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Provident Financial Services, Inc.NYSE:PFS Aktierapport

Marknadsvärde US$2.9b
Aktiekurs
US$22.17
US$25.2
12.0% undervärderad intrinsisk rabatt
1Y32.8%
7D3.4%
1D
Portföljens värde
Utsikt

Provident Financial Services, Inc.

NYSE:PFS Aktierapport

Börsvärde: US$2.9b

Provident Financial Services (PFS) Aktievy

Provident Financial Services, Inc. är bankholdingbolag för Provident Bank som tillhandahåller olika bankprodukter och tjänster till privatpersoner, familjer och företag i USA. Mer information

PFS fundamental analys
Snöflinga Score
Värdering5/6
Framtida tillväxt1/6
Tidigare resultat5/6
Finansiell hälsa6/6
Utdelningar5/6

PFS Community Fair Values

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Provident Financial Services, Inc. Konkurrenter

Prishistorik och prestanda

Sammanfattning av aktiekursernas upp- och nedgångar samt förändringar för Provident Financial Services
Historiska aktiekurser
Aktuell aktiekursUS$22.43
52 veckors högstaUS$23.98
52 veckors lägstaUS$15.92
Beta0.79
1 månads förändring0.31%
3 månaders förändring2.37%
1 års förändring32.80%
3 års förändring37.52%
5 års förändring-11.94%
Förändring sedan börsintroduktionen44.71%

Senaste nyheter och uppdateringar

Seeking Alpha May 11

Provident Financial Services Remains Compelling As Its Quality Shines Through

Summary Provident Financial Services remains a compelling 'buy' despite recent underperformance versus the S&P 500. PFS demonstrates robust asset quality, attractive valuation, and continued earnings growth, with net profits rising from $64M to $79.4M. Deposit declines are offset by reduced high-cost brokered deposits and loan growth, supporting margin expansion and profitability. Credit quality metrics warrant monitoring, but current levels are not sufficient to alter the bullish thesis. Read the full article on Seeking Alpha
Uppdatering av berättelse May 08

PFS: Net Interest Margin Expansion And Expense Discipline Will Support Future Returns

Analyst price targets for Provident Financial Services have moved up by $0.60 to $25.20. Analysts point to expectations for steady profitability, net interest margin expansion and disciplined expense management as key supports for the updated view.

Recent updates

Seeking Alpha May 11

Provident Financial Services Remains Compelling As Its Quality Shines Through

Summary Provident Financial Services remains a compelling 'buy' despite recent underperformance versus the S&P 500. PFS demonstrates robust asset quality, attractive valuation, and continued earnings growth, with net profits rising from $64M to $79.4M. Deposit declines are offset by reduced high-cost brokered deposits and loan growth, supporting margin expansion and profitability. Credit quality metrics warrant monitoring, but current levels are not sufficient to alter the bullish thesis. Read the full article on Seeking Alpha
Uppdatering av berättelse May 08

PFS: Net Interest Margin Expansion And Expense Discipline Will Support Future Returns

Analyst price targets for Provident Financial Services have moved up by $0.60 to $25.20. Analysts point to expectations for steady profitability, net interest margin expansion and disciplined expense management as key supports for the updated view.
Uppdatering av berättelse Apr 21

PFS: Net Interest Margins And Dividend Yield Will Support Balanced Future Returns

Narrative Update The analyst price target for Provident Financial Services is now set at $25, with analysts pointing to steady profitability, gradual net interest margin expansion of about 4 to 5 bps a quarter, tight expense control and a current valuation around 8.2x projected 2026 earnings with a dividend yield near 4.5% as key supports for this view. Analyst Commentary Recent Street research around Provident Financial Services clusters around a shared $25 price target, but the reasoning behind that view splits into clearly optimistic and more cautious camps.
Uppdatering av berättelse Apr 07

PFS: Net Interest Margin Expansion And Dividend Yield Will Support Future Upside

The analyst price target for Provident Financial Services has been nudged slightly lower from $25.00 to about $24.60, as analysts balance expectations for continued profitability and net interest margin expansion with views that the shares trade near peer P/E multiples and face some capital constraints. Analyst Commentary Recent research paints a mixed picture for Provident Financial Services, with some analysts pointing to earnings power and income potential, while others highlight valuation and capital as reasons for restraint.
Uppdatering av berättelse Mar 24

PFS: Net Interest Margin Expansion And Dividend Yield Will Support Forward Upside

Analysts have maintained the $25 price target for Provident Financial Services, citing continued profitability, steady net interest margin expansion, disciplined expense management, and what they view as a reasonable P/E and dividend yield at current levels. Analyst Commentary Recent Street research around Provident Financial Services centers on how its current P/E, dividend yield, and balance sheet constraints line up with execution on profitability and interest margin trends.
Uppdatering av berättelse Mar 10

PFS: Neutral Ratings And Share Repurchases Will Support Constructive Forward Outlook

Narrative Update: Provident Financial Services The analyst price target for Provident Financial Services has been reaffirmed at $25, as analysts highlight that the shares trade in line with peers and view the current P/E and margin assumptions as consistent with the bank's capital constraints. Analyst Commentary Recent research coverage frames Provident Financial Services as fairly valued at its current P/E, with the $25 price target repeated across reports.
Uppdatering av berättelse Feb 23

PFS: Share Repurchases And Refined P/E Assumptions Will Guide Balanced Future Outlook

Analysts recently raised their price target on Provident Financial Services by $2 to $25, attributing the change to updated assumptions regarding the discount rate, profit margin, and future P/E, while maintaining their fair value estimate at $25. Analyst Commentary Analysts updated their work on Provident Financial Services alongside the new US$25 price target, using revised assumptions around discount rate, profit margin, and future P/E to fine tune their view of the shares.
Uppdatering av berättelse Feb 08

PFS: Share Repurchases And Revised P/E Range Will Shape Balanced Future Upside

Analysts have lifted their fair value estimate for Provident Financial Services from $23.13 to $25.00, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations reflected in recent Street research. Analyst Commentary Recent Street research has focused on how the updated fair value estimate of US$25.00 lines up with expectations around earnings power, capital deployment, and the appropriate P/E range for Provident Financial Services.
Analysartikel Feb 01

Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24

The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 27th of...
Uppdatering av berättelse Jan 25

PFS: Share Repurchases Will Support Future Upside As Credit Costs Remain Contained

Analysts have held their price target for Provident Financial Services steady at $23.13. This reflects largely unchanged views on its fair value as small tweaks to inputs like the discount rate, revenue growth, profit margin and future P/E feed into a broadly consistent valuation framework.
Uppdatering av berättelse Jan 10

PFS: Share Repurchases And Steady Credit Costs Will Support Future Upside

Analysts reaffirmed their price target on Provident Financial Services at US$23.13, citing largely unchanged assumptions for the discount rate, revenue growth, profit margin, and future P/E as the basis for maintaining their current valuation view. What's in the News From July 1, 2025 to September 30, 2025, Provident Financial Services repurchased 1,335 shares for about US$0.02 million, representing 0.001022% of shares under its ongoing buyback program (Key Developments).
Uppdatering av berättelse Dec 24

PFS: Improving Credit Quality Will Drive Future Earnings Upside

Analysts have nudged their price target on Provident Financial Services higher, raising fair value by approximately $0.50 per share to about $23.13, citing slightly higher long term profitability and a modestly richer expected earnings multiple. What's in the News Completed a multi year share repurchase program launched on January 29, 2021, retiring a total of 3,065,903 shares, or about 3.94% of shares outstanding, for $69.23 million (company filing) The latest repurchase tranche from July 1, 2025 to September 30, 2025 totaled 1,335 shares, or roughly 0.001022% of shares, for $0.02 million (company filing) Reported third quarter 2025 net loan charge offs of $5.4 million, down from $6.8 million in the prior year quarter, indicating modest improvement in credit costs (company results) Valuation Changes Fair Value has risen slightly, increasing by about $0.50 per share from approximately $22.63 to $23.13.
Uppdatering av berättelse Dec 10

PFS: Improving Credit Quality Will Drive Future Upside Potential

Analysts nudged their price target on Provident Financial Services modestly higher to approximately $22.63 per share, reflecting slightly lower discount rate assumptions and sustained expectations for steady revenue growth, resilient profit margins, and a stable forward earnings multiple. What's in the News Completed share repurchase program announced January 29, 2021, with a total of 3,065,903 shares bought back for $69.23 million, representing 3.94% of shares outstanding (Key Developments) The latest tranche from July 1 to September 30, 2025 included the repurchase of 1,335 shares for $0.02 million, a marginal 0.001022% of shares, signaling a final clean up of the program (Key Developments) Third quarter 2025 net loan charge offs declined to $5.4 million from $6.8 million a year earlier, indicating improving credit quality trends (Key Developments) Valuation Changes Fair Value Estimate: Unchanged at approximately $22.63 per share, indicating no revision to the intrinsic value assessment.
Uppdatering av berättelse Nov 26

PFS: Share Buyback Activity And Charge-Off Improvements Will Drive Positive Momentum

Narrative Update: Analyst Price Target Adjustment for Provident Financial Services Analysts have maintained their price target for Provident Financial Services at $22.63, indicating continued confidence in the company's valuation, which is supported by largely unchanged financial forecasts. What's in the News Between July 1, 2025 and September 30, 2025, Provident Financial Services completed the repurchase of 1,335 shares for $0.02 million as part of its ongoing buyback program.
Uppdatering av berättelse Nov 07

PFS: Share Buyback And Lower Charge-Offs Signal Upside Potential Ahead

Analysts have slightly adjusted their price target for Provident Financial Services, maintaining it at $22.63. Updated estimates indicate a modest decrease in projected revenue growth and profit margins.
Analysartikel Nov 03

Provident Financial Services (NYSE:PFS) Is Due To Pay A Dividend Of $0.24

The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 28th of...
Uppdatering av berättelse Oct 22

Analysts Lift Provident Financial Price Target Amid Improved Margins and Share Buyback Completion

Analysts have raised their price target for Provident Financial Services from $22.08 to $22.63 per share, citing slight increases in profit margin and future earnings estimates, even though projected revenue growth is expected to be marginally lower. What's in the News Provident Financial Services, Inc.
Analysartikel Jul 28

Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24

Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of August. This means the...
Seeking Alpha Feb 17

Provident Financial Services: Reported Earnings Could Almost Double In 2025

Summary Provident Financial Services is a U.S. regional bank focused on mortgage lending in New Jersey, Pennsylvania, and New York. The bank's Q4 2024 results reflected the final costs of the merger with Lakeland Bancorp. Looking ahead to 2025, the bank expects no additional merger costs and a stable net interest margin. Coupled with loan growth and operational synergies, this should result in earnings close to $2.00/share, earning PFS a Buy rating. PFS boasts low credit costs and a high capital buffer. As such, the main risk in the investment case remains the effect on the net interest margin from Fed policy normalization. Read the full article on Seeking Alpha
Analysartikel Nov 02

Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24

Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of November. Based on this...
User avatar
Ny berättelse Sep 24

The Company-Lakeland Merger To Ignite Revenue Growth, Net Margin Improvements, And Strengthen Financial Stability

The Provident-Lakeland merger offers significant cross-selling opportunities in insurance and wealth management, aiming to boost revenues.
Analysartikel Jul 29

Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24

Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend of $0.24 per share on the...
Seeking Alpha Feb 14

Provident Financial: An Old Local Bank With Growth Potential After Lakeland Bank Merger

Summary Provident Financial Services, the parent of Provident Bank, gets a Buy rating today, contrarian to the bearish or cautious consensus from Wall Street and the SA quant system. The bank has expected future EPS and revenue growth, a 6% dividend yield that beats several regional bank peers, an expanding loan portfolio, and growth potential from Lakeland Bank merger. Provident has a low risk profile, with less than 5% of the loan book exposed to office loans. The share price appears to be fairly priced and valued. Read the full article on Seeking Alpha

Aktieägarnas avkastning

PFSUS BanksUS Marknad
7D3.4%3.8%2.5%
1Y32.8%20.9%26.4%

Avkastning vs industri: PFS översteg US Banks branschen som gav 20.9 % under det senaste året.

Avkastning vs Marknaden: PFS översteg US marknaden som gav 26.4 % under det senaste året.

Prisvolatilitet

Is PFS's price volatile compared to industry and market?
PFS volatility
PFS Average Weekly Movement3.2%
Banks Industry Average Movement3.4%
Market Average Movement7.2%
10% most volatile stocks in US Market16.5%
10% least volatile stocks in US Market3.1%

Stabil aktiekurs: PFS har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för US.

Volatilitet över tid: PFS s veckovolatilitet ( 3% ) har varit stabil under det senaste året.

Om företaget

GrundadAnställdaVD OCH KONCERNCHEFWebbplats
18391,842Tony Labozzettawww.provident.bank

Provident Financial Services, Inc. är bankholdingbolag för Provident Bank som tillhandahåller olika bankprodukter och tjänster till privatpersoner, familjer och företag i USA. Dess inlåningsprodukter inkluderar sparande, kontroll, räntebärande kontroll, penningmarknadsinlåning och certifikatkonton samt IRA-produkter. Företagets låneportfölj består av kommersiella fastighetslån som är säkrade av fastigheter, såsom flerfamiljshus, detaljhandels- och industrifastigheter och kontorsbyggnader; kommersiella affärslån; hypotekslån med fast ränta och justerbar ränta med säkerhet i en- till fyrafamiljsfastigheter; bostadslån; kommersiella bygglån; och konsumentlån bestående av home equity-lån, home equity-kreditlinjer, personliga lån och osäkra kreditlinjer samt bil- och fritidsfordonslån.

Provident Financial Services, Inc. Sammanfattning av grunderna

Hur förhåller sig Provident Financial Services:s resultat och omsättning till dess börsvärde?
PFS grundläggande statistik
BörsvärdeUS$2.87b
Vinst(TTM)US$306.55m
Intäkter(TTM)US$886.01m
9.5x
P/E-förhållande
1.0x
P/B-förhållande

Resultat & intäkter

Viktig lönsamhetsstatistik från den senaste resultatrapporten (TTM)
PFS resultaträkning (TTM)
IntäkterUS$886.01m
Kostnad för intäkterUS$0
BruttovinstUS$886.01m
Övriga kostnaderUS$579.46m
IntäkterUS$306.55m

Senast redovisade vinst

Mar 31, 2026

Nästa vinstdatum

n/a

Vinst per aktie (EPS)2.35
Bruttomarginal100.00%
Nettovinstmarginal34.60%
Skuld/egenkapitalförhållande104.6%

Hur har PFS utvecklats på lång sikt?

Se historisk utveckling och jämförelse

Utdelningar

4.3%
Aktuell utdelningsavkastning
41%
Utbetalningskvot

Ger PFS en tillförlitlig utdelning?

Se PFS utdelningshistorik och jämförelsetal
När behöver man köpa PFS för att få en kommande utdelning?
Provident Financial Services datum för utdelning
Ex utdelningsdagMay 15 2026
Utbetalningsdag för utdelningMay 29 2026
Dagar till Ex-utdelning13 days
Dagar till utdelningsdag1 day

Ger PFS en tillförlitlig utdelning?

Se PFS utdelningshistorik och jämförelsetal

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/05/26 21:33
Aktiekurs vid dagens slut2026/05/26 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

Provident Financial Services, Inc. bevakas av 9 analytiker. 5 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Jacob CivielloD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Feddie StricklandHovde Group, LLC