ACI Worldwide, Inc.

NasdaqGS:ACIW Stok Raporu

Piyasa değeri: US$4.3b

ACI Worldwide Geçmiş Kazanç Performansı

Geçmiş kriter kontrolleri 2/6

ACI Worldwide yıllık ortalama 20.1% oranında kazançlarını artırırken, Software sektöründe kazançlar growing at 22.5% annual. Gelirler growing yılda ortalama 6.5% oranında artmaktadır. ACI Worldwide'in özkaynak karlılığı 13.7% ve net marjı 11.5%'dir.

Anahtar bilgiler

20.08%

Kazanç büyüme oranı

22.96%

EPS büyüme oranı

Software Sektör Büyümesi17.33%
Gelir büyüme oranı6.49%
Özkaynak getirisi13.73%
Net Marj11.51%
Son Kazanç Güncellemesi31 Mar 2026

Yakın geçmiş performans güncellemeleri

Recent updates

Anlatı Güncellemesi Apr 27

ACIW: Cloud Payment Connectivity And Margin Discipline Will Drive Future Upside

Analysts have adjusted their price target for ACI Worldwide slightly to $70.00, reflecting refined assumptions around discount rate, revenue growth, profit margin, and future P/E, while keeping their overall valuation view steady. What's in the News ACI Worldwide and Kinexys by J.P. Morgan integrated Kinexys Liink’s Confirm application into ACI’s Fraud and Financial Crime solution, adding embedded account and payee verification across ACH, wire and instant payments within the ACI Connetic platform (Key Developments).
Anlatı Güncellemesi Apr 12

ACIW: Margin Discipline And Cash Returns Will Support Future Upside

Analysts have trimmed their price target on ACI Worldwide by $7, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. Analyst Commentary While the headline move is a lower price target, bullish analysts still point to several reasons why ACI Worldwide’s equity story can remain appealing for investors who are comfortable with execution risk and valuation resets.
Anlatı Güncellemesi Mar 29

ACIW: Higher Margins And Cash Generation Will Support Future Upside

Analysts have reduced their 12 month price target on ACI Worldwide by $7, reflecting updated views on the discount rate, revenue growth, profit margin and future P/E assumptions discussed in recent research. Analyst Commentary While the latest research includes a lower 12 month price target, some readers may still see room for upside if ACI Worldwide executes well on its revenue growth and margin plans.
Anlatı Güncellemesi Mar 13

ACIW: Recalibrated Expectations And New Payment Deals Will Support Future Upside

Analysts have reduced their price target on ACI Worldwide by $7 to reflect updated views on the discount rate, revenue growth, profit margin and future P/E assumptions, as highlighted in recent Street research. Analyst Commentary Recent Street research around ACI Worldwide focuses on how updated assumptions for the discount rate, revenue growth, profit margin and future P/E filter through to the new price target.
Anlatı Güncellemesi Feb 26

ACIW: Recalibrated Discount Rate And Payments Execution Will Support Future Upside

Analysts have reduced their price target on ACI Worldwide by $7, reflecting updated views on discount rates, revenue growth assumptions, profit margins, and future P/E multiples. Analyst Commentary Even with the lower price target, bullish analysts are still highlighting reasons they think ACI Worldwide can justify a higher valuation over time, with the revised target reflecting updated assumptions rather than a loss of confidence in the business.
Anlatı Güncellemesi Feb 12

ACIW: Reset Expectations And New Deals Will Support Future Upside

Analysts have trimmed their price target on ACI Worldwide by $1.40. The shift is tied to updated views on fair value, discount rate, growth, margins and future P/E assumptions following the latest research, including the recent cut at Seaport Research.
Anlatı Güncellemesi Jan 29

ACIW: Execution On Payments Contracts And Buybacks Will Support Future Upside

Analysts have trimmed their price target on ACI Worldwide by $7, reflecting updated assumptions around discount rates, growth, margins, and future P/E that feed into their valuation work. Analyst Commentary Even with the $7 trim to the price target, bullish analysts still see room for ACI Worldwide to execute on its plan and support their valuation work.
Anlatı Güncellemesi Jan 15

ACIW: Higher Earnings Power And Buybacks Will Support Future Upside

Analysts have reduced their price target on ACI Worldwide by $7 to $70, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research points to a more cautious stance on ACI Worldwide, with the latest published work highlighting adjustments to discount rates, revenue growth, profit margins, and assumed future P/E multiples.
Analiz Makalesi Nov 21

ACI Worldwide, Inc.'s (NASDAQ:ACIW) Business Is Yet to Catch Up With Its Share Price

It's not a stretch to say that ACI Worldwide, Inc.'s ( NASDAQ:ACIW ) price-to-earnings (or "P/E") ratio of 18x right...
Seeking Alpha Oct 13

ACI Worldwide: Mix Shifting Towards Payment Software Will Continue To Increase Margins

Summary ACI rebounded from about 40 dollars on August 1 to about 52 dollars today, with momentum improving despite a weak Seeking Alpha quant score from earnings revisions. H1 2025 delivered solid execution: revenue rose about 15 percent to roughly 796 million dollars, adjusted EBITDA grew about 24 percent, and recurring reached about 76 percent of sales. Management raised full-year 2025 guidance to 1.71 to 1.74 billion dollars of revenue and 490 to 505 million dollars of adjusted EBITDA, signaling confidence in execution and margin trajectory. I expect further margin expansion as the mix tilts to higher-margin Payment Software near 50 percent segment EBITDA versus Biller near 17 percent. My discounted EPS base case values ACI at around 64 dollars per share versus roughly 52 today, and the raised full-year guidance strengthens the risk-reward. Read the full article on Seeking Alpha
Analiz Makalesi Sep 07

Here's Why We Think ACI Worldwide (NASDAQ:ACIW) Is Well Worth Watching

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analiz Makalesi Aug 26

Are Investors Undervaluing ACI Worldwide, Inc. (NASDAQ:ACIW) By 41%?

Key Insights The projected fair value for ACI Worldwide is US$82.90 based on 2 Stage Free Cash Flow to Equity ACI...
Analiz Makalesi Aug 10

ACI Worldwide, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

NasdaqGS:ACIW 1 Year Share Price vs Fair Value Explore ACI Worldwide's Fair Values from the Community and select yours...
Analiz Makalesi Aug 04

There's Been No Shortage Of Growth Recently For ACI Worldwide's (NASDAQ:ACIW) Returns On Capital

What trends should we look for it we want to identify stocks that can multiply in value over the long term? Firstly...
Analiz Makalesi Jul 23

What Is ACI Worldwide, Inc.'s (NASDAQ:ACIW) Share Price Doing?

ACI Worldwide, Inc. ( NASDAQ:ACIW ), is not the largest company out there, but it received a lot of attention from a...
Analiz Makalesi Jul 11

What ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E Is Not Telling You

With a median price-to-earnings (or "P/E") ratio of close to 19x in the United States, you could be forgiven for...
Analiz Makalesi May 25

Are Investors Undervaluing ACI Worldwide, Inc. (NASDAQ:ACIW) By 42%?

Key Insights ACI Worldwide's estimated fair value is US$79.48 based on 2 Stage Free Cash Flow to Equity ACI Worldwide's...
Analiz Makalesi May 01

Is Now The Time To Put ACI Worldwide (NASDAQ:ACIW) On Your Watchlist?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analiz Makalesi Apr 19

At US$50.94, Is It Time To Put ACI Worldwide, Inc. (NASDAQ:ACIW) On Your Watch List?

ACI Worldwide, Inc. ( NASDAQ:ACIW ), is not the largest company out there, but it received a lot of attention from a...
Analiz Makalesi Apr 06

ACI Worldwide (NASDAQ:ACIW) Is Experiencing Growth In Returns On Capital

If we want to find a stock that could multiply over the long term, what are the underlying trends we should look for...
Seeking Alpha Mar 26

Bullish On ACI Worldwide's Innovating Bet In Global Payments

Summary ACI Worldwide is well established, operating across 94 countries and delivering payment solutions to banks, merchants, and billers globally. They’re also merging their Bank and Merchant segments into a unified Payment Software unit for operational efficiency. Interestingly, ACIW is also preparing a new product called Kinetic, which is a cloud-native payments hub aimed at driving high-volume, real-time processing. Overall, their portfolio includes fraud prevention, digital payments, and an extensive API library servicing over 80,000 merchants. I believe ACIW’s robust financials and growing cash flow justify its valuation, which is why I rate it a good long-term “Buy” at these levels. Read the full article on Seeking Alpha
Analiz Makalesi Feb 09

Pinning Down ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E Is Difficult Right Now

ACI Worldwide, Inc.'s ( NASDAQ:ACIW ) price-to-earnings (or "P/E") ratio of 24.4x might make it look like a sell right...
Analiz Makalesi Jan 28

ACI Worldwide, Inc. (NASDAQ:ACIW) Shares Could Be 25% Below Their Intrinsic Value Estimate

Key Insights The projected fair value for ACI Worldwide is US$71.06 based on 2 Stage Free Cash Flow to Equity Current...
Seeking Alpha Jan 13

ACI Worldwide: The Future Has Never Looked So Bright

Summary ACI Worldwide is a mature player in the digital payments market, with a stock appreciation of over 75% in the past year. ACIW's business model supports over 6,000 organizations globally, with significant revenue growth in banking and merchant segments, and 66.7% of revenues being recurring. Despite external risks like currency fluctuations, ACIW's strong financial performance and promising U.S. market position justify a buy rating and a $61.8 stock price target. ACIW outperforms peers like PayPal and Block in net margins and several key metrics, indicating a bright future and solid investment potential. Read the full article on Seeking Alpha
Analiz Makalesi Jan 04

Is Now The Time To Put ACI Worldwide (NASDAQ:ACIW) On Your Watchlist?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analiz Makalesi Dec 11

Does ACI Worldwide (NASDAQ:ACIW) Have A Healthy Balance Sheet?

Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...
Analiz Makalesi Nov 29

Why ACI Worldwide, Inc. (NASDAQ:ACIW) Could Be Worth Watching

While ACI Worldwide, Inc. ( NASDAQ:ACIW ) might not have the largest market cap around , it saw a significant share...
Analiz Makalesi Nov 08

Returns Are Gaining Momentum At ACI Worldwide (NASDAQ:ACIW)

Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
Analiz Makalesi Oct 27

ACI Worldwide, Inc. (NASDAQ:ACIW) Shares Could Be 33% Below Their Intrinsic Value Estimate

Key Insights ACI Worldwide's estimated fair value is US$72.83 based on 2 Stage Free Cash Flow to Equity Current share...
Analiz Makalesi Oct 15

Earnings Not Telling The Story For ACI Worldwide, Inc. (NASDAQ:ACIW)

ACI Worldwide, Inc.'s ( NASDAQ:ACIW ) price-to-earnings (or "P/E") ratio of 30x might make it look like a strong sell...
Analiz Makalesi Oct 03

Does ACI Worldwide (NASDAQ:ACIW) Deserve A Spot On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Seeking Alpha Sep 20

ACI Worldwide: Up Over 100% In The Last Year But Still Undervalued

Summary I am initiating coverage with a ‘Buy’ rating due to their mature business model, expanding margins, and modest valuation despite significant stock appreciation. Financially, ACI has shown renewed revenue growth, margin expansion, and healthy cash generation, positioning them well despite a mature business cycle. Despite past inconsistencies in meeting forecasts, ACI appears undervalued compared to peers, suggesting potential for continued outperformance for long-term investors. Read the full article on Seeking Alpha
Analiz Makalesi Sep 08

Here's Why ACI Worldwide (NASDAQ:ACIW) Can Manage Its Debt Responsibly

David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
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Yeni Anlatı Aug 30

Decisive Partnerships And Innovative Payments Hub Propel Future Earnings And Market Positioning

ACI Worldwide shows robust growth with significant increases in revenues and EBITDA in the Biller and Bank segments, indicating successful expansion and partnerships.
Analiz Makalesi Aug 27

Is There Now An Opportunity In ACI Worldwide, Inc. (NASDAQ:ACIW)?

ACI Worldwide, Inc. ( NASDAQ:ACIW ), is not the largest company out there, but it saw a significant share price rise of...
Analiz Makalesi Jul 12

What You Can Learn From ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") below 17x, you may...
Seeking Alpha Jul 06

ACI Worldwide: Growth Prospects And Challenges In 2024

Summary ACI Worldwide advancing with SaaS and real-time payments service. Challenges in maintaining profitability and cost control. New tactics and market flexibility crucial for a company's survival or prosperity. Read the full article on Seeking Alpha

Gelir ve Gider Dağılımı

ACI Worldwide nasıl para kazanır ve harcar. LTM bazında en son bildirilen kazançlara dayanmaktadır.


Kazanç ve Gelir Geçmişi

NasdaqGS:ACIW Gelir, gider ve kazançlar (USD Millions )
TarihGelirKazançlarG+A GiderleriAr-Ge Giderleri
31 Mar 261,791206264173
31 Dec 251,760227259168
30 Sep 251,731261251161
30 Jun 251,701251249156
31 Mar 251,673270241151
31 Dec 241,594203231147
30 Sep 241,618227217143
30 Jun 241,529184211139
31 Mar 241,479146214139
31 Dec 231,453122250141
30 Sep 231,42889218138
30 Jun 231,37174229140
31 Mar 231,38894234146
31 Dec 221,422142249146
30 Sep 221,437161256151
30 Jun 221,447152248151
31 Mar 221,408145245146
31 Dec 211,371128250144
30 Sep 211,29185230136
30 Jun 211,29088220134
31 Mar 211,28895214133
31 Dec 201,29473256139
30 Sep 201,30761213142
30 Jun 201,34677222145
31 Mar 201,34469236149
31 Dec 191,25867259147
30 Sep 191,17899230145
30 Jun 191,06983229144
31 Mar 191,00662221143
31 Dec 181,01069225144
30 Sep 181,01614221141
30 Jun 189963216139
31 Mar 181,002-13213136
31 Dec 171,0245212137
30 Sep 171,04139211144
30 Jun 171,03225222152
31 Mar 171,01139230164
31 Dec 161,006130227170
30 Sep 16972107241166
30 Jun 16993131228159
31 Mar 161,039175221152
31 Dec 151,04685215146
30 Sep 151,02888184144
30 Jun 151,03989184144

Kaliteli Kazançlar: ACIW yüksek kaliteli kazançlar sağlıyor.

Büyüyen Kar Marjı: ACIW 'nin mevcut net kar marjları (11.5%) geçen yılın (16.1%) değerinden daha düşüktür.


Serbest Nakit Akışı ve Kazanç Analizi


Geçmiş Kazanç Büyüme Analizi

Kazanç Eğilimi: ACIW şirketinin kazançları son 5 yılda yılda 20.1% oranında önemli ölçüde arttı.

Büyüme Hızlandırma: ACIW 'in son bir yıldır negatif kazanç büyümesi oldu, bu nedenle 5 yıllık ortalamasıyla karşılaştırılamaz.

Kazançlar vs. Sektör: ACIW geçtiğimiz yıl negatif kazanç büyümesine ( -23.6% ) sahipti ve bu da onu Software sektör ortalamasıyla ( 11.7% ) karşılaştırmayı zorlaştırıyordu.


Özkaynak Getirisi

Yüksek ROE: ACIW 'nin Özsermaye Getirisi ( 13.7% ) düşük olarak değerlendiriliyor.


Varlık Getirisi


Kullanılan Sermaye Getirisi


Geçmişte güçlü performans gösteren şirketleri keşfedin

Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/05/26 20:38
Gün Sonu Hisse Fiyatı2026/05/22 00:00
Kazançlar2026/03/31
Yıllık Kazançlar2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

ACI Worldwide, Inc. 14 Bu analistlerden 5, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Paul CondraBMO Capital Markets Equity Research
Thomas McCrohanBrean Capital Historical (Janney Montgomery)
Mark PalmerBTIG