makalesi • May 07
If EPS Growth Is Important To You, FirstRand (JSE:FSR) Presents An Opportunity
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Anlatı Güncellemesi • May 02
FSR: Higher Discount Rate Will Support More Resilient Future Returns
Analysts have maintained the fair value for FirstRand at ZAR104.45 per share, incorporating a slightly higher discount rate and modest adjustments to revenue growth, profit margin and future P/E inputs, as some have turned more cautious on the stock following a recent downgrade at Citi. Analyst Commentary Recent research around FirstRand has focused on how the current share price compares with the updated fair value of ZAR104.45, especially after the recent downgrade at Citi and the decision to apply a slightly higher discount rate.Anlatı Güncellemesi • Apr 11
FSR: Revised Risk Assumptions Will Support Richer Margins And Stronger Future Returns
Analysts have nudged their FirstRand fair value estimate slightly higher to around ZAR104.45 from about ZAR104.14, citing updated assumptions on discount rate, revenue growth, profit margin and future P/E after recent research including Citi's downgrade. Analyst Commentary Recent research has prompted a modest reassessment of FirstRand, with analysts refining their assumptions on discount rate, revenue growth, profit margin and future P/E.Recent updates
Anlatı Güncellemesi • Jun 23
FSR: Earnings Resilience And Citi Downgrade Will Shape Future Upside
Analysts have nudged their price target for FirstRand slightly higher, with fair value moving from ZAR104.41 to ZAR105.13. This reflects updated views on the discount rate, revenue growth, profit margin and future P/E assumptions following recent research that included a downgrade from Citi.Anlatı Güncellemesi • Jun 07
FSR: Earnings Resilience And Discount Rate Shift Will Support Future Upside
Analysts have made a small upward tweak to their ZAR price target for FirstRand, reflecting slightly adjusted assumptions for fair value, discount rate, revenue growth, profit margin and future P/E following recent research that included a downgrade at Citi. What's in the News Analysts have revised fair value, discount rate, revenue growth assumptions, profit margin and future P/E inputs for FirstRand following recent research updates.Anlatı Güncellemesi • May 22
FSR: Earnings Quality And Resilient Positioning Will Support Future Upside
Analysts have trimmed their ZAR fair value estimate for FirstRand slightly to ZAR104.33 from ZAR104.45, reflecting updated assumptions around discount rates and earnings quality following recent research, including a downgrade highlighted by Citi. Analyst Commentary Recent commentary around FirstRand reflects a mix of confidence in the group’s long term positioning and a more cautious stance on how much of that quality is already captured in the share price, especially following the recent downgrade referenced in street research.Analiz Makalesi • May 07
If EPS Growth Is Important To You, FirstRand (JSE:FSR) Presents An Opportunity
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Anlatı Güncellemesi • May 02
FSR: Higher Discount Rate Will Support More Resilient Future Returns
Analysts have maintained the fair value for FirstRand at ZAR104.45 per share, incorporating a slightly higher discount rate and modest adjustments to revenue growth, profit margin and future P/E inputs, as some have turned more cautious on the stock following a recent downgrade at Citi. Analyst Commentary Recent research around FirstRand has focused on how the current share price compares with the updated fair value of ZAR104.45, especially after the recent downgrade at Citi and the decision to apply a slightly higher discount rate.Anlatı Güncellemesi • Apr 11
FSR: Revised Risk Assumptions Will Support Richer Margins And Stronger Future Returns
Analysts have nudged their FirstRand fair value estimate slightly higher to around ZAR104.45 from about ZAR104.14, citing updated assumptions on discount rate, revenue growth, profit margin and future P/E after recent research including Citi's downgrade. Analyst Commentary Recent research has prompted a modest reassessment of FirstRand, with analysts refining their assumptions on discount rate, revenue growth, profit margin and future P/E.Anlatı Güncellemesi • Mar 27
FSR: Governance Amendments Will Support Richer Margins And A Stronger Outlook
Analysts have nudged their price target on FirstRand slightly higher to around ZAR104 per share from about ZAR104 previously, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E that together point to a modestly refined valuation rather than a major shift in view. What's in the News FirstRand has scheduled a Special or Extraordinary Shareholders Meeting for February 11, 2026, at 09:00 South Africa Standard Time.Anlatı Güncellemesi • Mar 11
FSR: Governance Rewrite And Richer Margins Will Support A Stronger Outlook
Analysts have adjusted their price target on FirstRand slightly higher to ZAR103.81 from ZAR102.88, pointing to updated assumptions around revenue growth, profit margins, and a lower forward P/E multiple as the key drivers of the change. What's in the News FirstRand has scheduled a Special or Extraordinary Shareholders Meeting for February 11, 2026, at 09:00 South Africa Standard Time.Anlatı Güncellemesi • Feb 24
FSR: Stable Outlook With Governance Changes And Audit Switch Shaping Future Risk Profile
Analysts have nudged their fair value estimate for FirstRand higher by ZAR1.00 to ZAR102.88, citing updated assumptions around the discount rate and future P/E that slightly adjust their long term outlook on the stock. What's in the News A special or extraordinary shareholders meeting is scheduled for February 11, 2026, at 09:00 South Africa Standard Time to discuss proposed amendments to FirstRand's Memorandum of Incorporation, which could affect governance and capital structure flexibility (Key Developments).Anlatı Güncellemesi • Feb 10
FSR: Stable Fair Value And Governance Changes Will Shape Future Risk Profile
Analysts have nudged their fair value estimate for FirstRand higher from R101.33 to R101.88, citing updated assumptions around the discount rate and future P/E as the key drivers of the target price change. What's in the News FirstRand has scheduled a special or extraordinary shareholders meeting for 11 February 2026 at 09:00 South Africa Standard Time to discuss proposed amendments to the group’s Memorandum of Incorporation, or MOI (Key Developments).Anlatı Güncellemesi • Jan 24
FSR: Stable Fair Value And Governance Changes Will Shape Future Risk Profile
Analysts have nudged their price target for FirstRand higher to R101.33 from R99.22, pointing to slightly refined assumptions around discount rates, revenue growth, profit margins and future P/E expectations. What's in the News FirstRand has scheduled a special or extraordinary shareholders meeting for February 11, 2026, giving investors a date to watch for potential company resolutions or structural decisions (Key Developments).Anlatı Güncellemesi • Jan 08
FSR: Stable Fair Value And Auditor Transition Will Shape Future Risk Profile
Analysts have raised their price target for FirstRand to R99.22, unchanged from the previous R99.22, reflecting updated model inputs on discount rates, revenue growth, profit margin and a slightly higher assumed future P/E of 15.00x. What's in the News Shareholders approved the appointment of KPMG Inc.Anlatı Güncellemesi • Dec 16
FSR: Improved Profitability And Lower Risk Will Support Further Share Upside
Analysts have nudged their price target for FirstRand higher by approximately R2.20 to around R99.20, citing slightly faster expected revenue growth, a modestly improved profit margin, and a marginally lower discount rate that supports a richer, but still reasonable, future P E multiple. What's in the News Shareholders approved the appointment of KPMG Inc.Anlatı Güncellemesi • Dec 01
FSR: Projected Revenue Gains And Higher Fair Value Will Support Upside Potential
Analysts have slightly raised their price target for FirstRand from R94.57 to R97.02, citing marginal improvements to forecasts for fair value and revenue growth, even though there have been only minor adjustments to key assumptions. Valuation Changes Fair Value has risen slightly from ZAR94.57 to ZAR97.02.Anlatı Güncellemesi • Nov 17
FSR: Reduced Discount Rate And Rising Margins Will Drive Future Upside
Analysts have raised their fair value estimate for FirstRand from R93.89 to R94.57 per share, citing improved profit margins and a lower discount rate as key drivers behind the upward revision. Valuation Changes Fair Value Estimate: Increased slightly from ZAR 93.89 to ZAR 94.57 per share.Analiz Makalesi • Nov 10
Here's Why We Think FirstRand (JSE:FSR) Might Deserve Your Attention Today
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Anlatı Güncellemesi • Nov 01
FSR: Stable Discount Rate And Political Stability Will Drive Future Market Confidence
Narrative Update on FirstRand: Analyst Price Target Change FirstRand's analyst price target remains unchanged at R93.89. Analysts note that updated assumptions for discount rate, revenue growth, and profitability have not meaningfully impacted their overall valuation outlook.Anlatı Güncellemesi • Oct 18
Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities
Narrative Update on FirstRand: Analyst Price Target Revision Analysts have raised their fair value estimate for FirstRand from R93.14 to R93.89. This change reflects modest improvements in revenue growth assumptions and a slightly higher projected discount rate.Anlatı Güncellemesi • Oct 03
Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities
Analysts have raised their price target for FirstRand from R89.61 to R93.14. This reflects increased confidence in the company’s improving profit margins and consistent revenue performance.Anlatı Güncellemesi • Sep 16
Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities
FirstRand’s future P/E multiple has decreased while its net profit margin has improved, supporting a marginal increase in the consensus analyst price target from ZAR88.49 to ZAR89.61. What's in the News FirstRand raised its full-year earnings guidance for FY2025, now expecting low double-digit to mid-teens earnings growth, above its long-term target of nominal GDP + 0–3%.Analiz Makalesi • Jul 28
Should You Be Adding FirstRand (JSE:FSR) To Your Watchlist Today?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Yeni Anlatı • Mar 09
Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities
Improved affordability and economic recovery could drive increased consumer and corporate credit demand, positively impacting revenue growth.Hissedar Getirileri
| FSR | ZA Diversified Financial | ZA Pazar | |
|---|---|---|---|
| 7D | -1.5% | 1.1% | 0.5% |
| 1Y | 26.4% | 27.9% | 12.5% |
Getiri vs. Endüstri: FSR geçen yıl % 27.9 oranında getiri sağlayan ZA Diversified Financial sektörünün gerisinde kaldı.
Getiri vs Piyasa: FSR geçen yıl % 12.5 oranında getiri sağlayan ZA Piyasasını aştı.
Fiyat Oynaklığı
| FSR volatility | |
|---|---|
| FSR Average Weekly Movement | 3.5% |
| Diversified Financial Industry Average Movement | 4.2% |
| Market Average Movement | 4.6% |
| 10% most volatile stocks in ZA Market | 9.7% |
| 10% least volatile stocks in ZA Market | 2.8% |
İstikrarlı Hisse Senedi Fiyatı: FSR son 3 ayda ZA piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: FSR 'nin haftalık oynaklığı ( 4% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1966 | 51,244 | Mary Vilakazi | www.firstrand.co.za |
FirstRand Limited, iştirakleriyle birlikte Güney Afrika'da, Afrika'nın geri kalanında, Birleşik Krallık'ta ve uluslararası alanda işlem, kredi, yatırım ve sigorta ürünleri ve hizmetleri sunmaktadır. Şirket, mevduat ve tasarruf ürünleri; bireysel krediler; varlık ve fatura finansmanının yanı sıra KOBİ ticari, konut ve satın al-kirala ipotekleri sunmaktadır. Ayrıca hayat ve kısa vadeli sigorta ürünleri; taşıt finansmanı, taksitli kredi ve filo yönetimi ile kurumsal ve yatırım bankacılığı hizmetleri de sunmaktadır.
FirstRand Limited Temel Bilgiler Özeti
| FSR temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | R541.31b |
| Kazançlar(TTM) | R43.93b |
| Gelir(TTM) | R139.30b |
12.0x
F/K Oranı3.8x
P/S OranıFSR aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| FSR gelir tablosu (TTM) | |
|---|---|
| Gelir | R139.30b |
| Gelir Maliyeti | R1.76b |
| Brüt Kâr | R137.54b |
| Diğer Giderler | R93.61b |
| Kazançlar | R43.93b |
Son Raporlanan Kazançlar
Dec 31, 2025
Sonraki Kazanç Tarihi
Sep 10, 2026
| Hisse başına kazanç (EPS) | 7.89 |
| Brüt Marj | 98.74% |
| Net Kâr Marjı | 31.53% |
| Borç/Özkaynak Oranı | 45.4% |
FSR uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
5.5%
Mevcut Temettü Verimi64%
Ödeme OranıŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/07/01 20:53 |
| Gün Sonu Hisse Fiyatı | 2026/07/01 00:00 |
| Kazançlar | 2025/12/31 |
| Yıllık Kazançlar | 2025/06/30 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
|
* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntıları GitHub sayfamızda mevcuttur; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
FirstRand Limited 20 Bu analistlerden 8, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Ilan Stermer | Anchor Stockbrokers Proprietary Limited |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Adrienne Damant | Avior Capital Markets |