SLM (SLM) Aktievy
SLM Corporation, genom sina dotterbolag, ger ut och förmedlar privata utbildningslån till studenter och deras familjer för att finansiera deras utbildningskostnader i USA. Mer information
| Snöflinga Score | |
|---|---|
| Värdering | 5/6 |
| Framtida tillväxt | 1/6 |
| Tidigare resultat | 2/6 |
| Finansiell hälsa | 3/6 |
| Utdelningar | 2/6 |
Belöningar
Riskanalys
SLM Community Fair Values
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Analyst Price Targets
SLM Corporation Konkurrenter
Prishistorik och prestanda
| Historiska aktiekurser | |
|---|---|
| Aktuell aktiekurs | US$25.60 |
| 52 veckors högsta | US$34.97 |
| 52 veckors lägsta | US$17.77 |
| Beta | 0.95 |
| 1 månads förändring | 14.34% |
| 3 månaders förändring | 15.52% |
| 1 års förändring | -24.42% |
| 3 års förändring | 59.90% |
| 5 års förändring | 27.87% |
| Förändring sedan börsintroduktionen | 183.81% |
Senaste nyheter och uppdateringar
Uppdatering av berättelse • Jun 26
SLM: Refining Earnings Power As Legal And Capital Returns Stories Unfold
Analysts have trimmed their average price target on SLM to about $23, reflecting more cautious revenue assumptions, along with expectations for stronger profit margins and a lower future P/E multiple. Analyst Commentary Recent Street research on SLM shows a mix of cautious and constructive views, with several firms adjusting their price targets and ratings in quick succession.Seeking Alpha • Jun 14
Sallie Mae's Safest Borrowers Are Suddenly Defaulting
Summary Sallie Mae remains a hold as competitive pressures and delinquency trends cloud near-term earnings visibility despite dominant private student loan market share. SLM faces acute risk from refinancing firms acquiring delinquent loans at steep discounts, eroding recoveries, and requiring urgent operational changes. Projected 70% origination growth over four years could be a future catalyst, but benefits from public loan cap changes may take time to materialize. With a forward PE of 7x and valuation reset, SLM appears fairly valued given current uncertainties and lack of clear recovery strategy. Read the full article on Seeking AlphaRecent updates
Uppdatering av berättelse • Jun 26
SLM: Refining Earnings Power As Legal And Capital Returns Stories Unfold
Analysts have trimmed their average price target on SLM to about $23, reflecting more cautious revenue assumptions, along with expectations for stronger profit margins and a lower future P/E multiple. Analyst Commentary Recent Street research on SLM shows a mix of cautious and constructive views, with several firms adjusting their price targets and ratings in quick succession.Seeking Alpha • Jun 14
Sallie Mae's Safest Borrowers Are Suddenly Defaulting
Summary Sallie Mae remains a hold as competitive pressures and delinquency trends cloud near-term earnings visibility despite dominant private student loan market share. SLM faces acute risk from refinancing firms acquiring delinquent loans at steep discounts, eroding recoveries, and requiring urgent operational changes. Projected 70% origination growth over four years could be a future catalyst, but benefits from public loan cap changes may take time to materialize. With a forward PE of 7x and valuation reset, SLM appears fairly valued given current uncertainties and lack of clear recovery strategy. Read the full article on Seeking Alpha
Uppdatering av berättelse • Jun 04
SLM: Credit Stability And Capital Returns Will Support Future Re Rating
Analysts have nudged the SLM price target higher by about $0.64, pointing to updated views on fair value; a slightly higher assumed discount rate; softer revenue growth expectations; modestly lower profit margin assumptions; and a small adjustment to the future P/E multiple in light of recent mixed target changes across the Street. Analyst Commentary Recent Street research on SLM shows a mix of higher and lower price targets, along with at least one reported upgrade, reflecting a debate over how the stock should be valued against execution risks and growth opportunities.Uppdatering av berättelse • Apr 24
SLM: Credit Stability And Medical Graduate Lending Expansion Will Support Future Re Rating
Analysts have adjusted the blended price target on SLM slightly lower by about $1, reflecting recent cuts from several firms partly offset by a $2 increase. They are factoring in a more uncertain macro backdrop, modestly lower profit margin assumptions, and a slightly higher future P/E multiple.Uppdatering av berättelse • Apr 10
SLM: Share Repurchases And Credit Stability Will Offset Persistent AI Risk Overhang
Analysts have trimmed the blended price target on SLM to about $29 as they factor in updated fair value assumptions, slightly lower profit margins and a modestly softer revenue outlook, while still keeping a relatively low future P/E in focus. Analyst Commentary Recent Street research on SLM clusters around a tighter valuation range, with most firms trimming price targets while reassessing growth, credit risk and the impact of AI on graduate outcomes.Uppdatering av berättelse • Mar 27
SLM: Share Repurchases And Credit Stability Will Counter Persistent AI Risk Overhang
Narrative Update on SLM Analysts have trimmed SLM's average price target by a few dollars to around the high $20s, reflecting sector wide cuts tied to a more uncertain macro backdrop and ongoing debate around credit risk and AI driven pressure on graduate outcomes. Analyst Commentary Recent research on SLM centers on how macro uncertainty, potential AI disruption and credit risk feed into valuation and growth expectations.Uppdatering av berättelse • Mar 12
SLM: Share Repurchases Will Counter AI And Credit Risk Overhang
Analysts have trimmed their average price target on SLM by about $0.90. This reflects a series of modest target cuts into the high $20s and low $30s as they factor in a more uncertain macro backdrop, credit risk concerns, and the ongoing AI related overhang.Uppdatering av berättelse • Feb 26
SLM: Share Repurchases Will Offset Credit Risk And Support Future Returns
Analysts have trimmed their average price target for SLM by a small amount to reflect slightly higher perceived risk and modestly softer margin and fair value assumptions, citing mixed recent research where some firms raised targets while others lowered them, and one downgraded the stock on concerns about cyclical credit risk and structural pressures on the student lending model. Analyst Commentary Recent Street research on SLM highlights a split view, with some firms trimming price targets and others lifting them, while JPMorgan has turned more cautious on the shares.Uppdatering av berättelse • Feb 09
SLM: Share Repurchases And Credit Discipline Will Drive Future Returns
Analysts have raised their price targets on SLM by about $2 to $3. This reflects a slightly lower assumed discount rate and mixed views on credit risk and the long term resilience of the company's business model.Analysartikel • Feb 03
SLM (NASDAQ:SLM) Is Due To Pay A Dividend Of $0.13
SLM Corporation ( NASDAQ:SLM ) will pay a dividend of $0.13 on the 16th of March. This means that the annual payment...Uppdatering av berättelse • Jan 25
SLM: Higher Buybacks And Credit Discipline Will Support Future Returns
Analyst Price Target Narrative Update Analysts have nudged their SLM price targets higher by roughly $2 to $3, reflecting updated views on credit risk, college graduate job markets, and the long term resilience of the company’s business model in the face of AI related disruptions. Analyst Commentary Recent research on SLM reflects mixed sentiment, with some analysts revising price targets higher and others taking a more cautious stance on credit quality and the long term outlook for private student lending.Uppdatering av berättelse • Jan 11
SLM: Reaffirmed Credit Guidance And Tighter Underwriting Will Support Future Returns
Analysts have trimmed their price target on SLM to about $31.82 from $31.91, reflecting concerns around asset-backed securities performance. At the same time, they point to management's reaffirmed credit guidance, tighter underwriting, and an increased profit margin outlook, alongside a slightly lower assumed P/E multiple.Uppdatering av berättelse • Dec 15
SLM: Future Earnings Will Benefit From Resilient Credit Trends Amid Sector Volatility
Analysts have reduced their price target on SLM to approximately $31.90 from about $34.73, reflecting increased concerns about potential credit and ABS headwinds, despite still supportive long term earnings and consumer credit views. Analyst Commentary Recent Street research reflects a more balanced stance on SLM, with price targets moving lower on average but ratings largely remaining constructive, as analysts recalibrate expectations around credit performance, funding conditions, and the macro backdrop for student borrowers.Uppdatering av berättelse • Nov 30
SLM: Future Earnings Will Benefit From Improving Credit Performance And Evolving Market Conditions
Analysts have modestly lowered their average price target for SLM to a range of $29 to $40. This shift reflects heightened concerns around credit quality, consumer health, and the resumption of student loan repayments, even as management maintains its credit guidance amid tighter market conditions.Uppdatering av berättelse • Nov 16
SLM: Future Earnings Will Reflect Improved Credit Performance Amid Sector Uncertainty
Analysts have lowered their average price target for SLM by a notable margin. The shift from around $40 to $31 is due to rising concerns over credit trends, ABS performance, and macroeconomic headwinds, even as long-term guidance remains cautiously optimistic.Uppdatering av berättelse • Nov 01
SLM: Lower Federal Student Loan Supply Will Boost Private Lending Demand
The analyst price target for SLM has decreased from around $35.18 to $34.73, reflecting concerns about credit quality, weaker revenue growth projections, and market headwinds as highlighted by recent analyst commentary. Analyst Commentary Recent analyst reports on SLM present a mix of optimism and caution.Analysartikel • Oct 28
SLM Corporation Just Missed Earnings - But Analysts Have Updated Their Models
SLM Corporation ( NASDAQ:SLM ) just released its latest third-quarter report and things are not looking great. Results...Uppdatering av berättelse • Oct 18
Federal Loan Reforms Will Widen The Private Lending Market
Analysts have lowered SLM's average price target from approximately $38 to $35 per share, citing recent concerns over credit performance and cautious consumer trends, even though management has reaffirmed its guidance. Analyst Commentary Recent analyst updates reflect a divided outlook on SLM, with some expressing optimism about long-term earnings and credit management, while others raise concerns about short-term credit trends and macroeconomic headwinds.Uppdatering av berättelse • Oct 04
Federal Loan Reforms Will Widen The Private Lending Market
Analysts have raised their price target for SLM to $40, up from previous estimates of $37. They cite continued strength in loan growth, improved credit performance, and new market opportunities for the company.Analysartikel • Jul 15
SLM Corporation's (NASDAQ:SLM) Shares Not Telling The Full Story
SLM Corporation's ( NASDAQ:SLM ) price-to-earnings (or "P/E") ratio of 11.6x might make it look like a buy right now...Seeking Alpha • Mar 22
SLM Corporation: With Student Loan Policy Shifting, Sallie Mae Quietly Gains Ground
Summary SLM Corporation, a leader in private student loans, is poised to benefit from potential regulatory changes but faces short-term volatility due to economic uncertainties. Despite strong fundamentals and steady growth, recession fears and high valuation warrant a HOLD rating, aligning with the current quant rating. Investors should monitor economic conditions closely, as better entry points may emerge if uncertainties persist, despite long-term bullish prospects for SLM. Read the full article on Seeking AlphaSeeking Alpha • Jan 24
SLM Corporation: Lending Strength To Your Portfolio
Summary SLM Corporation has shown strong performance with a 50% one-year return, driven by increased private education loan originations and improved credit quality. SLM’s 2024 highlights include record loan originations, improved credit quality, and a robust capital return strategy, indicating management’s confidence in long-term growth. Despite regulatory risks and operational cash flow challenges, SLM’s appealing valuation and growth prospects make it a potential buy for investors comfortable with some uncertainty. The optimistic 2025 forecast, with expected EPS growth and lower forward P/E ratios, supports the case for potential upside in SLM’s stock. Read the full article on Seeking Alpha
Ny berättelse • Aug 30
Boost In Credit Quality And Tactical Capital Returns Clashing With Revenue Declines And Analyst Concerns
Enhanced credit and loan performance metrics hint at potential for higher net margins and stronger net income through improved credit quality and loss mitigation programs.Aktieägarnas avkastning
| SLM | US Consumer Finance | US Marknad | |
|---|---|---|---|
| 7D | 0.6% | 2.1% | 1.6% |
| 1Y | -24.4% | 2.4% | 18.6% |
Avkastning vs industri: SLM presterade sämre än US Consumer Finance branschen som gav 2.4 % under det senaste året.
Avkastning vs Marknaden: SLM presterade sämre än US marknaden som gav 18.6 % under det senaste året.
Prisvolatilitet
| SLM volatility | |
|---|---|
| SLM Average Weekly Movement | 4.6% |
| Consumer Finance Industry Average Movement | 6.7% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
Stabil aktiekurs: SLM har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för US.
Volatilitet över tid: SLM s veckovolatilitet ( 5% ) har varit stabil under det senaste året.
Om företaget
| Grundad | Anställda | VD OCH KONCERNCHEF | Webbplats |
|---|---|---|---|
| 1972 | 1,788 | Jon Witter | www.salliemae.com |
SLM Corporation, genom sina dotterbolag, ger ut och förvaltar privata utbildningslån till studenter och deras familjer för att finansiera deras utbildningskostnader i USA. Företaget tillhandahåller inlåningskonton för privatpersoner, inklusive högavkastande sparkonton, penningmarknadskonton och inlåningscertifikat, samt räntebärande omnibuskonton. Företaget var tidigare känt som New BLC Corporation och bytte namn till SLM Corporation i december 2013.
SLM Corporation Sammanfattning av grunderna
| SLM grundläggande statistik | |
|---|---|
| Börsvärde | US$4.83b |
| Vinst(TTM) | US$732.94m |
| Intäkter(TTM) | US$1.67b |
6.6x
P/E-förhållande2.9x
P/S-förhållandeÄr SLM övervärderat?
Se Verkligt värde och värderingsanalysResultat & intäkter
| SLM resultaträkning (TTM) | |
|---|---|
| Intäkter | US$1.67b |
| Kostnad för intäkter | US$0 |
| Bruttovinst | US$1.67b |
| Övriga kostnader | US$932.50m |
| Intäkter | US$732.94m |
Senast redovisade vinst
Mar 31, 2026
Nästa vinstdatum
n/a
| Vinst per aktie (EPS) | 3.89 |
| Bruttomarginal | 100.00% |
| Nettovinstmarginal | 44.01% |
| Skuld/egenkapitalförhållande | 253.1% |
Hur har SLM utvecklats på lång sikt?
Se historisk utveckling och jämförelseUtdelningar
2.0%
Aktuell utdelningsavkastning14%
UtbetalningskvotFöretagsanalys och finansiella data Status
| Uppgifter | Senast uppdaterad (UTC-tid) |
|---|---|
| Analys av företag | 2026/07/05 12:22 |
| Aktiekurs vid dagens slut | 2026/07/02 00:00 |
| Intäkter | 2026/03/31 |
| Årlig intjäning | 2025/12/31 |
Datakällor
Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.
| Paket | Uppgifter | Tidsram | Exempel US-källa |
|---|---|---|---|
| Företagets finansiella ställning | 10 år |
| |
| Analytikernas konsensusuppskattningar | +3 år |
|
|
| Marknadspriser | 30 år |
| |
| Ägarskap | 10 år |
| |
| Förvaltning | 10 år |
| |
| Viktiga utvecklingstendenser | 10 år |
|
* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.
Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.
Analysmodell och snöflinga
Detaljer om analysmodellen som används för att skapa denna rapport finns på vår Github-sida; vi har också guider om hur du använder våra rapporter och handledningar på Youtube.
Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.
Industri- och sektormått
Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.
Källor för analytiker
SLM Corporation bevakas av 27 analytiker. 7 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.
| Analytiker | Institution |
|---|---|
| Terry Ma | Barclays |
| Bruce Harting | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |