SLM Corporation

NasdaqGS:SLM Aktierapport

Börsvärde: US$4.3b

SLM Förvaltning

Förvaltning kriterier kontrolleras 3/4

SLM VD är Jon Witter, utsedd i Apr 2020, har en mandatperiod på 6.08 år. totala årliga ersättningen är $ 11.26M, bestående av 9.8% lön 90.2% bonusar, inklusive företagsaktier och optioner. äger direkt 0.42% av företagets aktier, värda $ 18.16M. Den genomsnittliga mandatperioden för ledningsgruppen och styrelsen är 3.8 år respektive 5.6 år.

Viktig information

Jon Witter

Verkställande direktör

US$11.3m

Total ersättning

VD-lön i procent9.77%
Anställning som VD6.1yrs
Ägande av VD0.4%
Ledningens genomsnittliga anställningstid3.8yrs
Styrelsens genomsnittliga mandatperiod5.6yrs

Senaste uppdateringar av ledningen

Recent updates

SLM: Credit Stability And Medical Graduate Lending Expansion Will Support Future Re Rating

Analysts have adjusted the blended price target on SLM slightly lower by about $1, reflecting recent cuts from several firms partly offset by a $2 increase. They are factoring in a more uncertain macro backdrop, modestly lower profit margin assumptions, and a slightly higher future P/E multiple.

SLM: Share Repurchases And Credit Stability Will Offset Persistent AI Risk Overhang

Analysts have trimmed the blended price target on SLM to about $29 as they factor in updated fair value assumptions, slightly lower profit margins and a modestly softer revenue outlook, while still keeping a relatively low future P/E in focus. Analyst Commentary Recent Street research on SLM clusters around a tighter valuation range, with most firms trimming price targets while reassessing growth, credit risk and the impact of AI on graduate outcomes.

SLM: Share Repurchases And Credit Stability Will Counter Persistent AI Risk Overhang

Narrative Update on SLM Analysts have trimmed SLM's average price target by a few dollars to around the high $20s, reflecting sector wide cuts tied to a more uncertain macro backdrop and ongoing debate around credit risk and AI driven pressure on graduate outcomes. Analyst Commentary Recent research on SLM centers on how macro uncertainty, potential AI disruption and credit risk feed into valuation and growth expectations.

SLM: Share Repurchases Will Counter AI And Credit Risk Overhang

Analysts have trimmed their average price target on SLM by about $0.90. This reflects a series of modest target cuts into the high $20s and low $30s as they factor in a more uncertain macro backdrop, credit risk concerns, and the ongoing AI related overhang.

SLM: Share Repurchases Will Offset Credit Risk And Support Future Returns

Analysts have trimmed their average price target for SLM by a small amount to reflect slightly higher perceived risk and modestly softer margin and fair value assumptions, citing mixed recent research where some firms raised targets while others lowered them, and one downgraded the stock on concerns about cyclical credit risk and structural pressures on the student lending model. Analyst Commentary Recent Street research on SLM highlights a split view, with some firms trimming price targets and others lifting them, while JPMorgan has turned more cautious on the shares.

SLM: Share Repurchases And Credit Discipline Will Drive Future Returns

Analysts have raised their price targets on SLM by about $2 to $3. This reflects a slightly lower assumed discount rate and mixed views on credit risk and the long term resilience of the company's business model.

SLM (NASDAQ:SLM) Is Due To Pay A Dividend Of $0.13

Feb 03
SLM (NASDAQ:SLM) Is Due To Pay A Dividend Of $0.13

SLM: Higher Buybacks And Credit Discipline Will Support Future Returns

Analyst Price Target Narrative Update Analysts have nudged their SLM price targets higher by roughly $2 to $3, reflecting updated views on credit risk, college graduate job markets, and the long term resilience of the company’s business model in the face of AI related disruptions. Analyst Commentary Recent research on SLM reflects mixed sentiment, with some analysts revising price targets higher and others taking a more cautious stance on credit quality and the long term outlook for private student lending.

SLM: Reaffirmed Credit Guidance And Tighter Underwriting Will Support Future Returns

Analysts have trimmed their price target on SLM to about $31.82 from $31.91, reflecting concerns around asset-backed securities performance. At the same time, they point to management's reaffirmed credit guidance, tighter underwriting, and an increased profit margin outlook, alongside a slightly lower assumed P/E multiple.

SLM: Future Earnings Will Benefit From Resilient Credit Trends Amid Sector Volatility

Analysts have reduced their price target on SLM to approximately $31.90 from about $34.73, reflecting increased concerns about potential credit and ABS headwinds, despite still supportive long term earnings and consumer credit views. Analyst Commentary Recent Street research reflects a more balanced stance on SLM, with price targets moving lower on average but ratings largely remaining constructive, as analysts recalibrate expectations around credit performance, funding conditions, and the macro backdrop for student borrowers.

SLM: Future Earnings Will Benefit From Improving Credit Performance And Evolving Market Conditions

Analysts have modestly lowered their average price target for SLM to a range of $29 to $40. This shift reflects heightened concerns around credit quality, consumer health, and the resumption of student loan repayments, even as management maintains its credit guidance amid tighter market conditions.

SLM: Future Earnings Will Reflect Improved Credit Performance Amid Sector Uncertainty

Analysts have lowered their average price target for SLM by a notable margin. The shift from around $40 to $31 is due to rising concerns over credit trends, ABS performance, and macroeconomic headwinds, even as long-term guidance remains cautiously optimistic.

SLM: Lower Federal Student Loan Supply Will Boost Private Lending Demand

The analyst price target for SLM has decreased from around $35.18 to $34.73, reflecting concerns about credit quality, weaker revenue growth projections, and market headwinds as highlighted by recent analyst commentary. Analyst Commentary Recent analyst reports on SLM present a mix of optimism and caution.

SLM Corporation Just Missed Earnings - But Analysts Have Updated Their Models

Oct 28
SLM Corporation Just Missed Earnings - But Analysts Have Updated Their Models

Federal Loan Reforms Will Widen The Private Lending Market

Analysts have lowered SLM's average price target from approximately $38 to $35 per share, citing recent concerns over credit performance and cautious consumer trends, even though management has reaffirmed its guidance. Analyst Commentary Recent analyst updates reflect a divided outlook on SLM, with some expressing optimism about long-term earnings and credit management, while others raise concerns about short-term credit trends and macroeconomic headwinds.

Federal Loan Reforms Will Widen The Private Lending Market

Analysts have raised their price target for SLM to $40, up from previous estimates of $37. They cite continued strength in loan growth, improved credit performance, and new market opportunities for the company.

SLM Corporation's (NASDAQ:SLM) Shares Not Telling The Full Story

Jul 15
SLM Corporation's (NASDAQ:SLM) Shares Not Telling The Full Story

SLM Corporation: Moderating Expectations, But Valuation Remains Hot; Uncertain Policy Optionality

Jul 03

SLM Corporation (NASDAQ:SLM) Doing What It Can To Lift Shares

Mar 31
SLM Corporation (NASDAQ:SLM) Doing What It Can To Lift Shares

SLM Corporation: With Student Loan Policy Shifting, Sallie Mae Quietly Gains Ground

Mar 22

SLM Corporation: Lending Strength To Your Portfolio

Jan 24

Improved Earnings Required Before SLM Corporation (NASDAQ:SLM) Stock's 27% Jump Looks Justified

Nov 26
Improved Earnings Required Before SLM Corporation (NASDAQ:SLM) Stock's 27% Jump Looks Justified

SLM (NASDAQ:SLM) Has Announced That It Will Be Increasing Its Dividend To $0.13

Oct 27
SLM (NASDAQ:SLM) Has Announced That It Will Be Increasing Its Dividend To $0.13
User avatar

Boost In Credit Quality And Tactical Capital Returns Clashing With Revenue Declines And Analyst Concerns

Enhanced credit and loan performance metrics hint at potential for higher net margins and stronger net income through improved credit quality and loss mitigation programs.

SLM Corporation's (NASDAQ:SLM) Business And Shares Still Trailing The Market

Jul 12
SLM Corporation's (NASDAQ:SLM) Business And Shares Still Trailing The Market

SLM (NASDAQ:SLM) Has Announced A Dividend Of $0.11

Apr 26
SLM (NASDAQ:SLM) Has Announced A Dividend Of $0.11

Take Care Before Diving Into The Deep End On SLM Corporation (NASDAQ:SLM)

Apr 11
Take Care Before Diving Into The Deep End On SLM Corporation (NASDAQ:SLM)

Analys av ersättningar till VD

Hur har Jon Witter:s ersättning förändrats jämfört med SLM:s resultat?
DatumTotal ersättningLönFöretagets resultat
Mar 31 2026n/an/a

US$733m

Dec 31 2025US$11mUS$1m

US$729m

Sep 30 2025n/an/a

US$607m

Jun 30 2025n/an/a

US$425m

Mar 31 2025n/an/a

US$605m

Dec 31 2024US$12mUS$1m

US$590m

Sep 30 2024n/an/a

US$647m

Jun 30 2024n/an/a

US$721m

Mar 31 2024n/an/a

US$735m

Dec 31 2023US$9mUS$1m

US$564m

Sep 30 2023n/an/a

US$319m

Jun 30 2023n/an/a

US$367m

Mar 31 2023n/an/a

US$447m

Dec 31 2022US$8mUS$1m

US$460m

Sep 30 2022n/an/a

US$846m

Jun 30 2022n/an/a

US$845m

Mar 31 2022n/an/a

US$643m

Dec 31 2021US$7mUS$950k

US$1b

Sep 30 2021n/an/a

US$1b

Jun 30 2021n/an/a

US$1b

Mar 31 2021n/an/a

US$1b

Dec 31 2020US$11mUS$658k

US$871m

Ersättning vs marknad: Jon s total kompensation ($USD 11.26M ) är över genomsnittet för företag av liknande storlek på US marknaden ($USD 7.20M ).

Ersättning vs inkomst: Ersättningen från Jon har varit i linje med företagets resultat under det senaste året.

VD OCH KONCERNCHEF

Jon Witter (55 yo)

6.1yrs
Anställning
US$11,261,733
Kompensation

Mr. Jonathan W. Witter, also known as Jon, serves as Chief Executive Officer and Director at SLM Corporation since April 20, 2020. He serves as Chief Executive Officer and Director at Sallie Mae Bank since...

Ledningsgrupp

NamnPositionAnställningKompensationÄgarskap
Jonathan Witter
CEO & Director6.1yrsUS$11.26m0.42%
$ 18.2m
Kerri Palmer
Co-President3.3yrsUS$2.87m0.028%
$ 1.2m
Peter Graham
Co-President2.6yrsUS$3.35m0.027%
$ 1.1m
Nicolas Jafarieh
Executive VP and Chief Legal8.2yrsUS$2.63m0.083%
$ 3.5m
Steven Turner
Executive VP and Chief Technology & Enablement Officerless than a yearinga uppgifteringa uppgifter
Kate deLacy
Senior Director & Head of Investor Relationsno datainga uppgifteringa uppgifter
William Wolf
Executive VP & Chief People Officer4.2yrsinga uppgifteringa uppgifter
Munish Pahwa
Executive VP & Chief Risk Officer2.8yrsinga uppgifter0.045%
$ 1.9m
Jeremy Brandon
Executive VP & Chief Audit Officerno datainga uppgifteringa uppgifter
Richard Nelson
Senior VP8.2yrsinga uppgifteringa uppgifter
Matthew Santora
Director of Investor Relationsno datainga uppgifteringa uppgifter
Melissa Bronaugh
Managing Vice President of Strategic Financeno datainga uppgifteringa uppgifter
3.8yrs
Genomsnittlig anställningstid
55yo
Genomsnittlig ålder

Erfaren ledning: SLM s ledningsgrupp anses vara erfaren ( 3.8 års genomsnittlig anställningstid).

Styrelseledamöter

NamnPositionAnställningKompensationÄgarskap
Jonathan Witter
CEO & Director6.1yrsUS$11.26m0.42%
$ 18.2m
Mark Lavelle
Independent Director7.1yrsUS$269.98k0.042%
$ 1.8m
Vivian Schneck-Last
Independent Director11.2yrsUS$265.01k0.049%
$ 2.1m
Richard Blackley
Independent Director3.5yrsUS$274.95k0.018%
$ 749.7k
Kirsten Wolberg
Independent Director9.5yrsUS$255.01k0.039%
$ 1.7m
Ted Manvitz
Independent Director5.2yrsUS$262.42k0.036%
$ 1.5m
Henry Greig
Director1.3yrsUS$255.01k0.0045%
$ 192.1k
Mary Carter Franke
Independent Chair of the Board12.1yrsUS$382.51k0.055%
$ 2.4m
James Matheson
Independent Director11.2yrsUS$270.01k0.055%
$ 2.3m
Janaki Akella
Independent Director2.3yrsUS$260.01k0.0066%
$ 283.3k
Daniel Greenstein
Independent Director1.1yrsUS$228.75k0.0028%
$ 119.8k
Christopher Leech
Independent Director2.3yrsUS$257.51k0.0066%
$ 283.3k
5.6yrs
Genomsnittlig anställningstid
60yo
Genomsnittlig ålder

Erfaren styrelse: SLM s styrelse anses vara erfaren ( 5.6 års genomsnittlig mandatperiod).

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/05/03 21:28
Aktiekurs vid dagens slut2026/05/01 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

SLM Corporation bevakas av 28 analytiker. 7 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Terry MaBarclays
Bruce HartingBarclays
James FotheringhamBMO Capital Markets Equity Research