Unum Group

NYSE:UNM Stok Raporu

Piyasa değeri: US$14.1b

Unum Group Yönetim

Yönetim kriter kontrolleri 3/4

Unum Group CEO'su Rick McKenney, Apr2015 tarihinde atandı, in görev süresi 11.17 yıldır. in toplam yıllık tazminatı $ 19.42M olup, şirket hissesi ve opsiyonları dahil olmak üzere 5.8% maaş ve 94.2% ikramiyelerden oluşmaktadır. şirketin hisselerinin 0.53% ine doğrudan sahiptir ve bu hisseler $ 73.82M değerindedir. Yönetim ekibinin ve yönetim kurulunun ortalama görev süresi sırasıyla 10.9 yıl ve 10.2 yıldır.

Anahtar bilgiler

Rick McKenney

İcra Kurulu Başkanı

US$19.4m

Toplam tazminat

CEO maaş yüzdesi5.81%
CEO görev süresi11.2yrs
CEO sahipliği0.5%
Yönetim ortalama görev süresi10.9yrs
Yönetim Kurulu ortalama görev süresi10.2yrs

Son yönetim güncellemeleri

Recent updates

Anlatı Güncellemesi Jun 01

UNM: Buybacks And Mortality Trends Will Support Returns Through Sector Headwinds

Analysts have nudged the implied fair value for Unum Group higher to about $97.62 from roughly $95.08, as recent price target increases, backed by views of generally strong life insurance results, ongoing earnings momentum and improvements in mortality, offset a smaller number of target trims across the sector. Analyst Commentary Recent research on Unum Group reflects a mix of optimism and caution, with several price target increases around life insurance results and a few trims tied to sector wide valuation questions.
Anlatı Güncellemesi May 02

UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds

Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.
Seeking Alpha Apr 23

Unum: Careful About Investing In Insurance Right Now

Summary Unum Group is rated Hold with a $52/share price target due to limited upside at current valuation. UNM's 9-10x P/E and 2.38% yield offer little premium over risk-free rates, requiring substantial growth or premiumization to justify higher multiples. Persistent LTC block risks, high disability claim incidence, and diversification into lower-margin lines constrain valuation expansion. Forecasted UNM EPS growth above 10% appears optimistic; guidance was recently cut to below 1%, and Q1 '26 results are expected to disappoint. Read the full article on Seeking Alpha
Anlatı Güncellemesi Jan 27

UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds

Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.
Anlatı Güncellemesi Jan 10

UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power

Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.
Analiz Makalesi Sep 21

Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...
Analiz Makalesi Aug 01

Unum Group Just Missed Earnings - But Analysts Have Updated Their Models

It's been a sad week for Unum Group ( NYSE:UNM ), who've watched their investment drop 10% to US$71.81 in the week...
Analiz Makalesi Jul 14

Unum Group's (NYSE:UNM) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of Unum Group ( NYSE:UNM ) has announced that the dividend on 15th of August will be increased to $0.46...
Seeking Alpha Mar 14

Unum: Progress In LTC Creates Room For More Upside

Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking Alpha
Seeking Alpha Jan 14

Unum Group Stock Seems To Be Undervalued

Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking Alpha
Seeking Alpha Nov 01

Unum Group: Revisiting Quant's Strong-Buy Insurer

Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking Alpha
Seeking Alpha Sep 19

Unum: Core Business Strength Comes Into Greater Focus

Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
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Yeni Anlatı Aug 23

Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market

Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.
Seeking Alpha Jul 18

Unum: Diversify Your Portfolio With This Undervalued Dividend Grower

Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking Alpha
Seeking Alpha Jun 20

Unum: Strong Core Business Offsets Ongoing LTC Uncertainty

Summary Unum Group shares have been volatile, rising only 8% in the past year due to concerns around its long-term care unit. Unum's core businesses are performing well, with strong profitability and returns as claims normalize from pandemic highs. Management does not expect to contribute capital to the Closed Block unit, aiming for ongoing premium increases to support it, and this appears credible. Unum has strong free cash flow, which supports its growing dividend and increased repurchase program. Read the full article on Seeking Alpha
Seeking Alpha Apr 08

Unum Group: Further Stock Growth Likely In 2024

Summary Unum Group's stock is in a positive technical uptrend which can continue in 2024. The stock has an attractive valuation, suggesting potential for further price appreciation this year. UNM's steady revenue and earnings growth make it a stable option as a dividend investment with potential stock price appreciation. Read the full article on Seeking Alpha

CEO Tazminat Analizi

Rick McKenney'un ücretlendirmesi Unum Group'un kazancına kıyasla nasıl değişti?
TarihToplam TazminatMaaşŞirket Kazançları
Mar 31 2026n/an/a

US$781m

Dec 31 2025US$19mUS$1m

US$739m

Sep 30 2025n/an/a

US$913m

Jun 30 2025n/an/a

US$2b

Mar 31 2025n/an/a

US$2b

Dec 31 2024US$18mUS$1m

US$2b

Sep 30 2024n/an/a

US$2b

Jun 30 2024n/an/a

US$1b

Mar 31 2024n/an/a

US$1b

Dec 31 2023US$20mUS$1m

US$1b

Sep 30 2023n/an/a

US$1b

Jun 30 2023n/an/a

US$2b

Mar 31 2023n/an/a

US$2b

Dec 31 2022US$10mUS$1m

US$1b

Sep 30 2022n/an/a

US$1b

Jun 30 2022n/an/a

US$1b

Mar 31 2022n/an/a

US$912m

Dec 31 2021US$9mUS$1m

US$981m

Sep 30 2021n/an/a

US$800m

Jun 30 2021n/an/a

US$702m

Mar 31 2021n/an/a

US$785m

Dec 31 2020US$13mUS$1m

US$793m

Sep 30 2020n/an/a

US$954m

Jun 30 2020n/an/a

US$965m

Mar 31 2020n/an/a

US$980m

Dec 31 2019US$10mUS$1m

US$1b

Tazminat ve Piyasa: Rick 'nin toplam tazminatı ($USD 19.42M ), US pazarındaki benzer büyüklükteki şirketler için ortalamanın üzerindedir ($USD 14.81M ).

Tazminat ve Kazançlar: Rick 'in tazminatı, şirketin son bir yıldaki performansıyla tutarlıydı.


CEO

Rick McKenney (57 yo)

11.2yrs
Görev süresi
US$19,417,476
Tazminat

Mr. Richard Paul McKenney, also known as Rick, is Member of the Board of Directors of Engage Ventures, LLC from January 2026. He has been the President of Unum Group since April 01, 2015 and has been its C...


Liderlik Ekibi

İsimPozisyonGörev süresiTazminatSahiplik
Richard McKenney
President11.2yrsUS$19.42m0.53%
$ 73.8m
Steven Zabel
Executive VP & CFO6.9yrsUS$5.08m0.054%
$ 7.6m
Shelia Anderson
Executive VP and Chief Information & Digital Officer1.2yrsUS$3.01m0.017%
$ 2.4m
Lisa Iglesias
Executive VP & General Counsel11.4yrsUS$2.78m0.0085%
$ 1.2m
Christopher Pyne
Executive Vice President of Group Benefits15yrsUS$3.08m0.017%
$ 2.4m
Walter Rice
Senior VP & Chief Accounting Officer3.8yrsVeri yok0.0031%
$ 434.5k
J. Royal
Senior Vice President of Investor Relations & Treasury3.6yrsVeri yokVeri yok
Elizabeth A. Ahmed
Executive Vice President of People & Communications7.7yrsVeri yok0.017%
$ 2.4m
Joseph Foley
Senior Vice President of Corporate Marketing & Public Relationsno dataVeri yokVeri yok
Timothy Arnold
Executive VP of Voluntary Benefits & President of Colonial Life14.9yrsUS$2.58m0.028%
$ 4.0m
Marco Forato
Senior VP & Chief Strategy Officer10.9yrsVeri yokVeri yok
Stephen Mitchell
Senior VP & President of Closed Block10.9yrsVeri yokVeri yok
10.9yrs
Ortalama Görev Süresi
57yo
Ortalama Yaş

Deneyimli Yönetim: UNM 'un yönetim ekibi deneyimli ve deneyimlidir ( 10.9 yıldır).


Yönetim Kurulu Üyeleri

İsimPozisyonGörev süresiTazminatSahiplik
Richard McKenney
President11.2yrsUS$19.42m0.53%
$ 73.8m
Kevin Kabat
Independent Non-Executive Chairman18yrsUS$525.04k0.075%
$ 10.6m
Ronald O'Hanley
Independent Director11.3yrsUS$335.03k0.011%
$ 1.5m
Kristi Matus
Independent Directorless than a yearVeri yokVeri yok
Timothy Keaney
Independent Director13.8yrsUS$305.03k0.022%
$ 3.1m
Susan Cross
Independent Director7.3yrsUS$335.03k0.026%
$ 3.7m
Susan DeVore
Independent Director8.3yrsUS$335.03k0.017%
$ 2.4m
Mojgan Lefebvre
Independent Director2.9yrsUS$300.03k0.000010%
$ 1.4k
Cynthia Egan
Independent Director11.9yrsUS$335.03k0.025%
$ 3.6m
Joseph Echevarria
Independent Director10.2yrsUS$300.03k0%
$ 0
Gale King
Independent Director4.3yrsUS$310.03k0.0029%
$ 414.8k
10.2yrs
Ortalama Görev Süresi
67yo
Ortalama Yaş

Deneyimli Yönetim Kurulu: UNM 'in yönetim kurulu deneyimli ve tecrübelidir (ortalama görev süresi 10.2 yıldır).


Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/06/10 04:58
Gün Sonu Hisse Fiyatı2026/06/10 00:00
Kazançlar2026/03/31
Yıllık Kazançlar2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

Unum Group 26 Bu analistlerden 8, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Jay GelbBarclays
Eric BergBarclays
Taylor ScottBarclays