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First Commonwealth Financial CorporationNYSE:FCF Aktierapport

Marknadsvärde US$1.9b
Aktiekurs
US$19.11
US$20.83
8.3% undervärderad intrinsisk rabatt
1Y23.1%
7D0.3%
1D
Portföljens värde
Utsikt

First Commonwealth Financial Corporation

NYSE:FCF Aktierapport

Börsvärde: US$1.9b

First Commonwealth Financial (FCF) Aktievy

First Commonwealth Financial Corporation, ett finansiellt holdingbolag, tillhandahåller olika konsument- och affärsbanksprodukter och -tjänster i USA. Mer information

FCF fundamental analys
Snöflinga Score
Värdering4/6
Framtida tillväxt1/6
Tidigare resultat4/6
Finansiell hälsa6/6
Utdelningar4/6

FCF Community Fair Values

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First Commonwealth Financial Corporation Konkurrenter

Prishistorik och prestanda

Sammanfattning av aktiekursernas upp- och nedgångar samt förändringar för First Commonwealth Financial
Historiska aktiekurser
Aktuell aktiekursUS$18.95
52 veckors högstaUS$19.14
52 veckors lägstaUS$15.00
Beta0.75
1 månads förändring1.88%
3 månaders förändring10.05%
1 års förändring23.05%
3 års förändring31.51%
5 års förändring28.91%
Förändring sedan börsintroduktionen309.73%

Senaste nyheter och uppdateringar

Uppdatering av berättelse May 15

FCF: Dividend Stability And Share Buybacks Will Support A Constructive Outlook

Analysts have nudged their price target for First Commonwealth Financial slightly higher to $20.83 from $20.67, reflecting updated views on revenue growth, profit margins, and the future P/E multiple. What's in the News Announced a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend and record date of May 8, 2026 (Key Developments).

Recent updates

Uppdatering av berättelse May 15

FCF: Dividend Stability And Share Buybacks Will Support A Constructive Outlook

Analysts have nudged their price target for First Commonwealth Financial slightly higher to $20.83 from $20.67, reflecting updated views on revenue growth, profit margins, and the future P/E multiple. What's in the News Announced a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend and record date of May 8, 2026 (Key Developments).
Uppdatering av berättelse Apr 28

FCF: Stable Assumptions And Fair Pricing Will Guide Balanced Outlook

Analysts have maintained their $20.67 price target for First Commonwealth Financial, citing unchanged assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as the basis for keeping their outlook steady. Valuation Changes Fair Value: Remains at $20.67, indicating no change in the estimated per share value used in the model.
Uppdatering av berättelse Apr 14

FCF: Share Repurchases And Stable Credit Costs Will Shape Balanced Outlook

Analysts have nudged their price target for First Commonwealth Financial slightly higher to about $20.67 from roughly $20.33. This reflects updated assumptions for fair value, revenue growth, profit margin, and future P/E multiples.
Uppdatering av berättelse Mar 30

FCF: Expanded Buybacks And Steady Credit Costs Will Support Further Upside

Analysts have kept their average price target for First Commonwealth Financial steady at about $20.33, reflecting unchanged assumptions around the discount rate, revenue growth, profit margin and future P/E. What's in the News First Commonwealth Financial Corporation announced a share repurchase program authorizing the company to buy back up to $25 million of its shares (Buyback Transaction Announcements).
Uppdatering av berättelse Mar 16

FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside

Analysts have kept their price target for First Commonwealth Financial effectively unchanged at around $20.33. This reflects steady assumptions on fair value, discount rate, revenue growth, profit margin and a slightly lower future P/E that together support a consistent outlook on the shares.
Seeking Alpha Mar 15

First Commonwealth Financial: Just Good Enough To Remain Bullish

Summary First Commonwealth Financial remains a 'buy' despite recent share underperformance and slightly elevated valuation multiples. FCF demonstrates strong asset quality, with return on assets at 1.46% and manageable exposure to office real estate loans. Deposit and loan growth continue, though uninsured deposits have risen to 29% and non-performing loans increased to 0.94%. Net interest income and margin improved, aided by lower deposit and borrowing costs, but investors should monitor rising credit risk metrics. Management is forward-looking with their focus on digital innovation, and the company's balance sheet should hold up well for now in the face of interest rate declines. Read the full article on Seeking Alpha
Uppdatering av berättelse Mar 02

FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside

Analysts have revised their price target on First Commonwealth Financial slightly lower to about $20.33 from $20.40, reflecting updated assumptions about fair value, discount rate, revenue growth, profit margin, and a modestly lower future P/E multiple. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares for $20.83 million, completing a total buyback of 5,101,327 shares (5.07%) for $75.14 million under the program announced on October 26, 2021 (Key Developments).
Uppdatering av berättelse Feb 15

FCF: Ongoing Buybacks And Stable Credit Costs Will Support Fair Upside

Analysts have adjusted their price target for First Commonwealth Financial from $20.00 to $20.40, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future price-to-earnings (P/E) assumptions. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares, for US$20.83 million under the buyback program announced on October 26, 2021.
Uppdatering av berättelse Feb 01

FCF: Buybacks And Stable Credit Costs Will Support Measured Upside

Analysts have raised their price target for First Commonwealth Financial from $19.20 to $20.00, reflecting updated views on fair value, discount rate, revenue growth, profit margins, and future P/E assumptions. What's in the News First Commonwealth Financial completed a share repurchase program announced on October 26, 2021, buying back 5,101,327 shares (5.07%) for $75.14 million.
Analysartikel Jan 31

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.135

The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend on the...
Analysartikel Nov 04

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.135

First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...
Analysartikel Aug 05

First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.135

First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...
Analysartikel May 05

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To $0.135

First Commonwealth Financial Corporation's ( NYSE:FCF ) dividend will be increasing from last year's payment of the...
Analysartikel Apr 23

Shareholders Will Likely Find First Commonwealth Financial Corporation's (NYSE:FCF) CEO Compensation Acceptable

Key Insights First Commonwealth Financial will host its Annual General Meeting on 29th of April Salary of US$683.3k is...
Seeking Alpha Mar 27

First Commonwealth Financial: Acquisition To Support Earnings, Upgrading To Buy

Summary The upcoming acquisition of CenterBank will lead to loan growth of 3% to 4%. Cost savings from the acquisition will curtail non-interest expense growth, while one-time merger-related expenses will lift non-interest expenses. I’m expecting the earnings per share to grow by just 1% to $1.41 in 2025. As of the writing of this report, FCF is offering a price upside of 6.9% and a dividend yield of 3.3%. Read the full article on Seeking Alpha
Seeking Alpha Dec 12

First Commonwealth Financial Corporation: An Interesting Financial Firm To Keep An Eye On

Summary First Commonwealth Financial has shown positive growth in deposits and loans, but its stock is more expensive than I'd prefer, leading to a 'hold' rating. The firm's digital strategy and partnerships with fintech companies are promising, with significant increases in digital platform users and transaction volumes. Despite solid net interest income growth in recent years, falling interest rates and recent financial performance pose challenges, impacting net interest income negatively. Relative valuation places First Commonwealth Financial near the cheaper end compared to peers, but absolute valuation and asset quality do not justify a bullish rating. Read the full article on Seeking Alpha
Analysartikel Nov 02

First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.13

First Commonwealth Financial Corporation ( NYSE:FCF ) will pay a dividend of $0.13 on the 22nd of November. This...
Analysartikel Nov 01

First Commonwealth Financial Corporation Just Missed Earnings - But Analysts Have Updated Their Models

First Commonwealth Financial Corporation ( NYSE:FCF ) last week reported its latest quarterly results, which makes it a...
User avatar
Ny berättelse Sep 24

Growth In Loan Yields And Critical Capital Moves Brighten Outlook, Though Credit Risks And Rate Cuts Could Dampen Profitability

Expansion in net interest margin shows a prospect for growth in net interest income due to favorable loan yields surpassing funding costs.
Seeking Alpha Sep 20

First Commonwealth Financial: Downgrading To Hold And Reducing The Earnings Estimate

Summary Interest rate cuts will boost residential mortgage loans, which will, in turn, lift total loan growth. The net interest margin will likely shrink due to interest rate cuts, promotional rates on time deposits, and the ending of purchase accounting accretion. I’ve reduced the earnings estimate for 2024 to $1.48 as I’ve reduced my loan growth estimate following the first half’s disappointing performance. The December 2024 target price is close to the current stock price. Further, FCF is offering a dividend yield of 3.0%. Read the full article on Seeking Alpha
Analysartikel Jul 30

First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.13

The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.13...
Analysartikel Jul 26

First Commonwealth Financial Corporation (NYSE:FCF) Released Earnings Last Week And Analysts Lifted Their Price Target To US$17.75

It's been a pretty great week for First Commonwealth Financial Corporation ( NYSE:FCF ) shareholders, with its shares...
Seeking Alpha Apr 22

First Commonwealth Financial: Attractively Valued But With A Lackluster Earnings Outlook

Summary Loan growth will receive support from strong regional markets. After rising for the last two years, the margin will likely stabilize this year. The December 2024 target price suggests a high upside from the current market price. Further, the dividend yield is decent at around 3.8%. Read the full article on Seeking Alpha
Analysartikel Feb 03

First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125

First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.125 per share on...
Seeking Alpha Feb 01

First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation

Summary FCF recently reported strong quarterly results, beating the market EPS estimate by 12.4% but missing the revenue estimates by 2.5%. It has a 3.75% dividend yield and a safe and consistent dividend history. FCF reported solid Q4 FY23 results with growth in both deposit and loan values. Read the full article on Seeking Alpha
Analysartikel Feb 01

If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Seeking Alpha Nov 03

First Commonwealth Financial: Q3 2023 Shows Positive Signs

Summary Confidence in regional banks has waned since the failure of SVB, making 2023 a challenging year for them. First Commonwealth's YTD performance is relatively better than peers, with an -11.34% loss. The bank's quarterly performance was not bad, with a high net interest margin, a low cost of deposits, and rewards for shareholders through buybacks and dividends. Read the full article on Seeking Alpha

Aktieägarnas avkastning

FCFUS BanksUS Marknad
7D0.3%3.8%-0.1%
1Y23.1%23.3%26.3%

Avkastning vs industri: FCF översteg US Banks branschen som gav 23.3 % under det senaste året.

Avkastning vs Marknaden: FCF presterade sämre än US marknaden som gav 26.3 % under det senaste året.

Prisvolatilitet

Is FCF's price volatile compared to industry and market?
FCF volatility
FCF Average Weekly Movement2.5%
Banks Industry Average Movement3.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.1%

Stabil aktiekurs: FCF har inte haft någon betydande prisvolatilitet under de senaste 3 månaderna jämfört med marknaden för US.

Volatilitet över tid: FCF s veckovolatilitet ( 3% ) har varit stabil under det senaste året.

Om företaget

GrundadAnställdaVD OCH KONCERNCHEFWebbplats
19341,592Mike Pricewww.fcbanking.com

First Commonwealth Financial Corporation, ett finansiellt holdingbolag, tillhandahåller olika bankprodukter och banktjänster för konsumenter och företag i USA. Bolagets konsumenttjänster omfattar internet-, mobil- och telefonbank, ett nätverk av automatiserade kassamaskiner, personliga checkkonton, räntebärande checkkonton, spar- och hälsokonton, försäkrade penningmarknadskonton, betalkort, investeringscertifikat, inlåningsbevis med fast och rörlig ränta, hypotekslån, avbetalningslån med och utan säkerhet, bygg- och fastighetslån, bankfack, kreditkort, kreditgränser med övertrasseringsskydd och IRA-konton. Företaget tillhandahåller också kommersiella banktjänster som omfattar kommersiell utlåning och leasing, företagskonton, online-kontohanteringstjänster, direktinsättningar av löner, kommersiella kontanthanteringstjänster och återköpsavtal samt ACH-ursprungstjänster.

First Commonwealth Financial Corporation Sammanfattning av grunderna

Hur förhåller sig First Commonwealth Financial:s resultat och omsättning till dess börsvärde?
FCF grundläggande statistik
BörsvärdeUS$1.89b
Vinst(TTM)US$157.15m
Intäkter(TTM)US$495.72m
12.2x
P/E-förhållande
1.2x
P/B-förhållande

Resultat & intäkter

Viktig lönsamhetsstatistik från den senaste resultatrapporten (TTM)
FCF resultaträkning (TTM)
IntäkterUS$495.72m
Kostnad för intäkterUS$0
BruttovinstUS$495.72m
Övriga kostnaderUS$338.57m
IntäkterUS$157.15m

Senast redovisade vinst

Mar 31, 2026

Nästa vinstdatum

n/a

Vinst per aktie (EPS)1.55
Bruttomarginal100.00%
Nettovinstmarginal31.70%
Skuld/egenkapitalförhållande10.6%

Hur har FCF utvecklats på lång sikt?

Se historisk utveckling och jämförelse

Utdelningar

2.8%
Aktuell utdelningsavkastning
36%
Utbetalningskvot

Företagsanalys och finansiella data Status

UppgifterSenast uppdaterad (UTC-tid)
Analys av företag2026/06/04 20:55
Aktiekurs vid dagens slut2026/06/04 00:00
Intäkter2026/03/31
Årlig intjäning2025/12/31

Datakällor

Den data som används i vår företagsanalys kommer från S&P Global Market Intelligence LLC. Följande data används i vår analysmodell för att generera denna rapport. Data är normaliserade vilket kan medföra en fördröjning från det att källan är tillgänglig.

PaketUppgifterTidsramExempel US-källa
Företagets finansiella ställning10 år
  • Resultaträkning
  • Kassaflödesanalys
  • Balansräkning
Analytikernas konsensusuppskattningar+3 år
  • Prognos för finansiella poster
  • Analytikernas prismål
Marknadspriser30 år
  • Aktiekurser
  • Utdelningar, splittar och åtgärder
Ägarskap10 år
  • Största aktieägare
  • Insiderhandel
Förvaltning10 år
  • Ledningsgrupp
  • Styrelse och verkställande direktörer
Viktiga utvecklingstendenser10 år
  • Företagsmeddelanden

* Exempel för amerikanska värdepapper, för icke-amerikanska värdepapper används motsvarande regelverk och källor.

Om inget annat anges är all finansiell data baserad på en årsperiod men uppdateras kvartalsvis. Detta kallas data för efterföljande tolv månader (TTM) eller senaste tolv månader (LTM). Lär dig mer om detta.

Analysmodell och snöflinga

Detaljer om analysmodellen som användes för att skapa den här rapporten finns på vår Github-sida, vi har också guider om hur du använder våra rapporter och tutorials på Youtube.

Lär dig mer om det team i världsklass som utformade och byggde analysmodellen Simply Wall St.

Industri- och sektormått

Våra bransch- och sektionsmått beräknas var sjätte timme av Simply Wall St, detaljer om vår process finns tillgängliga på Github.

Källor för analytiker

First Commonwealth Financial Corporation bevakas av 14 analytiker. 6 av dessa analytiker lämnade de uppskattningar av intäkter eller resultat som användes som indata till vår rapport. Analytikernas inskickade estimat uppdateras löpande under dagen.

AnalytikerInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Stephen MossB. Riley Securities, Inc.
Kelly MottaKeefe, Bruyette, & Woods