Aflac Förvaltning
Förvaltning kriterier kontrolleras 2/4
Aflac VD är Dan Amos, utsedd i Jan 1990, har en mandatperiod på 36.5 år. totala årliga ersättningen är $ 25.03M, bestående av 5.8% lön 94.2% bonusar, inklusive företagsaktier och optioner. äger direkt 0.57% av företagets aktier, värda $ 354.15M. Den genomsnittliga mandatperioden för ledningsgruppen och styrelsen är 5 år respektive 9.5 år.
Viktig information
Dan Amos
Verkställande direktör
US$25.0m
Total ersättning
| VD-lön i procent | 5.76% |
| Anställning som VD | 36.5yrs |
| Ägande av VD | 0.6% |
| Ledningens genomsnittliga anställningstid | 5yrs |
| Styrelsens genomsnittliga mandatperiod | 9.5yrs |
Senaste uppdateringar av ledningen
Recent updates
Uppdatering av berättelse • Jul 11
AFL: Future Returns Will Reflect Carrier Strength And Cybersecurity Risk Balancing
Aflac's analyst fair value estimate has nudged up from $112.43 to $114.86. This reflects a series of higher Street price targets as analysts point to supportive conditions for life insurers, including reduced private credit concerns, steady earnings momentum and a generally favorable backdrop for carriers relative to brokers.Uppdatering av berättelse • Jun 25
AFL: Future Returns Will Balance Carrier Momentum With Valuation And Execution Uncertainty
Analysts have nudged their Aflac price targets higher, with recent moves such as Piper Sandler's increase to $130 from $125 and Morgan Stanley's to $125 from $120. These changes reflect updated views after first quarter results and a focus on insurance carriers.Analysartikel • Jun 19
Aflac (AFL) Stock Could Be 31% Undervalued Even As Another View Sees It Overpriced
Aflac (AFL) is back on investors’ radar after recent share price weakness, with the stock down over the past month while still showing stronger performance over the past 3 months and year. See our latest analysis for Aflac. At around $115 per share, Aflac’s recent 1 month share price return of 2.5% down contrasts with its 3 month share price return of 8.7% and 1 year total shareholder return of 14.9%. This hints that shorter term momentum is cooling after a solid multi year run. If this shift...Uppdatering av berättelse • Jun 10
AFL: Future Returns Will Reflect Mixed Carrier Tailwinds And Cautious Earnings Expectations
Aflac's updated fair value edges up by about $0.36 to roughly $112.43 as analysts factor in higher Street price targets that reflect stronger recent stock performance and generally firm Q1 underwriting and earnings trends across insurers. Analyst Commentary Recent Street research around Aflac shows a mix of optimism and caution, with several firms adjusting price targets in both directions as they reassess valuation and execution after first quarter results.Uppdatering av berättelse • May 26
AFL: Future Returns Will Balance Carrier Focus With Cautious Earnings Assumptions
Analysts have raised their blended price target for Aflac by about $0.20 per share, citing recent stock performance, generally strong life insurance results in Q1, and roll-forward valuation work that now places greater emphasis on carriers rather than brokers. Analyst Commentary Recent Street research on Aflac shows a mix of optimism around execution and caution around valuation and earnings power, with several price target changes in both directions.Seeking Alpha • May 06
Aflac: An Insurer To Buy After Impressive Q1 Results, Even As Valuation Rises
Summary Aflac remains a Buy despite a Q1 earnings miss, supported by organic policy growth, proven dividend increases, and robust balance sheet strength. Growth catalysts include new policy sales, expanding Asian market presence, and niche segments like pet insurance, though revenue trends remain uneven. Margins and expense ratios are favorable, with A-level credit ratings and conservative leverage, but forward P/E multiples signal some overvaluation and more muted near-term upside. Dividend growth (+16% YoY) and a low payout ratio (~30%) reinforce AFL's appeal for income investors, while technicals support a bullish trend as well after a recovery signal. Read the full article on Seeking AlphaUppdatering av berättelse • May 01
AFL: Future Returns Will Balance Reinsurance Moves With Cautious Earnings Expectations
Narrative Update on Aflac The consensus analyst price target for Aflac has edged lower by a few dollars to $111.86, as analysts factor in more cautious revenue growth assumptions alongside slightly stronger profit margin and future P/E inputs. Analyst Commentary Recent research on Aflac reflects a mixed but mostly cautious tone, with several firms trimming price targets by small amounts and one lifting its target and reinitiating coverage at a neutral stance.Uppdatering av berättelse • Apr 17
AFL: Future Returns Will Reflect Mixed Earnings Outlook And Product Expansion
Aflac's updated fair value estimate has been trimmed from $113 to about $111.86 as analysts consolidate mixed price target moves. This reflects slightly softer assumptions on revenue growth, profit margins, and future P/E while still seeing support from recent target adjustments across major firms.Uppdatering av berättelse • Apr 03
AFL: Future Returns Will Reflect Capital Strength And Earnings Execution Risks
Narrative Update The analyst price target framework for Aflac now centers around $113. This reflects updated Street work, with some firms raising targets toward $118 and others trimming into the $101 to $120 range as analysts refresh earnings estimates and extend their valuation horizons.Uppdatering av berättelse • Mar 20
AFL: Future Returns Will Balance Cybersecurity Fallout And Capital Strength
Narrative update on Aflac The analyst price target framework for Aflac shifts modestly higher toward the recent Street range, reflecting updated EPS roll forward work, a slightly adjusted future P/E assumption to 16.36x, and analysts' mixed but constructive views that blend a higher $118 target with several reductions closer to $101 to $120. Analyst Commentary Recent research on Aflac is mixed, with some bullish analysts nudging targets higher while more cautious voices trim expectations.Uppdatering av berättelse • Mar 05
AFL: Future Returns Will Weigh Cyber Breach Risks Against Capital Strength
Aflac's updated analyst price target edges higher to about $113, supported by analysts rolling their models to 2027 and 2028 EPS and fine tuning assumptions around slightly stronger profit margins and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Aflac highlights a mix of optimism and caution as analysts update their models and valuation frameworks out to 2027 and 2028.Uppdatering av berättelse • Feb 19
AFL: Future Returns Will Balance Cyber Risk And Capital Strength
Analysts now see Aflac's fair value edging up by $1 to $111.69 per share, reflecting adjusted price targets that factor in updated views on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bullish and cautious voices are both active around Aflac right now, with recent price target trims reflecting fine tuning of expectations rather than a wholesale shift in views on execution or valuation.Uppdatering av berättelse • Feb 05
AFL: Future Returns Will Reflect Capital Strength Versus Cyber And Insurance Headwinds
Narrative Update: Aflac The analyst price target for Aflac has been trimmed slightly, with a new fair value estimate of about $110.69 compared with $110.85 before. Analysts are factoring in updated sector views on life and P&C insurers, modest tweaks to revenue growth and margin assumptions, and only a small adjustment to future P/E expectations.Analysartikel • Jan 30
Aflac's (NYSE:AFL) Dividend Will Be Increased To $0.61
Aflac Incorporated ( NYSE:AFL ) has announced that it will be increasing its dividend from last year's comparable...Uppdatering av berättelse • Jan 21
AFL: Future Returns Will Balance Capital Strength With Cyber And Sector Headwinds
Narrative Update on Aflac Aflac's updated analyst price target edges lower to about $111, as analysts moderate expectations for revenue growth and margins while still citing capital strength, cash flow, and sector consolidation as key supports. Analyst Commentary Recent research on Aflac reflects a mix of optimism about capital strength and cash flow, alongside caution around industry headwinds and valuation expectations.Uppdatering av berättelse • Jan 06
AFL: Future Returns Will Reflect Stable Earnings Power And Capital Returns Balancing Cyber Risks
Analysts made only a small adjustment to their Aflac fair value estimate, with the target price moving from about $111.08 to $111.31 as they factor in recent price target revisions across the sector, softer pricing trends in some insurance lines, and generally steady modeling updates following calm recent earnings seasons. Analyst Commentary Street research around Aflac reflects a mix of optimism on company specific execution and caution around broader insurance pricing trends, which feeds into relatively modest adjustments to fair value estimates.Uppdatering av berättelse • Dec 15
AFL: Future Performance Will Reflect Claims Tailwinds And Balanced Capital Return Execution
Analysts have modestly raised their price targets on Aflac, with recent upward revisions ranging from approximately $5 to $6 per share. They cite better than expected life insurance earnings, favorable claims experience, and resilient earnings trends despite macro uncertainties.Uppdatering av berättelse • Dec 01
AFL: Future Performance Will Reflect Strength In Claims And Distribution Execution
Aflac's analyst price target increased modestly, with recent updates reflecting improved life insurance earnings and stable macro conditions as key factors cited by analysts. Analyst Commentary Recent updates from street research highlight several factors influencing Aflac's valuation targets, with analysts weighing both potential growth drivers and areas of caution.Analysartikel • Nov 18
Aflac's (NYSE:AFL) Dividend Will Be $0.58
The board of Aflac Incorporated ( NYSE:AFL ) has announced that it will pay a dividend on the 1st of December, with...Uppdatering av berättelse • Nov 16
AFL: Future Earnings Outlook Will Reflect Improving Claims And Distribution Strength
The analyst price target for Aflac has increased modestly, with a $1 uptick in fair value to $111.00. Analysts point to stable industry conditions and improving claims experience supporting the outlook.Uppdatering av berättelse • Nov 01
AFL: Earnings Stability And Strong Buybacks Will Support Balanced Outlook
Analysts have increased their price targets for Aflac, with upward revisions ranging from $1 to $6 per share. They cite stable earnings performance, as well as positive impacts from new product sales and favorable claims experience.Uppdatering av berättelse • Oct 18
Custom Cancer Insurance And Digital Underwriting Will Drive Future Expansion
Aflac's analyst price target has been increased from $108.31 to $110.00. Analysts cite steady improvements in revenue growth, profit margins, and favorable claims experience as key factors supporting the upward revision.Uppdatering av berättelse • Oct 04
Custom Cancer Insurance And Digital Underwriting Will Drive Future Expansion
Aflac's analyst price target has been raised slightly, with an increase of $2 to $108. Analysts highlight strong Q2 sales driven by new product rollouts and improved net interest income.Seeking Alpha • Jan 08
Aflac's Shares Are Overvalued
Summary Aflac Incorporated's heavy reliance on Japan, a market with weak long-term growth prospects, leads to relatively muted growth and significant currency risk exposure. Despite its strong financial position, Aflac's premium valuation compared to peers is unjustified given its average earnings momentum and low dividend yield. Aflac's strategy focuses on attracting younger customers in Japan but faces structural challenges due to the country's aging and shrinking population. For long-term investors, Manulife offers a better risk-reward proposition in the insurance sector compared to Aflac. Read the full article on Seeking AlphaSeeking Alpha • Nov 02
Insurer Aflac Quacks Away At Policy Growth And Low Debt Risk
Summary Aflac gets upgraded to Buy from my prior hold rating a year ago, driven by policy growth & retention in Q3 despite net earnings loss. Although the stock trades near a 10-year-high, it is still undervalued to key peers in terms of fwd P/E and trailing P/B ratios. A trend of dividend growth looks to continue its sustainability. The firm has low debt-to-equity vs peers, with strong credit ratings. Despite a large size of the market, Aflac is in a competitive industry with several large insurance brands to compete with. Read the full article on Seeking AlphaSeeking Alpha • Aug 26
Aflac: Double Digit Dividend Growth And Strong Portfolio Of Investments
Summary Aflac (AFL) has demonstrated financial strength through its increased revenue, net investment gains, and decreased benefits and claims. The current dividend yield remains modest at 1.8% but the dividend growth rate sits in the double digits. This is accompanied by an extremely health payout ratio. AFL's portfolio of debt investments, including middle market loans and commercial real estate, has helped generate higher revenues, but vulnerability exists with potential interest rate cuts and poor credit ratings. Read the full article on Seeking AlphaAnalys av ersättningar till VD
| Datum | Total ersättning | Lön | Företagets resultat |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$5b |
| Dec 31 2025 | US$25m | US$1m | US$4b |
| Sep 30 2025 | n/a | n/a | US$4b |
| Jun 30 2025 | n/a | n/a | US$2b |
| Mar 31 2025 | n/a | n/a | US$4b |
| Dec 31 2024 | US$19m | US$1m | US$5b |
| Sep 30 2024 | n/a | n/a | US$4b |
| Jun 30 2024 | n/a | n/a | US$5b |
| Mar 31 2024 | n/a | n/a | US$5b |
| Dec 31 2023 | US$21m | US$1m | US$5b |
| Sep 30 2023 | n/a | n/a | US$5b |
| Jun 30 2023 | n/a | n/a | US$5b |
| Mar 31 2023 | n/a | n/a | US$5b |
| Dec 31 2022 | US$16m | US$1m | US$4b |
| Sep 30 2022 | n/a | n/a | US$5b |
| Jun 30 2022 | n/a | n/a | US$4b |
| Mar 31 2022 | n/a | n/a | US$4b |
| Dec 31 2021 | US$16m | US$1m | US$4b |
| Sep 30 2021 | n/a | n/a | US$4b |
| Jun 30 2021 | n/a | n/a | US$6b |
| Mar 31 2021 | n/a | n/a | US$6b |
| Dec 31 2020 | US$23m | US$1m | US$5b |
| Sep 30 2020 | n/a | n/a | US$5b |
| Jun 30 2020 | n/a | n/a | US$3b |
| Mar 31 2020 | n/a | n/a | US$3b |
| Dec 31 2019 | US$14m | US$1m | US$3b |
Ersättning vs marknad: Dan s total kompensation ($USD 25.03M ) är över genomsnittet för företag av liknande storlek på US marknaden ($USD 14.60M ).
Ersättning vs inkomst: Ersättningen för Dan har ökat med mer än 20 % det senaste året.
VD OCH KONCERNCHEF
Dan Amos (74 yo)
36.5yrs
Anställning
US$25,033,687
Kompensation
Mr. Daniel Paul Amos, also known as Dan, has been President since January 1, 2024 and also the Chief Executive Officer of Aflac Incorporated and Aflac since 1990. He has been Chairman of Aflac Incorporated...
Ledningsgrupp
| Namn | Position | Anställning | Kompensation | Ägarskap |
|---|---|---|---|---|
| Chairman & CEO | 36.5yrs | US$25.03m | 0.57% $ 354.2m | |
| President | 1.5yrs | US$6.87m | 0.0075% $ 4.6m | |
| Senior EVP & CFO | 6.5yrs | US$7.64m | 0.029% $ 18.0m | |
| Executive VP & Global Chief Investment Officer | 3.5yrs | US$6.81m | 0.0069% $ 4.3m | |
| Senior EVP | 12.2yrs | US$6.01m | 0.054% $ 33.6m | |
| Senior VP of Financial Services & Chief Accounting Officer | 2.5yrs | inga uppgifter | 0.0013% $ 831.5k | |
| Vice President of Capital Markets | no data | inga uppgifter | inga uppgifter | |
| Senior VP & Counsel of Federal Relations | no data | inga uppgifter | inga uppgifter | |
| Executive VP & CFO of Aflac Life Insurance Japan | 7.2yrs | inga uppgifter | 0.0080% $ 4.9m | |
| Senior VP & Chief Information Security Officer | 10.5yrs | inga uppgifter | inga uppgifter | |
| Senior Vice President of National Account Business Development & Growth Solutions | 1.7yrs | inga uppgifter | inga uppgifter | |
| Senior Vice President of Aflac Dental & Vision | 1.4yrs | inga uppgifter | inga uppgifter |
5.0yrs
Genomsnittlig anställningstid
60.5yo
Genomsnittlig ålder
Erfaren ledning: AFL s ledningsgrupp är erfaren och erfaren ( 5 års genomsnittlig anställning).
Styrelseledamöter
| Namn | Position | Anställning | Kompensation | Ägarskap |
|---|---|---|---|---|
| Chairman & CEO | 43.5yrs | US$25.03m | 0.57% $ 354.2m | |
| President of Aflac International & Chairman of Aflac Life Insurance Japan | 18.1yrs | US$3.96m | 0.010% $ 6.3m | |
| President & Representative Director of Aflac Life Insurance Japan | no data | US$3.60m | 0.017% $ 10.5m | |
| Independent Lead Non-Management Director | 13.2yrs | US$405.13k | 0.015% $ 9.2m | |
| Independent Director | 11.4yrs | US$340.09k | 0.0026% $ 1.6m | |
| Independent Director | 8.7yrs | US$340.09k | 0.0045% $ 2.8m | |
| Independent Director | 9.5yrs | US$365.09k | 0.0099% $ 6.2m | |
| Independent Director | 4.2yrs | US$340.09k | 0.0012% $ 757.0k | |
| Independent Director | 7.2yrs | US$330.09k | 0.0041% $ 2.6m | |
| Independent Director | 11.2yrs | US$355.09k | 0.0065% $ 4.1m | |
| Independent Director | 6.2yrs | US$315.09k | 0.0029% $ 1.8m | |
| Independent Director | 3.2yrs | US$315.09k | 0.0015% $ 943.2k |
9.5yrs
Genomsnittlig anställningstid
66.5yo
Genomsnittlig ålder
Erfaren styrelse: AFL s styrelse anses vara erfaren ( 9.5 års genomsnittlig mandatperiod).
Företagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/07/13 09:49 |
| Aktiekurs vid dagens slut | 2026/07/10 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som används för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och handledningar på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
Aflac Incorporated bevakas av 30 analytiker. 9 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |
| Jack Matten | BMO Capital Markets Equity Research |