ING Groep (INGA) Hisse Özeti
ING Groep N.V. Hollanda, Belçika, Almanya, Avrupa'nın geri kalanı ve uluslararası alanda çeşitli bankacılık ürünleri ve hizmetleri sunmaktadır. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 4/6 |
| Gelecekteki Büyüme | 0/6 |
| Geçmiş Performans | 4/6 |
| Finansal Sağlık | 4/6 |
| Temettüler | 4/6 |
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ING Groep
Adil Değerde içsel indirim
ING leads the pack when it comes to pivoting towards non-lending income
View narrativePI
Updated 2 Sep
ING Groep N.V. Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | €31.92 |
| 52 Haftanın En Yüksek Seviyesi | €32.30 |
| 52 Haftanın En Düşük Seviyesi | €20.23 |
| Beta | 0.90 |
| 1 Aylık Değişim | 3.35% |
| 3 Aylık Değişim | 18.88% |
| 1 Yıllık Değişim | 45.79% |
| 3 Yıllık Değişim | 149.41% |
| 5 Yıllık Değişim | 183.99% |
| Halka arzdan bu yana değişim | 239.57% |
Son Haberler & Güncellemeler
Yeni Anlatı • Sep 08
AI Adoption And Fee Expansion Will Drive Stronger Long-Term Performance
Catalysts About ING Groep ING Groep is a European banking group that provides retail, private and wholesale banking services across multiple markets. What are the underlying business or industry changes driving this perspective?
Anlatı Güncellemesi • Sep 03
INGA: Future Returns Will Hinge On Capital Returns And Execution Quality
The analyst price target for ING Groep has been raised to reflect a modest increase in fair value to €32.10, as analysts point to higher published targets in the €33 to €37 range and a medium-term earnings backdrop supported by recent Street research. Analyst Commentary Recent research on ING Groep points to a cluster of higher price targets and generally constructive messages on the earnings outlook, while still leaving room for questions on execution and risk.
Anlatı Güncellemesi • Sep 02
Though still a top pick, ING Groep is a classic hold now
ING Groep certainly has been having the better of my fair valuation back in August of last year, with shares of the Dutch bank rising some 3 Euros or more than 10 per cent up and above the fair price I had calculated back then. By the same token, that definitely renders it priced to perfection now: The war on the Persian Gulf has been developing into a stand-off without an end in sight, elevating energy prices into the foreseeable future; the low-hanging fruit in the banking business on the continent have been harvested; and multiples at the very least and for these reasons will not expand any further from here.
Anlatı Güncellemesi • Aug 20
INGA: Higher P E Hopes Will Likely Inflate Execution Risk
ING Groep's analyst fair value estimate has moved from €22.38 to €24.99. The latest Street price target has increased to around €33 to €34, reflecting analysts' updated views on discount rates, revenue growth, profit margins and future P/E assumptions.Recent updates
Yeni Anlatı • Sep 08
AI Adoption And Fee Expansion Will Drive Stronger Long-Term Performance
Catalysts About ING Groep ING Groep is a European banking group that provides retail, private and wholesale banking services across multiple markets. What are the underlying business or industry changes driving this perspective?Anlatı Güncellemesi • Sep 03
INGA: Future Returns Will Hinge On Capital Returns And Execution Quality
The analyst price target for ING Groep has been raised to reflect a modest increase in fair value to €32.10, as analysts point to higher published targets in the €33 to €37 range and a medium-term earnings backdrop supported by recent Street research. Analyst Commentary Recent research on ING Groep points to a cluster of higher price targets and generally constructive messages on the earnings outlook, while still leaving room for questions on execution and risk.Anlatı Güncellemesi • Sep 02
Though still a top pick, ING Groep is a classic hold now
ING Groep certainly has been having the better of my fair valuation back in August of last year, with shares of the Dutch bank rising some 3 Euros or more than 10 per cent up and above the fair price I had calculated back then. By the same token, that definitely renders it priced to perfection now: The war on the Persian Gulf has been developing into a stand-off without an end in sight, elevating energy prices into the foreseeable future; the low-hanging fruit in the banking business on the continent have been harvested; and multiples at the very least and for these reasons will not expand any further from here.Anlatı Güncellemesi • Aug 20
INGA: Higher P E Hopes Will Likely Inflate Execution Risk
ING Groep's analyst fair value estimate has moved from €22.38 to €24.99. The latest Street price target has increased to around €33 to €34, reflecting analysts' updated views on discount rates, revenue growth, profit margins and future P/E assumptions.Anlatı Güncellemesi • Aug 05
INGA: Future Returns Will Rely On Capital Returns And Execution Quality
Analysts have nudged the fair value estimate for ING Groep higher to about €31.28 from roughly €29.99, reflecting a series of recent price target increases to around €33 to €34, supported by slightly adjusted assumptions for discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research on ING Groep points to a cluster of higher price targets, with several large banks revisiting their assumptions on valuation, growth and execution.Anlatı Güncellemesi • Jul 22
INGA: Future Returns Will Depend On Buybacks And Subscription Model Execution
The analyst price target for ING Groep has been raised from €28.31 to €29.99. Analysts attribute this change to updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E, supported by a series of recent target increases from major research houses.Anlatı Güncellemesi • Jul 08
INGA: Higher P E Assumptions Will Likely Compress Future Safety Margin
Analysts have raised the implied fair value estimate for ING Groep from €18.23 to €22.38, citing a series of recent price target increases across major banks and updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent research updates on ING Groep point to a cluster of higher formal price targets, with several large banks adjusting their figures.Anlatı Güncellemesi • Jun 24
INGA: Future Returns Will Hinge On Buybacks And Subscription Banking Execution
The analyst price target for ING Groep has been raised to €30 from €29, supported by research that highlights adjusted fair value inputs, including updated assumptions for revenue growth, profit margin and future P/E multiples. Analyst Commentary Recent research on ING Groep points to a cluster of higher price targets, with several banks adjusting their fair value work and one firm upgrading its rating.Anlatı Güncellemesi • Jun 06
INGA: Future Returns Will Depend On Buybacks And Reliable Earnings Execution
Analysts have lifted the ING Groep price target to €28.01 from €27.70, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E after a series of recent target increases from major banks. Analyst Commentary Recent Street research around ING Groep has been active, with several bullish analysts lifting price targets and at least one more cautious voice downgrading the stock.Anlatı Güncellemesi • May 07
INGA: Future Returns Will Hinge On Execution Reliability And Ongoing Capital Returns
ING Groep's analyst price target edges higher to about €27.70 from roughly €27.07, as analysts factor in updated fair value estimates, a slightly higher discount rate and revised assumptions for growth, margins and future P/E. Analyst Commentary Recent research updates on ING Groep cluster around higher price targets, along with at least one downgrade, giving you a mixed but informative picture of how the stock is being viewed on valuation and execution.Anlatı Güncellemesi • Apr 21
INGA: Future Returns Will Depend On Volume Execution And Dividend Reliability
Analysts have nudged their price targets for ING Groep slightly higher, reflected in a modest fair value adjustment of about €0.06. This is supported by recent target increases from several banks and updated views on revenue growth, profit margins and future P/E assumptions.Anlatı Güncellemesi • Apr 06
INGA: Future Returns Will Hinge On Volume Execution And Dividend Delivery
The updated analyst price target for ING Groep edges up to about €27.01, reflecting a series of recent target increases and upgrades from multiple banks, even as one firm turned more cautious. Analysts collectively point to steady revenue expectations, stable profit margins and only a modest shift in the assumed P/E multiple.Anlatı Güncellemesi • Mar 23
INGA: Future Returns Will Hinge On Volume Execution And Cash Distributions
Analysts have nudged the average price target on ING Groep higher to €29.30 from €28.50, reflecting a series of recent target increases and upgrades that point to growing confidence in the shares, even with a fresh downgrade from one major firm. Analyst Commentary Recent research on ING Groep has featured a mix of upgrades, fresh coverage and a new downgrade, giving you a fuller picture of how the market is weighing execution risks against the current valuation.Anlatı Güncellemesi • Mar 07
INGA: Future Returns Will Depend On Volume Execution And Cash Distributions
The analyst price target for ING Groep has inched higher to about €26.94 from roughly €26.89, as analysts point to updated assumptions around growth volumes, profitability and P/E expectations reflected in recent target increases from several banks. Analyst Commentary Recent research points to a generally constructive stance on ING Groep, with several banks lifting their price targets and at least one firm moving to a more positive rating.Anlatı Güncellemesi • Feb 21
INGA: Future Returns Will Hinge On Volume Execution And Cash Distributions
The analyst price target for ING Groep has increased to €26.89 from €26.39, as analysts cite updated assumptions around growth, margins and a higher future P/E multiple, supported by a series of recent target hikes and rating upgrades from major brokerages. Analyst Commentary Recent research has leaned more supportive of ING Groep, with several price target hikes and rating upgrades clustering over a short period.Anlatı Güncellemesi • Feb 07
INGA: Future Returns Will Depend On Execution Of Earnings And Cash Distribution Plans
Our fair value estimate for ING Groep has shifted from €24.69 to €26.39, with analysts pointing to recent price target increases and rating upgrades that reflect their views on volume growth prospects, profitability, and updated P/E expectations. Analyst Commentary Recent Street research on ING Groep has been active, with several firms updating views on the shares.Anlatı Güncellemesi • Jan 23
INGA: Future Returns Will Rely On Profitability Discipline And Capital Distribution Execution
The updated analyst price target for ING Groep has increased to €24.69 from €23.62, as analysts reflect recent target changes from several banks and adjust assumptions around discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent Street research on ING Groep points to a cluster of higher price targets from major banks, with several bullish analysts revisiting their assumptions on earnings power, capital return and the appropriate P/E multiple for the stock.Anlatı Güncellemesi • Jan 09
INGA: Future Returns Will Depend On Profitability Delivery And Disciplined Capital Distribution
The analyst price target for ING Groep has been raised to €23.62 from €23.30, supported by a series of higher Street targets ranging from €20 to €26 and analyst expectations reflected in slightly adjusted discount rate, revenue growth, profit margin and future P/E assumptions. Analyst Commentary Recent research points to a cluster of higher individual price targets for ING Groep, which supports the latest blended target of €23.62.Anlatı Güncellemesi • Dec 26
INGA: Future Returns Will Hinge On Sustained Profitability Amid Mixed Rating Outlook
Analysts have modestly lifted their price targets on ING Groep to a mid EUR 20s range, reflecting updated views on its steady revenue growth, resilient profit margins and slightly higher required return, despite only marginal tweaks to key valuation inputs. Analyst Commentary Street research on ING Groep remains skewed to the upside, with several bullish analysts nudging targets into the mid EUR 20s, while a smaller group of more cautious voices highlight valuation ceiling risks and normalizing returns.Anlatı Güncellemesi • Dec 11
INGA: Future Returns Will Depend On Sustained Profitability And Capital Return Execution
The analyst price target for ING Groep has inched higher to approximately EUR 23.30 from about EUR 23.28, as analysts factor in a slightly lower discount rate and modestly stronger long term earnings visibility. This aligns with a series of recent upward revisions to Street targets toward the mid EUR 20s.Anlatı Güncellemesi • Nov 27
INGA: Future Performance Will Depend On Sustained Deposit Momentum And Earnings Execution
ING Groep's analyst price target has seen a modest increase, rising from EUR 22.92 to EUR 23.28. Analysts cite improving revenue growth estimates and recent sector upgrades as key factors supporting the adjustment.Anlatı Güncellemesi • Nov 11
INGA: Future Performance Will Rely On Sustained Margin Improvements And Deposit Strength
Analysts have raised their fair value estimate for ING Groep to €22.92 from €22.53. This change reflects improved revenue growth and higher profit margin expectations.Anlatı Güncellemesi • Oct 28
Deposit Surge And Green Finance Will Shape Banking Performance Ahead
Analysts have slightly raised their fair value price target for ING Groep from €22.48 to €22.53. This change reflects improved revenue growth and profit margin expectations.Anlatı Güncellemesi • Oct 04
Digital Banking And Green Finance Will Redefine Future Success
Analysts have raised their price target for ING Groep from €22.20 to €22.48, citing stronger-than-expected deposit growth and improving net interest income outlooks as key factors supporting the upgrade. Analyst Commentary Bullish Takeaways Bullish analysts cite ING Groep’s robust deposit growth, which has reached 7% year-over-year and stands as one of the fastest rates among European banks.Anlatı Güncellemesi • Sep 19
Digital Banking And Green Finance Will Redefine Future Success
Analysts have raised ING Groep’s price target to €22.20, citing robust 7% deposit growth, accelerating net interest income, and enhanced confidence in sustained earnings momentum. Analyst Commentary Bullish analysts highlight ING’s strong 7% year-over-year deposit growth, positioning it among the top in Europe.Anlatı Güncellemesi • Sep 04
Digital Banking And Green Finance Will Redefine Future Success
Analysts remain positive on ING Groep, citing strong deposit growth, expected gains in net interest income, and sector leadership, though some express caution due to valuation concerns, with the consensus price target unchanged at €21.71. Analyst Commentary Bullish analysts cite ING's industry-leading 7% year-over-year deposit growth as a key driver of future earnings.Yeni Anlatı • Aug 12
ING leads the pack when it comes to pivoting towards non-lending income
ING, of course, is a bank; and banks don't like falling interest rates, right? For the dominant stream of income is their core business model, i.e. borrowing short-term and lending long-term, reaping
Yeni Anlatı • Nov 07
Digitalization And Sustainability Empower Growth Amid Market Challenges
ING Groep's digitalization focus boosts growth, notably in Netherlands mortgages, improving revenue through increased market share.Hissedar Getirileri
| INGA | NL Banks | NL Pazar | |
|---|---|---|---|
| 7D | -0.6% | -1.1% | -4.2% |
| 1Y | 45.8% | 36.2% | 28.6% |
Getiri vs. Endüstri: INGA geçen yıl % 36.2 oranında getiri sağlayan Dutch Banks sektörünü aştı.
Getiri vs Piyasa: INGA geçen yıl % 28.6 oranında getiri sağlayan Dutch Piyasasını aştı.
Fiyat Oynaklığı
| INGA volatility | |
|---|---|
| INGA Average Weekly Movement | 2.9% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 3.8% |
| 10% most volatile stocks in NL Market | 7.7% |
| 10% least volatile stocks in NL Market | 2.3% |
İstikrarlı Hisse Senedi Fiyatı: INGA son 3 ayda Dutch piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: INGA 'nin haftalık oynaklığı ( 3% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1762 | 60,000 | Steven J. van Rijswijk | www.ing.com |
ING Groep N.V. Hollanda, Belçika, Almanya, Avrupa'nın geri kalanında ve uluslararası alanda çeşitli bankacılık ürünleri ve hizmetleri sunmaktadır. Şirket beş segmentte faaliyet göstermektedir: Perakende Hollanda, Perakende Belçika, Perakende Almanya, Perakende Diğer ve Toptan Bankacılık. Cari ve tasarruf hesaplarının yanı sıra vadeli mevduat kabul etmektedir.
ING Groep N.V. Temel Bilgiler Özeti
| INGA temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | €90.93b |
| Kazançlar(TTM) | €8.70b |
| Gelir(TTM) | €25.21b |
10.5x
F/K Oranı1.8x
P/B OranıINGA aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| INGA gelir tablosu (TTM) | |
|---|---|
| Gelir | €25.21b |
| Gelir Maliyeti | €0 |
| Brüt Kâr | €25.21b |
| Diğer Giderler | €16.52b |
| Kazançlar | €8.70b |
Son Raporlanan Kazançlar
Jun 30, 2026
Sonraki Kazanç Tarihi
Oct 29, 2026
| Hisse başına kazanç (EPS) | 3.05 |
| Brüt Marj | 100.00% |
| Net Kâr Marjı | 34.49% |
| Borç/Özkaynak Oranı | 510.0% |
INGA uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
4.1%
Mevcut Temettü Verimi38%
Ödeme OranıŞirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/09/14 12:13 |
| Gün Sonu Hisse Fiyatı | 2026/09/14 00:00 |
| Kazançlar | 2026/06/30 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
|
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntılarına Github sayfamızdan ulaşabilirsiniz; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube’da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
ING Groep N.V. 36 Bu analistlerden 17, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| null null | Banco de Sabadell. S.A. |
| Juan Lopez Cobo | Banco Santander |
| Flora Benhakoun Bocahut | Barclays |