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Usio, Inc.NasdaqGM:USIO Aktierapport

Marknadsvärde US$42.0m
Aktiekurs
US$1.52
US$4.5
66.2% undervärderad intrinsisk rabatt
1Y4.1%
7D21.6%
Portföljens värde
Utsikt

Usio, Inc.

NasdaqGM:USIO Aktierapport

Börsvärde: US$42.0m

Usio (USIO) Aktievy

Usio, Inc. tillhandahåller tillsammans med sina dotterbolag integrerade tjänster för elektronisk betalningshantering till handlare och företag i USA. Mer information

USIO fundamental analys
Snöflinga Score
Värdering4/6
Framtida tillväxt3/6
Tidigare resultat0/6
Finansiell hälsa4/6
Utdelningar0/6

USIO Community Fair Values

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Usio, Inc. Konkurrenter

Prishistorik och prestanda

Sammanfattning av aktiekursernas upp- och nedgångar samt förändringar för Usio
Historiska aktiekurser
Aktuell aktiekursUS$1.52
52 veckors högstaUS$2.02
52 veckors lägstaUS$1.03
Beta1.29
1 månads förändring24.59%
3 månaders förändring15.15%
1 års förändring4.11%
3 års förändring-29.63%
5 års förändring-72.61%
Förändring sedan börsintroduktionen-96.62%

Senaste nyheter och uppdateringar

Uppdatering av berättelse May 11

USIO: New Gift Card Platform Will Reshape Merchant Payment Controls

Analysts have lifted their price target on Usio from $4.00 to $4.50, citing adjustments to their fair value estimate, discount rate, revenue growth expectations, profit margin outlook, and a lower assumed future P/E multiple. What's in the News Usio launched a new Private-Label Gift Card platform that lets businesses offer branded gift cards usable across locations, point-of-sale systems, and payment processors while using traditional payment networks (Key Developments).

Recent updates

Uppdatering av berättelse May 11

USIO: New Gift Card Platform Will Reshape Merchant Payment Controls

Analysts have lifted their price target on Usio from $4.00 to $4.50, citing adjustments to their fair value estimate, discount rate, revenue growth expectations, profit margin outlook, and a lower assumed future P/E multiple. What's in the News Usio launched a new Private-Label Gift Card platform that lets businesses offer branded gift cards usable across locations, point-of-sale systems, and payment processors while using traditional payment networks (Key Developments).
Analysartikel Sep 05

Slammed 25% Usio, Inc. (NASDAQ:USIO) Screens Well Here But There Might Be A Catch

The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 25% over the previous 30 days, handing back much...
Uppdatering av berättelse Aug 08

Electronic Payments Will Expand Market Opportunities Amid Uncertainty

The drop in Usio’s consensus price target reflects a substantial decline in net profit margin alongside a sharply higher future P/E, indicating weaker expected profitability and increasing valuation risk, with fair value now revised down to $5.12. What's in the News Usio and Mortgage Automator formed a strategic partnership to integrate Usio's advanced payment solutions into Mortgage Automator's platform, offering users automated payment options and streamlined loan servicing.
Analysartikel Jul 12

Further Upside For Usio, Inc. (NASDAQ:USIO) Shares Could Introduce Price Risks After 30% Bounce

Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 30% share price jump in the last month...
Seeking Alpha Mar 28

I Like Usio's Direction, But Not Enough To Buy Right Now

Summary Usio, Inc. is transitioning from transactional services to an integrated fintech platform, focusing on recurring, tech-driven revenue streams for future growth. Despite a strong year-end finish with notable cash flow and payment processing volume increases, core revenue growth remains underwhelming. The company's valuation reflects investor optimism for future growth, but earnings volatility and execution risks make it a hold rather than a buy. Usio's shift to a platform model shows potential, but its ability to consistently generate high-margin revenue and free cash flow is still unproven. Read the full article on Seeking Alpha
Analysartikel Feb 21

Usio, Inc. (NASDAQ:USIO) Might Not Be As Mispriced As It Looks After Plunging 32%

The Usio, Inc. ( NASDAQ:USIO ) share price has softened a substantial 32% over the previous 30 days, handing back much...
User avatar
Ny berättelse Feb 09

Improving Margins In ACH Segment And Strong Deal Pipeline Will Drive Future Profitability

Usio's expansion in ACH and PayFac segments is enhancing profitability and margins, positioning it for future earnings growth.
Analysartikel Jan 07

Market Might Still Lack Some Conviction On Usio, Inc. (NASDAQ:USIO) Even After 31% Share Price Boost

Usio, Inc. ( NASDAQ:USIO ) shareholders have had their patience rewarded with a 31% share price jump in the last month...
Seeking Alpha Aug 14

Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook

Summary Usio, Inc. has maintained a strong balance sheet by being net cash as of Q1 2024. The company forecasts that revenue YoY growth, adj. EBITDA YoY growth, positive operating cash flow and positive free cash flow will continue in 2024. On top of this, Usio, Inc. expects that it will be profitable in 2024. Based on absolute and relative valuation, Usio, Inc. at $1.50 per share is very cheap. Read the full article on Seeking Alpha
Analysartikel May 21

Usio, Inc.'s (NASDAQ:USIO) Subdued P/S Might Signal An Opportunity

Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.6x might make it look like a strong buy right now...
Analysartikel Jan 18

Usio, Inc. (NASDAQ:USIO) Could Be Riskier Than It Looks

With a price-to-sales (or "P/S") ratio of 0.5x Usio, Inc. ( NASDAQ:USIO ) may be sending bullish signals at the moment...
Analysartikel Aug 11

Usio, Inc.'s (NASDAQ:USIO) Shares Not Telling The Full Story

Usio, Inc.'s ( NASDAQ:USIO ) price-to-sales (or "P/S") ratio of 0.5x might make it look like a buy right now compared...
Seeking Alpha Sep 13

Usio co-founder passes away

Electronic payment solutions provider Usio (NASDAQ:USIO) said its chairman and co-founder, Michael Long, passed away on Sep. 7. The board voted to name President and CEO Louis Hoch to the additional role of chairman in a special board meeting on Sep. 12. Source: Press Release
Seeking Alpha Jul 26

Usio: Q2 total dollar processed declines 12% Y/Y, card segment on record high

Usio (NASDAQ:USIO) reported Tuesday a 2% sequential growth in total dollar processed to $2.4B during Q2 2022; however, down 12% compared to last year’s record second quarter. The fintech electronic payment company said total payment transactions processed in the second quarter of 2022 were 10.35M and included following processing results: Credit Card Dollars Processed (Including PayFac) was +2% sequentially, +9% year-over-year. Credit Card Transactions Processed +5%, +35%. Prepaid Card Load Volume -16%, +81%. Prepaid Card Transactions Processed -28%, +190%. Prepaid Card Purchase Dollars Processed -27%, +76%. Electronic Check Transaction Volume +10%, -8%. "Both card and ACH volumes set records in the final month of the quarter, June 2022, with monthly card volumes setting an all-time high and ACH volumes nearly matching our all-time high for a month. Consequently, we are maintaining our outlook of 16% - 20% revenue growth for the year, conditioned on favorable economic conditions," said Usio's President and CEO Louis Hoch.  Further, the company told it expects over $15M of potential card spoilage to start recognizing in September. Earlier: Usio stock drops as Voyager Digital halts trading
Seeking Alpha Jun 23

Usio Buffeted By Voyager

The company's shares have sold off strongly on economic and crypto risk and the latter turned out to be real with their crypto partner Voyager entering into serious problems. Q1 margins showed some decline mostly on one-off investments, paving the way for recovery in subsequent quarters, and the company still gained cash. Guidance will likely be lowered considerably, and we think the shares will be dead money for a while, although we think most of the problems are priced in already. Longer term, PayFac and prepaid will likely to keep growing strongly, so there is still some lure for the patient investor.
Seeking Alpha Jan 25

Usio Is Getting Flushed With The Market

The shares are sold off in sympathy with FinTech companies trading on much higher multiples. Their crypto and ACH businesses do produce some exposure to a weakening economy. However, the company is largely a secular growth story on the back of fast-growing PayFac and prepaid segments.
Seeking Alpha Oct 20

Usio Inc.'s PayFac Business Is A Rapidly-Growing, High-Quality Business That Is Alone Worth More Than Current EV

PayFac business is high-quality and growing >60%, worth $6/share today and $24/share in 2027. Prepaid business is another quality business that is growing 20%, worth $2.40/share today and $4.60/share in 2027. Remaining business units are free cash flow generators that will grow 2% organically over the next 5-7 years, providing free cash flow to invest in PayFac, Prepaid, and other growth. Blended organic growth 26% annually over next six years. Business worth $34 in 2027 based on 4x EV/sales and 30x EV/FCF, giving 35% CAGR potential.
Seeking Alpha Oct 03

Usio Is Close To Turning Profitable

Usio is firing on all cylinders and the company had its third consecutive quarter with positive adjusted EBITDA. The company is close to profitability. Management increased guidance again although the surprising thing is that it seems to indicate a flat H2 versus H1, which is likely to be too conservative, given the growth momentum.

Aktieägarnas avkastning

USIOUS Diversified FinancialUS Marknad
7D21.6%-0.3%-0.3%
1Y4.1%-12.1%24.1%

Avkastning vs industri: USIO översteg US Diversified Financial branschen som gav -12.1 % under det senaste året.

Avkastning vs Marknaden: USIO presterade sämre än US marknaden som gav 24.1 % under det senaste året.

Prisvolatilitet

Is USIO's price volatile compared to industry and market?
USIO volatility
USIO Average Weekly Movement9.4%
Diversified Financial Industry Average Movement6.6%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.2%

Stabil aktiekurs: USIO har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för US.

Volatilitet över tid: USIO s veckovolatilitet ( 9% ) har varit stabil under det senaste året.

Om företaget

GrundadAnställdaVD OCH KONCERNCHEFWebbplats
1998109Louis Hochusio.com

Usio, Inc. tillhandahåller tillsammans med sina dotterbolag integrerade tjänster för elektronisk betalningshantering till handlare och företag i USA. Företaget erbjuder olika typer av ACH-transaktioner (Automated Clearing House) för fondöverföringar samt kredit-, förbetalda kort- och betalkortsbaserade behandlingstjänster. Dess ACH-transaktionsbehandlingstjänster inkluderar representerad check och checkkonvertering för elektronisk betalningsfacilitering.

Usio, Inc. Sammanfattning av grunderna

Hur förhåller sig Usio:s resultat och omsättning till dess börsvärde?
USIO grundläggande statistik
BörsvärdeUS$41.98m
Vinst(TTM)-US$2.15m
Intäkter(TTM)US$88.85m
0.5x
P/S-förhållande
-19.5x
P/E-förhållande

Resultat & intäkter

Viktig lönsamhetsstatistik från den senaste resultatrapporten (TTM)
USIO resultaträkning (TTM)
IntäkterUS$88.85m
Kostnad för intäkterUS$68.83m
BruttovinstUS$20.02m
Övriga kostnaderUS$22.18m
Intäkter-US$2.15m

Senast redovisade vinst

Mar 31, 2026

Nästa vinstdatum

n/a

Vinst per aktie (EPS)-0.078
Bruttomarginal22.53%
Nettovinstmarginal-2.43%
Skuld/egenkapitalförhållande7.3%

Hur har USIO utvecklats på lång sikt?

Se historisk utveckling och jämförelse

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/05/18 21:10
Aktiekurs vid dagens slut2026/05/15 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

Usio, Inc. bevakas av 5 analytiker. 4 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Gary PrestopinoBarrington Research Associates, Inc.
Scott BuckH.C. Wainwright & Co.
Jon HickmanLadenburg Thalmann & Company