Hanover Insurance Group Yönetim
Yönetim kriter kontrolleri 4/4
Hanover Insurance Group CEO'su Jack Roche, Nov2017 tarihinde atandı, in görev süresi 8.58 yıldır. in toplam yıllık tazminatı $ 10.49M olup, şirket hissesi ve opsiyonları dahil olmak üzere 10.9% maaş ve 89.1% ikramiyelerden oluşmaktadır. şirketin hisselerinin 0.36% ine doğrudan sahiptir ve bu hisseler $ 26.81M değerindedir. Yönetim ekibinin ve yönetim kurulunun ortalama görev süresi sırasıyla 5.2 yıl ve 7.8 yıldır.
Anahtar bilgiler
Jack Roche
İcra Kurulu Başkanı
US$10.5m
Toplam tazminat
| CEO maaş yüzdesi | 10.86% |
| CEO görev süresi | 8.6yrs |
| CEO sahipliği | 0.4% |
| Yönetim ortalama görev süresi | 5.2yrs |
| Yönetim Kurulu ortalama görev süresi | 7.8yrs |
Son yönetim güncellemeleri
Recent updates
Seeking Alpha • Jun 26
Hanover: More Than An Inflation Hedge, But A Hold
Summary Hanover Insurance wrote $6.3B in premiums for 2025, across personal, commercial, and specialty lines, each contributing differently to the group's underwriting performance. THG has remained technically profitable in four of the last five years, with a five-year combined ratio of 97.3%. Recent results show a strong positive trend: Q1 2026 combined ratio improved to 91.7% from 94.1% in Q1 2025. Specialty lines remain Hanover's underwriting jewel, posting an average combined ratio of just 89.2% since 2020. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Jun 22
THG: Strong Buy Rating And Capital Returns Will Support Fair Value
Analysts have reaffirmed their price target on Hanover Insurance Group at $206.38, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for keeping their outlook steady. What’s in the News for Hanover Insurance Group Zacks highlights The Hanover Insurance Group as a value stock with a Zacks Rank #1 (Strong Buy) and a Value Score of A, with earnings estimates upgraded by 9.5% over the past 60 days.Anlatı Güncellemesi • Jun 06
THG: Stronger Earnings And Capital Returns Will Support A Fairly Valued Outlook
Analysts have revised their price target for Hanover Insurance Group to $206.38 from $199.38, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What's in the News Hanover Insurance Group was upgraded to Zacks Rank #1 (Strong Buy) after first quarter 2026 operating income of $5.25 per share surpassed estimates, with Zacks highlighting improved underwriting profitability and a better consolidated combined ratio despite catastrophe losses.Anlatı Güncellemesi • May 02
THG: Share Repurchases And Softer Assumptions Will Shape A Fairly Valued Outlook
Analysts have slightly reduced Hanover Insurance Group's price target from about $199.75 to roughly $199.38, reflecting updated assumptions for softer revenue growth, lower profit margins, and a higher future P/E multiple. What's in the News From January 1, 2026 to April 28, 2026, Hanover Insurance Group repurchased 580,000 shares, about 1.64% of its shares, for US$101 million under its ongoing buyback program (Key Developments).Anlatı Güncellemesi • Mar 27
THG: Ongoing Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have kept their price target for The Hanover Insurance Group steady at $199.75, citing essentially unchanged fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions in their latest update. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, representing 1.57% of its shares.Anlatı Güncellemesi • Mar 12
THG: Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have slightly increased their fair value estimate for Hanover Insurance Group from $199.63 to $199.75, reflecting updated assumptions around profit margin, revenue growth, discount rate, and future P/E. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, accounting for 1.57% of its shares.Anlatı Güncellemesi • Feb 25
THG: Share Repurchases And Dividend Policy Will Support Future Upside
Analysts have trimmed their price target for Hanover Insurance Group to $199.63, a move they link to slightly more conservative assumptions on future P/E multiples, while keeping fair value, discount rate, revenue growth, and profit margin estimates effectively unchanged. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares, representing 1.57% of its stock, for US$99 million under its ongoing buyback program (Key Developments).Anlatı Güncellemesi • Feb 10
THG: Share Repurchases And Dividend Will Support Attractive Future Upside
The analyst price target for Hanover Insurance Group has shifted slightly higher to about $199.63 from $199.50. Analysts cite updated assumptions on revenue growth, profit margins, the discount rate and projected P/E as the main drivers of this fine-tuning.Anlatı Güncellemesi • Jan 26
THG: Dividend And Buyback Momentum Will Support Attractive Future Upside
Analysts have trimmed their price target on Hanover Insurance Group by about $1, to roughly $200. This reflects slightly updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.Anlatı Güncellemesi • Jan 11
THG: Dividend Increase And Buybacks Will Support A Stronger Future Outlook
Analysts have modestly revised their price outlook on Hanover Insurance Group, with the updated target now aligned to an implied fair value of about US$200.13 per share. This reflects small tweaks to discount rate, revenue growth, profit margin, and forward P/E assumptions.Anlatı Güncellemesi • Dec 16
THG: Dividend Hike And Share Repurchases Will Shape A Balanced Outlook
Analysts have adjusted their price target on Hanover Insurance Group slightly higher to approximately $200.13 per share, reflecting modest refinements to long term assumptions around discount rates, revenue growth, profit margins, and valuation multiples. What's in the News The board approved an increase in the quarterly dividend to $0.95 per share, payable December 26, 2025, to shareholders of record on December 12, 2025 (Key Developments).Analiz Makalesi • Dec 04
Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.95
The Hanover Insurance Group, Inc. ( NYSE:THG ) will increase its dividend on the 26th of December to $0.95, which is...Anlatı Güncellemesi • Dec 01
THG: New Modular Insurance Product And Ongoing Buybacks Will Influence Outlook
Analysts have marginally increased their price target for Hanover Insurance Group from $199.71 to $200.13, citing slight improvements in profit margin forecasts and a modest adjustment to revenue growth expectations. What's in the News The Hanover Insurance Group has launched HSIP Advantage, a new modular property product designed for small to mid-sized businesses handling high-hazard materials.Anlatı Güncellemesi • Nov 17
THG: New Product Launches And Share Buybacks Will Shape Near-Term Outlook
Analysts have modestly increased their price target for Hanover Insurance Group from $199.43 to $199.71. They cite slightly stronger revenue growth projections that offset a minor dip in profit margin estimates.Anlatı Güncellemesi • Nov 01
THG: Expanding Life Sciences Coverage Will Drive Future Outperformance
Analysts have raised their price target for Hanover Insurance Group from $197.00 to $199.43, citing expectations for stronger revenue growth and a modestly higher projected valuation, even though profit margins are expected to soften slightly. What's in the News From July 1, 2025 to October 27, 2025, Hanover Insurance Group repurchased 323,000 shares, representing 0.9 percent of shares outstanding, for $55 million (Key Developments).Seeking Alpha • Sep 29
The Hanover Insurance: Q2 Improvement And Future Growth Indicators
Summary Hanover Insurance Group showed Q2 top and bottom-line growth as well as indicators of future growth and a positive analyst EPS consensus. The dividend yield of 2.3% beats key peers and the firm has a 5-year steady dividend growth history, and indicators of dividend sustainability supported by positive cash flow. The firm is exposed to a diversified, investment-grade asset portfolio that could be impacted by Fed decisions on interest rates. A key risk is exposure to weather catastrophic events which could drive future spikes in benefit payouts, impacting earnings. Although the stock is trading well above its moving average, it is undervalued on forward P/E ratios. Read the full article on Seeking Alpha
Yeni Anlatı • Aug 30
Innovative Strategies And Tech Investments Set To Bolster Profitability In Insurance Sector
Focused catastrophe mitigation efforts in both Personal and Core Commercial lines aim to reduce claims and enhance profitability through higher deductibles and pricing adjustments.Seeking Alpha • Feb 05
Hanover Insurance Group: Improvement In Net Income Growth Encouraging
Summary Hanover Insurance Group's net income growth and return on equity improvement are key factors for a bullish view of the stock. The company's performance in Q4 2023 showed slower growth in net premiums written but a significant reduction in the combined ratio. The growth trajectory of THG stock could be positive if there is continued improvement in net income and return on equity. Read the full article on Seeking AlphaCEO Tazminat Analizi
| Tarih | Toplam Tazminat | Maaş | Şirket Kazançları |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$719m |
| Dec 31 2025 | US$10m | US$1m | US$661m |
| Sep 30 2025 | n/a | n/a | US$631m |
| Jun 30 2025 | n/a | n/a | US$555m |
| Mar 31 2025 | n/a | n/a | US$438m |
| Dec 31 2024 | US$10m | US$1m | US$425m |
| Sep 30 2024 | n/a | n/a | US$365m |
| Jun 30 2024 | n/a | n/a | US$271m |
| Mar 31 2024 | n/a | n/a | US$161m |
| Dec 31 2023 | US$8m | US$1m | US$34m |
| Sep 30 2023 | n/a | n/a | -US$86m |
| Jun 30 2023 | n/a | n/a | -US$93m |
| Mar 31 2023 | n/a | n/a | -US$500k |
| Dec 31 2022 | US$7m | US$1m | US$117m |
| Sep 30 2022 | n/a | n/a | US$292m |
| Jun 30 2022 | n/a | n/a | US$326m |
| Mar 31 2022 | n/a | n/a | US$433m |
| Dec 31 2021 | US$7m | US$1m | US$420m |
| Sep 30 2021 | n/a | n/a | US$423m |
| Jun 30 2021 | n/a | n/a | US$508m |
| Mar 31 2021 | n/a | n/a | US$494m |
| Dec 31 2020 | US$6m | US$1m | US$362m |
| Sep 30 2020 | n/a | n/a | US$306m |
| Jun 30 2020 | n/a | n/a | US$298m |
| Mar 31 2020 | n/a | n/a | US$268m |
| Dec 31 2019 | US$5m | US$937k | US$429m |
Tazminat ve Piyasa: Jack 'ın toplam tazminatı ($USD 10.49M ) US pazarındaki benzer büyüklükteki şirketler için ortalamadır ($USD 8.27M ).
Tazminat ve Kazançlar: Jack 'in tazminatı, şirketin son bir yıldaki performansıyla tutarlıydı.
CEO
Jack Roche (62 yo)
8.6yrs
Görev süresi
US$10,486,571
Tazminat
Mr. John Conner Roche, also known as Jack, was President, CEO & Director of Allmerica Financial Alliance Insurance Company from November 04, 2017. Mr. Roche Vice Chair of American Institute For Chartered P...
Liderlik Ekibi
| İsim | Pozisyon | Görev süresi | Tazminat | Sahiplik |
|---|---|---|---|---|
| President | 8.6yrs | US$10.49m | 0.36% $ 26.8m | |
| Executive VP & CFO | 9.6yrs | US$4.55m | 0.12% $ 8.8m | |
| Executive VP & COO | 1.2yrs | US$3.55m | 0.079% $ 5.9m | |
| Executive VP | 6.2yrs | US$2.14m | 0.024% $ 1.8m | |
| Executive VP & President of Specialty | 9yrs | US$3.20m | 0.083% $ 6.2m | |
| Senior VP & Chief investment Officer | 4.3yrs | Veri yok | Veri yok | |
| Senior VP | 1.3yrs | Veri yok | Veri yok | |
| Senior Vice President of Corporate Finance | no data | Veri yok | Veri yok | |
| President of Technology & Life Sciences Business | less than a year | Veri yok | Veri yok | |
| Executive VP and Chief Information & Innovation Officer | 5.2yrs | Veri yok | 0.017% $ 1.3m | |
| Senior VP & Chief Marketing Officer | 4.3yrs | Veri yok | Veri yok | |
| Executive VP & Chief Human Resources Officer | 6.7yrs | Veri yok | 0.0047% $ 347.4k |
5.2yrs
Ortalama Görev Süresi
59.5yo
Ortalama Yaş
Deneyimli Yönetim: THG 'un yönetim ekibi deneyimli ve deneyimlidir ( 5.2 yıldır).
Yönetim Kurulu Üyeleri
| İsim | Pozisyon | Görev süresi | Tazminat | Sahiplik |
|---|---|---|---|---|
| President | 8.6yrs | US$10.49m | 0.36% $ 26.8m | |
| Independent Director | 22.3yrs | US$295.00k | 0.094% $ 7.0m | |
| Independent Director | 7.8yrs | US$280.00k | 0.0055% $ 409.1k | |
| Independent Director | 5.8yrs | US$280.00k | 0.018% $ 1.3m | |
| Independent Director | 1.1yrs | US$285.00k | Veri yok | |
| Independent Director | 3.9yrs | US$280.00k | 0.014% $ 1.1m | |
| Independent Chairperson & Independent Presiding Director | 11.1yrs | US$416.00k | 0.027% $ 2.0m | |
| Independent Director | 5.3yrs | US$300.00k | 0.016% $ 1.2m | |
| Independent Director | 4yrs | US$275.00k | 0.0092% $ 682.1k | |
| Independent Director | 9.5yrs | US$301.00k | 0.0069% $ 515.5k | |
| Independent Director | 8.3yrs | US$276.00k | 0.026% $ 2.0m |
7.8yrs
Ortalama Görev Süresi
68yo
Ortalama Yaş
Deneyimli Yönetim Kurulu: THG 'nin yönetim kurulu üyeleri deneyimli olarak kabul edilir (ortalama görev süresi 7.8 yıldır).
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/06/28 17:47 |
| Gün Sonu Hisse Fiyatı | 2026/06/26 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
|
* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntıları GitHub sayfamızda mevcuttur; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
The Hanover Insurance Group, Inc. 17 Bu analistlerden 7, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Jay Gelb | Barclays |
| Michael Zaremski | BMO Capital Markets Equity Research |
| Grace Carter | BofA Global Research |