Hanover Insurance Group Tidigare resultatutveckling
Tidigare kriterier kontrolleras 6/6
Hanover Insurance Group har ökat intäkterna med en genomsnittlig årlig takt på 11.7%, medan Insurance -branschen såg intäkterna växer på 14.6% årligen. Intäkterna har varit växande med en genomsnittlig takt på 5.9% per år. Hanover Insurance Group s avkastning på eget kapital är 20.1% och den har en nettomarginal på 10.7%.
Viktig information
11.69%
Tillväxttakt i vinsten
12.21%
Tillväxttakt för EPS
| Insurance Tillväxt i branschen | 8.02% |
| Intäkternas tillväxttakt | 5.90% |
| Avkastning på eget kapital | 20.15% |
| Nettomarginal | 10.75% |
| Nästa resultatuppdatering | 28 Jul 2026 |
Senaste uppdateringar av tidigare prestationer
Recent updates
Seeking Alpha • Jun 26
Hanover: More Than An Inflation Hedge, But A Hold
Summary Hanover Insurance wrote $6.3B in premiums for 2025, across personal, commercial, and specialty lines, each contributing differently to the group's underwriting performance. THG has remained technically profitable in four of the last five years, with a five-year combined ratio of 97.3%. Recent results show a strong positive trend: Q1 2026 combined ratio improved to 91.7% from 94.1% in Q1 2025. Specialty lines remain Hanover's underwriting jewel, posting an average combined ratio of just 89.2% since 2020. Read the full article on Seeking Alpha
Uppdatering av berättelse • Jun 22
THG: Strong Buy Rating And Capital Returns Will Support Fair Value
Analysts have reaffirmed their price target on Hanover Insurance Group at $206.38, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for keeping their outlook steady. What’s in the News for Hanover Insurance Group Zacks highlights The Hanover Insurance Group as a value stock with a Zacks Rank #1 (Strong Buy) and a Value Score of A, with earnings estimates upgraded by 9.5% over the past 60 days.Uppdatering av berättelse • Jun 06
THG: Stronger Earnings And Capital Returns Will Support A Fairly Valued Outlook
Analysts have revised their price target for Hanover Insurance Group to $206.38 from $199.38, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What's in the News Hanover Insurance Group was upgraded to Zacks Rank #1 (Strong Buy) after first quarter 2026 operating income of $5.25 per share surpassed estimates, with Zacks highlighting improved underwriting profitability and a better consolidated combined ratio despite catastrophe losses.Uppdatering av berättelse • May 02
THG: Share Repurchases And Softer Assumptions Will Shape A Fairly Valued Outlook
Analysts have slightly reduced Hanover Insurance Group's price target from about $199.75 to roughly $199.38, reflecting updated assumptions for softer revenue growth, lower profit margins, and a higher future P/E multiple. What's in the News From January 1, 2026 to April 28, 2026, Hanover Insurance Group repurchased 580,000 shares, about 1.64% of its shares, for US$101 million under its ongoing buyback program (Key Developments).Uppdatering av berättelse • Mar 27
THG: Ongoing Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have kept their price target for The Hanover Insurance Group steady at $199.75, citing essentially unchanged fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions in their latest update. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, representing 1.57% of its shares.Uppdatering av berättelse • Mar 12
THG: Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have slightly increased their fair value estimate for Hanover Insurance Group from $199.63 to $199.75, reflecting updated assumptions around profit margin, revenue growth, discount rate, and future P/E. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, accounting for 1.57% of its shares.Uppdatering av berättelse • Feb 25
THG: Share Repurchases And Dividend Policy Will Support Future Upside
Analysts have trimmed their price target for Hanover Insurance Group to $199.63, a move they link to slightly more conservative assumptions on future P/E multiples, while keeping fair value, discount rate, revenue growth, and profit margin estimates effectively unchanged. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares, representing 1.57% of its stock, for US$99 million under its ongoing buyback program (Key Developments).Uppdatering av berättelse • Feb 10
THG: Share Repurchases And Dividend Will Support Attractive Future Upside
The analyst price target for Hanover Insurance Group has shifted slightly higher to about $199.63 from $199.50. Analysts cite updated assumptions on revenue growth, profit margins, the discount rate and projected P/E as the main drivers of this fine-tuning.Uppdatering av berättelse • Jan 26
THG: Dividend And Buyback Momentum Will Support Attractive Future Upside
Analysts have trimmed their price target on Hanover Insurance Group by about $1, to roughly $200. This reflects slightly updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.Uppdatering av berättelse • Jan 11
THG: Dividend Increase And Buybacks Will Support A Stronger Future Outlook
Analysts have modestly revised their price outlook on Hanover Insurance Group, with the updated target now aligned to an implied fair value of about US$200.13 per share. This reflects small tweaks to discount rate, revenue growth, profit margin, and forward P/E assumptions.Uppdatering av berättelse • Dec 16
THG: Dividend Hike And Share Repurchases Will Shape A Balanced Outlook
Analysts have adjusted their price target on Hanover Insurance Group slightly higher to approximately $200.13 per share, reflecting modest refinements to long term assumptions around discount rates, revenue growth, profit margins, and valuation multiples. What's in the News The board approved an increase in the quarterly dividend to $0.95 per share, payable December 26, 2025, to shareholders of record on December 12, 2025 (Key Developments).Analysartikel • Dec 04
Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.95
The Hanover Insurance Group, Inc. ( NYSE:THG ) will increase its dividend on the 26th of December to $0.95, which is...Uppdatering av berättelse • Dec 01
THG: New Modular Insurance Product And Ongoing Buybacks Will Influence Outlook
Analysts have marginally increased their price target for Hanover Insurance Group from $199.71 to $200.13, citing slight improvements in profit margin forecasts and a modest adjustment to revenue growth expectations. What's in the News The Hanover Insurance Group has launched HSIP Advantage, a new modular property product designed for small to mid-sized businesses handling high-hazard materials.Uppdatering av berättelse • Nov 17
THG: New Product Launches And Share Buybacks Will Shape Near-Term Outlook
Analysts have modestly increased their price target for Hanover Insurance Group from $199.43 to $199.71. They cite slightly stronger revenue growth projections that offset a minor dip in profit margin estimates.Uppdatering av berättelse • Nov 01
THG: Expanding Life Sciences Coverage Will Drive Future Outperformance
Analysts have raised their price target for Hanover Insurance Group from $197.00 to $199.43, citing expectations for stronger revenue growth and a modestly higher projected valuation, even though profit margins are expected to soften slightly. What's in the News From July 1, 2025 to October 27, 2025, Hanover Insurance Group repurchased 323,000 shares, representing 0.9 percent of shares outstanding, for $55 million (Key Developments).Seeking Alpha • Sep 29
The Hanover Insurance: Q2 Improvement And Future Growth Indicators
Summary Hanover Insurance Group showed Q2 top and bottom-line growth as well as indicators of future growth and a positive analyst EPS consensus. The dividend yield of 2.3% beats key peers and the firm has a 5-year steady dividend growth history, and indicators of dividend sustainability supported by positive cash flow. The firm is exposed to a diversified, investment-grade asset portfolio that could be impacted by Fed decisions on interest rates. A key risk is exposure to weather catastrophic events which could drive future spikes in benefit payouts, impacting earnings. Although the stock is trading well above its moving average, it is undervalued on forward P/E ratios. Read the full article on Seeking Alpha
Ny berättelse • Aug 30
Innovative Strategies And Tech Investments Set To Bolster Profitability In Insurance Sector
Focused catastrophe mitigation efforts in both Personal and Core Commercial lines aim to reduce claims and enhance profitability through higher deductibles and pricing adjustments.Seeking Alpha • Feb 05
Hanover Insurance Group: Improvement In Net Income Growth Encouraging
Summary Hanover Insurance Group's net income growth and return on equity improvement are key factors for a bullish view of the stock. The company's performance in Q4 2023 showed slower growth in net premiums written but a significant reduction in the combined ratio. The growth trajectory of THG stock could be positive if there is continued improvement in net income and return on equity. Read the full article on Seeking AlphaFördelning av intäkter och kostnader
Fördelning av intäkter och kostnader
Hur Hanover Insurance Group tjänar och spenderar pengar. Baserat på senast rapporterade resultat, på rullande tolvmånadersbasis.
Resultat- och intäktshistorik
| Datum | Intäkter | Intäkter | G+A Kostnader | FoU-kostnader |
|---|---|---|---|---|
| 31 Mar 26 | 6,693 | 719 | 0 | 0 |
| 31 Dec 25 | 6,594 | 661 | 0 | 0 |
| 30 Sep 25 | 6,507 | 631 | 0 | 0 |
| 30 Jun 25 | 6,407 | 555 | 0 | 0 |
| 31 Mar 25 | 6,290 | 438 | 0 | 0 |
| 31 Dec 24 | 6,237 | 425 | 0 | 0 |
| 30 Sep 24 | 6,182 | 365 | 0 | 0 |
| 30 Jun 24 | 6,133 | 271 | 0 | 0 |
| 31 Mar 24 | 6,101 | 161 | 0 | 0 |
| 31 Dec 23 | 5,994 | 34 | 0 | 0 |
| 30 Sep 23 | 5,943 | -86 | 0 | 0 |
| 30 Jun 23 | 5,793 | -93 | 0 | 0 |
| 31 Mar 23 | 5,582 | 0 | 0 | 0 |
| 31 Dec 22 | 5,469 | 117 | 0 | 0 |
| 30 Sep 22 | 5,368 | 292 | 0 | 0 |
| 30 Jun 22 | 5,277 | 326 | 0 | 0 |
| 31 Mar 22 | 5,276 | 433 | 0 | 0 |
| 31 Dec 21 | 5,228 | 420 | 0 | 0 |
| 30 Sep 21 | 5,144 | 423 | 0 | 0 |
| 30 Jun 21 | 5,119 | 508 | 0 | 0 |
| 31 Mar 21 | 5,051 | 494 | 0 | 0 |
| 31 Dec 20 | 4,825 | 362 | 0 | 0 |
| 30 Sep 20 | 4,788 | 306 | 0 | 0 |
| 30 Jun 20 | 4,753 | 298 | 0 | 0 |
| 31 Mar 20 | 4,727 | 268 | 0 | 0 |
| 31 Dec 19 | 4,891 | 429 | 0 | 0 |
| 30 Sep 19 | 4,736 | 321 | 0 | 0 |
| 30 Jun 19 | 4,688 | 314 | 0 | 0 |
| 31 Mar 19 | 4,622 | 311 | 0 | 0 |
| 31 Dec 18 | 4,494 | 239 | 0 | 0 |
| 30 Sep 18 | 4,484 | 309 | 0 | 0 |
| 30 Jun 18 | 4,403 | 264 | 0 | 0 |
| 31 Mar 18 | 4,099 | 221 | 0 | 0 |
| 31 Dec 17 | 4,268 | 216 | 0 | 0 |
| 30 Sep 17 | 4,430 | 132 | 0 | 0 |
| 30 Jun 17 | 4,586 | 161 | 0 | 0 |
| 31 Mar 17 | 4,979 | 123 | 0 | 0 |
| 31 Dec 16 | 4,054 | 67 | 0 | 0 |
| 30 Sep 16 | 4,896 | 246 | 0 | 0 |
| 30 Jun 16 | 4,888 | 235 | 0 | 0 |
| 31 Mar 16 | 4,963 | 354 | 0 | 0 |
| 31 Dec 15 | 5,034 | 331 | 0 | 0 |
| 30 Sep 15 | 5,114 | 343 | 0 | 0 |
Kvalitetsintäkter: THG har inkomster av hög kvalitet.
Växande vinstmarginal: THG s nuvarande netto vinstmarginaler (10.7%) är högre än förra året (7%).
Fritt kassaflöde vs resultatanalys
Analys av tidigare vinsttillväxt
Resultatutveckling: THG s intäkter har ökat med 11.7% per år under de senaste 5 åren.
Accelererande tillväxt: THG s intäktstillväxt under det senaste året ( 64.2% ) överstiger sitt 5-åriga genomsnitt ( 11.7% per år).
Resultat vs industri: THG vinsttillväxt under det senaste året ( 64.2% ) översteg Insurance branschen 36.2%.
Avkastning på eget kapital
Hög ROE: THG s avkastning på eget kapital ( 20.1% ) anses vara hög.
Avkastning på tillgångar
Avkastning på sysselsatt kapital
Upptäck starka bolag som tidigare presterat bra
Företagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/07/02 20:45 |
| Aktiekurs vid dagens slut | 2026/07/02 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som används för att skapa denna rapport finns på vår Github-sida; vi har också guider om hur du använder våra rapporter och handledningar på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
The Hanover Insurance Group, Inc. bevakas av 17 analytiker. 7 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Jay Gelb | Barclays |
| Michael Zaremski | BMO Capital Markets Equity Research |
| Grace Carter | BofA Global Research |