Union Bank of the Philippines Bilanço Sağlığı

Finansal Sağlık kriter kontrolleri 4/6

Union Bank of the Philippines şirketinin toplam varlıkları ₱1,135.2B ve toplam öz sermayesi ₱187.1B. Toplam mevduatlar ₱666.1B ve toplam krediler ₱514.8B olup 5.5% Faiz Marjı kazandırmaktadır. Şu anda toplam kredilerin 9.8% oranında olan kötü krediler için yeterli ödeneği yoktur. Nakit ve kısa vadeli yatırımlar ₱72.0B tutarındadır.

Anahtar bilgiler

6.1x

Varlık/özkaynak oranı

5.5%

Net faiz marjı

Toplam mevduat	₱666.05b
Kredi/mevduat oranı	Uygun
Batık krediler	9.8%
Sorunlu krediler için ayrılan karşılık	Düşük
Cari oran	Düşük
Nakit ve eşdeğerleri	₱72.00b

Son finansal sağlık güncellemeleri

Güncelleme yok

Recent updates

Finansal Durum Analizi

Borç-Özkaynak Tarihçesi ve Analizi

Bilanço

Finansal Kurumlar Analizi

Varlık Seviyesi: UBP 'nin Varlık/Özsermaye oranı ( 6.1 x) düşüktür.

Kötü Krediler İçin Ödenek: UBP düşük kötü krediler için ödeneke sahiptir ( 56 %).

Düşük Riskli Yükümlülükler: UBP 'un yükümlülüklerinin 70% 'i esas olarak düşük riskli finansman kaynaklarından oluşmaktadır.

Kredi Seviyesi: UBP Kredi/Varlık oranı açısından uygun bir seviyeye sahiptir ( 45% ).

Düşük Riskli Mevduatlar: UBP 'nin Kredi/Mevduat oranı ( 77% ) uygundur.

Kötü Kredilerin Seviyesi: UBP yüksek düzeyde kötü kredi içeriyor ( 9.8 %).

Union Bank of the Philippines Bilanço Sağlığı

Finansal Sağlık kriter kontrolleri 4/6

Anahtar bilgiler

Son finansal sağlık güncellemeleri

Recent updates

Union Bank of the Philippines Announces Resignation of Edith C. Roberto as CoBrand and Corporate Cards Head, Effective November 6, 2024

Union Bank of the Philippines Announces Executive Resignations

Chairman of the Board recently bought ₱1.5m worth of stock

Union Bank of the Philippines Announces Executive Resignations

New minor risk - Insider selling

Insider recently bought ₱590k worth of stock

Union Bank of the Philippines Announces Executive Resignations

Union Bank of the Philippines Announces Resignation of Amabelle Gay P. Jimenez as Credit Controls Head, Effective August 27, 2024

Second quarter 2024 earnings: EPS and revenues miss analyst expectations

Insider recently bought ₱359k worth of stock

Union Bank of the Philippines Announces Separation of Ma Adelita N. Peña, Senior Vice President, Effective August 1, 2024

Union Bank of the Philippines Announces Resignations of Senior Officers

Now 23% overvalued

Union Bank of the Philippines Announces Resignation of Henry Rhoel R. Aguda as Senior Executive Vice President, Effective October 1, 2024

Union Bank of the Philippines Approves Promotion of Officers

Union Bank of the Philippines Announces CEO Changes, Effective January 1, 2025

Consensus EPS estimates increase by 29%

Union Bank of the Philippines Announces Appointment of Simran Khanna as Head of Consumer Risk with the Rank of Senior Vice President

Insider recently sold ₱13m worth of stock

Investor sentiment improves as stock rises 21%

Union Bank of the Philippines Announces the Resignation of Kaila T. Hizon as Transaction Banking Services Head, Effective June 1, 2024

New minor risk - Shareholder dilution

Consensus EPS estimates fall by 30%

Union Bank of the Philippines Announces Resignation of Atty. Mayla S. Domingo as Corporate Affairs Head, Effective June 1, 2024

Insider recently sold ₱6.8m worth of stock

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Union Bank of the Philippines Announces the Resignation of Mark Dennis C. Tuazon as Wealth Branch and ATM Operations Head and Vice President, Effective May 1, 2024

Union Bank of the Philippines Announces Management Resignations

Union Bank of the Philippines Announces Resignation of Hazeline A. Sigua as ATM Vendor Management Head, Effective April 10, 2024

Chairman of the Board recently bought ₱3.7m worth of stock

Full year 2023 earnings released: EPS: ₱3.06 (vs ₱5.16 in FY 2022)

Union Bank of the Philippines Appoints Mukul Sukhani as Head of Cards and Loans with the Rank of Executive Vice President

Union Bank of the Philippines Announces David R. Hardoon Resigns as Chief Data and Ai Officer

Union Bank of the Philippines, Annual General Meeting, Apr 26, 2024

Chairman of the Board recently bought ₱7.0m worth of stock

Upcoming dividend of ₱0.80 per share at 1.8% yield

Dividend of ₱0.80 announced

Union Bank of the Philippines Appoints Additional Members of the Related Party Transaction Committee

Union Bank of the Philippines Announces Resignation of Ms. Sigrid Joyce D. Cruz as Digital Loans Head and Assistant Vice President

Union Bank of the Philippines Announces Resignation of Senior Officers

Union Bank of the Philippines Announces Hiring of Senior Officers

Consensus EPS estimates increase by 19%

Union Bank of the Philippines Announces Executive Resignations

Investor sentiment improves as stock rises 31%

Price target decreased by 7.1% to ₱70.81

Union Bank of the Philippines and S&R Launch Co-Branded Credit Card

Consensus EPS estimates fall by 18%

Union Bank of the Philippines Announces Executive Resignations

Third quarter 2023 earnings: EPS misses analyst expectations

Union Bank of the Philippines Announces Executive Changes

Union Bank of the Philippines Announces Resignation of Marc Nicholas S. Angeles as Business Process Automation Head

Union Bank of the Philippines Announces Executive Appointments

Union Bank of the Philippines Announces Executive Changes

Union Bank of the Philippines Announces Resignation of Eduardo V. Enriquez III as SME Business Head and Senior Vice President, Effective November 1, 2023

Union Bank of the Philippines Unveils Four New Credit Cards

Union Bank of the Philippines Announces Resignation of Jonathan Z. Almeda as Payments and Clearing Management Head

Melvin S. Guinto, Risk Bureau Officer and Assistant Vice President, Resigns from Union Bank of the Philippines, Effective October 13, 2023

Union Bank of the Philippines(PSE:UBP) dropped from Philippines PSE Composite Index

Non-Executive Director recently bought ₱6.2m worth of stock

Union Bank of the Philippines Announces Retirement of Hector C. De Leon as Card Operations Head and Vice President, Effective October 1, 2023

Non-Executive Director recently bought ₱26m worth of stock

Union Bank of the Philippines Announces Executive Resignations

Union Bank of the Philippines Announces Executive Changes

Union Bank of the Philippines Announces Resignation of Senior Officers

Second quarter 2023 earnings: EPS in line with analyst expectations despite revenue beat

Union Bank of the Philippines Announces Management Appointments

Union Bank of the Philippines Announces Executive Resignations

Union Bank of the Philippines Approves Executive Changes

Union Bank of the Philippines Announces Executive Resignations

Union Bank of the Philippines Announces Executive Changes

Union Bank of the Philippines Announces Resignation of Senior Officers

Union Bank of the Philippines Announces Executive Changes

Union Bank of the Philippines Announces Resignation of Wholesale Funding Sales Head Effective June 7, 2023

Consensus EPS estimates fall by 14%

Union Bank of the Philippines Announces Executive Changes