ACI Worldwide Bilanço Sağlığı
Finansal Sağlık kriter kontrolleri 5/6
ACI Worldwide şirketinin toplam hissedar öz sermayesi $1.5B ve toplam borcu $825.8M olup, bu da borç-öz sermaye oranını 55% seviyesine getiriyor. Toplam varlıkları ve toplam yükümlülükleri sırasıyla $3.1B ve $1.6B dir. ACI Worldwide 'in FAVÖK'ü $343.2M faiz karşılama oranı 8.4 dur. Şirketin $161.8M tutarında nakit ve kısa vadeli yatırımları bulunmaktadır.
Anahtar bilgiler
55.03%
Borç/özkaynak oranı
US$825.83m
Borç
| Faiz karşılama oranı | 8.4x |
| Nakit | US$161.76m |
| Eşitlik | US$1.50b |
| Toplam yükümlülükler | US$1.60b |
| Toplam varlıklar | US$3.10b |
Son finansal sağlık güncellemeleri
Analiz Makalesi • Dec 11
Does ACI Worldwide (NASDAQ:ACIW) Have A Healthy Balance Sheet?
Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...Analiz Makalesi • Sep 08
Here's Why ACI Worldwide (NASDAQ:ACIW) Can Manage Its Debt Responsibly
David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...Recent updates
Anlatı Güncellemesi • Apr 27
ACIW: Cloud Payment Connectivity And Margin Discipline Will Drive Future Upside
Analysts have adjusted their price target for ACI Worldwide slightly to $70.00, reflecting refined assumptions around discount rate, revenue growth, profit margin, and future P/E, while keeping their overall valuation view steady. What's in the News ACI Worldwide and Kinexys by J.P. Morgan integrated Kinexys Liink’s Confirm application into ACI’s Fraud and Financial Crime solution, adding embedded account and payee verification across ACH, wire and instant payments within the ACI Connetic platform (Key Developments).Anlatı Güncellemesi • Apr 12
ACIW: Margin Discipline And Cash Returns Will Support Future Upside
Analysts have trimmed their price target on ACI Worldwide by $7, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. Analyst Commentary While the headline move is a lower price target, bullish analysts still point to several reasons why ACI Worldwide’s equity story can remain appealing for investors who are comfortable with execution risk and valuation resets.Anlatı Güncellemesi • Mar 29
ACIW: Higher Margins And Cash Generation Will Support Future Upside
Analysts have reduced their 12 month price target on ACI Worldwide by $7, reflecting updated views on the discount rate, revenue growth, profit margin and future P/E assumptions discussed in recent research. Analyst Commentary While the latest research includes a lower 12 month price target, some readers may still see room for upside if ACI Worldwide executes well on its revenue growth and margin plans.
Anlatı Güncellemesi • Mar 13
ACIW: Recalibrated Expectations And New Payment Deals Will Support Future Upside
Analysts have reduced their price target on ACI Worldwide by $7 to reflect updated views on the discount rate, revenue growth, profit margin and future P/E assumptions, as highlighted in recent Street research. Analyst Commentary Recent Street research around ACI Worldwide focuses on how updated assumptions for the discount rate, revenue growth, profit margin and future P/E filter through to the new price target.Anlatı Güncellemesi • Feb 26
ACIW: Recalibrated Discount Rate And Payments Execution Will Support Future Upside
Analysts have reduced their price target on ACI Worldwide by $7, reflecting updated views on discount rates, revenue growth assumptions, profit margins, and future P/E multiples. Analyst Commentary Even with the lower price target, bullish analysts are still highlighting reasons they think ACI Worldwide can justify a higher valuation over time, with the revised target reflecting updated assumptions rather than a loss of confidence in the business.Anlatı Güncellemesi • Feb 12
ACIW: Reset Expectations And New Deals Will Support Future Upside
Analysts have trimmed their price target on ACI Worldwide by $1.40. The shift is tied to updated views on fair value, discount rate, growth, margins and future P/E assumptions following the latest research, including the recent cut at Seaport Research.Anlatı Güncellemesi • Jan 29
ACIW: Execution On Payments Contracts And Buybacks Will Support Future Upside
Analysts have trimmed their price target on ACI Worldwide by $7, reflecting updated assumptions around discount rates, growth, margins, and future P/E that feed into their valuation work. Analyst Commentary Even with the $7 trim to the price target, bullish analysts still see room for ACI Worldwide to execute on its plan and support their valuation work.Anlatı Güncellemesi • Jan 15
ACIW: Higher Earnings Power And Buybacks Will Support Future Upside
Analysts have reduced their price target on ACI Worldwide by $7 to $70, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research points to a more cautious stance on ACI Worldwide, with the latest published work highlighting adjustments to discount rates, revenue growth, profit margins, and assumed future P/E multiples.Analiz Makalesi • Nov 21
ACI Worldwide, Inc.'s (NASDAQ:ACIW) Business Is Yet to Catch Up With Its Share Price
It's not a stretch to say that ACI Worldwide, Inc.'s ( NASDAQ:ACIW ) price-to-earnings (or "P/E") ratio of 18x right...Seeking Alpha • Oct 13
ACI Worldwide: Mix Shifting Towards Payment Software Will Continue To Increase Margins
Summary ACI rebounded from about 40 dollars on August 1 to about 52 dollars today, with momentum improving despite a weak Seeking Alpha quant score from earnings revisions. H1 2025 delivered solid execution: revenue rose about 15 percent to roughly 796 million dollars, adjusted EBITDA grew about 24 percent, and recurring reached about 76 percent of sales. Management raised full-year 2025 guidance to 1.71 to 1.74 billion dollars of revenue and 490 to 505 million dollars of adjusted EBITDA, signaling confidence in execution and margin trajectory. I expect further margin expansion as the mix tilts to higher-margin Payment Software near 50 percent segment EBITDA versus Biller near 17 percent. My discounted EPS base case values ACI at around 64 dollars per share versus roughly 52 today, and the raised full-year guidance strengthens the risk-reward. Read the full article on Seeking AlphaAnaliz Makalesi • Sep 07
Here's Why We Think ACI Worldwide (NASDAQ:ACIW) Is Well Worth Watching
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Analiz Makalesi • Aug 26
Are Investors Undervaluing ACI Worldwide, Inc. (NASDAQ:ACIW) By 41%?
Key Insights The projected fair value for ACI Worldwide is US$82.90 based on 2 Stage Free Cash Flow to Equity ACI...Analiz Makalesi • Aug 10
ACI Worldwide, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
NasdaqGS:ACIW 1 Year Share Price vs Fair Value Explore ACI Worldwide's Fair Values from the Community and select yours...Analiz Makalesi • Aug 04
There's Been No Shortage Of Growth Recently For ACI Worldwide's (NASDAQ:ACIW) Returns On Capital
What trends should we look for it we want to identify stocks that can multiply in value over the long term? Firstly...Analiz Makalesi • Jul 23
What Is ACI Worldwide, Inc.'s (NASDAQ:ACIW) Share Price Doing?
ACI Worldwide, Inc. ( NASDAQ:ACIW ), is not the largest company out there, but it received a lot of attention from a...Analiz Makalesi • Jul 11
What ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E Is Not Telling You
With a median price-to-earnings (or "P/E") ratio of close to 19x in the United States, you could be forgiven for...Analiz Makalesi • May 25
Are Investors Undervaluing ACI Worldwide, Inc. (NASDAQ:ACIW) By 42%?
Key Insights ACI Worldwide's estimated fair value is US$79.48 based on 2 Stage Free Cash Flow to Equity ACI Worldwide's...Analiz Makalesi • May 01
Is Now The Time To Put ACI Worldwide (NASDAQ:ACIW) On Your Watchlist?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analiz Makalesi • Apr 19
At US$50.94, Is It Time To Put ACI Worldwide, Inc. (NASDAQ:ACIW) On Your Watch List?
ACI Worldwide, Inc. ( NASDAQ:ACIW ), is not the largest company out there, but it received a lot of attention from a...Analiz Makalesi • Apr 06
ACI Worldwide (NASDAQ:ACIW) Is Experiencing Growth In Returns On Capital
If we want to find a stock that could multiply over the long term, what are the underlying trends we should look for...Seeking Alpha • Mar 26
Bullish On ACI Worldwide's Innovating Bet In Global Payments
Summary ACI Worldwide is well established, operating across 94 countries and delivering payment solutions to banks, merchants, and billers globally. They’re also merging their Bank and Merchant segments into a unified Payment Software unit for operational efficiency. Interestingly, ACIW is also preparing a new product called Kinetic, which is a cloud-native payments hub aimed at driving high-volume, real-time processing. Overall, their portfolio includes fraud prevention, digital payments, and an extensive API library servicing over 80,000 merchants. I believe ACIW’s robust financials and growing cash flow justify its valuation, which is why I rate it a good long-term “Buy” at these levels. Read the full article on Seeking AlphaAnaliz Makalesi • Feb 09
Pinning Down ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E Is Difficult Right Now
ACI Worldwide, Inc.'s ( NASDAQ:ACIW ) price-to-earnings (or "P/E") ratio of 24.4x might make it look like a sell right...Analiz Makalesi • Jan 28
ACI Worldwide, Inc. (NASDAQ:ACIW) Shares Could Be 25% Below Their Intrinsic Value Estimate
Key Insights The projected fair value for ACI Worldwide is US$71.06 based on 2 Stage Free Cash Flow to Equity Current...Seeking Alpha • Jan 13
ACI Worldwide: The Future Has Never Looked So Bright
Summary ACI Worldwide is a mature player in the digital payments market, with a stock appreciation of over 75% in the past year. ACIW's business model supports over 6,000 organizations globally, with significant revenue growth in banking and merchant segments, and 66.7% of revenues being recurring. Despite external risks like currency fluctuations, ACIW's strong financial performance and promising U.S. market position justify a buy rating and a $61.8 stock price target. ACIW outperforms peers like PayPal and Block in net margins and several key metrics, indicating a bright future and solid investment potential. Read the full article on Seeking AlphaAnaliz Makalesi • Jan 04
Is Now The Time To Put ACI Worldwide (NASDAQ:ACIW) On Your Watchlist?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Analiz Makalesi • Dec 11
Does ACI Worldwide (NASDAQ:ACIW) Have A Healthy Balance Sheet?
Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...Analiz Makalesi • Nov 29
Why ACI Worldwide, Inc. (NASDAQ:ACIW) Could Be Worth Watching
While ACI Worldwide, Inc. ( NASDAQ:ACIW ) might not have the largest market cap around , it saw a significant share...Analiz Makalesi • Nov 08
Returns Are Gaining Momentum At ACI Worldwide (NASDAQ:ACIW)
Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...Analiz Makalesi • Oct 27
ACI Worldwide, Inc. (NASDAQ:ACIW) Shares Could Be 33% Below Their Intrinsic Value Estimate
Key Insights ACI Worldwide's estimated fair value is US$72.83 based on 2 Stage Free Cash Flow to Equity Current share...Analiz Makalesi • Oct 15
Earnings Not Telling The Story For ACI Worldwide, Inc. (NASDAQ:ACIW)
ACI Worldwide, Inc.'s ( NASDAQ:ACIW ) price-to-earnings (or "P/E") ratio of 30x might make it look like a strong sell...Analiz Makalesi • Oct 03
Does ACI Worldwide (NASDAQ:ACIW) Deserve A Spot On Your Watchlist?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Seeking Alpha • Sep 20
ACI Worldwide: Up Over 100% In The Last Year But Still Undervalued
Summary I am initiating coverage with a ‘Buy’ rating due to their mature business model, expanding margins, and modest valuation despite significant stock appreciation. Financially, ACI has shown renewed revenue growth, margin expansion, and healthy cash generation, positioning them well despite a mature business cycle. Despite past inconsistencies in meeting forecasts, ACI appears undervalued compared to peers, suggesting potential for continued outperformance for long-term investors. Read the full article on Seeking AlphaAnaliz Makalesi • Sep 08
Here's Why ACI Worldwide (NASDAQ:ACIW) Can Manage Its Debt Responsibly
David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...
Yeni Anlatı • Aug 30
Decisive Partnerships And Innovative Payments Hub Propel Future Earnings And Market Positioning
ACI Worldwide shows robust growth with significant increases in revenues and EBITDA in the Biller and Bank segments, indicating successful expansion and partnerships.Analiz Makalesi • Aug 27
Is There Now An Opportunity In ACI Worldwide, Inc. (NASDAQ:ACIW)?
ACI Worldwide, Inc. ( NASDAQ:ACIW ), is not the largest company out there, but it saw a significant share price rise of...Analiz Makalesi • Jul 12
What You Can Learn From ACI Worldwide, Inc.'s (NASDAQ:ACIW) P/E
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") below 17x, you may...Seeking Alpha • Jul 06
ACI Worldwide: Growth Prospects And Challenges In 2024
Summary ACI Worldwide advancing with SaaS and real-time payments service. Challenges in maintaining profitability and cost control. New tactics and market flexibility crucial for a company's survival or prosperity. Read the full article on Seeking AlphaFinansal Durum Analizi
Kısa Vadeli Yükümlülükler: ACIW 'nin kısa vadeli varlıkları ( $1.1B ) kısa vadeli yükümlülüklerini ( $739.4M ) aşıyor.
Uzun Vadeli Yükümlülükler: ACIW şirketinin kısa vadeli varlıkları ( $1.1B ) uzun vadeli yükümlülüklerini ( $864.6M ) aşmaktadır.
Borç-Özkaynak Tarihçesi ve Analizi
Borç Seviyesi: ACIW 'nin net borç/öz sermaye oranı ( 44.3% ) yüksek olarak değerlendiriliyor.
Borcun Azaltılması: ACIW 'nin borç/öz sermaye oranı son 5 yılda 95.8% seviyesinden 55% seviyesine düştü.
Borç Kapsamı: ACIW 'nin borcu işletme nakit akışı ( 37.4% ) tarafından iyi bir şekilde karşılanmaktadır.
Faiz Kapsamı: ACIW 'in borcuna ilişkin faiz ödemeleri EBIT ( 8.4 x kapsam) tarafından iyi bir şekilde karşılanmaktadır.
Bilanço
Sağlıklı şirketleri keşfedin
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/20 00:51 |
| Gün Sonu Hisse Fiyatı | 2026/05/20 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
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| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
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| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
ACI Worldwide, Inc. 14 Bu analistlerden 5, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Paul Condra | BMO Capital Markets Equity Research |
| Thomas McCrohan | Brean Capital Historical (Janney Montgomery) |
| Mark Palmer | BTIG |