Norwood Financial (NWFL) Hisse Özeti
Norwood Financial Corp. Amerika Birleşik Devletleri'nde çeşitli bankacılık ürünleri ve hizmetleri sunan Wayne Bank için banka holding şirketi olarak faaliyet göstermektedir. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 2/6 |
| Gelecekteki Büyüme | 4/6 |
| Geçmiş Performans | 4/6 |
| Finansal Sağlık | 6/6 |
| Temettüler | 4/6 |
NWFL Community Fair Values
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Analyst Price Targets
Norwood Financial Corp. Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | US$32.05 |
| 52 Haftanın En Yüksek Seviyesi | US$32.86 |
| 52 Haftanın En Düşük Seviyesi | US$23.70 |
| Beta | 0.53 |
| 1 Aylık Değişim | 4.08% |
| 3 Aylık Değişim | 4.59% |
| 1 Yıllık Değişim | 21.06% |
| 3 Yıllık Değişim | 9.63% |
| 5 Yıllık Değişim | 24.59% |
| Halka arzdan bu yana değişim | 640.24% |
Son Haberler & Güncellemeler
Recent updates
Anlatı Güncellemesi • Jun 26
NWFL: Future P/E Reassessment And Completed Buybacks Point To Balanced Outlook
Analysts have raised their price target on Norwood Financial to $33.50 from $28.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and a higher potential future P/E multiple. What’s in the News for Norwood Financial Norwood Financial reported that from January 1, 2026 to March 31, 2026, it repurchased 0 shares for $0 million under the buyback program announced on May 12, 2008, while confirming that a total of 221,080 shares, or 3.12%, have been repurchased for $5.46 million under this program.Seeking Alpha • Jan 26
The Story Of Norwood Financial Is Improving
Summary Norwood Financial Corporation (NWFL) delivered a strong FY 2025 turnaround, with EPS up 45.4% and improved key financial metrics. NWFL trades at a below-average valuation (PE 8.24, TBV multiple 1.21) and offers a 4.6% forward dividend yield, marking eight consecutive years of increases. The PB BancShares acquisition expands assets by 20%, but integration risks remain due to PB's below-average performance metrics and CRE concentration. I maintain a Hold rating on NWFL, awaiting post-merger results, yet acknowledge a more optimistic outlook than in prior quarters. Read the full article on Seeking AlphaAnaliz Makalesi • Jan 06
Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To $0.32
Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend from last year's...Analiz Makalesi • Dec 20
Norwood Financial (NASDAQ:NWFL) Is Paying Out A Larger Dividend Than Last Year
Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend from last year's comparable payment on the 2nd of...Seeking Alpha • Aug 27
Norwood Financial: Still On The Sidelines Despite A Solid Loan Book
Summary Norwood Financial's net interest income decreased by over 4% YoY due to a $5.1M rise in interest expenses, impacting overall profitability. The bank's loan book, especially the $1.62B in real estate loans, remains a focal point, with a significant portion in commercial real estate. Despite a rise in non-accruing loans in the CRE segment, the overall quality of the loan book appears manageable, with a decrease in total past due and non-accruing loans. At a P/E ratio of 13-14 and a 50% premium to tangible book value, Norwood Financial remains a 'hold' until stronger performance is evident. Read the full article on Seeking AlphaAnaliz Makalesi • Sep 22
Norwood Financial (NASDAQ:NWFL) Will Pay A Dividend Of $0.29
Norwood Financial Corp. ( NASDAQ:NWFL ) will pay a dividend of $0.29 on the 1st of November. This means that the annual...Analiz Makalesi • Jul 04
Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend on the 1st of August...Analiz Makalesi • Jun 20
Norwood Financial (NASDAQ:NWFL) Is Due To Pay A Dividend Of $0.29
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend of $0.29 per share on...Analiz Makalesi • Jun 07
Do Norwood Financial's (NASDAQ:NWFL) Earnings Warrant Your Attention?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Analiz Makalesi • Apr 05
Norwood Financial's (NASDAQ:NWFL) Upcoming Dividend Will Be Larger Than Last Year's
Norwood Financial Corp.'s ( NASDAQ:NWFL ) dividend will be increasing from last year's payment of the same period to...Seeking Alpha • Sep 16
Norwood Financial declares $0.28 dividend
Norwood Financial (NASDAQ:NWFL) declares $0.28/share quarterly dividend, in line with previous. Forward yield 4.21% Payable Nov. 1; for shareholders of record Oct. 14; ex-div Oct. 13. See NWFL Dividend Scorecard, Yield Chart, & Dividend Growth.Seeking Alpha • Jul 22
Norwood Financial GAAP EPS of $0.84, revenue of $19.38M
Norwood Financial press release (NASDAQ:NWFL): Q2 GAAP EPS of $0.84. Revenue of $19.38M (+6.3% Y/Y).Seeking Alpha • Jul 10
Norwood Financial: The Book Value Gets Hit Despite Good Results
Norwood Financial reported excellent results in the first quarter and remains firmly on track to report in excess of $3/share in earnings this year. The share price has likely been held back by the decreasing book value per share. That's caused by an increase in unrealized losses on securities, due to the increasing interest rates. I'm on the sidelines until I see how the interest rate risk plays out, but I like how this bank is run. Introduction I have written a few articles on Norwood Financial (NWFL) the holding company for the Wayne Bank, a bank active in New York and Pennsylvania. In my most recent article I started considering Norwood Financial for its dividend yield as the bank was yielding about 4% with a payout ratio of less than 40%. The quarterly dividend now represents a yield in excess of 4.5% as the share price has come down, so I wanted to check if this would be a good moment to add Norwood to my portfolio. Data by YCharts The First Quarter Of The Year Was Very Satisfying The bank performed well in the first quarter. It was able to keep its interest income stable at around $17.3M and as the interest expenses decreased by a few hundred thousand dollars to $1.25M, the net interest income increased from just under $15.8M to $16.1M. That’s up 2% and probably as good as it gets for the bank. Increasing interest rates should help to boost its net interest income profile down the road. Norwood FInancial Investor Relations The bank also reported a total non-interest income of $3.3M and a non-interest expense total of just under $10.2M, for a total net non-interest expense of approximately $6.8M. That’s a better achievement than the $7.5M in Q1 of last year, although this was caused by some non-recurring items, so we shouldn’t read too much into it. In any case, it did provide a nice boost to the pre-tax income which jumped to almost $9M, also helped by lower loan loss provisions as the amount of provisions fell by about 80% to just $300,000 in the first quarter. The net income was approximately $7.1M or $0.87 per share. This means the quarterly dividend of $0.28 per share is handsomely covered, and the payout ratio is just over 30%. That being said, keep in mind there were some non-recurring items that contributed to a great quarterly result, so the normalized earnings will likely be a bit lower, going forward. But in any case, a good quarter for Norwood Financial. The low allowance for loan losses isn’t something to be too worried about, as the vast majority of the loans are current. Looking at the breakdown below, less than $9M of the $1.37B loan book is classified as past due or impaired. With in excess of $16M in booked loan loss provisions and knowing the bank will always be able to recoup some of the $9M in sour loans, I still think the situation is healthy and Norwood isn’t overly optimistic at this point. Norwood FInancial Investor Relations Despite The Strong Earnings Result, The Book Value Per Share Decreased Rather Dramatically You would think that if a bank reports an EPS of $0.87 and pays out $0.28 per share in dividends, it would see its book value increase by $0.59/share. As Norwood has 8.2M shares outstanding, you would expect to see the book value increase by almost $5M. But as you can see below, on the liabilities side of the balance sheet, that didn’t happen. Not only did the book value not increase, it actually decreased by almost 10% to just under $187M. Norwood FInancial Investor Relations Due to the higher interest rates, the bank’s investment securities have lost some of their value. In the first quarter of 2022, the bank saw its unrealized losses on the securities portfolio increase by in excess of $27M, while there was a $2.6M decrease in unrealized gains. The combination of both weighed on the book value of the bank.Seeking Alpha • Apr 06
Norwood Financial: A 4% Yield With A Sub-40% Payout Ratio
Norwood Financial is the holding company for the Wayne Bank, a community bank in Pennsylvania and New York. The bank's reported net income was pretty decent in 2021 despite not seeing a material decrease in the loan loss provisions. The dividend yield is more than fully covered and should be safe.Analiz Makalesi • Mar 17
Norwood Financial (NASDAQ:NWFL) Has Announced That It Will Be Increasing Its Dividend To US$0.28
The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend on the 2nd...Analiz Makalesi • Dec 21
Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To US$0.28
Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend on the 1st of February to US$0.28. This will take...Seeking Alpha • Nov 05
Norwood Financial Corp.: There Is No Reason To Dislike This One
Norwood Financial Corp. is a regional bank with healthy and stable operations. Market expansion and acquisition will lead to more growth opportunities. The stock is a good investment choice in the current market environment.Hissedar Getirileri
| NWFL | US Banks | US Pazar | |
|---|---|---|---|
| 7D | -0.7% | 1.0% | 1.6% |
| 1Y | 21.1% | 18.7% | 18.6% |
Getiri vs. Endüstri: NWFL geçen yıl % 18.7 oranında getiri sağlayan US Banks sektörünü aştı.
Getiri vs Piyasa: NWFL geçen yıl % 18.6 oranında getiri sağlayan US Piyasasını aştı.
Fiyat Oynaklığı
| NWFL volatility | |
|---|---|
| NWFL Average Weekly Movement | 4.2% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
İstikrarlı Hisse Senedi Fiyatı: NWFL son 3 ayda US piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: NWFL 'nin haftalık oynaklığı ( 4% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1870 | 278 | Jim Donnelly | wayne.bank |
Norwood Financial Corp. Amerika Birleşik Devletleri'nde çeşitli bankacılık ürünleri ve hizmetleri sağlayan Wayne Bank'ın banka holding şirketi olarak faaliyet göstermektedir. Şirket, faizli ve faizsiz işlem, ekstre tasarruf ve para piyasası hesaplarının yanı sıra mevduat sertifikaları da dahil olmak üzere mevduat ürünleri sunmaktadır. Ticari kredileri arasında kredi limitleri, rotatif krediler, vadeli krediler, ipotekler, teminatlı kredi ürünleri ve akreditif olanakları; belediye finansmanı kredileri; ticari inşaat projeleri ve müstakil konutlar için inşaat kredileri; inşaat finansmanı; arazi ve tüketici kredileri; ana konutları ve ikinci ev konutlarını finanse etmek için ipotek kredileri; ve yeni ve kullanılmış otomobillerin, teknelerin ve eğlence araçlarının dolaylı bayi finansmanı bulunmaktadır.
Norwood Financial Corp. Temel Bilgiler Özeti
| NWFL temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | US$349.03m |
| Kazançlar(TTM) | US$25.71m |
| Gelir(TTM) | US$92.63m |
13.5x
F/K Oranı1.2x
P/B OranıNWFL aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| NWFL gelir tablosu (TTM) | |
|---|---|
| Gelir | US$92.63m |
| Gelir Maliyeti | US$0 |
| Brüt Kâr | US$92.63m |
| Diğer Giderler | US$66.92m |
| Kazançlar | US$25.71m |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
Jul 22, 2026
| Hisse başına kazanç (EPS) | 2.37 |
| Brüt Marj | 100.00% |
| Net Kâr Marjı | 27.76% |
| Borç/Özkaynak Oranı | 31.4% |
NWFL uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
4.0%
Mevcut Temettü Verimi47%
Ödeme OranıNWFL güvenilir bir temettü ödüyor mu?
NWFL temettü geçmişine ve kıyaslamalara bakın| Norwood Financial temettü tari̇hleri̇ | |
|---|---|
| Eski Temettü Tarihi | Jul 15 2026 |
| Temettü Ödeme Tarihi | Aug 03 2026 |
| Eski temettüye kadar geçen günler | 8 days |
| Temettü ödeme tarihine kadar geçen günler | 27 days |
NWFL güvenilir bir temettü ödüyor mu?
NWFL temettü geçmişine ve kıyaslamalara bakınŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/07/06 02:34 |
| Gün Sonu Hisse Fiyatı | 2026/07/06 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntıları GitHub sayfamızda mevcuttur; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Norwood Financial Corp. 3 Bu analistlerden 2, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| null null | Stephens, Inc. |
| Matthew Breese | Stephens, Inc. |