Reported Earnings • May 22
First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025) First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe. Board Change • May 21
Less than half of directors are independent There are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Director Aimilios Stasinakis was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Duyuru • Apr 30
CrediaBank S.A., Annual General Meeting, May 22, 2026 CrediaBank S.A., Annual General Meeting, May 22, 2026, at 10:00 GTB Standard Time. Location: king george hotel at 3, vas.georgiou avenue a, athens Greece Duyuru • Apr 01
CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million. CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million.
Security Name: Ordinary Shares
Security Type: Common Stock
Securities Offered: 75,000,000
Price\Range: €0.8
Security Name: Ordinary Shares
Security Type: Common Stock
Securities Offered: 300,000,000
Price\Range: €0.8 Duyuru • Mar 31
CrediaBank S.A. has filed a Follow-on Equity Offering. CrediaBank S.A. has filed a Follow-on Equity Offering.
Security Name: Ordinary Shares
Security Type: Common Stock
Securities Offered: 375,000,000
Price\Range: €0.8
Security Name: Ordinary Shares
Security Type: Common Stock
Price\Range: €0.8 Duyuru • Dec 24
CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million. CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million on December 23, 2025. A cash consideration of €200 million will be paid by CrediaBank S.A. As part of consideration, €200 million is paid towards common equity of HSBC Bank Malta p.l.c.
The closing of the Transaction is subject to corporate and regulatory approvals from the Malta Financial Services Authority, the Bank of Greece and the European Central Bank. The transaction is expected to close in 2H 2026. Duyuru • Apr 29
Attica Bank S.A., Annual General Meeting, Jul 10, 2025 Attica Bank S.A., Annual General Meeting, Jul 10, 2025. Duyuru • Mar 01
Attica Bank S.A. to Report Fiscal Year 2024 Results on Mar 10, 2025 Attica Bank S.A. announced that they will report fiscal year 2024 results on Mar 10, 2025 Duyuru • Dec 02
Attica Bank S.A. to Report Nine Months, 2024 Results on Dec 12, 2024 Attica Bank S.A. announced that they will report nine months, 2024 results on Dec 12, 2024 New Risk • Nov 16
New major risk - Shareholder dilution The company's shareholders have been substantially diluted in the past year. Over 718x increase in shares outstanding. This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (39% average weekly change). Shareholders have been substantially diluted in the past year (over 718x increase in shares outstanding). Minor Risk Large one-off items impacting financial results. New Risk • Oct 08
New minor risk - Market cap size The company's market capitalization is less than US$100m. Market cap: €91.0m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (24% average weekly change). Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (18% increase in shares outstanding). Market cap is less than US$100m (€91.0m market cap, or US$99.9m). Valuation Update With 7 Day Price Move • Oct 08
Investor sentiment deteriorates as stock falls 43% After last week's 43% share price decline to €2.65, the stock trades at a trailing P/E ratio of 4.2x. Average trailing P/E is 9x in the Banks industry in Germany. Total loss to shareholders of 75% over the past year. Reported Earnings • Sep 20
Second quarter 2024 earnings released: EPS: €0.17 (vs €0.027 in 2Q 2023) Second quarter 2024 results: EPS: €0.17 (up from €0.027 in 2Q 2023). Revenue: €25.8m (up 15% from 2Q 2023). Net income: €8.70m (up €7.71m from 2Q 2023). Profit margin: 34% (up from 4.4% in 2Q 2023). Valuation Update With 7 Day Price Move • Sep 19
Investor sentiment deteriorates as stock falls 25% After last week's 25% share price decline to €5.50, the stock trades at a trailing P/E ratio of 10.6x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 50% over the past year. Valuation Update With 7 Day Price Move • Sep 04
Investor sentiment improves as stock rises 22% After last week's 22% share price gain to €9.74, the stock trades at a trailing P/E ratio of 22.4x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 18% over the past year. Duyuru • Sep 01
Attica Bank S.A. to Report First Half, 2024 Results on Sep 19, 2024 Attica Bank S.A. announced that they will report first half, 2024 results on Sep 19, 2024 Duyuru • Jul 17
Attica Bank S.A., Annual General Meeting, Jul 16, 2024 Attica Bank S.A., Annual General Meeting, Jul 16, 2024, at 10:00 GTB Standard Time. Location: participation of shareholders through, teleconferencing, Greece Valuation Update With 7 Day Price Move • Jul 11
Investor sentiment improves as stock rises 35% After last week's 35% share price gain to €13.95, the stock trades at a trailing P/E ratio of 31.2x. Average trailing P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 11% over the past year. Duyuru • Jul 09
Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A. Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A. on June 27, 2024.The transaction is subject to subject to antitrust regulations. Reported Earnings • Jun 30
First quarter 2024 earnings released: €0.072 loss per share (vs €0.10 profit in 1Q 2023) First quarter 2024 results: €0.072 loss per share (down from €0.10 profit in 1Q 2023). Revenue: €10.7m (down 51% from 1Q 2023). Net loss: €3.60m (down 444% from profit in 1Q 2023). Duyuru • May 01
Attica Bank S.A. to Report Q1, 2024 Results on May 31, 2024 Attica Bank S.A. announced that they will report Q1, 2024 results on May 31, 2024 Valuation Update With 7 Day Price Move • Apr 04
Investor sentiment improves as stock rises 17% After last week's 17% share price gain to €12.50, the stock trades at a trailing P/E ratio of 20.3x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 3.4% over the past year. Reported Earnings • Mar 11
Full year 2023 earnings released: EPS: €0.61 (vs €51.29 loss in FY 2022) Full year 2023 results: EPS: €0.61 (up from €51.29 loss in FY 2022). Net income: €27.6m (up €414.2m from FY 2022). Duyuru • Mar 02
Attica Bank S.A. to Report Fiscal Year 2023 Results on Mar 07, 2024 Attica Bank S.A. announced that they will report fiscal year 2023 results on Mar 07, 2024 Reported Earnings • Nov 17
Third quarter 2023 earnings released: EPS: €0.29 (vs €1.42 loss in 3Q 2022) Third quarter 2023 results: EPS: €0.29 (up from €1.42 loss in 3Q 2022). Net income: €13.1m (up €24.7m from 3Q 2022). Duyuru • Nov 11
Attica Bank S.A. to Report Nine Months, 2023 Results on Nov 15, 2023 Attica Bank S.A. announced that they will report nine months, 2023 results on Nov 15, 2023 Reported Earnings • Sep 24
Second quarter 2023 earnings released: EPS: €0.096 (vs €2.61 loss in 2Q 2022) Second quarter 2023 results: EPS: €0.096 (up from €2.61 loss in 2Q 2022). Net income: €953.0k (up €22.3m from 2Q 2022). Duyuru • Sep 01
Attica Bank S.A. to Report First Half, 2023 Results on Sep 28, 2023 Attica Bank S.A. announced that they will report first half, 2023 results on Sep 28, 2023 Duyuru • Jul 08
Attica Bank S.A. Appoints Thymios Kyriakopoulos as Independent Non-Executive Member of the Board of Directors TBC Bank Group PLC ("TBC PLC") announces that Thymios Kyriakopoulos, independent non-executive Director of TBC PLC, has been appointed as independent non-executive member of the board of directors of Attica Bank. Duyuru • Jul 01
Attica Bank S.A., Annual General Meeting, Jul 05, 2023 Attica Bank S.A., Annual General Meeting, Jul 05, 2023. Duyuru • Jun 09
Attica Bank S.A. to Report Q1, 2023 Results on Jun 08, 2023 Attica Bank S.A. announced that they will report Q1, 2023 results at 5:30 PM, E. Europe Standard Time on Jun 08, 2023 Reported Earnings • Jun 09
First quarter 2023 earnings released First quarter 2023 results: Net income: €1.00m (up €9.51m from 1Q 2022). Duyuru • Jun 01
Attica Bank S.A. to Report Q1, 2023 Results on Jun 29, 2023 Attica Bank S.A. announced that they will report Q1, 2023 results on Jun 29, 2023 Board Change • May 03
Less than half of directors are independent There are 7 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 7 new directors. 2 experienced directors. No highly experienced directors. 4 independent directors (5 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors. Reported Earnings • May 01
Full year 2022 earnings released: €47.37 loss per share (vs €61.08 loss in FY 2021) Full year 2022 results: €47.37 loss per share. Net loss: €386.6m (loss widened 268% from FY 2021). Board Change • Apr 18
Less than half of directors are independent There are 7 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 7 new directors. 2 experienced directors. No highly experienced directors. 4 independent directors (5 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors. Duyuru • Dec 01
Attica Bank S.A. to Report Nine Months, 2022 Results on Dec 21, 2022 Attica Bank S.A. announced that they will report nine months, 2022 results on Dec 21, 2022 Board Change • Nov 16
Less than half of directors are independent There are 10 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. 4 independent directors (7 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors. Duyuru • Sep 02
Attica Bank S.A. to Report First Half, 2022 Results on Sep 28, 2022 Attica Bank S.A. announced that they will report first half, 2022 results on Sep 28, 2022 Board Change • Aug 30
High number of new and inexperienced directors There are 10 new directors who have joined the board in the last 3 years. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors. 
