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FinVolution GroupNYSE:FINV Aktierapport

Marknadsvärde US$1.1b
Aktiekurs
US$4.73
US$7.29
35.1% undervärderad intrinsisk rabatt
1Y-49.7%
7D-5.4%
1D
Portföljens värde
Utsikt

FinVolution Group

NYSE:FINV Aktierapport

Börsvärde: US$1.1b

FinVolution Group (FINV) Aktievy

FinVolution Group, ett investmentbolag, är verksamt inom konsumentfinansieringsbranschen online i Folkrepubliken Kina, Indonesien, Filippinerna och internationellt. Mer information

FINV fundamental analys
Snöflinga Score
Värdering5/6
Framtida tillväxt1/6
Tidigare resultat2/6
Finansiell hälsa5/6
Utdelningar4/6

FINV Community Fair Values

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FinVolution Group Konkurrenter

Prishistorik och prestanda

Sammanfattning av aktiekursernas upp- och nedgångar samt förändringar för FinVolution Group
Historiska aktiekurser
Aktuell aktiekursUS$4.73
52 veckors högstaUS$10.90
52 veckors lägstaUS$4.35
Beta0.37
1 månads förändring5.35%
3 månaders förändring-2.67%
1 års förändring-49.68%
3 års förändring6.05%
5 års förändring-50.47%
Förändring sedan börsintroduktionen-63.84%

Senaste nyheter och uppdateringar

Ny berättelse Jun 17

FinVolution Stock Will Rely On Overseas Expansion And AI To Transform Future Earnings

Catalysts About FinVolution Group FinVolution Group operates a technology driven consumer finance platform serving borrowers in China and several overseas markets. What are the underlying business or industry changes driving this perspective?
Uppdatering av berättelse Jun 16

FINV: Cash Returns And Overseas Expansion Will Drive Future Upside Potential

Analysts have nudged their price target on FinVolution Group higher to reflect a fair value estimate of about $7.29, up from roughly $7.01. The revision is backed by modest tweaks to discount rate assumptions, slightly softer revenue growth expectations, a marginally stronger profit margin profile, and a lower projected future P/E multiple.
Ny berättelse Jun 02

Overseas Expansion And AI Reliance Will Challenge Execution Yet Support Long Term Prospects

Catalysts About FinVolution Group FinVolution Group operates a technology driven consumer finance platform that connects borrowers with financial institution partners in China and select overseas markets. What are the underlying business or industry changes driving this perspective?
Uppdatering av berättelse Jun 01

FINV: Capital Returns And Overseas Expansion Will Support Future Upside Potential

Analysts have trimmed their price target for FinVolution Group to about $7.01 from roughly $7.61, reflecting slightly higher discount rates, more measured revenue growth, a modestly lower profit margin, and a small reset in expected future P/E. What's in the News FinVolution reported unaudited Q1 2026 results, citing steady overall performance, improving credit trends in China, and growing contributions from overseas markets, with international operations accounting for 30% of group revenue.

Recent updates

Ny berättelse Jun 17

FinVolution Stock Will Rely On Overseas Expansion And AI To Transform Future Earnings

Catalysts About FinVolution Group FinVolution Group operates a technology driven consumer finance platform serving borrowers in China and several overseas markets. What are the underlying business or industry changes driving this perspective?
Uppdatering av berättelse Jun 16

FINV: Cash Returns And Overseas Expansion Will Drive Future Upside Potential

Analysts have nudged their price target on FinVolution Group higher to reflect a fair value estimate of about $7.29, up from roughly $7.01. The revision is backed by modest tweaks to discount rate assumptions, slightly softer revenue growth expectations, a marginally stronger profit margin profile, and a lower projected future P/E multiple.
Ny berättelse Jun 02

Overseas Expansion And AI Reliance Will Challenge Execution Yet Support Long Term Prospects

Catalysts About FinVolution Group FinVolution Group operates a technology driven consumer finance platform that connects borrowers with financial institution partners in China and select overseas markets. What are the underlying business or industry changes driving this perspective?
Uppdatering av berättelse Jun 01

FINV: Capital Returns And Overseas Expansion Will Support Future Upside Potential

Analysts have trimmed their price target for FinVolution Group to about $7.01 from roughly $7.61, reflecting slightly higher discount rates, more measured revenue growth, a modestly lower profit margin, and a small reset in expected future P/E. What's in the News FinVolution reported unaudited Q1 2026 results, citing steady overall performance, improving credit trends in China, and growing contributions from overseas markets, with international operations accounting for 30% of group revenue.
Seeking Alpha May 27

FinVolution: International Growth Is Accelerating, Valuation Hasn't Moved

Summary FinVolution remains a Buy as I see multiple tailwinds despite recent underperformance versus the benchmark. FINV trades at a low single-digit forward P/E, with a $150 million share repurchase program supporting bottom-line growth. Management reiterated full-year guidance, signaling confidence despite temporary margin impacts from Chinese regulatory restrictions. AI integration strengthens FINV's moat, while fintech and consumer credit market growth provide multi-year tailwinds. Read the full article on Seeking Alpha
Uppdatering av berättelse May 18

FINV: Share Buybacks And Dividend Policy Will Support Future Return Potential

Analysts have nudged their price target on FinVolution Group higher to $7.61. This reflects slightly adjusted assumptions around the stock's discount rate, revenue growth outlook, and future P/E expectations.
Uppdatering av berättelse Apr 27

FINV: Share Buybacks And Dividend Policy Will Support Future Upside Potential

Analysts have kept their fair value estimate for FinVolution Group broadly unchanged at about $7.61 per share, with only slight tweaks to assumptions on discount rate, revenue growth, profit margin and future P/E contributing to a steady price target view. What's in the News FinVolution issued earnings guidance for 2026, with total revenue expected in a range of about RMB11.5b to RMB12.9b, which it described as a 5% to 15% year over year decline (company guidance).
Uppdatering av berättelse Apr 11

FINV: Buybacks And Dividend Will Support Future Upside Potential

Analysts have made a small trim to their price target on FinVolution Group, reducing it by about $0.04 as they fine tune assumptions around fair value, discount rate, revenue growth, profit margin and future P/E levels. What's in the News FinVolution Group issued earnings guidance for 2026, with total revenue expected in a range of roughly RMB11.5b to RMB12.9b, which the company describes as a 5% to 15% year over year decline (company guidance).
Uppdatering av berättelse Mar 28

FINV: Share Buybacks And Dividends Will Support Further Upside Potential

Analysts have trimmed their price target for FinVolution Group slightly to about $7.65, citing refreshed assumptions on discount rate, revenue growth, profit margins and future P/E, which collectively point to a more balanced risk and return profile. What's in the News FinVolution issued earnings guidance for 2026, with total revenue expected in a range of about RMB11.5b to RMB12.9b, described by the company as representing a 5% to 15% year over year decline (Corporate guidance).
Uppdatering av berättelse Mar 13

FINV: Higher Future P/E Assumptions Will Support Further Upside Potential

Analysts have nudged their price target for FinVolution Group higher to about $7.66 from about $7.55, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. Valuation Changes Fair Value: The updated estimate has edged up from $7.55 to about $7.66 per share, reflecting a minor adjustment in the model.
Uppdatering av berättelse Feb 26

FINV: Lower Discount Rate And P/E Assumptions Will Support Future Upside Potential

Analysts have lowered their price target on FinVolution Group to $6.91 from $7.00, reflecting slightly lower assumed discount rates and a modestly reduced future P/E multiple, while keeping fair value, revenue growth, and profit margin expectations essentially unchanged. Valuation Changes Fair Value: Modelled fair value remains unchanged at $7.55 per share.
Uppdatering av berättelse Feb 07

FINV: Share Repurchases And 2025 Revenue Guidance Will Support Future Upside Potential

Analysts have trimmed their price target on FinVolution Group slightly, reflecting small adjustments to the discount rate and forward P/E assumptions while keeping fair value and key operating metrics essentially unchanged. What's in the News FinVolution Group issued full year 2025 revenue guidance, targeting total revenue in a range of about RMB 13.1b to RMB 13.7b.
Uppdatering av berättelse Jan 23

FINV: Share Repurchases And 2025 Guidance Will Support Future Upside Potential

Analysts have kept their fair value estimate for FinVolution Group steady at US$7.55 per share, with small tweaks to inputs like the discount rate and future P/E, now at 7.04x, reflecting updated assumptions rather than a major shift in the investment case. What's in the News From July 1, 2025 to September 30, 2025, FinVolution Group repurchased US$0.8 million of its shares, bringing total buybacks under the March 17, 2025 program to US$36.56 million (company announcement).
Uppdatering av berättelse Jan 09

FINV: Share Repurchases And 2025 Guidance Will Support Future Upside Potential

Analysts have held their fair value estimate for FinVolution Group steady at US$7.55 per share, while making only minor tweaks to discount rate and future P/E inputs. This reflects updated model assumptions rather than a shift in their overall view of the stock.
Uppdatering av berättelse Dec 21

FINV: Share Repurchases Will Support Future Upside Despite Flat Revenue Outlook

Analysts have modestly raised their price target on FinVolution Group, citing a slightly higher assumed future price to earnings multiple that offsets softer expectations for revenue growth and profit margins. This has led to a small upward revision in estimated fair value toward approximately $7.55 per share.
Uppdatering av berättelse Dec 07

FINV: Share Repurchases Will Drive Future Upside Despite Softer Margins

Analysts have modestly reduced their price target on FinVolution Group, citing tempered expectations for revenue growth and slightly lower profit margins. These factors outweigh a marginally higher assumed future P/E multiple.
Uppdatering av berättelse Nov 23

FINV: Share Buybacks Will Support Long-Term Upside Amid Margin Shifts

Analysts have lowered their price target for FinVolution Group from $11.34 to $8.61. They cite revised expectations for slower revenue growth and reduced profit margins as the reasons for this adjustment.
Analysartikel Oct 30

Little Excitement Around FinVolution Group's (NYSE:FINV) Earnings As Shares Take 25% Pounding

Unfortunately for some shareholders, the FinVolution Group ( NYSE:FINV ) share price has dived 25% in the last thirty...
Uppdatering av berättelse Aug 27

Expansion Into International Markets And AI Investments Will Increase Costs But Strengthen Future Prospects

The downward revision in FinVolution Group's Analyst Price Target reflects sharp declines in both future P/E ratio and consensus revenue growth forecasts, with fair value dropping from $11.82 to $11.34. What's in the News Completed repurchase of 3,295,800 shares for $28.04 million, totaling 27,600,104 shares (10.5%) for $150 million under the buyback announced in August 2023.
Seeking Alpha Mar 31

FinVolution Group Is Undervalued With Catalysts (Rating Upgrade)

Summary I have lifted my rating for FinVolution to a 'Buy', as there are re-rating drivers that could allow the stock to command a higher valuation. My take is that FINV's shares are cheap based on the capital management yield and P/NAV valuation measures. The key catalysts for the Company are further growth in foreign markets and sustained positive momentum for its domestic operations. Read the full article on Seeking Alpha
Analysartikel Mar 28

Investors Still Aren't Entirely Convinced By FinVolution Group's (NYSE:FINV) Earnings Despite 27% Price Jump

FinVolution Group ( NYSE:FINV ) shares have continued their recent momentum with a 27% gain in the last month alone...
Analysartikel Mar 27

FinVolution Group (NYSE:FINV) Is Increasing Its Dividend To CN¥0.257

The board of FinVolution Group ( NYSE:FINV ) has announced that it will be paying its dividend of CN¥0.257 on the 7th...
Analysartikel Mar 20

FinVolution Group (NYSE:FINV) Analysts Are Pretty Bullish On The Stock After Recent Results

The investors in FinVolution Group 's ( NYSE:FINV ) will be rubbing their hands together with glee today, after the...
Analysartikel Feb 08

Many Still Looking Away From FinVolution Group (NYSE:FINV)

With a price-to-earnings (or "P/E") ratio of 7x FinVolution Group ( NYSE:FINV ) may be sending very bullish signals at...
Seeking Alpha Dec 13

FinVolution: Big Data, Proven FCF Growth, And Substantial Undervaluation

Summary FinVolution Group's internationalization efforts, big data analytics, and machine learning capabilities could drive significant free cash flow and operational efficiency, making the stock appear undervalued and a buy. The company focuses on young borrowers underserved by traditional institutions, generating revenue through transaction service fees from financial partners. FINV's automated platforms and stock repurchase programs enhance profit margins and stock price potential, supported by impressive cash flow and net income growth. Regulatory changes in China and potential credit market deterioration pose risks, but the current valuation and growth prospects make FINV an attractive investment. Read the full article on Seeking Alpha
Seeking Alpha Nov 22

FinVolution: Strong Growth Trajectory Ahead Through LE-GO Strategy

Summary FinVolution Group's overseas expansion strategy, 'Local Excellence, Global Outlook' (LE-GO), aims for sustainable growth in emerging markets outside China, enhancing its international revenue contribution to 20% in 2024. Despite a saturated China market, FINV's risk management and funding cost optimizations support progressive profit and shareholder returns. The Company's international markets, particularly Indonesia and the Philippines, show promising profitability and growth, with significant collaborations and diversified financial products. FINV's current growth potential for transaction volume, net income, and sustainable capital return make it an attractive investment, especially given its lower PB ratio compared to peers. Read the full article on Seeking Alpha
User avatar
Ny berättelse Nov 21

International Expansion And Tech Partnerships Propel Innovative Growth Worldwide

Strategic international expansion and partnerships drive revenue growth and enhance market penetration, with a focus on technological innovation improving efficiency and margins.
Analysartikel Oct 03

FinVolution Group (NYSE:FINV) Soars 29% But It's A Story Of Risk Vs Reward

Despite an already strong run, FinVolution Group ( NYSE:FINV ) shares have been powering on, with a gain of 29% in the...
Seeking Alpha Sep 19

FinVolution: Market Diversity And Risk Management Are Major Competitive Advantages

Summary I am bullish on FinVolution Group due to its diverse market reach, robust risk management strategies, and commitment to shareholder value through dividends and share buybacks. The stock is undervalued with a P/E ratio of 4.82x and a NAV/share of $7.64, presenting a good entry opportunity. FinVolution's expansion into emerging markets like the Philippines and Indonesia, coupled with its mature Chinese market, ensures both short- and long-term growth. The company employs advanced AI and big data for risk assessment, maintaining a delinquency ratio below 3%, and has a diverse funding base for financial stability. Read the full article on Seeking Alpha
Analysartikel Jul 05

Investors Holding Back On FinVolution Group (NYSE:FINV)

With a price-to-earnings (or "P/E") ratio of 4.2x FinVolution Group ( NYSE:FINV ) may be sending very bullish signals...
Seeking Alpha Jun 18

FinVolution: Appealing Shareholder Yield Is Overshadowed By Downside Risks

Summary FinVolution Group is estimated to offer a potential shareholder yield in the teens for fiscal 2024, considering analyst consensus dividend projections and the company's annualized share repurchases. However, I am concerned that FinVolution Group's actual FY 2024 bottom-line performance could be weaker-than-expected due to asset quality issues and elevated marketing investments. I have decided to stick with a Hold rating for FinVolution after assessing its shareholder capital return and its earnings risk factors. Read the full article on Seeking Alpha
Seeking Alpha Apr 01

FinVolution Q4 2023: Striking A Balance Between Growth And Shareholder Returns

Summary Established in China in 2007, FinVolution Group has successfully transitioned from a P2P lending platform to a loan facilitation model, serving as an intermediary between borrowers and collaborated financial institutions. Despite the regulatory pressures and challenges posed by the COVID-19 pandemic, FinVolution has demonstrated remarkable resilience in terms of its robust growth in transaction volume, outstanding loan balance across Pan-Asia. FinVolution has successfully replicated know-how in Indonesia and the Philippines. By the conclusion of 2023, approximately 17% of the total revenue will be derived from these international operations. The commitment of FINV to enhancing shareholder value is noteworthy, as evidenced by its consistent capital return program encompassing dividends and share repurchases. Their strategic approach focuses on achieving balanced growth across markets while concurrently maximizing shareholder returns. Read the full article on Seeking Alpha
Analysartikel Mar 22

FinVolution Group (NYSE:FINV) Has Announced That It Will Be Increasing Its Dividend To CN¥0.217

FinVolution Group ( NYSE:FINV ) will increase its dividend from last year's comparable payment on the 7th of May to...
Analysartikel Mar 21

Earnings Update: FinVolution Group (NYSE:FINV) Just Reported Its Yearly Results And Analysts Are Updating Their Forecasts

Shareholders might have noticed that FinVolution Group ( NYSE:FINV ) filed its yearly result this time last week. The...
Seeking Alpha Feb 08

FinVolution Remains A Long-Term Bullish Play

Summary FinVolution Group's earnings fell in fiscal 2022, but the company is expected to return to growth in fiscal 2023. The company's earnings yield and return on capital point to a strong investment case. The technicals of FINV stock have not been responding, but improvements in operations and international markets could lead to significant gains. Read the full article on Seeking Alpha
Seeking Alpha Nov 23

FinVolution: Mixed Read-Throughs From Recent Results

Summary FINV's actual 9M 2023 top line and bottom line were less than 75% of their respective full-year consensus forecasts, as the Chinese economy remained weak. But Indonesia was a bright spot for FinVolution in the most recent quarter, and there is the potential for FINV to grab a larger share of the Indonesian P2P market. I leave my Hold rating for FINV unchanged, as I have a mixed view of the insights drawn from the company's latest set of results. Read the full article on Seeking Alpha
Seeking Alpha Sep 15

FinVolution: Eyes On Foreign Expansion And Capital Allocation

Summary FinVolution is growing its presence in international markets, which is positive for its top line, but its profit margins are impacted by higher provisions and investments associated with foreign expansion. FINV has been returning a significant amount of excess capital to shareholders in recent years, but the company should place a greater emphasis on capital investment going forward. I have a Hold rating for FinVolution Group, as I have a Neutral view of its capital allocation policies and growth strategy. Read the full article on Seeking Alpha
Seeking Alpha Jul 06

FinVolution: Dividend Trends By The Numbers

Summary FinVolution Group's shares have been consolidating, but its 4.69% dividend yield has protected investors' purchasing power. The company's annual dividend payout has increased by over 80% since 2020. The company's free cash flow dividend payout ratio of 40.3% indicates that the dividend is sustainable. FinVolution's strong cash position of $1.128 billion further protects the dividend. Despite a drop in net earnings in fiscal 2022, the company is expected to return to earnings growth this year, with strong growth expected in subsequent years. Read the full article on Seeking Alpha
Seeking Alpha May 24

FinVolution's Low-Key Overseas Expansion Pays Dividends

Summary FinVolution's revenue from its overseas businesses surged 165.8% in the first quarter to account for 14.7% of its total revenue, up from 10% for all of 2022. The company began its overseas journey at the end of 2018 in the Philippines and has since expanded into Indonesia. FinVolution is unlikely to completely shed its Chinese roots, but instead is probably trying to become more diversified by beefing up its international operations. Read the full article on Seeking Alpha

Aktieägarnas avkastning

FINVUS Consumer FinanceUS Marknad
7D-5.4%4.9%1.4%
1Y-49.7%9.4%25.7%

Avkastning vs industri: FINV presterade sämre än US Consumer Finance branschen som gav 9.4 % under det senaste året.

Avkastning vs Marknaden: FINV presterade sämre än US marknaden som gav 25.7 % under det senaste året.

Prisvolatilitet

Is FINV's price volatile compared to industry and market?
FINV volatility
FINV Average Weekly Movement7.2%
Consumer Finance Industry Average Movement6.6%
Market Average Movement7.2%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stabil aktiekurs: FINV har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för US.

Volatilitet över tid: FINV s veckovolatilitet ( 7% ) har varit stabil under det senaste året.

Om företaget

GrundadAnställdaVD OCH KONCERNCHEFWebbplats
20073,869Tiezheng Liir.finvgroup.com

FinVolution Group, ett investmentbolag, är verksamt inom konsumentfinansieringsbranschen online i Folkrepubliken Kina, Indonesien, Filippinerna och internationellt. Bolaget driver en onlineplattform för konsumentfinansiering genom ppdai.com och PPDai mobilapplikation; AdaKami, en onlineplattform för lån; och JuanHand för utlåning och andra personliga finansiella tjänster. Företaget var tidigare känt som PPDAI Group Inc. och bytte namn till FinVolution Group i november 2019.

FinVolution Group Sammanfattning av grunderna

Hur förhåller sig FinVolution Group:s resultat och omsättning till dess börsvärde?
FINV grundläggande statistik
BörsvärdeUS$1.15b
Vinst(TTM)US$326.25m
Intäkter(TTM)US$1.97b
3.6x
P/E-förhållande
0.6x
P/S-förhållande

Resultat & intäkter

Viktig lönsamhetsstatistik från den senaste resultatrapporten (TTM)
FINV resultaträkning (TTM)
IntäkterCN¥13.34b
Kostnad för intäkterCN¥3.80b
BruttovinstCN¥9.54b
Övriga kostnaderCN¥7.33b
IntäkterCN¥2.21b

Senast redovisade vinst

Mar 31, 2026

Nästa vinstdatum

n/a

Vinst per aktie (EPS)9.00
Bruttomarginal71.54%
Nettovinstmarginal16.58%
Skuld/egenkapitalförhållande8.0%

Hur har FINV utvecklats på lång sikt?

Se historisk utveckling och jämförelse

Utdelningar

6.5%
Aktuell utdelningsavkastning
24%
Utbetalningskvot

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/06/22 23:12
Aktiekurs vid dagens slut2026/06/22 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som används för att skapa denna rapport finns på vår Github-sida; vi har också guider om hur du använder våra rapporter och handledningar på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

FinVolution Group bevakas av 12 analytiker. 6 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Qingqing MaoChina International Capital Corporation Limited
Dongping ZhouChina International Capital Corporation Limited
Yun-Yin WangChina Renaissance Securities