Board Change • May 21
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 2 experienced directors. 6 highly experienced directors. Independent Director Janice Chung was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Duyuru • Apr 24
PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About May 15, 2026 PCB Bancorp declared a quarterly cash dividend of $0.22 per common share. The dividend will be paid on or about May 15, 2026, to shareholders of record as of the close of business on May 8, 2026. Duyuru • Apr 10
PCB Bancorp, Annual General Meeting, May 27, 2026 PCB Bancorp, Annual General Meeting, May 27, 2026. Location: 3701 wilshire boulevard, suite 900, california, los angeles United States Duyuru • Jan 30
Pcb Bancorp Declares 10% Increase in Quarterly Cash Dividend for the First Quarter of 2026, Payable on or About February 20, 2026 PCB Bancorp announced that on January 28, 2026, its Board of Directors declared a quarterly cash dividend of $0.22 per common share for the first quarter of 2026. The dividend will be paid on or about February 20, 2026, to shareholders of record as of the close of business on February 13, 2026. Board Change • Dec 30
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 5 highly experienced directors. Independent Director Janice Chung was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Duyuru • Oct 24
PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About November 14, 2025 PCB Bancorp announced that on October 22, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about November 14, 2025, to shareholders of record as of the close of business on November 7, 2025. Duyuru • Jul 25
PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About August 15, 2025 PCB Bancorp announced that on July 23, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about August 15, 2025, to shareholders of record as of the close of business on August 8, 2025. Duyuru • May 24
PCB Bancorp Receives Nasdaq Notice Regarding Late Form 10-Q Filing PCB Bancorp announced that it received a notice from the Nasdaq Stock Market (“Nasdaq”) on May 22, 2025 notifying the Company that because its Form 10-Q for the quarter ended March 31, 2025 (the “First Quarter 10-Q”) was not filed with the Securities and Exchange Commission (“SEC”) by the required due date, the Company is not in compliance with the periodic filing requirements for continued listing under Nasdaq Listing Rule 5250(c)(1). Nasdaq’s notice has no immediate effect on the listing or trading of the Company’s shares on the Nasdaq Global Select Market, although there can be no assurances that further delays in the filing of the First Quarter 10-Q or the Company’s other SEC reports will not have an impact on the listing or trading of the Company’s common stock. As previously disclosed on the Company’s Form 12b-25 filed with the SEC on May 12, 2025, the Company has been unable to complete and timely file the First Quarter 10-Q because it requires additional time to determine the value of a Securities Purchase Option Agreement affording the Company the right, subject to certain conditions, to repurchase its Series C Preferred Stock issued to the U.S. Treasury under the Emergency Capital Investment Program. Nasdaq has provided the Company 60 calendar days, until July 20, 2025, to submit a plan to regain compliance. If Nasdaq accepts the Company’s plan, then Nasdaq may grant the Company up to 180 days from the prescribed due date for the filing of the First Quarter 10-Q, or November 17, 2025, to regain compliance. The Company expects to file the First Quarter 10-Q as promptly as practicable and prior to the 60-day deadline for submitting a compliance plan to Nasdaq. Duyuru • May 14
PCB Bancorp announced delayed 10-Q filing On 05/13/2025, PCB Bancorp announced that they will be unable to file their next 10-Q by the deadline required by the SEC. Duyuru • Apr 25
PCB Bancorp Declares Quarterly Cash Dividend, Payable on or about May 16, 2025 PCB Bancorp announced that on April 23, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about May 16, 2025, to shareholders of record as of the close of business on May 9, 2025. Duyuru • Apr 11
PCB Bancorp, Annual General Meeting, May 28, 2025 PCB Bancorp, Annual General Meeting, May 28, 2025. Location: pcb bancorp headquarters, 3701 wilshire boulevard, suite 900, california, los angeles United States Duyuru • Jan 31
PCB Bancorp Declares Increased Quarterly Cash Dividend, Payable on or About February 21, 2025 PCB Bancorp announced that on January 29, 2025, its Board of Directors declared a quarterly cash dividend of $0.20 per common share. The dividend will be paid on or about February 21, 2025, to shareholders of record as of the close of business on February 14, 2025. Recent Insider Transactions • Nov 07
President recently bought €70k worth of stock On the 6th of November, Henry Kim bought around 4k shares on-market at roughly €18.96 per share. This transaction amounted to 1.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth €289k. This was Henry's only on-market trade for the last 12 months. Declared Dividend • Nov 04
Third quarter dividend of US$0.18 announced Shareholders will receive a dividend of US$0.18. Ex-date: 8th November 2024 Payment date: 15th November 2024 Dividend yield will be 4.1%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 34% over the next 2 years, which should provide support to the dividend and adequate earnings cover. Reported Earnings • Oct 25
Third quarter 2024 earnings released: EPS: US$0.52 (vs US$0.49 in 3Q 2023) Third quarter 2024 results: EPS: US$0.52 (up from US$0.49 in 3Q 2023). Revenue: US$25.3m (up 4.5% from 3Q 2023). Net income: US$7.47m (up 6.7% from 3Q 2023). Profit margin: 30% (in line with 3Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings. Duyuru • Oct 25
PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About November 15,2024 PCB Bancorp announced that on October 24, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about November 15, 2024, to shareholders of record as of the close of business on November 8, 2024. Recent Insider Transactions • Sep 08
Independent Director recently sold €416k worth of stock On the 6th of September, Daniel Cho sold around 25k shares on-market at roughly €16.63 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought €892k more than they sold in the last 12 months. Valuation Update With 7 Day Price Move • Aug 07
Investor sentiment deteriorates as stock falls 16% After last week's 16% share price decline to €14.90, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 4.0% over the past three years. Declared Dividend • Aug 05
Second quarter dividend of US$0.18 announced Shareholders will receive a dividend of US$0.18. Ex-date: 9th August 2024 Payment date: 16th August 2024 Dividend yield will be 4.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 9.7% over the next year, which should provide support to the dividend and adequate earnings cover. Reported Earnings • Jul 26
Second quarter 2024 earnings released: EPS: US$0.43 (vs US$0.52 in 2Q 2023) Second quarter 2024 results: EPS: US$0.43 (down from US$0.52 in 2Q 2023). Revenue: US$24.0m (flat on 2Q 2023). Net income: US$6.14m (down 18% from 2Q 2023). Profit margin: 26% (down from 31% in 2Q 2023). Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings. Duyuru • Jul 26
PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About August 16, 2024 PCB Bancorp announced that on July 24, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about August 16, 2024, to shareholders of record as of the close of business on August 9, 2024. Recent Insider Transactions • May 24
Independent Chairman of the Board recently bought €69k worth of stock On the 23rd of May, Sang Lee bought around 5k shares on-market at roughly €13.86 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €128k. Sang has been a buyer over the last 12 months, purchasing a net total of €1.3m worth in shares. Declared Dividend • May 06
First quarter dividend of US$0.18 announced Shareholders will receive a dividend of US$0.18. Ex-date: 9th May 2024 Payment date: 17th May 2024 Dividend yield will be 5.0%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to grow by 2.0% over the next year, which should provide support to the dividend and adequate earnings cover. Duyuru • Apr 27
PCB Bancorp Declares Quarterly Cash Dividend, Payable on or About May 17, 2024 PCB Bancorp announced that on April 25, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about May 17, 2024, to shareholders of record as of the close of business on May 10, 2024. Reported Earnings • Apr 26
First quarter 2024 earnings released: EPS: US$0.33 (vs US$0.71 in 1Q 2023) First quarter 2024 results: EPS: US$0.33 (down from US$0.71 in 1Q 2023). Revenue: US$22.9m (down 19% from 1Q 2023). Net income: US$4.69m (down 54% from 1Q 2023). Profit margin: 21% (down from 36% in 1Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has increased by 4% per year. Duyuru • Apr 09
PCB Bancorp, Annual General Meeting, May 23, 2024 PCB Bancorp, Annual General Meeting, May 23, 2024, at 10:30 Pacific Standard Time. Location: PCB Bancorp Headquarters 3701 Wilshire Boulevard, Suite 900 Los Angelas California United States Agenda: To elect eight persons to the Board of Directors of the Company to serve until the next Annual Meeting and until their successors have been elected and have qualified; to approve, on a non-binding advisory basis, the compensation of the Company’s named executive officers; to approve, on a non-binding advisory basis, whether future shareholder advisory votes on the compensation of the Company’s named executive officers should be held every one, two or three years; to approve an amendment to the Company’s bylaws authorizing a range of seven to 13 directors; to ratify the appointment of Crowe LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2024; and to transact other business. Reported Earnings • Mar 13
Full year 2023 earnings released: EPS: US$2.14 (vs US$2.35 in FY 2022) Full year 2023 results: EPS: US$2.14 (down from US$2.35 in FY 2022). Revenue: US$99.3m (down 1.2% from FY 2022). Net income: US$30.6m (down 12% from FY 2022). Profit margin: 31% (down from 35% in FY 2022). The decrease in margin was primarily driven by higher expenses. Net interest margin (NIM): 3.57% (down from 4.08% in FY 2022). Cost-to-income ratio: 56.5% (up from 49.1% in FY 2022). Non-performing loans: 0.17% (down from 0.36% in FY 2022). Revenue is forecast to grow 4.7% p.a. on average during the next 2 years, compared to a 3.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth. Recent Insider Transactions • Feb 25
Independent Chairman of the Board recently bought €62k worth of stock On the 22nd of February, Sang Lee bought around 4k shares on-market at roughly €14.74 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €120k. Sang has been a buyer over the last 12 months, purchasing a net total of €1.7m worth in shares. Declared Dividend • Feb 05
Fourth quarter dividend of US$0.18 announced Shareholders will receive a dividend of US$0.18. Ex-date: 8th February 2024 Payment date: 16th February 2024 Dividend yield will be 4.4%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 23% per year over the past 9 years and payments have been stable during that time. EPS is expected to decline by 17% over the next 2 years. However, it would need to fall by 64% to increase the payout ratio to a potentially unsustainable range. Reported Earnings • Jan 26
Full year 2023 earnings released: EPS: US$2.15 (vs US$2.35 in FY 2022) Full year 2023 results: EPS: US$2.15 (down from US$2.35 in FY 2022). Revenue: US$99.3m (down 1.2% from FY 2022). Net income: US$30.7m (down 12% from FY 2022). Profit margin: 31% (down from 35% in FY 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 4.0% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth. Duyuru • Jan 26
PCB Bancorp Declares Quarterly Cash Dividend, Payable on or about February 16, 2024 PCB Bancorp announced that on January 25, 2024, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about February 16, 2024, to shareholders of record as of the close of business on February 9, 2024. Recent Insider Transactions • Nov 24
Independent Chairman of the Board recently bought €129k worth of stock On the 22nd of November, Sang Lee bought around 9k shares on-market at roughly €14.39 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €166k. Sang has been a buyer over the last 12 months, purchasing a net total of €1.8m worth in shares. Upcoming Dividend • Nov 01
Upcoming dividend of US$0.18 per share at 4.7% yield Eligible shareholders must have bought the stock before 08 November 2023. Payment date: 17 November 2023. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 4.7%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.4%). Reported Earnings • Oct 26
Third quarter 2023 earnings released: EPS: US$0.49 (vs US$0.47 in 3Q 2022) Third quarter 2023 results: EPS: US$0.49 (up from US$0.47 in 3Q 2022). Revenue: US$24.2m (up 3.2% from 3Q 2022). Net income: US$7.02m (up 1.4% from 3Q 2022). Profit margin: 29% (in line with 3Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.7% growth forecast for the Banks industry in Europe. Duyuru • Oct 26
PCB Bancorp Declares Quarterly Cash Dividend, to Be Paid on or About November 17, 2023 PCB Bancorp the holding company of PCB Bank, announced that on October 25, 2023, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about November 17, 2023, to shareholders of record as of the close of business on November 9, 2023. Recent Insider Transactions • Sep 07
Independent Chairman of the Board recently bought €166k worth of stock On the 6th of September, Sang Lee bought around 11k shares on-market at roughly €14.86 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €282k. Sang has been a buyer over the last 12 months, purchasing a net total of €1.9m worth in shares. Recent Insider Transactions • Aug 10
Independent Chairman of the Board recently bought €282k worth of stock On the 9th of August, Sang Lee bought around 19k shares on-market at roughly €14.66 per share. This transaction amounted to 1.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Sang has been a buyer over the last 12 months, purchasing a net total of €2.3m worth in shares. Reported Earnings • Jul 30
Second quarter 2023 earnings released: EPS: US$0.52 (vs US$0.61 in 2Q 2022) Second quarter 2023 results: EPS: US$0.52 (down from US$0.61 in 2Q 2022). Revenue: US$24.2m (down 3.7% from 2Q 2022). Net income: US$7.48m (down 17% from 2Q 2022). Profit margin: 31% (down from 36% in 2Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to stay flat during the next 2 years compared to a 4.0% growth forecast for the Banks industry in Europe. Duyuru • Jul 28
PCB Bancorp Bancorp Declares Quarterly Cash Dividend, Payable on or about August 18, 2023 PCB Bancorp announced that on July 27, 2023, its Board of Directors declared a quarterly cash dividend of $0.18 per common share. The dividend will be paid on or about August 18, 2023, to shareholders of record as of the close of business on August 11, 2023. Board Change • Jul 26
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 5 highly experienced directors. Independent Director Janice Chung was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. 
