Unicaja Banco (UNI) Hisse Özeti
Unicaja Banco, S.A. İspanya'da bireysel bankacılık faaliyetlerinde bulunmaktadır. Daha fazla detay
| Kar Tanesi Skoru | |
|---|---|
| Değerleme | 2/6 |
| Gelecekteki Büyüme | 1/6 |
| Geçmiş Performans | 4/6 |
| Finansal Sağlık | 5/6 |
| Temettüler | 4/6 |
UNI Community Fair Values
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Analyst Price Targets
Unicaja Banco, S.A. Rakipler
Fiyat Geçmişi ve Performans
| Tarihsel hisse senedi fiyatları | |
|---|---|
| Güncel Hisse Fiyatı | €3.27 |
| 52 Haftanın En Yüksek Seviyesi | €3.28 |
| 52 Haftanın En Düşük Seviyesi | €1.99 |
| Beta | 0.38 |
| 1 Aylık Değişim | 15.96% |
| 3 Aylık Değişim | 18.48% |
| 1 Yıllık Değişim | 59.67% |
| 3 Yıllık Değişim | 235.73% |
| 5 Yıllık Değişim | 309.01% |
| Halka arzdan bu yana değişim | 179.49% |
Son Haberler & Güncellemeler
UNI: Future Returns Will Rely On Tight Execution Against Mid 2s Expectations
The analyst price target for Unicaja Banco has been raised from €2.61 to €2.83. Analysts point to updated assumptions around discount rates, revenue growth, profit margins and future P/E as the basis for the change, supported by recent incremental price target increases from several research houses.Unicaja Banco (BME:UNI) Stock Could Be 21% Overvalued After Green Note Buyback Plan
Unicaja Banco (BME:UNI) has launched a cash offer to repurchase its €500 million green senior non-preferred notes due 2027, and is planning a new euro-denominated green note to refinance the operation. See our latest analysis for Unicaja Banco. Unicaja Banco’s recent green note repurchase comes as the stock trades at €3.154, with a 30-day share price return of 13.78% and a 1-year total shareholder return of 76.36%, suggesting momentum has been building over both shorter and longer periods. If...
UNI: Raised 2026 Earnings Guidance And Price Objectives Will Shape Future Share Price
Unicaja Banco's analyst price target has been nudged higher to €2.90 from €2.75, as analysts adjust their models to reflect slightly different fair value estimates and updated assumptions on discount rates, revenue, profit margins and future P/E multiples. Analyst Commentary Recent research on Unicaja Banco points to a cautiously constructive stance, with several bullish analysts lifting their valuation work and nudging price targets higher.UNI: Reaffirmed 2026 Earnings Guidance Will Support Higher Fair Value
Analysts have lifted the fair value estimate for Unicaja Banco from €3.09 to €3.29, reflecting updated assumptions on growth, profitability and P/E multiples that align with recent price target increases from several research houses. Analyst Commentary Recent Street research shows a cluster of higher price targets for Unicaja Banco, which lines up with the updated fair value estimate.
UNI: Cautious Outlook Will Persist Despite Higher Earnings Guidance For 2026
Narrative Update The analyst price target for Unicaja Banco has been raised to €2.30 from €1.60. Analysts cite updated assumptions for fair value, discount rate, revenue growth, profit margins, and future P/E, following a series of recent target increases and rating changes from major firms.Recent updates
UNI: Future Returns Will Rely On Tight Execution Against Mid 2s Expectations
The analyst price target for Unicaja Banco has been raised from €2.61 to €2.83. Analysts point to updated assumptions around discount rates, revenue growth, profit margins and future P/E as the basis for the change, supported by recent incremental price target increases from several research houses.Unicaja Banco (BME:UNI) Stock Could Be 21% Overvalued After Green Note Buyback Plan
Unicaja Banco (BME:UNI) has launched a cash offer to repurchase its €500 million green senior non-preferred notes due 2027, and is planning a new euro-denominated green note to refinance the operation. See our latest analysis for Unicaja Banco. Unicaja Banco’s recent green note repurchase comes as the stock trades at €3.154, with a 30-day share price return of 13.78% and a 1-year total shareholder return of 76.36%, suggesting momentum has been building over both shorter and longer periods. If...UNI: Raised 2026 Earnings Guidance And Price Objectives Will Shape Future Share Price
Unicaja Banco's analyst price target has been nudged higher to €2.90 from €2.75, as analysts adjust their models to reflect slightly different fair value estimates and updated assumptions on discount rates, revenue, profit margins and future P/E multiples. Analyst Commentary Recent research on Unicaja Banco points to a cautiously constructive stance, with several bullish analysts lifting their valuation work and nudging price targets higher.UNI: Reaffirmed 2026 Earnings Guidance Will Support Higher Fair Value
Analysts have lifted the fair value estimate for Unicaja Banco from €3.09 to €3.29, reflecting updated assumptions on growth, profitability and P/E multiples that align with recent price target increases from several research houses. Analyst Commentary Recent Street research shows a cluster of higher price targets for Unicaja Banco, which lines up with the updated fair value estimate.UNI: Cautious Outlook Will Persist Despite Higher Earnings Guidance For 2026
Narrative Update The analyst price target for Unicaja Banco has been raised to €2.30 from €1.60. Analysts cite updated assumptions for fair value, discount rate, revenue growth, profit margins, and future P/E, following a series of recent target increases and rating changes from major firms.UNI: Future Returns Will Depend On Executing Against Tighter Mid €2 Expectations
Analysts have lifted their price target for Unicaja Banco to about €2.61 from €2.44, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E, in line with recent target moves from Citi, Morgan Stanley and Deutsche Bank. Analyst Commentary Recent target moves cluster in a relatively tight band around €2.20 to €2.60.UNI: Reassessed Earnings Power Will Support Higher Fair Value Per Share
Analysts have lifted their price target on Unicaja Banco, reflecting updated fair value estimates of €3.09 per share, supported by recent target increases from €2 to €2.20 and from €2.25 to €2.55, alongside revised assumptions for revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent research updates point to a more constructive stance on Unicaja Banco, with bullish analysts lifting their fair value estimates into a €2.20 to €2.55 range.UNI: Future Returns Will Hinge On Execution As Re-Rating Appears Unlikely
The analyst price target for Unicaja Banco has been modestly raised to approximately EUR 2.44 from EUR 2.39, as analysts factor in slightly higher expected profitability and future earnings multiples despite generally cautious ratings. Analyst Commentary Recent research updates reflect a mixed but incrementally constructive stance on Unicaja Banco, with modest target price upgrades offset by cautious rating profiles.UNI: Future Performance Will Depend On Execution As Upside Appears Limited
Analysts have modestly raised their price target on Unicaja Banco, reflecting incremental upward revisions from EUR 2 to EUR 2.20 and from EUR 2.25 to EUR 2.55, as they acknowledge improving earnings that are, however, viewed as largely priced in. Analyst Commentary Recent Street research reflects a cautiously balanced stance on Unicaja Banco, with modest target price increases paired with restrained ratings and an emphasis on limited re-rating potential at current levels.UNI: Future Performance Will Hinge On Execution Amid Balanced Earnings Outlook
Analysts have increased their fair value estimate for Unicaja Banco to €2.39 from €2.10. They cite stronger revenue growth, improved profit margins, and a modest decrease in the discount rate as key drivers for the upward adjustment in the price target.
Strong Mutual Fund Growth And Stable Deposit Costs Will Boost Net Interest Margins
Strong mutual fund growth boosts asset management revenue, alongside stable deposit costs improving potential net interest margins for Unicaja Banco.Hissedar Getirileri
| UNI | ES Banks | ES Pazar | |
|---|---|---|---|
| 7D | 1.4% | -1.3% | -1.6% |
| 1Y | 59.7% | 60.2% | 31.7% |
Getiri vs. Endüstri: UNI geçen yıl boyunca % 60.2 oranında getiri sağlayan Spanish Banks sektörüyle eşleşti.
Getiri vs Piyasa: UNI geçen yıl % 31.7 oranında getiri sağlayan Spanish Piyasasını aştı.
Fiyat Oynaklığı
| UNI volatility | |
|---|---|
| UNI Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 3.3% |
| 10% most volatile stocks in ES Market | 6.6% |
| 10% least volatile stocks in ES Market | 0.6% |
İstikrarlı Hisse Senedi Fiyatı: UNI son 3 ayda Spanish piyasasına kıyasla önemli bir fiyat oynaklığı yaşamadı.
Zaman İçindeki Volatilite: UNI 'nin haftalık oynaklığı ( 3% ) son bir yıldır istikrarlı seyretti.
Şirket Hakkında
| Kuruldu | Çalışanlar | CEO | Web sitesi |
|---|---|---|---|
| 1991 | 7,274 | Isidro Gil | www.unicajabanco.com |
Unicaja Banco, S.A. İspanya'da perakende bankacılık sektöründe faaliyet göstermektedir. Şirket cari, tasarruf, genç ve ödeme hesapları; vadeli mevduatlar; banka, iş ve kredi kartları; ipotekler; öğrenim, eko-mobilite, mobilite aracı, reform ve ev kredileri; ve ev, araba, sağlık, kaza, cenaze, şirket ve tarımsal birlik, şirket sağlığı, KOBİ ve perakende hasar, kurumsal sorumluluk, tarım ve hayat sigortası ürünleri sunmaktadır. Ayrıca emeklilik planları; yatırım fonları; fatura ve vergi ödeme ve tahsilat yönetimi hizmetleri; ödemeler; POS ürünleri; kısa vadeli ve orta/uzun vadeli finansman; ATM, dış ticaret tesisi ve döviz yönetimi ve kambiyo hizmetleri; özel ve bireysel bankacılık hizmetleri; dijital ve mobil bankacılık hizmetleri de sunmaktadır.
Unicaja Banco, S.A. Temel Bilgiler Özeti
| UNI temel i̇stati̇sti̇kler | |
|---|---|
| Piyasa değeri | €8.34b |
| Kazançlar(TTM) | €628.51m |
| Gelir(TTM) | €1.98b |
UNI aşırı değerli mi?
Gerçeğe Uygun Değer ve değerleme analizine bakınızKazanç ve Gelir
| UNI gelir tablosu (TTM) | |
|---|---|
| Gelir | €1.98b |
| Gelir Maliyeti | €0 |
| Brüt Kâr | €1.98b |
| Diğer Giderler | €1.35b |
| Kazançlar | €628.51m |
Son Raporlanan Kazançlar
Mar 31, 2026
Sonraki Kazanç Tarihi
Jul 31, 2026
| Hisse başına kazanç (EPS) | 0.24 |
| Brüt Marj | 100.00% |
| Net Kâr Marjı | 31.70% |
| Borç/Özkaynak Oranı | 69.4% |
UNI uzun vadede nasıl bir performans gösterdi?
Geçmiş performansı ve karşılaştırmayı görünTemettüler
Şirket Analizi ve Finansal Veri Durumu
| Veri | Son Güncelleme (UTC saati) |
|---|---|
| Şirket Analizi | 2026/07/10 21:47 |
| Gün Sonu Hisse Fiyatı | 2026/07/10 00:00 |
| Kazançlar | 2026/03/31 |
| Yıllık Kazançlar | 2025/12/31 |
Veri Kaynakları
Şirket analizimizde kullanılan veriler S&P Global Market Intelligence LLC'den alınmıştır. Bu raporu oluşturmak için analiz modelimizde aşağıdaki veriler kullanılmıştır. Veriler normalize edilmiştir, bu da kaynağın mevcut olmasından kaynaklanan bir gecikmeye neden olabilir.
| Paket | Veri | Zaman Çerçevesi | Örnek ABD Kaynağı * |
|---|---|---|---|
| Şirket Finansalları | 10 yıl |
| |
| Analist Konsensüs Tahminleri | +3 yıl |
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| Piyasa Fiyatları | 30 yıl |
| |
| Sahiplik | 10 yıl |
| |
| Yönetim | 10 yıl |
| |
| Önemli Gelişmeler | 10 yıl |
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* ABD menkul kıymetleri için örnek, ABD dışı için eşdeğer düzenleyici formlar ve kaynaklar kullanılmıştır.
Belirtilmediği sürece tüm finansal veriler yıllık bir döneme dayanmaktadır ancak üç ayda bir güncellenmektedir. Bu, İzleyen On İki Ay (TTM) veya Son On İki Ay (LTM) Verileri olarak bilinir. Daha fazla bilgi edinin.
Analiz Modeli ve Kar Tanesi
Bu raporu oluşturmak için kullanılan analiz modelinin ayrıntıları GitHub sayfamızda mevcuttur; ayrıca raporlarımızı nasıl kullanacağınıza dair kılavuzlarımız ve YouTube'da eğitim videolarımız da bulunmaktadır.
Simply Wall St analiz modelini tasarlayan ve oluşturan dünya standartlarındaki ekip hakkında bilgi edinin.
Endüstri ve Sektör Metrikleri
Sektör ve bölüm metriklerimiz Simply Wall St tarafından her 6 saatte bir hesaplanmaktadır, sürecimizin ayrıntıları Github'da mevcuttur.
Analist Kaynakları
Unicaja Banco, S.A. 25 Bu analistlerden 14, raporumuzun girdisi olarak kullanılan gelir veya kazanç tahminlerini sunmuştur. Analistlerin gönderimleri gün boyunca güncellenmektedir.
| Analist | Kurum |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |