M&T Bank Corporation

NYSE:MTB Stok Raporu

Piyasa değeri: US$30.2b

M&T Bank Gelecekteki Büyüme

Future kriter kontrolleri 0/6

M&T Bank kazanç ve gelirin sırasıyla yıllık 2.3% ve 4.2% oranında artacağı tahmin edilmektedir. EPS'nin yıllık 7.9% oranında büyümesi beklenmektedir. Özkaynak kârlılığının 3 yıl içinde 11.5% olacağı tahmin edilmektedir.

Anahtar bilgiler

2.3%

Kazanç büyüme oranı

7.88%

EPS büyüme oranı

Banks kazanç büyümesi8.2%
Gelir büyüme oranı4.2%
Gelecekteki özkaynak getirisi11.54%
Analist kapsamı

Good

Son güncelleme08 May 2026

Gelecekteki son büyüme güncellemeleri

Recent updates

Seeking Alpha • May 01

M&T Bank: Make Your Local Bank Your Friend

Summary M&T Bank delivers robust returns, with Q1 2026 EPS up 24.4% and strong capital allocation discipline. MTB’s forward P/E of 11.4 and 10.1% projected EPS CAGR through 2028 signal a 12% discount to $250 fair value. Consistent share buybacks and a 2.7% yield, supported by a low-30% payout ratio, underpin MTB’s 8% annual dividend growth. Risks include recession exposure and net interest margin compression, but asset quality and growth drivers remain intact. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Apr 27

MTB: Loan Trends And Buybacks Will Shape Balanced Future Shareholder Returns

M&T Bank's analyst price target has shifted modestly higher to about $233.76, with mixed recent Street revisions reflecting differing views on loan growth, net interest margin and capital return. This updated fair value now incorporates a slightly higher discount rate and future P/E, alongside small adjustments to revenue growth and profit margin assumptions.
Anlatı Güncellemesi • Apr 13

MTB: Loan Momentum And Buybacks Will Support Balanced Future Shareholder Returns

Narrative Update: M&T Bank The analyst price target for M&T Bank has been trimmed by about $3 to $231.50 as analysts modestly adjust fair value, discount rate, revenue growth, profit margin, and future P/E assumptions following a series of recent price target revisions across the Street. Analyst Commentary Recent Street research on M&T Bank shows a mix of target price increases and reductions, as analysts refresh their views on valuation, growth, and execution across the midcap banks group.
Anlatı Güncellemesi • Mar 27

MTB: Loan Momentum And Capital Return Will Support Future Shareholder Returns

The analyst price target for M&T Bank has edged higher, with recent moves up to a range of about $225 to $271, as analysts point to drivers such as loan growth, net interest margin, capital return and improving multi year fundamentals. A slightly higher discount rate keeps the model fair value estimate broadly steady at about $234.73.
Anlatı Güncellemesi • Mar 11

MTB: Loan Momentum And Buybacks Will Drive Returns Despite Credit Risk

M&T Bank's updated analyst price target edges higher, with the fair value estimate moving from about $233 to roughly $235. Analysts cite factors such as loan growth, net interest income momentum and balance sheet trends, while acknowledging that some recent price moves already reflect an improved outlook.
Anlatı Güncellemesi • Feb 25

MTB: Loan Momentum And Credit Costs Set To Shape Balanced Outlook

M&T Bank's updated analyst price target has moved slightly higher to about $233, as analysts factor in modestly stronger revenue growth assumptions, a small adjustment to profit margins, and a lower future P/E multiple in their refreshed models. Analyst Commentary Recent Street research on M&T Bank shows a mix of optimism on earnings power and balance sheet trends, alongside a more cautious stance on how much of that story may already be reflected in the share price.
Anlatı Güncellemesi • Feb 10

MTB: Balanced Outlook As Rating Shifts Meet Credit And Earnings Uncertainty

Narrative Update The analyst price target for M&T Bank has moved modestly higher to reflect a fair value shift of about US$2. Analysts generally point to incremental improvements in profit margin assumptions, a slightly lower discount rate, and a modestly reduced future P/E, supported by a series of recent price target increases across the Street, even as some ratings have been downgraded to more neutral stances.
Anlatı Güncellemesi • Jan 25

MTB: Mixed Rating Shifts And Credit Wildcard Will Shape Balanced Outlook

The analyst price target for M&T Bank has been raised by about $2.54 to $230.24, with analysts citing refined assumptions around revenue growth, profit margins, future P/E, and discount rate, following a series of recent target hikes and rating changes across the Street. Analyst Commentary Recent Street research on M&T Bank reflects a mixed but active view, with several firms lifting price targets while a couple of others have stepped back on ratings.
Anlatı Güncellemesi • Jan 10

MTB: Mixed Rating Shifts Will Shape Outlook As Credit Remains Key Risk

Analysts have nudged their fair value estimate for M&T Bank higher from about $221.17 to $227.70, citing recent price target increases along with mixed rating changes that highlight improving fundamentals while also indicating that much of the medium term outlook is already reflected in the current share price. Analyst Commentary Recent Street research on M&T Bank reflects a split view, with some firms lifting price targets on improving fundamentals and others stepping back on ratings as they see the current share price already capturing much of the medium term story.
Anlatı Güncellemesi • Oct 14

CET1 Ratio And Fee Income Will Support Future Resilience

The analyst consensus price target for M&T Bank has increased modestly from $218.75 to $221.17. Analysts point to improved profit margins and solid recent performance in the regional banking sector as key factors behind the upward revision.
Anlatı Güncellemesi • Sep 26

CET1 Ratio And Fee Income Will Support Future Resilience

Analysts raised their price target for M&T Bank to $218.75, citing constructive macro conditions, potential regulatory relief, and strong Q2 results—including improved fee income and lower credit costs—though enthusiasm is moderated by softer loan growth expectations. Analyst Commentary Bullish analysts see constructive macro conditions and potential for further upside, supported by prospects of deregulation, improved sentiment, M&A activity, and expectations for solid loan growth in the second half of the year.
Seeking Alpha • Apr 14

M&T Bank: An Interesting Income Play Following Its Q1 2025 Earnings

Summary M&T Bank Corporation's Q1 2025 earnings show mixed performance, but its strong dividend history and attractive valuation make it appealing for income-oriented investors. The bank's diversified business model and proactive management of deposit costs have helped maintain a high net interest margin despite lower rates. M&T Bank's capital return policy is aggressive, with significant share buybacks and a sustainable dividend yield of 3.45%, appealing to income investors. Trading below book value and with a sound capital position, MTB stock offers an attractive investment opportunity in the banking sector. Read the full article on Seeking Alpha
Seeking Alpha • Jan 03

M&T Bank: Dividend Growth At A Good Price

Summary M&T Bank Corporation, founded in 1856, offers diversified banking and financial services primarily in the Northeast and Mid-Atlantic regions. The bank's loan portfolio, mainly consisting of C&I loans, reflects a disciplined approach to underwriting. Though the performance may be underwhelming, the dividend profile and the valuation establish a bullish case for MTB. Read the full article on Seeking Alpha
Seeking Alpha • Oct 17

M&T Bank: Improved Credit Quality Highlights A Strong Q3

Summary M&T Bank Corporation shares have surged over 50% in the past year, with a 4% gain following strong quarterly earnings, and I maintain a “hold” rating. The bank's net interest income rose to $1.74 billion, aided by an extra calendar day, and the net interest margin expanded to 3.62% due to fixed reinvestment. Despite a decline in average deposits, end-of-period deposits grew by $4 billion, indicating improved deposit momentum towards the quarter's end, though Q4 guidance was conservative. M&T's credit quality has improved, with declining non-accrual loans and a CET1 capital ratio of 11.5%, supporting $200 million in buybacks. Read the full article on Seeking Alpha
Seeking Alpha • Jul 23

M&T Bank: Strong Credit Recoveries Power A Better Q2 (Rating Upgrade)

Summary M&T Bank shares surged after solid Q2 earnings, as it saw surprising recoveries on delinquent trends. Recent credit trends are encouraging, with meaningful improvement in credit quality, though reserves do appear somewhat light. M&T reported a clean net interest income quarter, with ongoing loan growth and NIM accretion, but deposit growth is muted. Read the full article on Seeking Alpha
Seeking Alpha • Jul 05

Hold Steady: Evaluating M&T Bank Corporation Performance

Summary M&T Bank stands out as a conservative investment choice in the volatile regional banking sector due to its strong financial performance. MTB's diversified loan portfolio is experiencing rising net charge-offs and provisions for credit losses, alongside heightened interest payments to depositors. Challenges from the People’s United acquisition, a vacant COO position, and declining consumer confidence introduce significant uncertainties. Despite a 16.59% projected upside, a cautious “hold” is advised. Read the full article on Seeking Alpha
Seeking Alpha • Jun 21

7.3% Yield And Investment Grade? Yes! M&T Bank

Summary Individual preferred securities have delivered significant total returns over the past year. Amidst elevated interest rates, quality companies are offering new high-coupon preferreds and bonds. M&T Bank Corporation's latest issue is one such high-quality opportunity. As an income investor, we are delighted by these opportunities and are buying M&T Bank Corporation shares before the Fed makes a policy change. Read the full article on Seeking Alpha

Kazanç ve Gelir Büyüme Tahminleri

NYSE:MTB - Analistlerin gelecek tahminleri ve geçmiş finansal verileri (USD Millions )
TarihGelirKazançlarSerbest Nakit AkışıFaaliyetlerden NakitAvg. Analist Sayısı
12/31/202810,6622,955N/AN/A5
12/31/202710,3282,857N/AN/A14
12/31/20269,9592,721N/AN/A14
3/31/20269,3102,7723,1663,380N/A
12/31/20259,1852,6992,8603,003N/A
9/30/20259,0802,6253,9844,156N/A
6/30/20258,9042,5442,9613,127N/A
3/31/20258,7852,4913,4313,637N/A
12/31/20248,6692,4493,3943,610N/A
9/30/20248,4992,2612,5152,734N/A
6/30/20248,4732,2513,9264,182N/A
3/31/20248,7732,4653,8494,085N/A
12/31/20238,9982,6363,6493,905N/A
9/30/20239,3422,9193,8044,059N/A
6/30/20239,2832,8753,5493,776N/A
3/31/20238,5122,2273,4653,706N/A
12/31/20227,6621,8914,3604,574N/A
9/30/20226,7701,5874,1284,317N/A
6/30/20226,2001,4423,4743,666N/A
3/31/20225,9901,6882,8703,016N/A
12/31/20216,0671,7772,5662,715N/A
9/30/20216,0051,7952,5482,682N/A
6/30/20215,7621,6722,0672,190N/A
3/31/20215,4111,4562,0272,178N/A
12/31/20205,1551,279617789N/A
9/30/20205,1651,3011,0721,256N/A
6/30/20205,3641,4091,8192,008N/A
3/31/20205,6951,6381,3511,550N/A
12/31/20195,9681,850N/A2,358N/A
9/30/20195,9941,901N/A1,777N/A
6/30/20195,9531,945N/A2,049N/A
3/31/20195,9341,965N/A2,019N/A
12/31/20185,7961,836N/A2,090N/A
9/30/20185,7191,613N/A2,256N/A
6/30/20185,6331,444N/A1,680N/A
3/31/20185,5491,332N/A1,980N/A
12/31/20175,4641,328N/A2,782N/A
9/30/20175,3191,333N/A2,177N/A
6/30/20175,2351,324N/A2,157N/A
3/31/20175,1681,276N/A2,021N/A
12/31/20165,1061,223N/A1,183N/A
9/30/20165,0451,164N/A1,567N/A
6/30/20164,8311,094N/A1,834N/A
3/31/20164,7011,045N/A1,732N/A
12/31/20154,519988N/A1,742N/A
9/30/20154,401994N/A1,572N/A
6/30/20154,404988N/A1,188N/A

Analist Gelecek Büyüme Tahminleri

Kazançlar ve Tasarruf Oranları: MTB 'nin tahmini kazanç büyümesi (yıllık 2.3% ) tasarruf oranının ( 3.5% ) altındadır.

Kazançlar ve Piyasa: MTB şirketinin kazançlarının (yıllık 2.3% ) US pazarından (yıllık 16.8% ) daha yavaş büyümesi öngörülüyor.

Yüksek Büyüme Kazançları: MTB şirketinin kazançlarının artması bekleniyor, ancak önemli ölçüde.

Gelir ve Pazar: MTB şirketinin gelirinin (yıllık 4.2% ) US pazarından (yıllık 11.6% ) daha yavaş büyümesi öngörülüyor.

Yüksek Büyüme Geliri: MTB şirketinin gelirinin (yıllık 4.2% ) yıllık 20% oranından daha yavaş büyümesi öngörülüyor.

Hisse Başına Kazanç Büyüme Tahminleri

Gelecekteki Özkaynak Getirisi

Gelecekteki ROE: MTB 'nin Özsermaye Getirisi'nin 3 yıl içinde düşük olması tahmin ediliyor ( 11.5 %).

Büyüyen şirketleri keşfedin

7D

1Y

7D

1Y

7D

1Y

Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/05/20 16:01
Gün Sonu Hisse Fiyatı2026/05/20 00:00
Kazançlar2026/03/31
Yıllık Kazançlar2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

M&T Bank Corporation 43 Bu analistlerden 15, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Stephen BiggarArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays