Usio Geçmiş Kazanç Performansı
Geçmiş kriter kontrolleri 0/6
Usio yıllık ortalama 31.2% oranında kazançlarını artırırken, Diversified Financial sektöründe kazançlar growing at 13.5% annual. Gelirler yılda ortalama 11% oranında büyüyor .
Anahtar bilgiler
31.21%
Kazanç büyüme oranı
35.30%
EPS büyüme oranı
| Diversified Financial Sektör Büyümesi | 6.15% |
| Gelir büyüme oranı | 10.99% |
| Özkaynak getirisi | -11.88% |
| Net Marj | -2.43% |
| Son Kazanç Güncellemesi | 31 Mar 2026 |
Yakın geçmiş performans güncellemeleri
Recent updates
Anlatı Güncellemesi • May 11
USIO: New Gift Card Platform Will Reshape Merchant Payment Controls
Analysts have lifted their price target on Usio from $4.00 to $4.50, citing adjustments to their fair value estimate, discount rate, revenue growth expectations, profit margin outlook, and a lower assumed future P/E multiple. What's in the News Usio launched a new Private-Label Gift Card platform that lets businesses offer branded gift cards usable across locations, point-of-sale systems, and payment processors while using traditional payment networks (Key Developments).Analiz Makalesi • Sep 05
Slammed 25% Usio, Inc. (NASDAQ:USIO) Screens Well Here But There Might Be A Catch
The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 25% over the previous 30 days, handing back much...
Anlatı Güncellemesi • Aug 08
Electronic Payments Will Expand Market Opportunities Amid Uncertainty
The drop in Usio’s consensus price target reflects a substantial decline in net profit margin alongside a sharply higher future P/E, indicating weaker expected profitability and increasing valuation risk, with fair value now revised down to $5.12. What's in the News Usio and Mortgage Automator formed a strategic partnership to integrate Usio's advanced payment solutions into Mortgage Automator's platform, offering users automated payment options and streamlined loan servicing.Analiz Makalesi • Jul 12
Further Upside For Usio, Inc. (NASDAQ:USIO) Shares Could Introduce Price Risks After 30% Bounce
Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 30% share price jump in the last month...Seeking Alpha • Mar 28
I Like Usio's Direction, But Not Enough To Buy Right Now
Summary Usio, Inc. is transitioning from transactional services to an integrated fintech platform, focusing on recurring, tech-driven revenue streams for future growth. Despite a strong year-end finish with notable cash flow and payment processing volume increases, core revenue growth remains underwhelming. The company's valuation reflects investor optimism for future growth, but earnings volatility and execution risks make it a hold rather than a buy. Usio's shift to a platform model shows potential, but its ability to consistently generate high-margin revenue and free cash flow is still unproven. Read the full article on Seeking AlphaAnaliz Makalesi • Feb 21
Usio, Inc. (NASDAQ:USIO) Might Not Be As Mispriced As It Looks After Plunging 32%
The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 32% over the previous 30 days, handing back much...
Yeni Anlatı • Feb 09
Improving Margins In ACH Segment And Strong Deal Pipeline Will Drive Future Profitability
Usio's expansion in ACH and PayFac segments is enhancing profitability and margins, positioning it for future earnings growth.Analiz Makalesi • Jan 07
Market Might Still Lack Some Conviction On Usio, Inc. (NASDAQ:USIO) Even After 31% Share Price Boost
Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 31% share price jump in the last month...Seeking Alpha • Aug 14
Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook
Summary Usio, Inc. has maintained a strong balance sheet by being net cash as of Q1 2024. The company forecasts that revenue YoY growth, adj. EBITDA YoY growth, positive operating cash flow and positive free cash flow will continue in 2024. On top of this, Usio, Inc. expects that it will be profitable in 2024. Based on absolute and relative valuation, Usio, Inc. at $1.50 per share is very cheap. Read the full article on Seeking AlphaAnaliz Makalesi • May 21
Usio, Inc.'s (NASDAQ:USIO) Subdued P/S Might Signal An Opportunity
Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.6x might make it look like a strong buy right now...Analiz Makalesi • Jan 18
Usio, Inc. (NASDAQ:USIO) Could Be Riskier Than It Looks
With a price-to-sales (or "P/S") ratio of 0.5x Usio, Inc. ( NASDAQ:USIO ) may be sending bullish signals at the moment...Analiz Makalesi • Aug 11
Usio, Inc.'s (NASDAQ:USIO) Shares Not Telling The Full Story
Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.5x might make it look like a buy right now compared...Seeking Alpha • Sep 13
Usio co-founder passes away
Electronic payment solutions provider Usio (NASDAQ:USIO) said its chairman and co-founder, Michael Long, passed away on Sep. 7. The board voted to name President and CEO Louis Hoch to the additional role of chairman in a special board meeting on Sep. 12. Source: Press ReleaseSeeking Alpha • Jul 26
Usio: Q2 total dollar processed declines 12% Y/Y, card segment on record high
Usio (NASDAQ:USIO) reported Tuesday a 2% sequential growth in total dollar processed to $2.4B during Q2 2022; however, down 12% compared to last year’s record second quarter. The fintech electronic payment company said total payment transactions processed in the second quarter of 2022 were 10.35M and included following processing results: Credit Card Dollars Processed (Including PayFac) was +2% sequentially, +9% year-over-year. Credit Card Transactions Processed +5%, +35%. Prepaid Card Load Volume -16%, +81%. Prepaid Card Transactions Processed -28%, +190%. Prepaid Card Purchase Dollars Processed -27%, +76%. Electronic Check Transaction Volume +10%, -8%. "Both card and ACH volumes set records in the final month of the quarter, June 2022, with monthly card volumes setting an all-time high and ACH volumes nearly matching our all-time high for a month. Consequently, we are maintaining our outlook of 16% - 20% revenue growth for the year, conditioned on favorable economic conditions," said Usio's President and CEO Louis Hoch. Further, the company told it expects over $15M of potential card spoilage to start recognizing in September. Earlier: Usio stock drops as Voyager Digital halts tradingSeeking Alpha • Jun 23
Usio Buffeted By Voyager
The company's shares have sold off strongly on economic and crypto risk and the latter turned out to be real with their crypto partner Voyager entering into serious problems. Q1 margins showed some decline mostly on one-off investments, paving the way for recovery in subsequent quarters, and the company still gained cash. Guidance will likely be lowered considerably, and we think the shares will be dead money for a while, although we think most of the problems are priced in already. Longer term, PayFac and prepaid will likely to keep growing strongly, so there is still some lure for the patient investor.Seeking Alpha • Jan 25
Usio Is Getting Flushed With The Market
The shares are sold off in sympathy with FinTech companies trading on much higher multiples. Their crypto and ACH businesses do produce some exposure to a weakening economy. However, the company is largely a secular growth story on the back of fast-growing PayFac and prepaid segments.Seeking Alpha • Oct 20
Usio Inc.'s PayFac Business Is A Rapidly-Growing, High-Quality Business That Is Alone Worth More Than Current EV
PayFac business is high-quality and growing >60%, worth $6/share today and $24/share in 2027. Prepaid business is another quality business that is growing 20%, worth $2.40/share today and $4.60/share in 2027. Remaining business units are free cash flow generators that will grow 2% organically over the next 5-7 years, providing free cash flow to invest in PayFac, Prepaid, and other growth. Blended organic growth 26% annually over next six years. Business worth $34 in 2027 based on 4x EV/sales and 30x EV/FCF, giving 35% CAGR potential.Seeking Alpha • Oct 03
Usio Is Close To Turning Profitable
Usio is firing on all cylinders and the company had its third consecutive quarter with positive adjusted EBITDA. The company is close to profitability. Management increased guidance again although the surprising thing is that it seems to indicate a flat H2 versus H1, which is likely to be too conservative, given the growth momentum.Gelir ve Gider Dağılımı
Gelir ve Gider Dağılımı
Usio nasıl para kazanır ve harcar. LTM bazında en son bildirilen kazançlara dayanmaktadır.
Kazanç ve Gelir Geçmişi
| Tarih | Gelir | Kazançlar | G+A Giderleri | Ar-Ge Giderleri |
|---|---|---|---|---|
| 31 Mar 26 | 89 | -2 | 20 | 0 |
| 31 Dec 25 | 85 | -3 | 20 | 0 |
| 30 Sep 25 | 84 | 0 | 20 | 0 |
| 30 Jun 25 | 84 | 3 | 19 | 0 |
| 31 Mar 25 | 84 | 3 | 19 | 0 |
| 31 Dec 24 | 83 | 3 | 19 | 0 |
| 30 Sep 24 | 83 | 3 | 18 | 0 |
| 30 Jun 24 | 82 | -1 | 19 | 0 |
| 31 Mar 24 | 84 | -1 | 19 | 0 |
| 31 Dec 23 | 84 | 0 | 18 | 0 |
| 30 Sep 23 | 83 | -1 | 18 | 0 |
| 30 Jun 23 | 78 | -2 | 17 | 0 |
| 31 Mar 23 | 73 | -4 | 17 | 0 |
| 31 Dec 22 | 69 | -5 | 17 | 0 |
| 30 Sep 22 | 68 | -5 | 17 | 0 |
| 30 Jun 22 | 68 | -3 | 16 | 0 |
| 31 Mar 22 | 67 | -1 | 15 | 0 |
| 31 Dec 21 | 62 | 0 | 13 | 0 |
| 30 Sep 21 | 54 | 0 | 12 | 0 |
| 30 Jun 21 | 46 | -1 | 11 | 0 |
| 31 Mar 21 | 38 | -3 | 10 | 0 |
| 31 Dec 20 | 32 | -3 | 10 | 0 |
| 30 Sep 20 | 30 | -5 | 9 | 0 |
| 30 Jun 20 | 29 | -5 | 9 | 0 |
| 31 Mar 20 | 29 | -5 | 9 | 0 |
| 31 Dec 19 | 28 | -5 | 9 | 0 |
| 30 Sep 19 | 27 | -4 | 8 | 0 |
| 30 Jun 19 | 27 | -4 | 8 | 0 |
| 31 Mar 19 | 26 | -4 | 8 | 0 |
| 31 Dec 18 | 25 | -4 | 7 | 0 |
| 30 Sep 18 | 24 | -4 | 7 | 0 |
| 30 Jun 18 | 21 | -4 | 7 | 0 |
| 31 Mar 18 | 18 | -4 | 6 | 0 |
| 31 Dec 17 | 15 | -3 | 5 | 0 |
| 30 Sep 17 | 12 | -2 | 4 | 0 |
| 30 Jun 17 | 11 | -2 | 4 | 0 |
| 31 Mar 17 | 12 | -1 | 4 | 0 |
| 31 Dec 16 | 12 | -1 | 4 | 0 |
| 30 Sep 16 | 13 | -1 | 4 | 0 |
| 30 Jun 16 | 13 | 0 | 4 | 0 |
| 31 Mar 16 | 14 | 0 | 4 | 0 |
| 31 Dec 15 | 14 | 1 | 4 | 0 |
| 30 Sep 15 | 14 | 3 | 3 | 0 |
| 30 Jun 15 | 15 | 4 | 2 | 0 |
Kaliteli Kazançlar: USIO şu anda kârlı değil.
Büyüyen Kar Marjı: USIO şu anda kârlı değil.
Serbest Nakit Akışı ve Kazanç Analizi
Geçmiş Kazanç Büyüme Analizi
Kazanç Eğilimi: USIO kârlı değildir, ancak son 5 yılda zararlarını yılda 31.2% oranında azaltmıştır.
Büyüme Hızlandırma: USIO 'un son bir yıldaki kazanç büyümesinin 5 yıllık ortalamasıyla karşılaştırılması mümkün değil çünkü şu anda kârlı değil
Kazançlar vs. Sektör: USIO kârlı olmadığından, geçmiş yıl kazanç büyümesinin Diversified Financial sektörüyle ( 8.6% ) karşılaştırılması zorlaşıyor.
Özkaynak Getirisi
Yüksek ROE: USIO hissesi şu anda kârlı olmadığından negatif Özsermaye Getirisi'ne ( -11.88% ) sahiptir.
Varlık Getirisi
Kullanılan Sermaye Getirisi
Geçmişte güçlü performans gösteren şirketleri keşfedin
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/05/26 18:31 |
| Gün Sonu Hisse Fiyatı | 2026/05/22 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
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| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
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| Sahiplik | 10 yıl |
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| Yönetim | 10 yıl |
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| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Usio, Inc. 4 Bu analistlerden 4, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Jon Hickman | Ladenburg Thalmann & Company |
| Barry Sine | Litchfield Hills Research, LLC |