Amalgamated Financial Corp.

NasdaqGM:AMAL Stok Raporu

Piyasa değeri: US$1.4b

Amalgamated Financial Geçmiş Kazanç Performansı

Geçmiş kriter kontrolleri 2/6

Amalgamated Financial yıllık ortalama 15.7% oranında kazançlarını artırırken, Banks sektöründe kazançlar growing at 3.2% annual. Gelirler growing yılda ortalama 10.2% oranında artmaktadır. Amalgamated Financial'in özkaynak karlılığı 13% ve net marjı 33.1%'dir.

Anahtar bilgiler

15.67%

Kazanç büyüme oranı

16.14%

EPS büyüme oranı

Banks Sektör Büyümesi11.18%
Gelir büyüme oranı10.24%
Özkaynak getirisi12.96%
Net Marj33.12%
Sonraki Kazanç Güncellemesi23 Jul 2026

Yakın geçmiş performans güncellemeleri

Recent updates

Anlatı Güncellemesi • Jul 09

AMAL: Higher Margins And Index Additions Will Support Future Repricing

Analysts have raised the fair value estimate for Amalgamated Financial to $53 from $48. This change reflects updated expectations on margins and the price-to-earnings ratio, as well as recent Street price target increases in the Northeast bank group.
Analiz Makalesi • Jun 19

Amalgamated Financial (AMAL) Stock Could Be 6.1% Undervalued After Strong Quarterly Results

Amalgamated Financial (AMAL) is drawing attention after reporting year-over-year growth in revenue and net profit, alongside high operating efficiency, even as a recent share sale by its CFO adds an extra data point for investors. See our latest analysis for Amalgamated Financial. Amalgamated Financial’s share price has eased slightly over the past week after the CFO’s June share sale and mixed first quarter earnings. The stock still carries a 30 day share price return of 6.88% and a year to...
Anlatı Güncellemesi • Jun 17

AMAL: Raised Guidance And Buybacks Are Expected To Support Future Share Price

Analysts have raised their price targets on Amalgamated Financial stock, with recent Street research indicating higher fair value expectations. These updated targets are $3 to $5 above prior levels, based on revised assumptions.
Anlatı Güncellemesi • Jun 03

AMAL: Higher Expected Returns And Credit Resilience Will Support Future Repricing

Narrative Update: Amalgamated Financial Analyst Price Target Shift The analyst price target for Amalgamated Financial has moved from $43 to $48, with analysts pointing to updated expectations around fair value, revenue growth, profit margins and future P/E, informed in part by recent Street research highlighting both the bank's return profile and areas of credit-related focus. Analyst Commentary Bullish analysts have been revisiting their fair value frameworks for Amalgamated Financial, with several recent price target revisions pointing to more confidence in the stock's setup.
Anlatı Güncellemesi • May 18

AMAL: Strong Return Profile And Credit Repair Are Expected To Unlock Upside

Narrative Update on Amalgamated Financial Analysts have lifted the fair value estimate for Amalgamated Financial from $42 to $46, citing updated assumptions around revenue growth, profit margins, discount rates, and future P/E multiples following recent price target increases from several research firms. Analyst Commentary Street research around Amalgamated Financial has centered on revised price targets and a fresh look at credit quality, all of which feeds directly into how analysts are thinking about valuation, earnings power, and execution risk.
Anlatı Güncellemesi • Apr 30

AMAL: Credit Discipline And Buybacks Will Shape Future Return Balance

Narrative Update on Amalgamated Financial The updated analyst price target for Amalgamated Financial moves to $44 from $41, a $3 change, as analysts point to adjusted assumptions around revenue growth, profit margins, and future P/E. Recent research also highlights both the bank's return profile and its ongoing attention to credit quality in areas such as rent-regulated multifamily and consumer solar.
Anlatı Güncellemesi • Apr 16

AMAL: Credit Execution And Payout Decisions Will Shape Balanced Return Outlook

Narrative Update on Amalgamated Financial The updated analyst price target for Amalgamated Financial is $41, up from $33. Analysts highlight a solid return profile while monitoring credit trends following stress in rent regulated multifamily and consumer solar in 2025.
Anlatı Güncellemesi • Apr 02

AMAL: Strong Returns And Credit Repair Will Shape Future Capital Returns

Analysts have recently lifted their price target on Amalgamated Financial to $41, a $3 change, citing the bank's strong return profile while watching for progress on credit after recent stress in rent-regulated multifamily and consumer solar exposures. Analyst Commentary Bullish Takeaways Bullish analysts highlight Amalgamated Financial's strong return profile as a key support for the new US$41 price target, suggesting the business model is currently backing the valuation case.
Anlatı Güncellemesi • Mar 18

AMAL: Credit Risk Resolution And Capital Returns Will Drive Future Upside

Analysts have nudged their fair value estimate for Amalgamated Financial higher to $42.00 from $40.50, citing a solid return profile and balanced views on credit after recent stress in rent regulated multifamily and consumer solar. Analyst Commentary Bullish Takeaways Bullish analysts see the higher fair value estimates and price targets, such as US$41, as aligned with what they describe as a solid return profile for Amalgamated Financial.
Anlatı Güncellemesi • Mar 04

AMAL: Buybacks And Dividend Raise Will Support Future Earnings Repricing

Analysts have raised their price target on Amalgamated Financial by $7, citing updated assumptions around revenue growth, profit margins, and future P/E that are reflected in the latest model revisions. Analyst Commentary Recent research updates show bullish analysts becoming more constructive on Amalgamated Financial’s risk and reward profile, with the latest $7 price target adjustment reflecting refreshed views on earnings power and valuation.
Anlatı Güncellemesi • Feb 18

AMAL: Buybacks And Dividend Raise Will Support Earnings While Rate Sensitivity Remains

Narrative Update on Amalgamated Financial The analyst price target for Amalgamated Financial has been reset from $36.00 to $43.00. Analysts point to updated assumptions around revenue growth, profit margins, and future P/E expectations to support the higher valuation framework.
Anlatı Güncellemesi • Feb 04

AMAL: Future P/E Reassessment And Capital Returns Will Shape Returns

Analysts have raised their price target on Amalgamated Financial to $40.50 from $33.00, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions informed by recent research. Analyst Commentary Recent research behind the move to a US$40.50 price target focuses on how Amalgamated Financial is executing on its existing plan, the quality of its earnings profile, and what a reasonable P/E range might look like for the stock.
Anlatı Güncellemesi • Jan 21

AMAL: Future Dividend And Earnings Guidance Will Shape Balanced Return Outlook

Analysts have revised their price target for Amalgamated Financial to $33 from $27, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E expectations. What's in the News The Board of Directors authorized a $0.03 increase in the quarterly dividend to $0.17 per common share, payable on February 19, 2026, for stockholders of record on February 3, 2026 (Dividend Increases).
Anlatı Güncellemesi • Jan 07

AMAL: Guidance And Buybacks Will Support Earnings While Rate Sensitivity Remains

Analysts have nudged their price target on Amalgamated Financial to $36.00, citing updated assumptions around slightly higher expected revenue growth, a marginally lower discount rate, and a modestly lower projected future P/E multiple and profit margin. What's in the News Amalgamated Financial raised its full year 2025 core pretax pre provision earnings guidance to a range of $164 million to $165 million, and tightened its 2025 net interest income guidance to $295 million to $296 million, based on the 2025 forward rate curve (company guidance).
Anlatı Güncellemesi • Dec 14

AMAL: Guidance And Buybacks Will Support Earnings Despite Rate Cut Sensitivity

Analysts have trimmed their price target on Amalgamated Financial by approximately 8 percent to about $36, citing slightly slower expected revenue growth, modestly lower profit margins, and a marginally higher discount rate. Together, these factors temper the valuation outlook despite stable forward earnings multiples.
Anlatı Güncellemesi • Aug 06

ESG Banking And Digital Modernization Will Boost Future Value

The decrease in Amalgamated Financial’s consensus price target reflects a combination of a lower future P/E ratio and a higher discount rate, indicating tempered growth expectations and increased risk, resulting in a revised fair value of $33.00. What's in the News Repurchased 401,000 shares (1.31%) for $12.02 million, completing announced buyback.
Seeking Alpha • Jun 14

Amalgamated Financial: No Longer Attractively Priced Following The Tariff Announcements (Rating Downgrade)

Summary The overall economic slowdown, steel and aluminum tariffs, and mass deportations can hurt the C&I and multifamily markets in New York City. The net interest margin will likely continue to drop because of anticipated Fed funds rate cuts. I’m reducing my EPS estimate to $3.25 from my previous estimate of $3.50 for 2025. I’m downgrading to hold because AMAL is currently offering a dividend yield of just 1.9% and a small price downside. Read the full article on Seeking Alpha
Seeking Alpha • Mar 25

Amalgamated Financial: Margin To Lift Earnings, Buy

Summary While Amalgamated Financial's commercial loan segments will suffer because of an uncertain business environment, solar loans will likely continue to surge. The management is planning to fund loan growth by liquidating securities. This will shift the asset mix towards higher-yielding assets, thereby lifting the net interest margin. Due to the withdrawal of political deposits, the funding mix has worsened, which should hurt the margin in 1Q-2025. The situation will improve as political deposits are rebuilt. I'm maintaining a buy rating as AMAL is offering an expected price upside of 9.1% and a dividend yield of 1.9%. Read the full article on Seeking Alpha
Seeking Alpha • Dec 30

Amalgamated Financial: Still Bullish After Terrific Upside

Summary Amalgamated Financial, focusing on mission-based customer segments, has seen significant growth in deposits, loans, and net interest income, making it a strong investment. Shares have risen 37.1% since May, outperforming the S&P 500, driven by improved margins, higher revenue, and strong asset quality. Despite shares not being as cheap as before, the bank's high-quality assets and attractive pricing relative to peers justify a 'soft buy' rating. With continued balance sheet growth and a solid return on equity, further upside for Amalgamated Financial is likely, warranting ongoing investment attention. Read the full article on Seeking Alpha
Seeking Alpha • Oct 04

Amalgamated Financial: A Positive Outlook Due To Political Deposits And Organic Loan Growth

Summary Earnings will benefit this year from on and off-balance sheet political deposits. The residential mortgage segment will likely drive loan growth next year. It will counter the negative effect of interest rate cuts on the margin. I’m increasing my earnings estimate following the better-than-expected first-half results. The December 2025 target price suggests a small upside from the current market price. Additionally, AMAL is offering a dividend yield of 1.6%. Read the full article on Seeking Alpha
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Yeni Anlatı • Sep 24

Mission-Driven Banking Strategy Boosts Deposits And Pioneers Climate Finance Growth

The mission-based banking model and focus on purpose-driven customers in specific sectors is enhancing deposit growth and net interest income.
Seeking Alpha • May 23

Amalgamated Financial: Decent Enough

Summary Amalgamated Financial is a growing bank with a strong track record of rapid growth and high-quality assets. The bank offers a wide range of banking services, including loans, deposits, and investment management. While there are some risks, such as high uninsured deposit exposure, the bank's attractive valuation and solid performance make it a potential buy. Read the full article on Seeking Alpha
Analiz Makalesi • Apr 27

Amalgamated Financial's (NASDAQ:AMAL) Upcoming Dividend Will Be Larger Than Last Year's

The board of Amalgamated Financial Corp. ( NASDAQ:AMAL ) has announced that it will be increasing its dividend by 20...
Seeking Alpha • Feb 21

Amalgamated Financial: Earnings Outlook Remains Positive Thanks To Loans And Margin

Summary Planned changes in the balance sheet will likely boost Amalgamated Financial's net interest margin this year. Local job markets give hope that loan growth can remain at a decent level. The December 2024 target price suggests a moderate upside. Further, AMAL is offering a low dividend yield. Read the full article on Seeking Alpha
Analiz Makalesi • Jan 04

Here's Why We Think Amalgamated Financial (NASDAQ:AMAL) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analiz Makalesi • Oct 29

Amalgamated Financial (NASDAQ:AMAL) Is Due To Pay A Dividend Of $0.10

Amalgamated Financial Corp. ( NASDAQ:AMAL ) has announced that it will pay a dividend of $0.10 per share on the 24th of...
Analiz Makalesi • Jul 29

Amalgamated Financial (NASDAQ:AMAL) Is Due To Pay A Dividend Of $0.10

Amalgamated Financial Corp. ( NASDAQ:AMAL ) will pay a dividend of $0.10 on the 22nd of August. This means the annual...
Analiz Makalesi • Jul 19

If EPS Growth Is Important To You, Amalgamated Financial (NASDAQ:AMAL) Presents An Opportunity

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...

Gelir ve Gider Dağılımı

Amalgamated Financial nasıl para kazanır ve harcar. LTM bazında en son bildirilen kazançlara dayanmaktadır.

Kazanç ve Gelir Geçmişi

NasdaqGM:AMAL Gelir, gider ve kazançlar (USD Millions )
TarihGelirKazançlarG+A GiderleriAr-Ge Giderleri
31 Mar 263161051590
31 Dec 253121041550
30 Sep 253061021500
30 Jun 253051031480
31 Mar 253041041460
31 Dec 243041061430
30 Sep 243041051390
30 Jun 24292991350
31 Mar 24284941330
31 Dec 23275881340
30 Sep 23269901310
30 Jun 23268911300
31 Mar 23262891270
31 Dec 22248811230
30 Sep 22237731240
30 Jun 22223641220
31 Mar 22207551200
31 Dec 21203531190
30 Sep 21198511170
30 Jun 21200491220
31 Mar 21200491220
31 Dec 20196461220
30 Sep 20195441230
30 Jun 20190451180
31 Mar 20191461180
31 Dec 19192471170
30 Sep 19189511160
30 Jun 19186471180
31 Mar 19185481180
31 Dec 18178451160
30 Sep 18169251150
30 Jun 18160201110
31 Mar 18146111130
31 Dec 1714261130
31 Dec 16128111050

Kaliteli Kazançlar: AMAL yüksek kaliteli kazançlar sağlıyor.

Büyüyen Kar Marjı: AMAL 'nin mevcut net kar marjları (33.1%) geçen yılın (34.3%) değerinden daha düşüktür.

Serbest Nakit Akışı ve Kazanç Analizi

Geçmiş Kazanç Büyüme Analizi

Kazanç Eğilimi: AMAL şirketinin kazancı son 5 yılda yılda 15.7% oranında arttı.

Büyüme Hızlandırma: AMAL 'un son bir yıldaki kazanç büyümesi ( 0.4% ) 5 yıllık ortalamasının ( 15.7% /yıl) altındadır.

Kazançlar vs. Sektör: AMAL geçen yılki kazanç büyümesi ( 0.4% ) Banks sektörünün 23.3% performansını geride bırakmadı.

Özkaynak Getirisi

Yüksek ROE: AMAL 'nin Özsermaye Getirisi ( 13% ) düşük olarak değerlendiriliyor.

Varlık Getirisi

Kullanılan Sermaye Getirisi

Geçmişte güçlü performans gösteren şirketleri keşfedin

7D

1Y

7D

1Y

7D

1Y

Şirket Analizi ve Finansal Veri Durumu

VeriSon Güncelleme (UTC saati)
Şirket Analizi2026/07/12 19:21
Gün Sonu Hisse Fiyatı2026/07/10 00:00
Kazançlar2026/03/31
Yıllık Kazançlar2025/12/31

Veri Kaynakları

Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.

PaketVeriZaman ÇerçevesiÖrnek ABD Kaynağı *
Şirket Finansalları10 yıl
  • Gelir tablosu
  • Nakit akış tablosu
  • Bilanço
Analist Konsensüs Tahminleri+3 yıl
  • Finansal tahminler
  • Analist fiyat hedefleri
Piyasa Fiyatları30 yıl
  • Hisse senedi fiyatları
  • Temettüler, Bölünmeler ve Eylemler
Sahiplik10 yıl
  • En büyük hissedarlar
  • İçeriden öğrenenlerin ticareti
Yönetim10 yıl
  • Liderlik ekibi
  • Yönetim Kurulu
Önemli Gelişmeler10 yıl
  • Şirket duyuruları

* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.

Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.

Analiz Modeli ve Kar Tanesi

Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntıları GitHub sayfamızda mevcuttur; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube'da eğitim videolarımız da bulunmaktadır.

Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.

Endüstri ve Sektör Metrikleri

Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.

Analist Kaynakları

Amalgamated Financial Corp. 6 Bu analistlerden 1, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.

AnalistKurum
Jason GoldbergBarclays
Steven AlexopoulosJ.P. Morgan
David KonradKeefe, Bruyette, & Woods