American Express Company

NYSE:AXP Stok Raporu

Piyasa değeri: US$212.0b

American Express Gelecekteki Büyüme

Future kriter kontrolleri 2/6

American Express kazanç ve gelirin sırasıyla yıllık 8.7% ve 9.7% oranında artacağı tahmin edilmektedir. EPS'nin yıllık 11.1% oranında büyümesi beklenmektedir. Özkaynak kârlılığının 3 yıl içinde 37.2% olacağı tahmin edilmektedir.

Anahtar bilgiler

8.7%

Kazanç büyüme oranı

11.11%

EPS büyüme oranı

Consumer Finance kazanç büyümesi19.2%
Gelir büyüme oranı9.7%
Gelecekteki özkaynak getirisi37.16%
Analist kapsamı

Good

Son güncelleme23 May 2026

Gelecekteki son büyüme güncellemeleri

Recent updates

Seeking Alpha • 7h

American Express Keeps Buy Rating After Stellar Q1, Despite Clouds Over Consumer Confidence

Summary American Express is reaffirmed as a buy, driven by robust fundamentals, margin recovery, and strong dividend growth despite recent technical bearishness. AXP posted 10% FX-adjusted revenue growth in Q1 and maintains 9–10% annual revenue growth guidance through 2026, supported by new card and volume growth. Balance sheet risk remains conservative, with A-level credit ratings, stable credit metrics, and a low payout ratio supporting steady dividend growth. Despite premium valuation and technical sell signals, I see a 14.3% upside to $355 by Dec. 2027, with risks mitigated by diversified income streams. Read the full article on Seeking Alpha
Anlatı Güncellemesi • May 26

AXP: Affluent Spend Resilience And AI Layoff Fears Will Support Higher P/E

Analyst pricing on American Express has been trimmed modestly, with the fair value estimate moving lower by about $3 to $440.45, as analysts balance a slightly softer revenue growth and profit margin outlook against fresh Buy initiations and raised price targets that highlight confidence in the stock's broader client base and resilience to AI related job losses. Analyst Commentary Recent research has highlighted a split view on American Express, with some firms trimming price targets while others are leaning into the stock with fresh Buy calls.
Anlatı Güncellemesi • May 03

AXP: Premium Customer Erosion And Lower P E Will Pressure Returns

Analysts have trimmed the American Express price target slightly to $285, reflecting modestly lower revenue growth and profit margin assumptions along with a reduced future P/E of about 16.3x. Analyst Commentary Street research on American Express has turned more mixed, with several firms cutting price targets over the past few months even as a few higher targets remain in place.
Yeni Anlatı • Apr 22

American Express (AXP): The Lifestyle Moat and the "Platinum Refresh" Pivot

American Express (AXP) , the premier lifestyle and payments giant, enters Wednesday, April 22, 2026 , standing as a pillar of resilience in a shifting consumer economy. Trading at $332.01 USD —a gain of 0.65% as the market prepares for tomorrow’s first-quarter earnings release—the stock remains a favorite of institutional titans like Warren Buffett.
Anlatı Güncellemesi • Apr 19

AXP: Affluent Credit Stability And AI Selloff May Support Higher Future P/E

American Express' updated analyst price target reflects a reduction of $14.89, as analysts factor in revised assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E following a series of target cuts across the Street. Analyst Commentary Recent Street research on American Express has been dominated by lower price targets, but the tone is not uniformly bearish.
Anlatı Güncellemesi • Apr 05

AXP: Premium Margins And Rate Cap Threat Will Shape Forward P E

Analysts have made a modest upward adjustment to the American Express price target, with fair value moving by about $3 to $286.99 as they balance softer margin assumptions against slightly higher revenue growth expectations and a small uptick in the future P/E. Analyst Commentary Recent research on American Express reflects a split view, with some firms highlighting long term growth potential and others flagging risks around competition, regulation, and macro sensitivity.
Anlatı Güncellemesi • Mar 21

AXP: Affluent Credit Stability And Buybacks Should Support Higher Future P E

Narrative Update: American Express American Express's analyst price target has been revised slightly lower, with fair value moving from about $462.00 to $458.63 as analysts factor in modestly higher revenue growth and profit margins, a slightly lower discount rate, and a reduced future P/E assumption. Analyst Commentary Recent Street research on American Express shows a split tape, with some firms trimming price targets and others lifting them.
Anlatı Güncellemesi • Mar 07

AXP: Future Returns Will Reflect 2026 Guide Versus Credit Policy Risk

The analyst price target for American Express has been trimmed by about $1 to $378.94, as analysts balance slightly higher profit margin and discount rate assumptions with mixed sentiment around consumer finance, concerns about AI-driven unemployment, and recent volatility in the shares. Analyst Commentary Recent research on American Express reflects a split tape, with some firms highlighting opportunity after the recent pullback and others flagging policy and credit risks that could cap upside.
Anlatı Güncellemesi • Feb 21

AXP: Future Performance Will Reflect 2026 Guide And Regulatory Risk Balancing

American Express's analyst fair value estimate has been revised higher to $379.60 from $354.83, as analysts factor in slightly lower discount rates, a modestly higher assumed future P/E multiple, and updated views on revenue growth and margins following a mix of recent price target hikes and trims across the Street. Analyst Commentary Recent Street research on American Express shows a split view, with several firms lifting price targets and a few trimming them or keeping more cautious stances.
Anlatı Güncellemesi • Feb 07

AXP: Elevated P E Multiples Will Face Potential Credit Card Rate Cap Shock

Analysts have refined their view on American Express, raising their fair value estimate modestly to about $284. This update reflects slightly lower assumed discount rates, more measured expectations for revenue growth and margins, a minor adjustment to future P/E assumptions, and recent price target changes on the Street that are mixed but generally supportive.
Anlatı Güncellemesi • Jan 24

AXP: Elevated P E Multiples Will Face Regulatory Credit Card Rate Cap Test

Analysts have raised their implied fair value for American Express from about US$230 to roughly US$280, reflecting updated price targets that apply higher future P/E multiples and slightly stronger assumptions for revenue growth and profit margins. Analyst Commentary Across recent research, most price target changes for American Express have been upward, but the tone is not uniformly optimistic.
Anlatı Güncellemesi • Jan 09

AXP: Higher P/E Multiple Could Reward Solid Loan And Earnings Momentum

Analysts have lifted their blended price expectations for American Express, with the modelled fair value rising from about US$366.63 to US$462.00 as they factor in higher sector multiples, including a future P/E assumption of 26.66, as well as updated views on growth, margins and discount rates informed by recent price target increases across the specialty finance group. Analyst Commentary Recent Street research around American Express shows a cluster of higher price targets and rating moves that feed into the richer blended fair value used in the updated model.
Anlatı Güncellemesi • Dec 14

AXP: Future Performance Will Reflect Execution On Premium Card Refresh Amid Mixed Sentiment

The analyst price target for American Express has been raised modestly, as analysts factor in a roughly $3 uptick in fair value to about $355 per share. This is supported by stronger billings growth, resilient credit trends, and confidence in the earnings impact of the Platinum refresh, despite mixed near term guidance.
Anlatı Güncellemesi • Nov 30

AXP: Future Results Will Reflect Execution Strength Amid Mixed Market Sentiment

American Express's analyst price target has been modestly increased by $1 to $351.87. Analysts cite stronger-than-expected revenue expansion, higher profit margins, and improved growth trends, supported by recent upgrades and positive financial results.
Anlatı Güncellemesi • Nov 16

AXP: Future Results Will Balance Margin Strength With Competitive Pressures

American Express's analyst price target has been raised slightly, with the updated fair value estimate increasing from $349.41 to $350.87. Analysts cite continued robust operating performance, improved revenue and profit margin trends, and tempered expense forecasts following strong recent results.
Anlatı Güncellemesi • Nov 01

AXP: Premium Card Momentum And Buybacks Will Shape Performance Amid Balanced Risks

American Express's analyst price target has increased modestly by $11 to $349, as analysts cite resilient operating results, improved profit margins, and continued confidence in growth, even though revenue guidance has been tempered. Analyst Commentary Following American Express's latest quarterly results, Wall Street analysts have shared a range of perspectives on the company's outlook and valuation.
Anlatı Güncellemesi • Oct 18

Personalized Experiences And Global Expansion Will Drive Future Value

The analyst price target for American Express has increased from approximately $329.62 to $338.24. Analysts cite improving loan growth trends, stable credit quality, and expectations for accelerating revenue from upcoming product initiatives.
Anlatı Güncellemesi • Oct 04

Personalized Experiences And Global Expansion Will Drive Future Value

American Express has seen its analyst price target increase notably from $311 to $362, as analysts cite stable credit trends, a premium valuation based on strong credit quality, and updated financial models that reflect improved outlooks for the consumer finance sector. Analyst Commentary Analysts remain divided on the prospects for American Express, with recent research highlighting both constructive and cautious viewpoints.
Seeking Alpha • Apr 23

American Express: Solid Q1 Results Fuel Long-Term Optimism

Summary American Express shows solid top-line growth with 7.3% revenue increase and 20% card fee revenue growth, indicating strong customer value perception. Operating expenses grew by 10%, but disciplined spending on S&G and G&A ensures long-term customer satisfaction and company success. Capital returns to shareholders are robust, with a 17% dividend increase and consistent stock buybacks, enhancing shareholder value. Premium customer base and strong Gen-Z and Millennial acquisition highlight Amex's effective portfolio management and future growth potential. Read the full article on Seeking Alpha
Yeni Anlatı • Apr 08

US Card Refresh And Global Merchant Expansion Will Unlock Opportunities

Expansion efforts, including product refreshes and merchant network growth, target Millennials and Gen Z, aiming to boost transaction volume and revenue.
Yeni Anlatı • Apr 07

Expanding Merchant Network And Millennial Focus Will Succeed

Focus on global merchant network expansion and targeting of younger generations drives revenue growth through increased transaction volumes and premium product adoption.
Seeking Alpha • Mar 14

American Express: Too Soon To Buy The Dip Given Travel Exposure

Summary American Express faces challenges with a 20% stock drop from its high, driven by economic uncertainty and reduced travel & entertainment spending. Despite strong brand equity and growth in high-income consumers, AXP's revenue growth is likely set to slow, with marketing expenses pressuring margins. Small business spending remains uncertain due to economic policies, though AXP's higher-income focus may mitigate credit downturn risks. Maintaining a "hold" rating, I suggest waiting for a pullback below $240 or 16x earnings before considering adding AXP shares. Read the full article on Seeking Alpha
Seeking Alpha • Feb 28

American Express: A Better Entry Point Is Coming

Summary American Express is a solid blue-chip stock with a 143% total return over five years, driven by its closed-loop network, brand power, and affluent customer base. The company's strong financials, including a TTM ROE of 34.3% and consistent revenue and EPS growth, highlight its robust business model. Despite its strengths, AXP's current valuation is elevated and so is its chart; a better entry point may arise with a 10-20% dip in stock price. Read the full article on Seeking Alpha
Seeking Alpha • Feb 09

American Express Is A Fantastic Long-Term Investment

Summary American Express shows strong financial health with $17 billion in revenue, 25% YoY EPS growth, and a P/E ratio of ~23x, indicating substantial shareholder returns. The company maintains robust credit quality, with lower delinquency and write-off rates, ensuring a stable balance sheet and reduced provisions. Shareholder returns are bolstered by aggressive share buybacks, a nearly 1% dividend yield, and a long-term focus on double-digit revenue and EPS growth. Despite competition, American Express' consistent investment in its portfolio and customer base positions it as a valuable long-term investment. Read the full article on Seeking Alpha
Seeking Alpha • Jan 28

American Express Keeps The Premium Charges Going With Gen Z

Summary American Express Company has shown strong financial performance with a 12-month rally of nearly 60%, record Q4 results, and robust earnings growth. The company is benefiting from increased spending by Millennials and Gen Z, who prioritize experiences over possessions, driving demand for premium products. Operationally, Amex boasts a 35% ROE and plans to increase its quarterly dividend by 17%, while maintaining controlled costs and investing in market opportunities. Despite facing rising customer acquisition costs and competition, Amex's solid financials, international expansion, and premium customer base make it a "Buy" with growth potential. Read the full article on Seeking Alpha
Seeking Alpha • Jan 19

American Express: What To Look For In Next Week's Earnings

Summary American Express (AXP) is poised for a high-stakes Q4 earnings report, with expectations of 16%+ EPS growth and 10%+ revenue growth. AXP's premium valuation is justified by its strong brand, higher-tier customer base, and superior returns on equity compared to peers. Despite a mixed earnings track record, AXP's consistent 2024 trend suggests a potential buy opportunity if shares dip to around $280. The main risks include a consumer slowdown and high market expectations, but long-term investors should focus on AXP's enduring strengths. Read the full article on Seeking Alpha

Kazanç ve Gelir Büyüme Tahminleri

NYSE:AXP - Analistlerin gelecek tahminleri ve geçmiş finansal verileri (USD Millions )
TarihGelirKazançlarSerbest Nakit AkışıFaaliyetlerden NakitAvg. Analist Sayısı
12/31/202893,60414,537N/AN/A10
12/31/202786,38213,29913,223N/A23
12/31/202679,39011,99311,977N/A23
3/31/202668,81211,08714,32317,468N/A
12/31/202566,97310,70116,00218,428N/A
9/30/202565,29410,41118,93821,139N/A
6/30/202563,43510,01711,09113,094N/A
3/31/202562,04910,14211,31213,262N/A
12/31/202460,7649,99512,13314,050N/A
9/30/202459,2399,76013,19415,041N/A
6/30/202458,1079,70423,30625,097N/A
3/31/202456,8988,86922,88724,488N/A
12/31/202355,5928,25216,99418,559N/A
9/30/202354,3797,89418,57120,222N/A
6/30/202353,0097,32714,79216,486N/A
3/31/202352,1387,11915,05216,822N/A
12/31/202250,6807,40019,22321,079N/A
9/30/202249,6237,53315,79417,655N/A
6/30/202247,9647,46515,43117,319N/A
3/31/202245,8287,78014,47916,245N/A
12/31/202143,7997,91713,00714,645N/A
9/30/202141,1697,65211,58113,137N/A
6/30/202138,1366,9209,70611,145N/A
3/31/202133,4074,9098,62710,090N/A
12/31/202031,3573,0364,1125,591N/A
9/30/202032,2363,2833,8115,287N/A
6/30/202034,2603,9555632,066N/A
3/31/202038,1175,4461,1912,866N/A
12/31/201939,9836,631N/A13,632N/A
9/30/201939,1626,945N/A9,184N/A
6/30/201938,3796,843N/A15,311N/A
3/31/201937,5986,705N/A15,414N/A
12/31/201836,9866,787N/A8,930N/A
9/30/201836,1293,597N/A15,141N/A
6/30/201835,3303,303N/A14,352N/A
3/31/201834,6793,026N/A14,443N/A
12/31/201733,8722,646N/A13,540N/A
9/30/201732,4094,661N/A11,921N/A
6/30/201731,1624,446N/A9,375N/A
3/31/201730,3975,111N/A6,922N/A
12/31/201633,2275,252N/A8,291N/A
9/30/201630,4485,358N/A7,738N/A
6/30/201630,8255,480N/A9,576N/A
3/31/201630,8594,943N/A11,014N/A
12/31/201530,7475,063N/A10,706N/A
9/30/201531,3585,626N/A10,228N/A
6/30/201531,5185,858N/A10,340N/A

Analist Gelecek Büyüme Tahminleri

Kazançlar ve Tasarruf Oranları: AXP 'nin tahmini kazanç büyümesi (yıllık 8.7% ) tasarruf oranının ( 3.5% ) üzerindedir.

Kazançlar ve Piyasa: AXP şirketinin kazançlarının (yıllık 8.7% ) US pazarından (yıllık 16.9% ) daha yavaş büyümesi öngörülüyor.

Yüksek Büyüme Kazançları: AXP şirketinin kazançlarının artması bekleniyor, ancak önemli ölçüde.

Gelir ve Pazar: AXP şirketinin gelirinin (yıllık 9.7% ) US pazarından (yıllık 11.9% ) daha yavaş büyümesi öngörülüyor.

Yüksek Büyüme Geliri: AXP şirketinin gelirinin (yıllık 9.7% ) yıllık 20% oranından daha yavaş büyümesi öngörülüyor.

Hisse Başına Kazanç Büyüme Tahminleri

Gelecekteki Özkaynak Getirisi

Gelecekteki ROE: AXP 'in Özsermaye Getirisi'nin 3 yıl içinde yüksek olması tahmin ediliyor ( 37.2 %)

Büyüyen şirketleri keşfedin

7D

1Y

7D

1Y

7D

1Y

Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/05/27 16:58
Gün Sonu Hisse Fiyatı2026/05/27 00:00
Kazançlar2026/03/31
Yıllık Kazançlar2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

American Express Company 56 Bu analistlerden 23, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Stephen BiggarArgus Research Company
David GeorgeBaird
Bruce HartingBarclays