Board Change • May 20
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Board Change • May 01
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Duyuru • Apr 21
Beforepay Group Limited to Report Q3, 2026 Results on Apr 28, 2026 Beforepay Group Limited announced that they will report Q3, 2026 results Pre-Market on Apr 28, 2026 Duyuru • Feb 19
Beforepay Group Limited to Report First Half, 2026 Results on Feb 26, 2026 Beforepay Group Limited announced that they will report first half, 2026 results on Feb 26, 2026 Duyuru • Jan 20
Beforepay Group Limited to Report Q2, 2026 Results on Jan 28, 2026 Beforepay Group Limited announced that they will report Q2, 2026 results at 10:00 AM, AUS Eastern Standard Time on Jan 28, 2026 Board Change • Dec 24
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Duyuru • Oct 24
Beforepay Group Limited, Annual General Meeting, Nov 26, 2025 Beforepay Group Limited, Annual General Meeting, Nov 26, 2025. Location: at works boardroom, works by scentre group, level 5, 100 market street, nsw 2000, sydney Australia Duyuru • Oct 15
Beforepay Group Limited to Report Q1, 2026 Results on Oct 22, 2025 Beforepay Group Limited announced that they will report Q1, 2026 results Pre-Market on Oct 22, 2025 Recent Insider Transactions • Aug 29
Co-Founder recently sold AU$724k worth of stock On the 26th of August, Fang Guo sold around 357k shares on-market at roughly AU$2.03 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth AU$1.8m. Fang has been a net seller over the last 12 months, reducing personal holdings by AU$2.9m. Duyuru • Aug 19
Beforepay Group Limited to Report Fiscal Year 2025 Results on Aug 26, 2025 Beforepay Group Limited announced that they will report fiscal year 2025 results Pre-Market on Aug 26, 2025 Board Change • Aug 18
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Duyuru • Jul 23
Beforepay Group Limited to Report Q4, 2025 Results on Jul 29, 2025 Beforepay Group Limited announced that they will report Q4, 2025 results Pre-Market on Jul 29, 2025 Duyuru • Apr 22
Beforepay Group Limited to Report Q3, 2025 Results on Apr 29, 2025 Beforepay Group Limited announced that they will report Q3, 2025 results Pre-Market on Apr 29, 2025 Duyuru • Mar 20
Beforepay Group Limited ORDINARY FULLY PAID to Be Deleted from OTC Equity Beforepay Group Limited ORDINARY FULLY PAID (Australia) will be deleted from OTC Equity effective March 19, 2025, due to Inactive Security. Duyuru • Feb 20
Beforepay Group Limited to Report First Half, 2025 Results on Feb 27, 2025 Beforepay Group Limited announced that they will report first half, 2025 results on Feb 27, 2025 Board Change • Feb 04
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Duyuru • Jan 23
Beforepay Group Limited to Report Q2, 2025 Results on Jan 30, 2025 Beforepay Group Limited announced that they will report Q2, 2025 results Pre-Market on Jan 30, 2025 Board Change • Dec 24
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Valuation Update With 7 Day Price Move • Oct 24
Investor sentiment improves as stock rises 26% After last week's 26% share price gain to AU$1.05, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 10x in the Consumer Finance industry in Australia. Total returns to shareholders of 144% over the past year. New Risk • Oct 20
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). High level of non-cash earnings (21% accrual ratio). Minor Risks Shareholders have been diluted in the past year (2.9% increase in shares outstanding). Significant insider selling over the past 3 months (AU$346k sold). Market cap is less than US$100m (AU$38.8m market cap, or US$26.0m). Duyuru • Oct 18
Beforepay Group Limited, Annual General Meeting, Nov 20, 2024 Beforepay Group Limited, Annual General Meeting, Nov 20, 2024. Location: at automic offices, level 5, 126 phillip street, sydney nsw 2000 Australia Duyuru • Oct 15
Beforepay Group Limited to Report Q1, 2025 Results on Oct 22, 2024 Beforepay Group Limited announced that they will report Q1, 2025 results on Oct 22, 2024 Recent Insider Transactions • Sep 27
Co-Founder recently sold AU$346k worth of stock On the 24th of September, Fang Guo sold around 500k shares on-market at roughly AU$0.69 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Fang's only on-market trade for the last 12 months. Board Change • Aug 01
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. No highly experienced directors. Non Executive Independent Chairman Brian Hartzer was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Duyuru • Jul 22
Beforepay Group Limited to Report Q4, 2024 Results on Jul 29, 2024 Beforepay Group Limited announced that they will report Q4, 2024 results Pre-Market on Jul 29, 2024 Breakeven Date Change • Jun 30
Forecast breakeven date pushed back to 2025 The 2 analysts covering Beforepay Group previously expected the company to break even in 2024. New consensus forecast suggests the company will make a profit of AU$855.9k in 2025. Average annual earnings growth of 16% is required to achieve expected profit on schedule. Duyuru • May 01
Beforepay Group Limited Announces Executive Changes Beforepay Group Limited announced Ms Chelsea Sheridan of Automic Group has resigned as Joint Company Secretary of the Company, effective immediately. Mr. David Hwang will be appointed as Joint Company Secretary, effective immediately. David is a corporate lawyer, company secretary and advisor to Boards and management of ASX listed entities. David regularly advises emerging and listed entities across a range of compliance, legal, governance and strategic matters. David is the Managing Director of Confidant Partners, which provides ASX compliance, corporate legal, company secretarial and Board advisory services. Prior to this, David was a senior executive at a leading integrated technology solutions and professional services provider, where he led Australia's largest outsourced company secretarial and legal team. Ms Elena Chan will continue in her role, being Joint Company Secretary, Chief Risk Officer and General Counsel of the Company. Duyuru • Apr 23
Beforepay Group Limited to Report Q3, 2024 Results on Apr 29, 2024 Beforepay Group Limited announced that they will report Q3, 2024 results Pre-Market on Apr 29, 2024 Duyuru • Feb 26
Beforepay Group Limited to Report Q2, 2024 Results on Feb 26, 2024 Beforepay Group Limited announced that they will report Q2, 2024 results Pre-Market on Feb 26, 2024 New Risk • Feb 20
New minor risk - Profitability The company is currently unprofitable and not forecast to become profitable over the next 3 years. Trailing 12-month net loss: AU$6.6m Forecast net loss in 3 years: AU$350k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Currently unprofitable and not forecast to become profitable over next 3 years (AU$350k net loss in 3 years). Market cap is less than US$100m (AU$22.8m market cap, or US$14.9m). Breakeven Date Change • Feb 05
Forecast breakeven date pushed back to 2026 The analyst covering Beforepay Group previously expected the company to break even in 2025. New forecast suggests losses will reduce by 49% per year to 2025. The company is expected to make a profit of AU$200.0k in 2026. Average annual earnings growth of 72% is required to achieve expected profit on schedule. Duyuru • Jan 22
Beforepay Group Limited to Report Q2, 2024 Results on Jan 29, 2024 Beforepay Group Limited announced that they will report Q2, 2024 results Pre-Market on Jan 29, 2024 Duyuru • Jan 15
Beforepay Group Limited Announces Management Changes Beforepay Group Limited announced that Ms Elizabeth Spooner of Automic Group has resigned as Joint Company Secretary of the Company, effective after close on 12 January 2024. Ms Chelsea Sheridan of the Automic Group will be appointed as Joint Company Secretary, effective immediately. Ms Elena Chan will continue in her role, being Joint Company Secretary, Chief Risk Officer and General Counsel of the Company. Duyuru • Oct 23
Beforepay Group Limited to Report Q1, 2024 Results on Oct 30, 2023 Beforepay Group Limited announced that they will report Q1, 2024 results During-Market on Oct 30, 2023 Duyuru • Oct 20
Beforepay Group Limited, Annual General Meeting, Nov 22, 2023 Beforepay Group Limited, Annual General Meeting, Nov 22, 2023, at 14:00 AUS Eastern Standard Time. Location: Automic Offices, Level 5, 126 Phillip Street Sydney New South Wales Australia Agenda: To receive and to consider the Annual Financial Report of the Company for the financial year ended 30 June 2023 together with the declaration of the Directors, the Directors' Report, the Remuneration Report and the Auditor's Report for that financial year; to Adoption of Remuneration Report; to re-election of director; to Approval of Additional 10% Capacity; to Adoption of Equity Incentive Plan; and to consider other matter. Duyuru • Aug 21
Beforepay Group Limited to Report Fiscal Year 2023 Results on Aug 28, 2023 Beforepay Group Limited announced that they will report fiscal year 2023 results Pre-Market on Aug 28, 2023 Breakeven Date Change • Aug 07
Forecast to breakeven in 2025 The 2 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 52% per year to 2024. The company is expected to make a profit of AU$50.0k in 2025. Average annual earnings growth of 69% is required to achieve expected profit on schedule. Breakeven Date Change • Mar 31
Forecast to breakeven in 2025 The 3 analysts covering Beforepay Group expect the company to break even for the first time. New consensus forecast suggests losses will reduce by 61% per year to 2024. The company is expected to make a profit of AU$37.8k in 2025. Average annual earnings growth of 75% is required to achieve expected profit on schedule. Board Change • Jul 31
High number of new directors Independent Non-Executive Director Luke Bortoli was the last director to join the board, commencing their role in 2022. 