Valuation Update With 7 Day Price Move • Jun 08
Investor sentiment improves as stock rises 26% After last week's 26% share price gain to ৳63.20, the stock trades at a trailing P/E ratio of 28.4x. Average trailing P/E is 21x in the Insurance industry in Bangladesh. Total returns to shareholders of 46% over the past three years. New Risk • Jun 07
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 6.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 19% per year over the past 5 years. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.2% average weekly change). Revenue is less than US$5m (৳423m revenue, or US$3.4m). Market cap is less than US$100m (৳2.35b market cap, or US$19.1m). Board Change • May 20
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Sib Saha was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Duyuru • Apr 21
Paramount Insurance PLC. to Report Q1, 2026 Results on Apr 27, 2026 Paramount Insurance PLC. announced that they will report Q1, 2026 results on Apr 27, 2026 Duyuru • Mar 13
Paramount Insurance plc announces Annual dividend, payable on June 17, 2026 Paramount Insurance plc announced Annual dividend of BDT 1.0000 per share payable on June 17, 2026, ex-date on April 21, 2026 and record date on April 22, 2026. Duyuru • Mar 11
Paramount Insurance PLC., Annual General Meeting, May 18, 2026 Paramount Insurance PLC., Annual General Meeting, May 18, 2026, at 11:00 Central Asia Standard Time. Duyuru • Mar 03
Paramount Insurance PLC. to Report Fiscal Year 2025 Results on Mar 10, 2026 Paramount Insurance PLC. announced that they will report fiscal year 2025 results on Mar 10, 2026 Duyuru • Oct 27
Paramount Insurance PLC. to Report Q3, 2025 Results on Oct 29, 2025 Paramount Insurance PLC. announced that they will report Q3, 2025 results on Oct 29, 2025 Duyuru • Jul 21
Paramount Insurance PLC. to Report Q2, 2025 Results on Jul 27, 2025 Paramount Insurance PLC. announced that they will report Q2, 2025 results on Jul 27, 2025 Duyuru • May 05
Paramount Insurance PLC. to Report Q1, 2025 Results on May 07, 2025 Paramount Insurance PLC. announced that they will report Q1, 2025 results on May 07, 2025 Duyuru • Mar 20
Paramount Insurance PLC., Annual General Meeting, May 27, 2025 Paramount Insurance PLC., Annual General Meeting, May 27, 2025, at 11:00 Central Asia Standard Time. Location: hybrid system, presence at emmanuelle`s party, center, house 08, road 135, gulshan 01, dhaka 1212., Bangladesh Duyuru • Mar 11
Paramount Insurance PLC. to Report Fiscal Year 2024 Results on Mar 19, 2025 Paramount Insurance PLC. announced that they will report fiscal year 2024 results on Mar 19, 2025 Valuation Update With 7 Day Price Move • Nov 13
Investor sentiment improves as stock rises 18% After last week's 18% share price gain to ৳43.10, the stock trades at a trailing P/E ratio of 17.4x. Average trailing P/E is 16x in the Insurance industry in Bangladesh. Total loss to shareholders of 40% over the past three years. Reported Earnings • Nov 02
Third quarter 2024 earnings released: EPS: ৳0.27 (vs ৳0.23 in 3Q 2023) Third quarter 2024 results: EPS: ৳0.27 (up from ৳0.23 in 3Q 2023). Revenue: ৳78.2m (up 4.5% from 3Q 2023). Net income: ৳11.0m (up 20% from 3Q 2023). Profit margin: 14% (up from 12% in 3Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 21% per year and the company’s share price has also fallen by 21% per year. Duyuru • Oct 25
Paramount Insurance Company Limited to Report Q3, 2024 Results on Oct 30, 2024 Paramount Insurance Company Limited announced that they will report Q3, 2024 results on Oct 30, 2024 Valuation Update With 7 Day Price Move • Oct 20
Investor sentiment deteriorates as stock falls 16% After last week's 16% share price decline to ৳30.30, the stock trades at a trailing P/E ratio of 12.4x. Average trailing P/E is 15x in the Insurance industry in Bangladesh. Total loss to shareholders of 59% over the past three years. Valuation Update With 7 Day Price Move • Sep 26
Investor sentiment deteriorates as stock falls 15% After last week's 15% share price decline to ৳38.10, the stock trades at a trailing P/E ratio of 15.6x. Average trailing P/E is 17x in the Insurance industry in Bangladesh. Total loss to shareholders of 52% over the past three years. Reported Earnings • Jul 31
Second quarter 2024 earnings released: EPS: ৳0.69 (vs ৳0.38 in 2Q 2023) Second quarter 2024 results: EPS: ৳0.69 (up from ৳0.38 in 2Q 2023). Revenue: ৳124.5m (up 54% from 2Q 2023). Net income: ৳28.1m (up 82% from 2Q 2023). Profit margin: 23% (up from 19% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has only fallen by 16% per year, which means it has not declined as severely as earnings. Duyuru • Jul 25
Paramount Insurance Company Limited to Report Q2, 2024 Results on Jul 29, 2024 Paramount Insurance Company Limited announced that they will report Q2, 2024 results on Jul 29, 2024 Valuation Update With 7 Day Price Move • Jul 07
Investor sentiment improves as stock rises 17% After last week's 17% share price gain to ৳62.30, the stock trades at a trailing P/E ratio of 29.3x. Average trailing P/E is 21x in the Insurance industry in Bangladesh. Total loss to shareholders of 27% over the past three years. Upcoming Dividend • Apr 30
Upcoming dividend of ৳1.00 per share Eligible shareholders must have bought the stock before 07 May 2024. Payment date: 28 July 2024. Payout ratio is a comfortable 58% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of Bangladeshi dividend payers (4.1%). Lower than average of industry peers (3.1%). Duyuru • Apr 21
Paramount Insurance Company Limited to Report Q1, 2024 Results on Apr 24, 2024 Paramount Insurance Company Limited announced that they will report Q1, 2024 results on Apr 24, 2024 Reported Earnings • Apr 11
Full year 2023 earnings released: EPS: ৳1.73 (vs ৳1.87 in FY 2022) Full year 2023 results: EPS: ৳1.73 (down from ৳1.87 in FY 2022). Revenue: ৳349.9m (up 2.5% from FY 2022). Net income: ৳70.5m (down 7.3% from FY 2022). Profit margin: 20% (down from 22% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 52% per year but the company’s share price has only fallen by 18% per year, which means it has not declined as severely as earnings. Duyuru • Apr 05
Paramount Insurance Company Limited, Annual General Meeting, Jun 26, 2024 Paramount Insurance Company Limited, Annual General Meeting, Jun 26, 2024, at 11:00 Bangladesh Standard Time. Location: Emmanuelle's Party Center, House 08, Road 135, Gulshan 01, Dhaka 1212 Dhaka Bangladesh Duyuru • Mar 26
Paramount Insurance Company Limited to Report Fiscal Year 2023 Results on Apr 03, 2024 Paramount Insurance Company Limited announced that they will report fiscal year 2023 results on Apr 03, 2024 Board Change • Feb 22
Less than half of directors are independent There is 1 new director who has joined the board in the last 3 years. The new board member was an independent director. The company's board is composed of: 1 new director. 9 experienced directors. 2 highly experienced directors. 3 independent directors (9 non-independent directors). Independent Director Sib Saha was the last independent director to join the board, commencing their role in 2023. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. New Risk • Nov 20
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 16% Last year net profit margin: 22% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (9.8% average weekly change). High level of non-cash earnings (26% accrual ratio). Minor Risks Paying a dividend despite having no free cash flows. Profit margins are more than 30% lower than last year (16% net profit margin). Revenue is less than US$5m (৳313m revenue, or US$2.8m). Market cap is less than US$100m (৳2.30b market cap, or US$20.8m). Duyuru • Oct 24
Paramount Insurance Company Limited to Report Q3, 2023 Results on Oct 29, 2023 Paramount Insurance Company Limited announced that they will report Q3, 2023 results on Oct 29, 2023 Valuation Update With 7 Day Price Move • Oct 09
Investor sentiment deteriorates as stock falls 22% After last week's 22% share price decline to ৳54.90, the stock trades at a trailing P/E ratio of 37x. Average trailing P/E is 22x in the Insurance industry in Bangladesh. Total loss to shareholders of 45% over the past three years. Valuation Update With 7 Day Price Move • Sep 08
Investor sentiment improves as stock rises 26% After last week's 26% share price gain to ৳52.60, the stock trades at a trailing P/E ratio of 35.5x. Average trailing P/E is 23x in the Insurance industry in Bangladesh. Total loss to shareholders of 40% over the past three years. Reported Earnings • Aug 02
Second quarter 2023 earnings released: EPS: ৳0.38 (vs ৳0.64 in 2Q 2022) Second quarter 2023 results: EPS: ৳0.38 (down from ৳0.64 in 2Q 2022). Revenue: ৳80.7m (down 9.6% from 2Q 2022). Net income: ৳15.5m (down 41% from 2Q 2022). Profit margin: 19% (down from 29% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 23% per year whereas the company’s share price has fallen by 22% per year. Duyuru • Jul 23
Paramount Insurance Company Limited to Report Q2, 2023 Results on Jul 25, 2023 Paramount Insurance Company Limited announced that they will report Q2, 2023 results on Jul 25, 2023 Valuation Update With 7 Day Price Move • Jul 20
Investor sentiment improves as stock rises 20% After last week's 20% share price gain to ৳51.20, the stock trades at a trailing P/E ratio of 29.4x. Average trailing P/E is 22x in the Insurance industry in Bangladesh. Total loss to shareholders of 6.5% over the past three years. Duyuru • Jun 14
Paramount Insurance Company Limited Appoints Sib Sankar Saha as Independent Director Paramount Insurance Company Limited has informed that the Board of Directors has appointed Mr. Sib Sankar Saha as Independent Director of the company with immediate effect. Valuation Update With 7 Day Price Move • Jun 06
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to ৳49.40, the stock trades at a trailing P/E ratio of 28.4x. Average trailing P/E is 21x in the Insurance industry in Bangladesh. Total returns to shareholders of 61% over the past three years. Valuation Update With 7 Day Price Move • May 19
Investor sentiment improves as stock rises 33% After last week's 33% share price gain to ৳50.90, the stock trades at a trailing P/E ratio of 27.2x. Average trailing P/E is 18x in the Insurance industry in Bangladesh. Total returns to shareholders of 14% over the past year. Reported Earnings • May 15
Full year 2022 earnings released: EPS: ৳1.87 (vs ৳3.03 in FY 2021) Full year 2022 results: EPS: ৳1.87 (down from ৳3.03 in FY 2021). Revenue: ৳109.6m (down 71% from FY 2021). Net income: ৳76.0m (down 38% from FY 2021). Profit margin: 69% (up from 32% in FY 2021). The increase in margin was driven by lower expenses. Upcoming Dividend • Apr 30
Upcoming dividend of ৳1.00 per share at 2.6% yield Eligible shareholders must have bought the stock before 07 May 2023. Payment date: 12 July 2023. Payout ratio is a comfortable 51% but the company is not cash flow positive. Trailing yield: 2.6%. Lower than top quartile of Bangladeshi dividend payers (3.8%). In line with average of industry peers (2.8%). Board Change • Nov 16
Less than half of directors are independent There are 5 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 2 independent directors. 8 non-independent directors. Independent Director Hari Deb was the last independent director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Valuation Update With 7 Day Price Move • Jun 06
Investor sentiment improved over the past week After last week's 23% share price gain to ৳57.00, the stock trades at a trailing P/E ratio of 18.7x. Average trailing P/E is 20x in the Insurance industry in Bangladesh. Total returns to shareholders of 268% over the past three years. Reported Earnings • May 28
First quarter 2022 earnings released: EPS: ৳0.86 (vs ৳0.84 in 1Q 2021) First quarter 2022 results: EPS: ৳0.86 (up from ৳0.84 in 1Q 2021). Revenue: ৳112.4m (down 1.2% from 1Q 2021). Net income: ৳35.1m (up 2.8% from 1Q 2021). Profit margin: 31% (up from 30% in 1Q 2021). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has only increased by 39% per year, which means it is significantly lagging earnings growth. Upcoming Dividend • Apr 28
Upcoming dividend of ৳1.00 per share Eligible shareholders must have bought the stock before 05 May 2022. Payment date: 25 July 2022. Trailing yield: 1.8%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Lower than average of industry peers (2.2%). Board Change • Apr 27
Less than half of directors are independent There are 5 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 2 independent directors. 8 non-independent directors. Independent Director Hari Deb was the last independent director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Reported Earnings • Aug 14
Second quarter 2021 earnings released: EPS ৳1.74 (vs ৳0.37 in 2Q 2020) The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: ৳123.3m (up 202% from 2Q 2020). Net income: ৳70.9m (up 368% from 2Q 2020). Profit margin: 57% (up from 37% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 86% per year whereas the company’s share price has increased by 91% per year. Valuation Update With 7 Day Price Move • Jun 18
Investor sentiment improved over the past week After last week's 20% share price gain to ৳95.00, the stock trades at a trailing P/E ratio of 31.3x. Average trailing P/E is 33x in the Insurance industry in Bangladesh. Total returns to shareholders of 809% over the past three years. Valuation Update With 7 Day Price Move • Apr 07
Investor sentiment improved over the past week After last week's 16% share price gain to ৳115, the stock trades at a trailing P/E ratio of 38x. Average trailing P/E is 22x in the Insurance industry in Bangladesh. Total returns to shareholders of 876% over the past three years. Is New 90 Day High Low • Feb 15
New 90-day low: ৳117 The company is down 14% from its price of ৳136 on 17 November 2020. The Bangladeshi market is up 14% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is down 3.0% over the same period. Valuation Update With 7 Day Price Move • Jan 20
Investor sentiment improved over the past week After last week's 16% share price gain to ৳151, the stock is trading at a trailing P/E ratio of 40.7x, up from the previous P/E ratio of 35.1x. This compares to an average P/E of 26x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 870%. Is New 90 Day High Low • Jan 20
New 90-day high: ৳151 The company is up 2.0% from its price of ৳148 on 22 October 2020. The Bangladeshi market is up 17% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 9.0% over the same period. Is New 90 Day High Low • Dec 23
New 90-day low: ৳119 The company is down 4.0% from its price of ৳123 on 24 September 2020. The Bangladeshi market is up 7.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 16% over the same period. Duyuru • Dec 17
Paramount Insurance Company Limited Announces the Appointment of Md. Sajjad Yahya as the Chief Executive Officer Paramount Insurance Company Limited announced that the Board of Directors has appointed Mr. Md. Sajjad Yahya as the Chief Executive Officer of the Company. The Insurance Development and Regulatory Authority (IDRA) has approved his appointment for next three years with effect from July 23, 2020. Reported Earnings • Nov 24
Third quarter 2020 earnings released: EPS ৳3.22 The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: ৳186.5m (up 401% from 3Q 2019). Net income: ৳109.0m (up ৳103.2m from 3Q 2019). Profit margin: 58% (up from 16% in 3Q 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 105% per year, which means it is tracking significantly ahead of earnings growth. Is New 90 Day High Low • Oct 15
New 90-day high: ৳147 The company is up 109% from its price of ৳70.50 on 16 July 2020. The Bangladeshi market is up 20% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 31% over the same period. Duyuru • Jul 26
Paramount Insurance Company Limited to Report Q2, 2020 Results on Jul 27, 2020 Paramount Insurance Company Limited announced that they will report Q2, 2020 results on Jul 27, 2020 Duyuru • Jun 21
Paramount Insurance Company Limited to Report Q1, 2020 Results on Jun 21, 2020 Paramount Insurance Company Limited announced that they will report Q1, 2020 results on Jun 21, 2020 
