Marqeta, Inc.

NasdaqGS:MQ Stok Raporu

Piyasa değeri: US$1.8b

Marqeta Geçmiş Kazanç Performansı

Geçmiş kriter kontrolleri 1/6

Marqeta yıllık ortalama 30% oranında kazançlarını artırırken, Diversified Financial sektöründe kazançlar growing at 13.3% annual. Gelirler growing yılda ortalama 2.8% oranında artmaktadır. Marqeta'in özkaynak karlılığı 0.3% ve net marjı 0.3%'dir.

Anahtar bilgiler

30.02%

Kazanç büyüme oranı

43.15%

EPS büyüme oranı

Diversified Financial Sektör Büyümesi6.15%
Gelir büyüme oranı2.75%
Özkaynak getirisi0.29%
Net Marj0.33%
Sonraki Kazanç Güncellemesi04 Aug 2026

Yakın geçmiş performans güncellemeleri

Recent updates

Anlatı Güncellemesi Jul 02

MQ: Reverse Split And Margin Expansion Will Support Long Term Upside

Analysts have lifted their fair value estimate for Marqeta from $6.83 to $27.80, citing updated assumptions for discount rate, revenue growth, profit margin and future P/E that reshape their overall outlook on the stock. What’s in the News for Marqeta Marqeta effected a 1 for 4 reverse stock split on its Class A and Class B Common Stock and Preferred Stock.
Anlatı Güncellemesi Jun 18

MQ: European Expansion And Money Movement Platform Will Support Future Upside

Analysts have inched their price target for Marqeta higher to $5.24 from $5.19, citing updated fair value estimates along with slightly refined assumptions for the discount rate, revenue growth, profit margin, and future P/E. What’s in the News for Marqeta Marqeta expanded its account and money movement services into 30 additional European countries through a collaboration with Banking Circle, enabling virtual accounts and multi-rail payment capabilities across the region.
Analiz Makalesi Jun 16

Marqeta (MQ) Stock After Reverse Split And Governance Shift How Do Recent Changes Square With Valuation

Reverse stock split and governance changes at Marqeta Marqeta (MQ) shareholders have approved a 1-for-4 reverse stock split, a reduction in authorized common and preferred shares, and new officer exculpation provisions under Delaware law, reshaping both the capital structure and governance framework. See our latest analysis for Marqeta. Despite a modest 1-day share price return of 1.57% to US$3.89 and a slightly positive 30-day share price return of 2.10%, Marqeta’s year-to-date share price...
Anlatı Güncellemesi Jun 03

MQ: First GAAP Profit And AI Risk Tools Will Support Future Upside

Analysts have kept Marqeta's fair value estimate effectively unchanged at about $5.19, with only marginal tweaks to the discount rate, revenue growth, profit margin and future P/E assumptions. This suggests a broadly steady view of the stock's longer term setup.
Anlatı Güncellemesi May 17

MQ: AI Risk Controls And Profitability Shift Will Support Future Upside

Analysts have inched up their price target on Marqeta to $5.19 from $5.18, citing updated assumptions around modestly lower revenue growth expectations, a higher projected profit margin, and a slightly lower future P/E multiple. What's in the News Marqeta issued earnings guidance for the first quarter of 2026, with expected net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (company guidance).
Anlatı Güncellemesi Apr 21

MQ: AI Risk Controls And Buybacks Will Shape Measured Forward Outlook

Analysts have nudged their Marqeta price target lower, trimming fair value from $4.50 to $4.20 as they plug slightly higher discount rates, more moderate revenue growth of 14.64%, and a profit margin of 3.65% into their models, alongside a higher future P/E of 51.68x. What's in the News Marqeta updated its Real-Time Decisioning offering with an AI-powered risk score designed to assess transaction risk at authorization and support fraud prevention while limiting false declines, using over 300 real-time transaction attributes and historical behavior patterns.
Seeking Alpha Apr 14

Marqeta: Slowing Growth And Block Dependency Keep Valuation In Check

Summary Marqeta, Inc. is a leading API-based payment card issuing platform, processing $383 billion in 2025 transaction volume. MQ faces significant revenue concentration risk, with Block, Inc. accounting for 44% of revenues and renegotiating to lower pricing. Despite 23% revenue growth and a 70% gross margin in 2025, MQ posted a $14 million net loss but forecasts a $10 million net profit in 2026. Strategic focus on higher-margin value-added services and loan solutions aims to offset slowing growth and margin pressure from major client contract changes. Read the full article on Seeking Alpha
Anlatı Güncellemesi Apr 06

MQ: New CFO And AI Risk Services Will Support Future Upside

Analysts now set Marqeta's price target at $5.18, a slight change from $5.21. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E expectations.
Anlatı Güncellemesi Mar 22

MQ: New CFO Appointment Will Support Future Upside

Analysts have reduced their fair value estimate for Marqeta from about $5.73 to $5.21, reflecting updated views on the discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Company issued earnings guidance for Q1 2026, expecting net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (corporate guidance).
Anlatı Güncellemesi Mar 08

MQ: Share Repurchases And New Leadership Will Support Long Term Upside

Analysts have trimmed their fair value estimate for Marqeta from about $8.00 to roughly $6.83, citing updated assumptions for lower revenue growth, slimmer profit margins, and a higher future P/E multiple. What's in the News Issued earnings guidance for the first quarter of 2026, with expected net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (company guidance).
Anlatı Güncellemesi Feb 22

MQ: Future CFO Appointment And Buyback Plan Will Shape Fair Outlook

Analysts have cut their price target on Marqeta from $5.75 to $4.50, reflecting updated assumptions around slightly different revenue growth, higher projected profit margins, a lower discount rate, and a reduced future P/E multiple. What's in the News Marqeta appointed Patti Kangwankij as Chief Financial Officer, effective February 9, 2026, with responsibility for overseeing all financial operations and supporting the company’s profitability and growth plans (Key Developments).
Anlatı Güncellemesi Feb 08

MQ: New CFO And Share Buybacks Will Support Future Upside

Narrative Update: Marqeta Analyst Target Revision Analysts have kept their implied fair value broadly unchanged at around US$5.73 per share, while slightly refining inputs such as discount rate and future P/E assumptions. This reflects updated views on risk and long term earnings potential rather than a material shift in overall conviction.
Anlatı Güncellemesi Jan 24

MQ: European Card Expansion And Buybacks Will Drive Future Upside

Analysts have trimmed their price target on Marqeta to reflect slightly lower fair value estimates of about 1% and modest adjustments to discount rate, revenue growth, profit margin and future P/E assumptions, signaling a more measured view on the stock. What's in the News Marqeta appointed Patti Kangwankij as Chief Financial Officer, effective February 9, 2026, with responsibility for overseeing all financial operations and supporting the company’s plans for growth and profitability (Key Developments).
Anlatı Güncellemesi Jan 09

MQ: European Card Expansion And Buybacks Will Support Future Upside

Analysts have trimmed their fair value estimate for Marqeta to reflect a lower future P/E assumption of 55.89x, along with small adjustments to the discount rate, revenue growth, and profit margin expectations. Together, these changes result in a modest reset of the implied price target.
Anlatı Güncellemesi Dec 25

MQ: Share Repurchases And Klarna Expansion Will Drive Long Term Upside

Analysts have modestly reduced their price target on Marqeta to reflect slightly slower projected revenue growth and meaningfully lower long term profit margins, even as they assign a higher future P/E multiple to the shares. What's in the News Board of Directors authorizes a new share repurchase plan, allowing Marqeta to buy back up to $100 million of Class A common stock with no set expiration, which signals confidence in the company’s valuation (company announcement).
Anlatı Güncellemesi Dec 11

MQ: Expanded European Partnership Will Drive Future Upside

Analysts have marginally raised their price target on Marqeta to 6.18 dollars from 6.18 dollars, reflecting slightly higher discount rate assumptions while leaving expectations for revenue growth, profit margins, and future valuation multiples effectively unchanged. What's in the News Board of Directors authorizes a new share repurchase plan on December 4, 2025, allowing Marqeta to buy back up to 100 million dollars of Class A common stock with no set expiration.
Anlatı Güncellemesi Nov 27

MQ: European Expansion and Leadership Transition Will Unlock Further Upside

Narrative Update: Marqeta Analyst Price Target Adjusted Analysts have made a slight downward revision to Marqeta's analyst price target, adjusting it from $6.18 to $6.18. This change reflects minimal changes in key assumptions and discount rate calculations.
Anlatı Güncellemesi Nov 11

MQ: Expanding European Partnerships Will Drive Market Upside Going Forward

Analysts have slightly trimmed their price target for Marqeta from $6.20 to $6.18 per share. This reflects modest adjustments to growth and profit expectations amid evolving market conditions.
Anlatı Güncellemesi Oct 27

Leadership Change And Buyback Will Shape Digital Payments In 2025 And Beyond

Analysts have lowered their price target for Marqeta from $6.73 to $6.20. They cited adjustments in projected discount rate, revenue growth, and profit margin estimates as reasons for this change.
Anlatı Güncellemesi Oct 13

Digital Payments And Embedded Finance Will Redefine Global Markets

Narrative Update on Marqeta: Analyst Price Target Revision Analysts have lowered their price target for Marqeta from $7.03 to $6.73. This revision is attributed to softer revenue growth projections and slightly compressed profit margins in updated forecasts.
Anlatı Güncellemesi Aug 08

Digital Payments And Embedded Finance Will Redefine Global Markets

Marqeta's consensus price target rose modestly, supported by meaningful improvement in net profit margin and a lower future P/E, reflecting enhanced profitability and expectation of continued earnings growth. What's in the News Marqeta provided Q3 earnings guidance, expecting net revenue growth of 15% to 17%, and full-year growth of 17% to 18%.
Analiz Makalesi May 16

Marqeta, Inc. (NASDAQ:MQ) Looks Just Right With A 28% Price Jump

Despite an already strong run, Marqeta, Inc. ( NASDAQ:MQ ) shares have been powering on, with a gain of 28% in the last...
Seeking Alpha Apr 22

Marqeta: High Risk, Higher Reward

Summary Marqeta stock faced a 40% drop due to regulatory scrutiny but rebounded 20% after better-than-expected Q4 results. Marqeta took "significant strides" to streamline its program launch timelines, leading to more program launches than previously anticipated. But just as things were about to get better for Marqeta, the Trump Administration slapped the whole world with a new set of tariffs. Trading at 50% Net Cash and 2.3x its Gross Profit, Marqeta stock is in deep value territory. While the stock looks cheap, investors need to tread lightly as there's a high likelihood of management withdrawing their guidance. Read the full article on Seeking Alpha
Analiz Makalesi Mar 19

Marqeta, Inc.'s (NASDAQ:MQ) 26% Jump Shows Its Popularity With Investors

The Marqeta, Inc. ( NASDAQ:MQ ) share price has done very well over the last month, posting an excellent gain of 26...
Seeking Alpha Feb 18

Marqeta: Slightly Overvalued, Downtrend May Not Be Over Yet

Summary Marqeta's stock dropped 40% after lowering Q4'24 guidance, but the company's shift from Block dependency and growing customer base show potential for recovery. Despite revenue growth, Marqeta's net income remains negative, though free cash flow and low debt levels indicate financial stability. Regulatory scrutiny and compliance costs pose short-term challenges, but high TVP and revenue growth suggest a positive mid to long-term outlook. Intrinsic value calculations suggest a slightly overvalued stock; I rate Marqeta as a HOLD, awaiting Q4 earnings for potential changes. Read the full article on Seeking Alpha
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Yeni Anlatı Feb 09

New Initiatives Will Accelerate Client Transition And Expand BNPL Utilization

Marqeta's innovations in portfolio migration and BNPL integration could significantly boost revenue growth and market share expansion.
Seeking Alpha Nov 21

Marqeta: Stuck In Another Limbo

Summary At long last, the Block contract has finally been fully lapped — this marks a new chapter for Marqeta as the company returns to growth mode. Marqeta recently reported solid Q3 performance. However, strong past performance doesn't really matter if the outlook looks poor. Management issued weak Q4 guidance that sent the stock crashing 40% the following day. Increased regulatory scrutiny led to launch delays and several customers migrating to in-house solutions — these definitely spooked investors. Despite current challenges, Marqeta's fundamentals remain solid — investors just need to exercise a little bit more patience here. Read the full article on Seeking Alpha
Analiz Makalesi Nov 19

With A 25% Price Drop For Marqeta, Inc. (NASDAQ:MQ) You'll Still Get What You Pay For

Marqeta, Inc. ( NASDAQ:MQ ) shareholders that were waiting for something to happen have been dealt a blow with a 25...

Gelir ve Gider Dağılımı

Marqeta nasıl para kazanır ve harcar. LTM bazında en son bildirilen kazançlara dayanmaktadır.


Kazanç ve Gelir Geçmişi

NasdaqGS:MQ Gelir, gider ve kazançlar (USD Millions )
TarihGelirKazançlarG+A GiderleriAr-Ge Giderleri
31 Mar 26652236568
31 Dec 25625-1437165
30 Sep 25589-4037664
30 Jun 25553-6539263
31 Mar 255285525962
31 Dec 245072728260
30 Sep 244901428858
30 Jun 24471-1230256
31 Mar 24577-19048454
31 Dec 23676-22352556
30 Sep 23761-20953056
30 Jun 23844-20752356
31 Mar 23799-19349556
31 Dec 22748-18544752
30 Sep 22700-19542349
30 Jun 22640-18840045
31 Mar 22575-21239739
31 Dec 21517-16434334
30 Sep 21450-14128927
30 Jun 21403-10724021
31 Mar 21350-4616716
31 Dec 20290-4814313
31 Dec 19143-1221018

Kaliteli Kazançlar: MQ büyük bir tek seferlik zarar ile $2.6M, 31st March, 2026 tarihine ait son 12 aylık mali sonuçları etkiliyor.

Büyüyen Kar Marjı: MQ 'nin mevcut net kar marjları (0.3%) geçen yılın (10.4%) değerinden daha düşüktür.


Serbest Nakit Akışı ve Kazanç Analizi


Geçmiş Kazanç Büyüme Analizi

Kazanç Eğilimi: MQ son 5 yılda karlı hale geldi ve kazançlarını yıllık 30% oranında artırdı.

Büyüme Hızlandırma: MQ 'in son bir yıldır negatif kazanç büyümesi oldu, bu nedenle 5 yıllık ortalamasıyla karşılaştırılamaz.

Kazançlar vs. Sektör: MQ geçtiğimiz yıl negatif kazanç büyümesine ( -96.1% ) sahipti ve bu da onu Diversified Financial sektör ortalamasıyla ( 9.1% ) karşılaştırmayı zorlaştırıyordu.


Özkaynak Getirisi

Yüksek ROE: MQ 'nin Özsermaye Getirisi ( 0.3% ) düşük olarak değerlendiriliyor.


Varlık Getirisi


Kullanılan Sermaye Getirisi


Geçmişte güçlü performans gösteren şirketleri keşfedin

Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/07/05 05:30
Gün Sonu Hisse Fiyatı2026/07/02 00:00
Kazançlar2026/03/31
Yıllık Kazançlar2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntıları GitHub sayfamızda mevcuttur; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube'da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

Marqeta, Inc. 25 Bu analistlerden 13, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Ramsey El-AssalBarclays
Andrew DeGasperiBerenberg
Mark PalmerBerenberg