Pathward Financial, Inc.

NasdaqGS:CASH Stok Raporu

Piyasa değeri: US$1.7b

Pathward Financial Gelecekteki Büyüme

Future kriter kontrolleri 0/6

Pathward Financial kazanç ve gelirinin sırasıyla yıllık 2.1% ve 7.8% oranında artması tahmin edilirken, EPS'nin yıllık 9.6% oranında büyümesi bekleniyor.

Anahtar bilgiler

2.1%

Kazanç büyüme oranı

9.62%

EPS büyüme oranı

Banks kazanç büyümesi8.2%
Gelir büyüme oranı7.8%
Gelecekteki özkaynak getirisin/a
Analist kapsamı

Low

Son güncelleme27 Apr 2026

Gelecekteki son büyüme güncellemeleri

Recent updates

Seeking Alpha • Apr 28

Pathward Financial: Credit Deterioration Is Concerning (Downgrade)

Summary Pathward Financial is downgraded to "Sell" due to deteriorating credit quality and insufficient loan loss reserves. Despite stable capital ratios and aggressive buybacks, NPLs have nearly tripled to 2.39%, with reserves now covering less than 1x NPLs. Loan growth remains robust, but underwriting standards appear lax, increasing exposure to riskier credits as government guarantees decline. At 10x earnings, valuation is seen as full; a more attractive entry would be near $70 or 8x earnings given elevated credit risk. Read the full article on Seeking Alpha
Anlatı Güncellemesi • Apr 23

CASH: Partner Wins And Tax Season Strength Will Support Fairly Valued Upside Potential

The analyst price target for Pathward Financial has shifted to $107. Analysts cite above-peer returns, a below-peer 10x 2026 P/E multiple, and potential upside from conservative estimates and additional partner wins as key drivers of this change.
Anlatı Güncellemesi • Apr 09

CASH: Partner Wins And Tax Season Strength Will Support Fairly Priced Returns

Analysts have kept their average price target for Pathward Financial roughly unchanged at about $103.50, with recent research pointing to above peer returns, a below peer 10x 2026 P/E, and potential upside from partner wins and a strong Q1 tax season. Analyst Commentary Recent research focuses on how Pathward Financial’s return profile, valuation, and near term catalysts fit together, with most commentary pointing to a constructive setup but also highlighting a few areas to watch.
Anlatı Güncellemesi • Mar 25

CASH: Partner Wins And Tax Season Strength Will Drive P E Re Rating

Narrative update The fair value estimate for Pathward Financial has been revised to $103.50 from $100.00 as analysts factor in recent Overweight and Outperform views, a $107 price target, and expectations that above peer returns and potential partner wins could support a higher future P/E multiple. Analyst Commentary Recent research updates highlight a mix of optimism around Pathward Financial’s earnings power and valuation, alongside some areas where expectations could prove too optimistic if business conditions or partner activity do not line up with forecasts.
Anlatı Güncellemesi • Mar 10

CASH: Buybacks And Auditor Shift Will Shape Future P E Re Rating Profile

Analysts have adjusted their price target on Pathward Financial to $100, largely reflecting updated views on its fair value, discount rate, revenue growth, profit margin, and future P/E assumptions following recent research that included an upgrade to Outperform by Keefe Bruyette analysts. Analyst Commentary Recent research behind the move to a US$100 price target reflects a mix of optimism about Pathward Financial’s positioning and some caution around execution and valuation risks.
Anlatı Güncellemesi • Feb 24

CASH: Buybacks And Auditor Change Will Shape Future P E Re Rating Profile

Analysts have revised their price target on Pathward Financial to reflect an updated future P/E assumption of 11.55 from 10.91, with the change supported by recent research that includes an upgrade to Outperform. Analyst Commentary Analysts updating their outlook on Pathward Financial are using the higher future P/E assumption of 11.55 to frame both the upside potential and the execution risks that could affect whether the company grows into that valuation.
Anlatı Güncellemesi • Feb 09

CASH: Buybacks And Auditor Change Will Shape Future Re Rating Risk Profile

Narrative Update on Pathward Financial The analyst price target for Pathward Financial has been revised to US$100.00 from US$100.00, and analysts cite updated assumptions around revenue growth, profit margins, and a slightly lower future P/E multiple as the key drivers behind this change. Analyst Commentary Bullish analysts framing the recent upgrade highlight how the updated assumptions on growth, margins, and the future P/E multiple still leave room for the stock to work if management delivers consistently on its plan.
Anlatı Güncellemesi • Jan 24

CASH: Lower Discount Rate And Buybacks Will Support Re Rating

Analysts have raised their price target on Pathward Financial from US$88 to US$100, citing updated assumptions around fair value, discount rate, revenue growth, profit margins, and future P/E following recent research upgrades. Analyst Commentary Recent research updates highlight a shift in sentiment toward Pathward Financial, with some analysts adopting a more constructive stance on execution and valuation.
Seeking Alpha • Dec 26

Pathward Financial: Strong Growth At A Fair Price

Summary Pathward's business has an unusually heavy reliance on debit card fee income which has helped it deliver great value to shareholders by growing at a fast pace. The growth prospects overshadow the risks that are currently present and the strong past performance is likely to persist given a lower pace of rate cuts for 2025. Valuation appears to be fair within the context of Pathward's business and its growth potential and recent price developments indicate an opportunity. Read the full article on Seeking Alpha
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Yeni Anlatı • Sep 24

Innovative Banking Tech Powers Profit And Expands Market Footprint

Pathward Financial's focus on loan sourcing and underwriting optimization promises higher risk-adjusted returns, boosting profitability.
Seeking Alpha • Sep 11

Pathward Financial: A Profitable Bank Priced For A Collapse In Profitability

Summary Pathward Financial has increased its NOPAT and ROIC despite declining revenues, showcasing improved profitability and efficient capital allocation. The firm’s stable deposit portfolio and significant non-interest income make it resilient to economic volatility and lower interest rates. Pathward has generated nearly 40% of its market cap in free cash flow since 2019, highlighting strong financial health. Trading at a significant discount, Pathward offers a compelling investment opportunity with a 35% upside to its zero-growth value. Read the full article on Seeking Alpha
Seeking Alpha • Jul 14

Pathward Financial: After A Nice Move Higher, Shares Justify Even More Upside

Summary Pathward Financial shares have increased by 14.5% since April, outperforming the S&P 500. The company continues to show attractive growth in net interest income and non-interest income. Asset quality is high, with strong returns on assets and equity, making Pathward Financial a solid buy opportunity. Read the full article on Seeking Alpha
Analiz Makalesi • Jun 15

Here's Why Pathward Financial (NASDAQ:CASH) Has Caught The Eye Of Investors

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Seeking Alpha • Apr 08

Pathward Financial: Bullish Stance Unchanged

Summary Pathward Financial, Inc. stock has underperformed in recent months, with only a 6.4% increase compared to the S&P 500's 19% increase. Despite the underperformance, the company's financial results show positive growth in net interest income and asset value. Pathward Financial shares are undervalued, and the company's high-quality assets suggest potential for future growth. Read the full article on Seeking Alpha
Analiz Makalesi • Mar 14

We Ran A Stock Scan For Earnings Growth And Pathward Financial (NASDAQ:CASH) Passed With Ease

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analiz Makalesi • Oct 31

Here's Why We Think Pathward Financial (NASDAQ:CASH) Is Well Worth Watching

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...

Kazanç ve Gelir Büyüme Tahminleri

NasdaqGS:CASH - Analistlerin gelecek tahminleri ve geçmiş finansal verileri (USD Millions )
TarihGelirKazançlarSerbest Nakit AkışıFaaliyetlerden NakitAvg. Analist Sayısı
9/30/2027877194N/AN/A3
9/30/2026826187N/AN/A3
3/31/2026777189461675N/A
12/31/2025786190422631N/A
9/30/2025780185237451N/A
6/30/2025760180119290N/A
3/31/2025750182180373N/A
12/31/2024738177171395N/A
9/30/2024738182212489N/A
6/30/2024720184161460N/A
3/31/2024707184-32352N/A
12/31/2023668168-109283N/A
9/30/2023615141-112328N/A
6/30/2023618149-359170N/A
3/31/2023582126-309161N/A
12/31/2022555121-334154N/A
9/30/2022573154-120269N/A
6/30/2022556146174418N/A
3/31/2022554162302487N/A
12/31/2021550172461569N/A
9/30/2021498139518582N/A
6/30/2021484136579636N/A
3/31/2021445116519588N/A
12/31/2020439109442502N/A
9/30/2020434102401467N/A
6/30/2020435110209301N/A
3/31/2020449121210328N/A
12/31/2019441102N/A274N/A
9/30/201943195N/A191N/A
6/30/201940286N/A197N/A
3/31/201935763N/A162N/A
12/31/201832062N/A180N/A
9/30/201828652N/A138N/A
6/30/201827245N/A150N/A
3/31/201827048N/A154N/A
12/31/201727148N/A136N/A
9/30/201725545N/A120N/A
6/30/201723949N/A111N/A
3/31/201722648N/A107N/A
12/31/201617830N/A77N/A
9/30/201617333N/A78N/A
6/30/201616632N/A57N/A
3/31/201615328N/A52N/A
12/31/201512319N/A34N/A
9/30/201511618N/A49N/A
6/30/201511017N/A41N/A

Analist Gelecek Büyüme Tahminleri

Kazançlar ve Tasarruf Oranları: CASH 'nin tahmini kazanç büyümesi (yıllık 2.1% ) tasarruf oranının ( 3.5% ) altındadır.

Kazançlar ve Piyasa: CASH şirketinin kazançlarının (yıllık 2.1% ) US pazarından (yıllık 16.8% ) daha yavaş büyümesi öngörülüyor.

Yüksek Büyüme Kazançları: CASH şirketinin kazançlarının artması bekleniyor, ancak önemli ölçüde.

Gelir ve Pazar: CASH şirketinin gelirinin (yıllık 7.8% ) US pazarından (yıllık 11.7% ) daha yavaş büyümesi öngörülüyor.

Yüksek Büyüme Geliri: CASH şirketinin gelirinin (yıllık 7.8% ) yıllık 20% oranından daha yavaş büyümesi öngörülüyor.

Hisse Başına Kazanç Büyüme Tahminleri

Gelecekteki Özkaynak Getirisi

Gelecekteki ROE: CASH 'un Özsermaye Getirisi'nin 3 yıl içinde yüksek olmasının öngörülüp öngörülmediğini belirlemek için yeterli veri yok

Büyüyen şirketleri keşfedin

7D

1Y

7D

1Y

7D

1Y

Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/05/26 17:45
Gün Sonu Hisse Fiyatı2026/05/22 00:00
Kazançlar2026/03/31
Yıllık Kazançlar2025/09/30

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına GitHub sayfamızdan ulaşabilirsiniz, ayrıca raporlarımızı nasıl kullanacağınızı anlatan kılavuzlarımız ve Youtube'da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

Pathward Financial, Inc. 7 Bu analistlerden 3, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Stephen MossB. Riley Securities, Inc.
Timothy SwitzerKeefe, Bruyette, & Woods
Christopher McGrattyKeefe, Bruyette, & Woods