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Safety Insurance Group, Inc.NasdaqGS:SAFT Aktierapport

Marknadsvärde US$1.5b
Aktiekurs
n/a
1Y44.6%
7D0.09%
1D-0.02%
Portföljens värde
​
Utsikt

Safety Insurance Group, Inc.

NasdaqGS:SAFT Aktierapport

Börsvärde: US$1.5b

Safety Insurance Group (SAFT) Aktievy

Safety Insurance Group, Inc. tillhandahåller försäkringar för privatpersoner, kommersiella fordon och husägare i Massachusetts, USA. Mer information

SAFT fundamental analys
Snöflinga Score
Värdering0/6
Framtida tillväxt0/6
Tidigare resultat1/6
Finansiell hälsa4/6
Utdelningar5/6

Belöningar

Ger en tillförlitlig utdelning på 3.56%

Riskanalys

Intäkterna har minskat med 12.1% per år under de senaste 5 åren

Volatil aktiekurs under de senaste 3 månaderna jämfört med US -marknaden


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Safety Insurance Group, Inc. Konkurrenter

Prishistorik och prestanda

Sammanfattning av aktiekursernas upp- och nedgångar samt förändringar för Safety Insurance Group
Historiska aktiekurser
Aktuell aktiekursUS$103.51
52 veckors högstaUS$103.80
52 veckors lägstaUS$67.04
Beta0.17
1 månads förändring-0.077%
3 månaders förändring46.57%
1 års förändring44.59%
3 års förändring48.59%
5 års förändring31.51%
Förändring sedan börsintroduktionen702.40%

Senaste nyheter och uppdateringar

Recent updates

Seeking Alpha • Jul 24

Safety Insurance: Mapfre Deal Is A Bet On Benefits Of Larger Scale

Summary Safety Insurance agreed to be acquired by Mapfre for $105/share, a 40% premium, with closing expected in 6–7 months. SAFT's thin margins and competitive pressures in auto insurance underscore the strategic rationale for consolidation and scale-driven efficiencies. Mapfre is paying 1.8x book value, a full standalone price, making competing bids unlikely and positioning SAFT as a 'Hold.' Shares offer a 3.6% dividend yield and ~1.75% deal spread, providing a market-like, uncorrelated return until deal closure. Read the full article on Seeking Alpha
Analysartikel • Jun 20

Safety Insurance Group (SAFT) Stock Could Be 10.8% Below Fair Value After Recent Slide

Safety Insurance Group (SAFT) has recently drawn investor attention after its shares closed at US$70.53, with the stock down over the past month and past 3 months despite positive multi year total returns. See our latest analysis for Safety Insurance Group. Over the past year, Safety Insurance Group’s share price has drifted lower, with the stock down year to date and recent 1 month and 3 month share price returns also in decline, even as 3 year and 5 year total shareholder returns remain...
Analysartikel • Jan 07

Safety Insurance Group, Inc.'s (NASDAQ:SAFT) Shares Not Telling The Full Story

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...
Analysartikel • Jul 08

Earnings Working Against Safety Insurance Group, Inc.'s (NASDAQ:SAFT) Share Price

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) price-to-earnings (or "P/E") ratio of 15.6x might make it look like a...
Analysartikel • May 11

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Safety Insurance Group, Inc. ( NASDAQ:SAFT ) will pay a dividend of $0.90 on the 13th of June. The dividend yield will...
Analysartikel • May 08

This Is Why Shareholders Will Hold Back On A Pay Rise For Safety Insurance Group, Inc.'s (NASDAQ:SAFT) CEO This Year

Key Insights Safety Insurance Group will host its Annual General Meeting on 14th of May Total pay for CEO George Murphy...
Analysartikel • Feb 23

Safety Insurance Group (NASDAQ:SAFT) Has Affirmed Its Dividend Of $0.90

Safety Insurance Group, Inc. ( NASDAQ:SAFT ) will pay a dividend of $0.90 on the 14th of March. Based on this payment...
Seeking Alpha • Jan 21

Safety Insurance Vs. Mercury General: A Tale Of Two Insurers

Summary Safety Insurance shows improvement but still struggles with underwriting losses; maintaining a "HOLD" rating due to ongoing challenges and valuation concerns. Mercury General has turned a corner with better underwriting results, but California wildfires pose significant risks to its recovery. Safety Insurance's dividend remains secure, supported by investment income, but the focus should be on improving underwriting margins. Both insurers face uncertainties; Safety's valuation seems high given its struggles, while Mercury may rebound post-wildfire impact. Read the full article on Seeking Alpha
Analysartikel • Nov 09

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Safety Insurance Group, Inc. ( NASDAQ:SAFT ) has announced that it will pay a dividend of $0.90 per share on the 13th...
Analysartikel • Oct 17

Earnings Not Telling The Story For Safety Insurance Group, Inc. (NASDAQ:SAFT)

With a price-to-earnings (or "P/E") ratio of 24.5x Safety Insurance Group, Inc. ( NASDAQ:SAFT ) may be sending bearish...
Seeking Alpha • Aug 15

Comparing Safety Insurance And Mercury General: Q2 2024 Results Highlight Diverging Paths

Summary Safety Insurance struggled with underwriting losses in the first half of 2024 despite improvements in Q2, highlighting ongoing challenges in its portfolio. Mercury General has shown signs of recovery, achieving a combined ratio below 100% in the first half of 2024, positioning itself more favorably compared to Safety Insurance. Although Safety Insurance’s dividend remains covered due to higher investment income, the company’s elevated valuation may face pressure if portfolio remediation efforts don’t succeed. Read the full article on Seeking Alpha
Analysartikel • Aug 11

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) investors are due to receive a payment of $0.90 per share on 13th of...
Analysartikel • May 12

Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) investors are due to receive a payment of $0.90 per share on 14th of...
Analysartikel • Mar 16

Some Confidence Is Lacking In Safety Insurance Group, Inc.'s (NASDAQ:SAFT) P/E

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) price-to-earnings (or "P/E") ratio of 64.9x might make it look like a...
Analysartikel • Nov 05

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) investors are due to receive a payment of $0.90 per share on 15th of...
Analysartikel • Aug 28

Safety Insurance Group (NASDAQ:SAFT) Has Affirmed Its Dividend Of $0.90

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) investors are due to receive a payment of $0.90 per share on 15th of...
Analysartikel • Aug 06

Safety Insurance Group's (NASDAQ:SAFT) Dividend Will Be $0.90

The board of Safety Insurance Group, Inc. ( NASDAQ:SAFT ) has announced that it will pay a dividend on the 15th of...
Analysartikel • May 22

Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) investors are due to receive a payment of $0.90 per share on 15th of...
Analysartikel • May 07

Safety Insurance Group (NASDAQ:SAFT) Has Announced A Dividend Of $0.90

The board of Safety Insurance Group, Inc. ( NASDAQ:SAFT ) has announced that it will pay a dividend on the 15th of...
Analysartikel • Nov 22

Safety Insurance Group (NASDAQ:SAFT) Has Announced A Dividend Of $0.90

Safety Insurance Group, Inc. ( NASDAQ:SAFT ) has announced that it will pay a dividend of $0.90 per share on the 15th...
Seeking Alpha • Aug 26

Safety Insurance: Sound Despite Inflationary Headwinds

Summary Safety Insurance Group, Inc. faces headwinds as inflation affects its demand and investment portfolio. Its financial and market positioning remains solid and flexible. Dividends are stable and well-covered. The stock price is now in an uptrend after its recent pullback. Safety Insurance Group, Inc. (SAFT) is a Boston-based company that provides automobile, home, and private passenger insurance in the US. It covers physical injuries and property damages of insured vehicles and houses. It employs independent agents to sell its insurance products. It has a market capitalization of $1.37 billion, making it a part of the S&P 600. It remains a popular insurance provider in Massachusetts. But, it faces more challenges that hammer its core operations. Its growth has gone into a lull with lower revenues and margins. Even so, its strong positioning allows it to endure the blow of macroeconomic pressures. It also has an adequate financial capacity to cover its borrowings and dividends. Meanwhile, investors see a solid stock price rebound but must watch out for potential overvaluation. Company Performance Safety Insurance Group, Inc. was not an exemption from the pandemic disruptions in 2020. It could be attributed to the restrictions that limited business transactions. It was a horrible year for the auto industry. It was the most sluggish year since the Global Financial Crisis. So, it was not a surprise to see its spillovers on the auto insurance industry. But, its strong rebound in the latter part came as a surprise and extended to auto insurance providers. SAFT had the same trend, allowing it to bounce back to pre-pandemic levels. However, 2022 is another challenging year for Safety Insurance Group, Inc. As the economy bounces back and reopens, the demand across industries skyrockets. It leads to increased market activity where demand appears to exceed the supply. It is more evident in the house and auto industries, leading to high-flying prices. Although the demand is still high, sales are starting to cool down. But, inflation has an impact on the affordability of its products. Inflationary pressures pose more headwinds as its growth slows down. That is why the demand for premiums and renewal counts are lower than in the comparative quarter. Premiums earned amount to $188 million, a 4% year-over-year decrease. It is due to the decrease in policy counts both from lower purchases and renewals. It is more evident in the auto insurance segment. Amidst the slow-moving core operations, auto insurance in Massachusetts, including SAFT is raising rates to offset the lower demand. Inflationary pressures are also downgrading its investment portfolio. In fact, the headwinds are more evident in its investment securities. These are mortgage and equity-based securities, but the impact is more visible in the latter. In general, these securities become less appealing during interest rate hikes. It decreases their fair value, leading to lower yields. The same goes for SAFT as its investment securities amount to $1.42 billion vs $1.57 billion in 2Q 2021. So, the unrealized valuation of its equity securities turns out to be a loss of -$28.9 billion vs $8.7 billion. The operating revenue of the company amounts to $182 million vs $220 million. Operating Revenue and Claims and Reserves (MarketWatch) Despite the gloomy core operations and higher claims, the company exudes better expense management. Its underwriting discipline and efficient asset management help lower its operating expenses. But, its enhanced efficiency cannot offset the substantial decrease in revenues. The operating margin is only 4.8% vs 20.4% in 2Q 2021. The good thing about it is that it remains viable, better than in 1Q 2022. It shows that it now has a better grasp of its operations in a high-inflation environment. Its rebound may not be easy, but its fundamentals remain solid and intact. It may also improve and regain its footing once the macroeconomic indicators stabilize. Operating Margin (MarketWatch) Why Safety Insurance Group, Inc. May Still Bounce Back Inflationary pressures are causing massive headwinds in the insurance industry. But, its impressive expense management and maintained viability show resilience. SAFT remains enduring despite the interest rate hike that lowers policy counts and investment security valuation. Despite the decrease in cash inflows, cash levels and borrowings remain stable. It maintains a solid liquidity position with cash and investments comprising 74% of the total assets. So, it may have more yields once the interest and mortgage rates become more stable. Their combined value is higher than the combined value of borrowings and insurance liabilities. So, it can make a single payment to all its lenders and policyholders. Even so, their differences narrow, leading to a lower book value. Cash and Cash Equivalents and Borrowings and Insurance Liabilities (MarketWatch) Another thing to consider is its competitive advantage. With the increased house and auto demand and prices, home and auto insurance go with the same trend. The cool down and house and auto sales and the decrease in affordability of home and auto insurance lower its demand. This factor provides SAFT with a competitive advantage. Its home and auto insurance prices are $1,153 and $824, respectively. Both segments have lower prices than the state and national average. Its auto insurance price is less than half of the national average. So, SAFT has more flexibility to adjust its prices and offset the lower policy counts. Its demand may improve faster than its peers. Home Insurance and Auto Insurance Prices (Bankrate) Aside from its prices, the preference for private cars may help maintain its market positioning. Although auto prices and sales are higher, the demand may remain high. The restrictions and pandemic fear make driving a private vehicle more convenient. Note that many businesses are either requiring employees to return to the office or implementing hybrid work setups. These increase the number of passengers in the US. In a survey, 76% choose cars, 11% use public transportation, while 13% use bicycles, and other options. Many auto owners in the US may treat auto insurance as a staple.

Aktieägarnas avkastning

SAFTUS InsuranceUS Marknad
7D0.09%-0.6%-0.2%
1Y44.6%2.8%12.1%

Avkastning vs industri: SAFT översteg US Insurance branschen som gav 2.8 % under det senaste året.

Avkastning vs Marknaden: SAFT översteg US marknaden som gav 12.1 % under det senaste året.

Prisvolatilitet

Is SAFT's price volatile compared to industry and market?
SAFT volatility
SAFT Average Weekly Movement11.9%
Insurance Industry Average Movement4.8%
Market Average Movement6.8%
10% most volatile stocks in US Market15.1%
10% least volatile stocks in US Market2.9%

Stabil aktiekurs: SAFT s aktiekurs har varit volatil under de senaste 3 månaderna jämfört med marknaden för US.

Volatilitet över tid: SAFT s veckovolatilitet har ökat från 6% till 12% under det senaste året.

Om företaget

GrundadAnställdaVD OCH KONCERNCHEFWebbplats
1979568George Murphywww.safetyinsurance.com

Safety Insurance Group, Inc. tillhandahåller privata och kommersiella bilförsäkringar för passagerare samt hemförsäkringar i Massachusetts, USA. Företaget erbjuder bilförsäkringar för privatpersoner som täcker person- och egendomsskador på andra, personskadeskydd utan självrisk för den försäkrades/försäkrades passagerare i bilen samt skydd mot fysiska skador på den försäkrades eget fordon vid kollision eller andra risker. Bolaget erbjuder också försäkringar för kommersiella fordon som används i affärsverksamhet, inklusive personbilar, lastbilar, traktorer och släpvagnar, och försäkrar enskilda fordon samt kommersiella flottor; och husägarförsäkringar, som täcker hus, bostadsrätter och lägenheter för förluster på en bostad och dess innehåll från olika risker, och täckning för ansvar gentemot andra som uppstår genom ägande eller boende.

Safety Insurance Group, Inc. Sammanfattning av grunderna

Hur förhåller sig Safety Insurance Group:s resultat och omsättning till dess börsvärde?
SAFT grundläggande statistik
BörsvärdeUS$1.52b
Vinst(TTM)US$69.20m
Intäkter(TTM)US$1.29b
22.0x
P/E-förhållande
1.2x
P/S-förhållande

Är SAFT övervärderat?

Se Verkligt värde och värderingsanalys

Resultat & intäkter

Viktig lönsamhetsstatistik från den senaste resultatrapporten (TTM)
SAFT resultaträkning (TTM)
IntäkterUS$1.29b
Kostnad för intäkterUS$1.19b
BruttovinstUS$98.34m
Övriga kostnaderUS$29.14m
IntäkterUS$69.20m

Senast redovisade vinst

Jun 30, 2026

Nästa vinstdatum

n/a

Vinst per aktie (EPS)4.71
Bruttomarginal7.65%
Nettovinstmarginal5.38%
Skuld/egenkapitalförhållande5.7%

Hur har SAFT utvecklats på lång sikt?

Se historisk utveckling och jämförelse

Utdelningar

3.6%
Aktuell utdelningsavkastning
78%
Utbetalningskvot

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/09/20 13:10
Aktiekurs vid dagens slut2026/09/18 00:00
Intäkter2026/06/30
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som används för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och handledningar på Youtube.

Lär dig mer om det som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

Safety Insurance Group, Inc. bevakas av 3 analytiker. 0 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Kenneth BillingsleyCompass Point Research & Trading, LLC
Vincent DeAugustinoKeefe, Bruyette, & Woods
Clifford GallantNomura Securities Co. Ltd.